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Term vs Whole Life Insurance?
So for all of you Insurance experts- I have some questions for you! I understand more about term insurance than I do about whole life. I understand that if I qualify that I can get a Term life insurance policy for a certain amount - for a certain number of years. BUT with Whole life do you pick your policy amount - say a million or 200,000? I've read it is like a bank account. But I don't understand it! With term insurance you must qualify by doing their health exam every term and answer their questions every year right?! But is it true that with whole life once you take the initial health exam then what? As long as you pay the premiums every month you are all good? What worries me with the term life insurance is say I have a 20 year policy, but I find out that I have cancer during the 19th year they will not renew my policy right? But if I do have whole life then it does not matter because I am locked in as long as I pay my premiums, even though it's more expensive."


Mandated Health Insurance is different from Mandated Auto Insurance how?
The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.


To get maturnity insurance or not?
I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx."


Why is car insurance rates so high?
Why is car insurance rates so high?


Microeconomics topic (health insurance) ?
i have a 6 page research paper due on a microeconomics topic and i picked health insurance. the problem is i dont even know how to start my research paper.. can anyone give me questions i can answer or things about health insurance i can talk about in my paper. or does anyone have a better easier topic than this? please and thank you !!!


Suing my friend's car insurance?
my friend and i got into an accident, I can't tell if it was her fault. She hit a curb and the car flipped. Anyways, thank god we are both fine. However my uncle and cousins made me sue her car insurance company so my hospital bills can be paid ( I went to emergency after the accident). I'm okay, just some cuts and pain on my neck. Chest and back. So I'm going to therapy now. I didn't wanna sue my friend's insurance at all but my family insisted. I told her last night about it and she told me her Insurance was gonna pay my bills anyways. So j don't know. What's gonna happen now that j sued her? She's like my best friend and this whole situation is depressing me. Is she gonna have to pay with her own money? Or what's gonna happen to her? :( she clearly is scared and don't want me to sue her but I already did. I don't know what to do. If her car insurance is gonna pay my hospital bills then no need to sue but I'm going to therapy (can't afford it, I'm stupid Ik) and besides the case is in process already. The only things I want is my hospital bills to be paid that's it. I don't wanna any money for me."


UNITED STATES SUPER BIKE INSURANCE? FOR NY OWNER.?
hello i have a x-19 super bike Drivetrain Engine: 4 Stroke 110cc Single Cylinder, Air Cooled Fuel : 91+ Unleaded Gasoline (no oil mixing required) Starter: Electric Key Start w/ Backup Kick Start (MANUAL) Maximum Speed: up to 70+ mph Ignition: CDI, Ultra High Discharge Coil Transmission: 4-Speed Manual w/ Hand Clutch or Automatic Maximum Power: 15.5 hp Brakes: Hydraulic Cross-Drilled Disc Brakes Exhaust: Factory Tuned Dual Exhaust w/ Twin Silencers Dimensions Length: 58 Width: 25"" Height: 33"" Ground Clearance: 5.5"" Dry Weight: 140 lbs. Weight Capacity: 325 lbs. Fuel Tank Capacity: 2.25 Liters Cruising Range: 50 miles per tank Tires: Pneumatic Racing Semi-Slick Tires EPA APPROVED & CERTIFIED - OUR X19-CR SUPER POCKET BIKE IS EPA APPROVED it goes as fast as 70 miles per hour i called my local ny DVM they said id need a motorcycle license and blah blah. registration and all that that's not the hard part the hard part is the insurance. i called gecko and they said they don't insure super bikes i get all these UK insurance sites for Super Bikes but no USA insurance can someone help me. in finding out the insurance agency that i can get insurance from?"""


Where to Find Affordable Health and Life Insurance?
Hello, I'm looking for site that offer affordable health and life insurance.Please recommend me such a site."


Can you exchange a motorcyle if the insurance ends up being higher than what was quoted at the dealer?
lady a i did that..... i was given expensive quotes and the harley insurance was cheaper so i bought it


What is a good health insurance for an individual?
My dad lost his job 6 months ago, his new job doesn't have benefits. What is a good health insurance that will be cheap enough for a young college student that is affordable? (I live in Michigan if that makes any difference)"


Cat insurance question ?
warren, you must be a top contributer through answering rubbish and putting the source down as the Joker, your orange badge is a Joke, you are a fool"


Insure my trip?
I am 17 years old, and I am going to go and live with a host family in Spain for a month. Not knowing these people very well, my moms main concern is that if this family is crazy ill be stuck there for a whole month with no way to come back. Is there an insurance plan, that say, the first couple of days with this host family don t work out, that id be able to come back to the states and not be stranded? This is worst case, and hope this doesn t happen. But i want to be prepared for the worst. I located the nearest hostal, so that if things do go south i have somewhere to safely reside. Can anyone refer me to an insurance plan that would cover this type of emergency, if it arises."


