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Cheap auto insurance in NY? Not the greatest history.?
I've had several accidents over the years, 2 major last year. Neither were my fault. Anyways, it seems no matter what company I use, I start off reasonable then all of a sudden a few months later they find"" the accidents and my rates skyrocket. I'm currently up for renewal"


What are some good first cars?
my dad wants me to get a ford crown vic like at the city auction, but they are too big. i think i might get a bmw 325 like my bro??? thanks for suggestions, and i will choose a best answer"


Temporarily disabling car insurance? Possible?
Hi. Im 17, joining the army soon and going to ship to basic training after i finish high school - at around July/2010. Right now, Im getting a car, liability insurance only. So ill need insurance for the car for 8 months before i ship. Im going to be away for 6 months for basic and advanced training. 6 months of paying insurance would cost be around 1300$. Seems a waste to pay if im not even driving it while im away. Would i be able to tell my insurance company to temporarily discontinue insurance when im away? Or if i cancel the policy, does the RI DMV request the plates? If not, i could keep it on the street while im away. If they do request the plates, what should i do? I mean i would have to pay taxes on it all over again, pay for insurance downpayment, then registration fees which is all over like 1000$. What could i do in my situation?"


"How much is a no proof of insurance speeding ticket in Tylertown,MS. ?"
How much is a no proof of insurance speeding ticket in Tylertown,MS. ?"


Can I cancel my car insurance?
I took out car insurance with Direct Line in July paying in monthly instalment by direct debit. I am now getting rid of my car so want to cancel. Will there be a cancellation fee? Will they make me pay what is left for the year?


Do workers comp insurance really do surveillance?
is it too expensive for insurance co to do surveillance


Will a ticket for driving without a license (underage) affect my insurance rates?
Hi, I'm 15, about to get my license, but I NEED to go somewhere tonight. My parents' only reason for not letting me drive is because they are misinformed as far as what the penalties would be if I got stopped. The likelihood of me even getting stopped by a police officer is incredibly low becuase I don't speed, I have all proper licenses, inspection passed, no modifications on my truck).., but they are convinced that if I do get stopped, the officer will unrelentingly give me a ticket, which they claim is a $500 fine (when I KNOW for a fact that here in Texas, the first violation is only $20-100).....But either way, I would pay for it... They are simply concerned about insurance, the one thing they do pay for. They believe that my liability (I don't have collision and comprehensive, just liability) insurance rates will immediately spike, when I get my license, as a result of a single moving violation for not having a license. I have USAA insurance, and I'm in Texas. Please, anybody who knows about this sort of thing please help me, I haven't been able to find any info anywhere else. Please provide proof as well. Thanks!"


Life Insurance in Canada?
Do you have life insurance in Canada? What kind? How much and should I take it from an agent or directly from the company, Sunlife or Westlife? What are the pro and cons of taking an agent for this. . Please don't get me wrong, I had strange experience with an life insurance agent who stalking me to get his business when I just get here and it was sickening. We are a family of 3, in our 40s and immigrants and start to think to take life insurance as we decide to settle here. Thank you!"


Why don't people realize that the Affordable Care Act is more than just a mandate to buy insurance?
It also stops unfair practices on the part of the insurance companies, allows students to stay on their parents' plans longer, sets up exchanges to obtain health insurance, provides subsidies for those who can't afford it, and expands Medicaid to include more people. It seems like no one even talks about these things, and it's all about the mandate."


How does a conflict of interest affect an insurance claim?
Hypothetical situation, bare with me here. You're driving home from work, school, an event etc.. You're in the left lane, 60-70kph, another vehicle is traveling in the right lane slightly behind you, it merges from the right lane, left, to pull in behind you. The vehicle misjudges the gap and hits you in the rear right quarter panel, you spin across both lanes, the vehicle hits you again in the drivers side door pushing you off the road & ultimately writing off your car. You have full comp. insurance for your vehicles market value (not to be confused with agreed value). The other driver accepts full responsibility for the accident. You lodge your claim. He/she lodges their claim. IF both parties are with ABC Insurance, is the pay out likely to be less than if say, you were insured with ABC and the other party was insured by 123 Insurance? Common sense would suggest an insurance company would want to save as much money as possible, especially if it were coming out of their own pocket. But if it were coming from the pocket of another organization, would the figure be higher because they want to make a buck? I ask because this recently happened to my partner. Her insurance company has been proven to short change her some $8K+ and its raised suspicions that perhaps the party admittedly at fault was insured by the same company.. Shed some light, please? Leave your interesting or creative comments in the section below."


