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Why did my car insurance rates suddenly double?
I am almost 40, have a spotless driving record, have the same car, haven't changed the policy, and haven't moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard or can agents just screw with us at will? I have been with this WELL known insurance company for 4 years. This isn't some guy working out of his garage. Any experts out there that can shed some light on this for me. I am shopping around for new insurance as i type."


What coverage to get for car insurance for my son with ' L'?
what coverage to get for my car insurance , my son jest got his L. so what insurance coverage do i need to add to my car if i want him to drive it whit me , because I'm afraid if a crash happen. I live in british consulate vancouver ( ICBC ) this is the web site of the company (http://icbc.com/) so please help me ."


Tax and Insurance question for a Young Person?
Okay , Im 14 years old , and I cannot wait to start my real career (After some years of college) as a Video game producer (or) programmer. My mom says that what ever pay check I get from a job or career , the tax will take money from it. I've calculated my monthly payment from being a Video Game Producer , Which is $5208 a month. How much will money would I Really get after taxes are taken care of and if I have car and health insurance? Is there any other thing I need to know as well?"


"If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?"
If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?"


Speaking to auto insurance adjuster under someone's else name?
Long story short, me (passenger) and my dad (driver) got into an auto accident, it was the other guy's fault so we have been dealing with the other guy's insurance adjuster (they kept asking to split 10%/90% the repair cost even though we think the other guy is 100% at fault). Problem is my dad doesn't speak English very well, so he would like to me to handle it since we both were at the scene. Under the impression that only the driver can make official statement, I (the son) have been speaking to the other guy's adjuster under my dad name and the insurance guy doesn't know. Is this illegal? Should I just come clean and say I have been speaking for my dad?"


Estimated Insurance Costs for Pest Control Business?
Hello, I have been considering starting a Pest Control business. I'd mainly like to focus on the removal of animals, however from a business stand point it would be much wiser to handle pest insects as well. Our state breaks down the minimum insurance you need which I will list below. I was hoping someone could give me just some reasonable estimes of what these types of insurances would cost based on the information I provide? If needed, I live in Rhode Island and based on looking at similar local businessed and their NAICS codes, the industry would be #325320. RULE 21. FINANCIAL RESPONSIBILITY (A) Each applicant for commercial applicator licensing shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $20,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $20,000 each occurrence - $40,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $25,000 (B) Each applicant for commercial applicator certification shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $50,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $50,000 each occurrence - $100,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $50,000 (C) Each applicant for commercial applicator certification in Category 7(c) Fumigation shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000 or (2) The following minimum insurance coverage: Comprehensive General Liability: Bodily Injury Liability - $100,000 each occurrence - $300,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (D) Each applicant for commercial applicator licensing or certification, who applies pesticides aerially, shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000, or (2) The following minimum insurance coverage: General Liability: Bodily Injury Liability - $100,000 each occurrence - $200,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (E) Financial responsibility required by paragraphs (A) (D), where appropriate, shall not be required of persons whose pesticide application activities are part of their duties as governmental employees."


Can I afford this car ??!?
Im 18 and im looking to buy my first car im looking at a 2012 Charger it might round up to be close to 30,000 $ I make atleast 1,000 a month working at a salon and I leave with my parents so I dont realy worry about bills the only thing I worry about is my phone bill wich is 50 $ month I think I can hamdle the payments of the car whatever they might be im not planning moving out anytime soon and I want to start college next year only part time 2 days out of the week so I can still work full time ."


Quick home owners insurance?
My boyfriend and I are wanting to move into this house we signed for today. The owner we bought from said we could move in as early as this weekend, but we need insurance. We have the down payment, just need to get insurance. How long would that take with a normal insurance place? Is there somewhere online we could get quick insurance in a few hours or a day? It's not something we would permanently use. Just something to get us in the house sooner, and we can switch later to a better insurance. It's just more convenient for us to move in this weekend. Please and thanks for the advice!!"


Can someone explain the difference between Health Insurance and any other Insurance?
@nothingconstant: if I show up to the ER and I do not have health insurance or the ability to pay for the care, I cannot be turned away. The hospital will have to absorb the costs of providing my care. However, those costs will be passed along to the people who do pay in the form of higher charges for services. Therefore people who can/do pay will pay more to cover those who can't (which already occurs now)"


What is life insurance quotes?
what are the advantages of insurance quotes?