18 Yeasr old with 94 ford taurus wagon. cheapest insurance??
I'm 18 and just got a 94 ford turus wagon for my first car. where do you think i should get my insurance?


Can I insure 2 different cars with two different companies?
I have just ordered a new car on finance but I still have my old car. So that people cAn test drive my old car, I still need to have insurance on the car. My current insurance policy runs out in September. This is when I will get my first years no claims. Would I still be able to keep that insurance policy till it runs out but insure my other car with a different company? P.s, my insurance company won't let me put 2 cars on the current policy."


What sports cars have low insurances?
im 19 so insurances are an absolute drag and im looking to buy a sports looking car but the insurances for everything are so high. so is there any good sports looking cars with a relatively low insurance group preferably below 15. my previous cars have been a ford focus 1.6 titanium 09reg , Puegeot 206 1.1 T reg, ford fiesta zetec s 1.6 59reg and im driving a puegeot 207 1.6 59reg at the moment and i want to get out this style of car. and i have a budget of around 14,000 - 15,000"


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Where can I go to get my eyes checked when I don't have health insurance?
For the past few weeks I have been having vision problems in one eye, not all the time but I will get blurry vision and the eye will water when I'm say, looking at the computer screen for more than a short period of time, and when I don't feel pressure/have the blurry vision it seems like I am looking more with my 'good eye' if that makes sense. I don't have health insurance (between jobs) and was wondering if anyone had any experience with low cost eye doctors in the southern California area. I can afford a little bit but money is tight...but the problem is not going away and I feel I should get it checked out. Thanks so much to all who have some ideas."


"Has anyone come across where an insurance company paid $200 more and a year later want it back, filed taxes with that income?"
Has anyone come across where an insurance company paid $200 more and a year later want it back, filed taxes with that income?"


240sx insurance?
will the cost of insurance for a 1995 nissan 240sx be high or low?


Is there a website where I can use a calculator to get an estimated insurance quote for a car I may buy?
I want to figure in the insurance as part of my outlay in this purchase without a bunch of insurance agents harassing me, calling me, emailing me and so forth. It would help me make the final decision on which vehicle I purchase."


How much would insurance cost on a 2015 Mustang 4-cylinder ecoboost?
Just wondering if anyone has an idea on how much insurance will cost. The insurance for the V6 model I know will be somewhere around $400-$500 a month which is obviously too much for me. I plan on putting a 3k down payment for the Mustang and finance for possibly 4-5years. I also plan on selling my current car for a little over 2.2k. I believe this will only be possible for me to do if the insurance is around $300 a month. The Ecoboost mustang is a 4 cylinder 2 door muscle car but with a turbo engine putting about 305HP. It gets more mpg than the V6 but is faster than the V6. Thank you for any answers and I know for now nothing is 100% true until I actually get a quote. Oh I also live in the LA County area as I know this will sadly most likely increase the insurance cost by 40%.


Where is the best place for a teenager to get car insurance?
Im an 18 year old male and will be getting a 2005 Nissan Altima. What would be good insurance for me? I need cheap insurance and I have good grades so I might qualify for a discount.


If you got hit by a car will your insurance go up?
If you got hit by a car will your insurance go up?


Cheap insurance in northern ireland?
I am a 21 year old driver with 3 years no claims bonus and my insurance is still a fortune!!! is there any dealers out there that is a bit better on it??


Is this the cons' mantra today?
50 straight months of private sector job growth


Should I alert my insurance company?
hi, the drinking i only know about during my offense, i was only stating that he has created a record & pattern of running stopsigns/and lights. I do understand the value of the car is worth...what it is worth, but since it will leave me with not enough money to put me where I was, before the accident, i think im going to take him to court outside of the claim."


Insurance for first time motorcycle driver?
I'm 16, female, & am looking at the Kawasaki Ninja 2009. I would be the primary owner, and I'm wondering whether the color of the motorcycle will affect the rate of insurance as well? Thank you!"