Is it bad to keep driving my car when it needs an oil change?
I have a 2008 Honda Civic Si. It is currently due for a scheduled oil change but I can't do it at this time. I was just wondering if I can keep using my car without doing the oil change for now. If so, for how long can I keep driving it before I absolutely have to do the oil change. I don't wanna cause any damage to my car, I want to maintain it in the best conditions that I can so do you recommend me to not use my car until I can do the oil change or can I keep using it for a while with out doing much damage? If so how long?"


Galo Auto & Home Insurance.com?
need to find a cheaper auto & home insurance before july 09 State Farm is droping home ins.? can you please hellp me?


Does U.S. car insurance (Allstate) cover you in Puerto Rico?
I'm going to be renting a vehicle from Thrifty car rental in Puerto Rico next week and I would like to just use my own insurance for the car. Does anyone know if Allstate covers driving in Puerto Rico? Thanks.


What is a car insurance down payment?
I see these commercials for cheap car insurance with a low down payment"". I've had three car insurance companies in my life and not a single one has required a down payment. Why would anyone choose a company that did?"""


Should I wait until I am 25 or 26 to start driving a car again? Is it true about Insurance costs? Please read?
Hello, I am 21 and in college. I am in Northeast Illinois. I have not driven a car since I was 17. This is because I did miserably in driver education. I passed the classroom, so technically I passed driver ed, but the driving I failed miserably. My parents won't let me be behind the wheel of their cars again. I talked with a friend of mine recently and she said that the cost of driving insurance in Illinois is dramatically less when a driver turns 25 or 26. I am thinking that maybe I should start driving again at age 25 or 26 so I can keep costs down (especially in a nasty economy like this country has right now). Now, here's the other thing, my dad has cancer (leukemia), he's the one who gives me rides to places, my mom doesn't want to give me rides because she is still angry at me for what I did when I was 17. She said to me You're not driving again"


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Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"


Does anyone know the estimated cost for a FULL physical w/o insurance?
does anyone know the estimated cost for a full physical (that detects cancers, run pee tests etc.) for someone with no insurance? Are there any programs or places that will give the low income a more affordable price? In the California area."


What is the positive & negetive aspect of Term insurance?
Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.


Will auto insurance rates go up if filing a Comprehensive claim in Texas?
I had windows knocked out and body damage done to two trucks by vandals, the vandals were identified and police report files and charges will be pressed. I carry $1000 deductable and damage was in the range of $2000 per vehicle. Any insurance claims adjusters want to comment? PS I havent called my insurance yet, cause I know just making the call will go down as a claim""."""


Is my auto insurance too high?
i am 18 yrs old. my car is 2008 c class benz. my insurance for the car is 315 a month!!! aaghh!! is that too high or it is a good price for the car i drive? does the car model matter? please help!! i hate paying this price!


Teen car insurance question?
Everyone knows that if you get good grades your insurance costs are lowered. i live california just so you know i dont know if it matters. but if i got about a D average my first semester and B+ or an A average second semester will they look at that or average them together. also any other tips to lower insurance costs... thanks ahead of time.


Insurance after admitting responsibility car crash?
i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried


How much would the average price for a male at the age of 20 to have full coverage car insurance?
How much would the average price for a male at the age of 20 to have full coverage car insurance?


Health uninsured rate continues to fall. does that make you mad?
Health uninsured rate continues to fall. does that make you mad?


Young driver trying to get insurance. Need help.?
I have been looking for a reasonable quote for at least a month now and cannot get anything better then 4000. I am 17 and passed my test in august. The reason insurance is so high for me is because of where I live. I know this because insurance company's have said that they cannot insure me because of where I live and if I change my address when trying to get a quote if I use my Nan's address instead of mine it goes from 400- to 1600. Is it illegal to have my insurance under my Nan's house? Is there anything I can do please help.


What does face value mean on a life insurance policy?
What does face value mean on a life insurance policy?


Why do some people choose to purchase very low auto insurance limits and high deductibles and then they are shocked when an accident comes?
I ask because I have a friend that works for a major auto insurance company and she always has the best stories about inadequate insurance. She says people always want to play the victim and plead for help after an accident when they notice their low coverage limits. Why cant people understand that you pay for what you get.If you choose lower limits and higher deductibles, then it will come back on you eventually. I personally do not think it is worth it to pay $25 less a month in my case, to have state minimum coverage and $500 or more deductibles. I currently have $250 coll /$100 comp/$250 under/uninsured for my deductibles and 100/300/100 for liability. I chose these amounts because I want to be covered in every way financially in an at fault or non fault accident. Why pay for insurance if you will not use it and put yourself in a financial bind? (I am speaking about people who are not financially able to afford to pay out of the pocket after an accident much money on any given day) All opinions are welcome!"