What is the difference between ordinary life insurance and term insurance?
I heard about term insurance"" whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two?"""


I live in SC and am insured with Farm Bureau. What is the grace period for a late auto insurance payment ?
The payment was due Oct 13 but I will not pay until Oct 30.


What is the penaltyfor expired medical card?
What is the penaltyfor expired medical card?


Is an X-ray covered by my insurance?
I have not yet met my out of pocket and checked on the website it says an urgent care visit co pay is 50 yet mine was only 5. I didn't see anything about X-rays


Why do Police officers get paid so little?
I was just watching the show Cops and I just realized that police officers risk their lives everyday and help this country, yet they get paid so little? (I think they should get paid more in my opinion)"


home insurance 1 deductible



I need cheap health insurance!!?
i get it thru the state - i'm in Wisconsin - but actually right now it's not 'valid'...i go thru so much crap getting it thru the state. in fact, right now i've been on the phone for over 2hrs waiting - to talk to a real person - be/c it's so hard to get in touch w/ anyone. i recently reapplied for my insurance [myself and my kids] and i got a letter saying 'your request to withdraw your insurance has been approved' - lol duh. completely the opposite of what i asked. my husband's job only covers him- they are a small company. any other free/cheap health insurances out there you know of?"


What private health insurance programs cover gastric bypass?
I've got group health and found out that only employer insurance programs through them include bariatric coverage. Does anyone know of a health insurance program that covers gastric bypass which I can buy on my own without needing to do so through an employer?


"Got a speeding ticket, will my insurance rates go up?"
Im a 17 year old male, on my intermediate license till march, I turn 18 next month. I got my first ticket of any kind this morning for going 65 on a 55 on a highway, she said since it was 10 or under, its not a moving violation and will not interfere with getting my unrestricted license. Ticket was $114 which I can easily pay, but i want to know if my insurance will raise or not, please answer if your knowledgeable on the topic."


Is the premium the only determinant of how much your health insurance costs?
Does the deductible matter? Does a possible subsidy change things? And most importantly, are you taking into account what you would have to pay out of pocket for things your junk plan does not cover? In the long run, even if your premium goes up but you get better coverage, you will save money."


Does comprehensive on my auto insurance cover theft?..?
Does comprehensive on my auto insurance cover theft?..?


I need dental insurance...?
Does anyone know of any good places I can get dental insurance through? Thanks


Don't have health insurance but just found out I'm pregnant?
I signed up for medicaid 2 days ago because I really want to see a doctor to verify my pregnancy and make sure I'm OK because I'm already 6 weeks along. But I heard that it can take up to 3 months to hear back from them!! Is there anywhere that Is like a free clinic or goes by your income?


How long does State Farm insurance have to respond to a demand?
How long does State Farm Insurance have to respond to a demand letter? My accident was exactly 9 months ago today and my demand letter was sent out a month ago on Friday.I have bills piling up and I'm starting to recieve letters from collection agencies. I've emailed my attorney and his assistant numerous time in the last few weeks with 1 - 5 word response back. I'm starting to get inpatient and irritated but realize there isn't much I can do at this point. Can someone please help me?


Can you recommend an affordable Orthodontists in the DC Area?
I had a consulation with a great Orthodontist in Downtown DC. He suggested i get top invisglin and bottom metal braces, only wearing them for about a year. Great just can't afford $7480 or $6580 (for all metal.) Lower would be better. Help!"


Do I have to wait until after I get a car to get auto insurance?
I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes"" but they all ask me what I kind of a car I have"


What is the penalty if you're caught driving without insurance in California?
.....AND you cause a traffic accident? I was hit by an uninsured motorist. Just curious, what she would have to pay (not enough if you ask me!!!) or what are the penalties. Inquiring minds wanna know!!"


Walmart $4 prescription list....only with insurance?
Are the awesome 4 dollar prescriptions only when you have insurance? I don't have insurance, can I get my regular 4 dollar script for still 4 dollars?"


WILL MEDICARE HELP ME WITH MY BLUECROSS INSURANCE?
WILL MEDICARE HELP ME WITH MY BLUECROSS INSURANCE?