How much would car insurance be monthly for an 18 year old girl?
Who's never gotten a ticket or pulled over. Had my license for seven months now and also has not took drivers ed....an estimate?


How much is an average ttuck insurance quote? ?
Itll be a nice truck with an 18 year old driver with decent coverage in the state of Florida


Best room insurance for a University student?
Which company provides the best deal on room insurance for students? Cheers


Where can i get cheap car insurance?
Where can i get cheap car insurance?


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"What is the average cost for an underage driver, with a new car, on their parent's policy?
I am 17 and I am considering getting my license and buying a car. How much is the average price of insurance in my position?


Should i cancel my car insurance?
i have a 1997 honda accord that just recently broke down(engine problems,2,200 $ to repair) and i've been thinking about cancelling my car insurance until i get a new car rather than pay hundreds of dollars a month for something that doesn't even move."


Sprint insurance question.?
Can you only start insurance on your phone when you get it, or can you put insurance on it whenever you want? My phone is acting up and i've been on the contract for a few months now. Can I put insurance on the phone and then have the phone replaced with a new one?"


What is the best medical insurance for unemployed or self employed?
What is the best medical insurance for unemployed or self employed?


Life Insurance......?
My father decided to buy life insurance on me and my daughter. Im 21 and ive been married for 3 years and i was wondering if he bought it, would my husband be able to buy it for me too? Im really confused to why my father decided to buy it for me. my husband is in the military so hes already covered."


Where can I find cheap car insurance for someone who has a dui?
I live in AZ and I am trying to find car insurance for someone who has had a dui. The only company so far is Bristol west but they are too expensive. Where else can I go?


Is gender discrimination in insurance wrong?
Should insurance rates be based on actuarial numbers and claims histories of groups or is it wrong to charge certain groups higher rates than others based on something they have no control over? A part of the new health insurance law seems to be that you must treat the genders the same (hence giving men coverage for pregnancy) and they charge both men and women who are otherwise the same risk the same. Yet for auto and life insurance men are charged more due to the perceived higher risk. Why is this allowed? Also, why is age discrimination allowed (something you can't control) in insurance, for example higher rates for young drivers or higher health insurance for older patients, but racial discrimination is not allowed, even in cases where the racial differences are extremely high?"


Why is insurance in ontario so expensive compared to insurance in other provinces?
why is insurance in ontario so expensive compared to insurance in other provinces? what factors affect this? i would assume that the amount of accidents affect it. does population affect it in any way? how about living areas? wouldn't insurance in detroit be high because of the amount of crimes? i've been studying a graph and it says CPPV (claim cost per private passenger vehicle) and it compares that with average net premium. is CPPV the amount that the insurance company gives back to us policy holders on average? thanks guys. i'm sort of new to this insurance thing and i'd like to know more about it


Car insurance for 16 year olds...?
How much difference would the insurance be for a 16year old if the car make was either a comaro with a v6 or something else with a v6, like a nissan or mazda. Does the make of the car make a difference? I have good student and a bunch of other thngs that make discounts but was wondering if there is a big difference between just the make of the car. Im looking at buying the 2010 comaro if the insurance doesnt change tht much...... any info is great! :) thanks!"


Why won't anyone published my poems about car insurance coverage?
publish not published. Damn typos.


How do insurance companies verify the adress you use for your car insurance is your actual adress?
I want to get my car insurance in a different state see how do car insurance companies know that the address and provide is where I live. And if I get caught what is the penalty


Can anyone recommend a good car insurance company?
I'm just looking for some quotes at the moment. To narrow it down: I've been driving for 4 yrs. No accidents. Gieco, State Farm, and All State are not available in my area. Anyone have any experience with any other good car insurance agency?"


Is a Chevy Blazer a good car for a teen?
Im a boy and im 16 years old, and I'm looking on craigslist for a car that is $4,000 dollars at most. I saw a 1999 Chevy Blazer for $3,700, and I'm wondering if that would be a good car. If its like a nerdy car for a teen, let me know, cuz I don't know that much about cars :P Thanks."


How much does it cost to see a gynecologist without health insurance?
I live around the Chicago suburbs, and I don't have health insurance at the moment. I just want to get the regular check-up and pap smear. Anyidea how much it would cost?"


What's the best and affordable pet(dog) insurance out there?
What's the best and affordable pet(dog) insurance out there?


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