Why does another persons driving record affect my insurance?
sharing a residence with other people doesn't mean sharing vehicles or the responsibilities, so why should their driving record affect my insurance rates?"


Will insurance cover the car?
I'm getting ready to take my road test, but my Mom can't afford to have me added in her insurance policy. She plans on making me an excluded driver. My brothers & sisters are all covered if they drive her cars, because they don't live in her house. I still live at home, my question is, if I'm an excluded driver, and I were to get into an accident, would the insurance cover the car, or not? And I live in Michigan, if that helps."


If your driving a friends vehicle and it doesn't have Insurance on it but u carry full coverage on your vehicles will u b covered?
If your driving a friends vehicle and it doesn't have Insurance on it but u carry full coverage on your vehicles will u b covered?


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2008 Toyota Camry Insurance?
I much am I looking to pay for insurance on a 2008 Toyota Camry. I am 18 years old with a clean driving history.


"If you needed to purchase a health insurance policy, where is the first place you would look?"
If you were self-employed or for some other reason did not have a group health insurance policy, what would be the first step you would take to get health insurance?"


Lower Deductible before claim?
My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks"


Why do car insurance rates go up?
But, what about all the money I've already paid in? That should cover the cost of the accident. My last accident cost $2,000 in damage to the other vehicle. I paid in way more than that with my premiums of the years."


Approximately how much will car insurance cost me in the usa?
im 19 years old im getting a mazda rx8 2004 it has 55k millage on it. i will use my foreigner license in the states. im live in new york and im a student on an f1 visa.


Could affordable government health insurance help stimulate the economy?
Services like water treatment, police, fire departments, and schools are supported by taxpayers dollars because it saves money in the private sector in the long run. Affordable government health insurance may also saves families thousands in expenses each year, giving them more money to spend in the general economy. Would this not be a way to help stimulate the economy?"


On average how much is car insurance if you've been in an accident and?
I wasn't speeding, I didn't slow down enough to make a turn on a back road ( I didn't notice how sharp it was) and swerved off the road. how much more will insurance be for me now if I find an alright vehicle. (And I know it is really bad when your young, I'm 18, so I know it will be high as is, and because of this I know it will be way higher, I just need a basic idea of how high it will be and for how long. I've never been pulled over before, nor do I speed.)"


"Does a permit also count as an experienced driver, when going to get insurance?"
I've had a permit for about two years now and I want to get my license. I'm from Hendersonville, North Carolina."


How much will a used SlugBug Convertible cost me in the state of Ohio?
I turn 16 in January 2011 and I want the car by August 2011 so in about a year and a couple months from now! How much with the car cost me to pay all up front or how much will it cost me monthly if that sounds better! How much will insurance be per month? How about Gas? All answers are appreciated and Im willing to buy 2003 to 2010 but the price range for the actual car has to be no more then 5 to 6k ? I also want to know if you think Im going to have to get a loan. . . thanks everyone!


Insurance cost for drivers under 21?
California please. If you want specifics on the vehicle; Car - Don't know, probably a used one. Motorcycle - Suzuki GS500F"


Which is the best company to provide affordable individual health insurance? or best way to getting one?
Which is the best company to provide affordable individual health insurance? or best way to getting one?


Insurance for renting a home?
I'm renting a home from a friend, and she says that she has to cancel her home insurance. Is there rental insurance, or any more suggestions."


What are some A rated insurance companies? or how do I know my insurance company is A rated?
Is their website that shows A rated insurance companies? I use a small independent insurance broker that represents several insurance companies. The broker is Control Insurance Inc and the auto insurance is Safeway


What is the best health insurance for those who need to go through substance abuse programs.?
Husband got two DUI's and now the state of CT is making him do treatment before he can get license back. We are in California now, and I am looking for advice from someone who has EXPERIENCE with this. What is your suggestion for a health ins. plan to cover the costs of a substance abuse program, that includes counseling and evaluations...not detox.. Thanks so much!!"


How do I get health insurance for my baby to be born in April?
I am self-employed, therefore have a limited health insurance plan just for me & my husband (In other words, no employer health insurance). To keep my premiums affordable, I have a very high deductible, no maternity coverage (I am paying cash to a midwife), very bare bones, in other words. Can anyone direct me as to what company/where to start? The one company I inquired with told me I could not even submit the application until my newborn was 32 days old. Is this standard practice? Thanks for your help. I really detest the subject altogether!"


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