Wouldn't it be iranic if the little green gecko got squisked by one of the cars that he sells insurance to?
Wouldn't it be iranic if the little green gecko got squisked by one of the cars that he sells insurance to?


Car insurance with child?
Do you have to get different car insurance to have a child in the car?


home insurance 1 deductible



What is the cheapest car insurance company?
My auto insurance went up AGAIN! I am a safe driver! OHIO mutual is horrible! What is a cheap insurance company? NOT SAFE AUTO>THEY SUCK


What's considered average in terms of condo insurance in Las Vegas?
What's considered average in terms of condo insurance in Las Vegas?


Cost of insurance for BMW M3 for a teen?
My friend offered me his old BMW M3 for sale. It is a 2000 and 6cyl. I have always dreamt of getting a BMW. I am 18 and live in Iowa. I have good grades and a completely clean driving record. I have a decent sized budget but I was wondering what insurance would cost for it? Would it be possible to lower the cost by putting it under my parents names? It does have a salvage title for a tiny little fender bender. The body has been completely repaired, would this lower the cost of insurance? Obviously any M3 is going to be more expensive.. So what other BMW would be cheap on insurance? How are 3-series is comparison to m3's. Any year close to 2000 preferably. I am just searching and checikng my options. I dont want anyone telling me that i shouldnt buy a BMW. I am not set on it, just a simple question out of curiousity. Any average estimates you guys can give me would be nice. Thanks"


Can two insurance agents get different quotes?
Two local agents both from State Farm, different agencies though...Can they get different quotes or will it all be the same since it's all State Farm? Thanks!"


Help with Car insurance?
My mom pays for my car insurance. I pretty much moved out, and I'm living at my boyfriends house. (we have been together 3 years, not the point here though). I want to get my car insurance in my own name, going towards the point of being independent and taking care of myself. Problem is, everyone I confront my mother about it she's either too drunk or just avoids the topic. Is it possible to switch my car insurance brands without having her approval?"


How much does it cost for a shoulder MRI?
I believe I have a rotator cuff tear, but I'm not sure. I'm really not sure what's wrong with my shoulder. My shoulder really hurts, so my doctor suggests that I get an MRI. How much would it cost with insurance?"


Will full coverage car insurance cover this?
My friend was in an accident on a dirt road last night. He hit a rock sticking out of the ground that popped his tire, and the front right side of his car slide into a mountain. So the front fender, and right door is smashed pretty well. He has full coverage car insurance, and can not talk to them personally about what is covered, because they are closed until Monday. He left a voicemail with the insurance company when the accident happened. Money is tight so he is very worried about what, if not all, will be covered. Does anyone know whether this type of accident will be fully covered, or at least some of it? Thank you for your answers in advanced."


"Can I insure my car my dads name, if i am making payments under my name?"
Can I insure my car my dads name, if i am making payments under my name?"


Insurance quote?
hey, for school i have to know what an insurance quote is and none of the sights i go to will give me any information. so can you help me? what is an insurance quote and for what kind of insurance? all of them?"


Life Insurance help........?
Hi I'm currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can someone give me a few pointers? What kind of questions should I be asking when talking to an insurance agent? Also, I hear there's Term Life and Whole Life insurance. What are the difference between the two and which one is better? I'm actually looking for a policy that's around the 100K to 75K range, so what is the average rate? Which company are reputable and which company should I avoid? Any info, source, site, links, feedback are greatly appreciated. Thanks. "


How can I get health insurance?
I am a college student, and I was wondering how I can get health insurance."


I received a speeding ticket while driving my parents car does that affect there insurance rates.?
I was also issused a ticket for driving without insurance, what should I do about that?"


Can I afford a new car with minimum wage?
I am looking to buy a 2011 Mitsubishi Lancer DE with a manual transmission which retails for about $15K. I live with my parents and would love a new car ( especially the Lancer since ive been a fanatic of the Evolution for as long as I can remember , but need a better commuter ) and I am about to go to my first year in College. If I cannot completely afford the car, than my parents offered they can support me as I purchase the car but I would like to see how well I would be able to pay it off on my own with a Job paying about $8 per hour. Thank you for any help!"


Health Insurance costs?
Can anyone here tell me how much health insurance usually costs for a 22 yr old?


Who offers the best and affordable auto insurance ?
First time buyer, just got drivers license"


home insurance 1 deductible