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Auto Insurance coverage -- How much Liability and Medical?
I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks."


Can't afford Health Insurance...?
I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?"


How much does car Liability insurance cost for you?
how much does car Liability insurance cost for you I was wondering how much does it cost i know every body has a diffent one but what is yours so i have a estimate thank you


HELP College student needing health insurance fast!!?
I am in the football program at my collete and my state insurance dropped me because I turned 19. I start spring ball in april and I need to find cheap health insurance for 2 months. My coach said it needs minimum of 90,000 coverage. I've been searching and I can't find any that say that. I have barely any information on this. Please someone help me fast!!"


Outraged by auto insurance companies?
I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do."


The role of health insurance?
Am I the only one around here that thinks health insurance is completely backwards? Auto insurance is insurance you have if you have an accident or your car is stolen. It's to cover big time expenses you can't routinely deal with. It's not for replacing the alternator or getting oil changes. Home Owner's insurance is the same deal. You don't have it pay to fix a leaky faucet. You have it pay if the home sustains major damage or burns down. Can you imagine how expensive either one of those would be if we expected it to cover routine costs? We'd be complaining we need Auto and homeowners insurance reform too. So why is Health insurance so different? Why not just make it for big ticket items like cancer, heart attacks, etc. and leave everything else for out of pocket? And once people started actually having to pay for their own routine medical costs, then we'd start seeing some actual reform of how health care is priced and delivered."


How much does dog kennel insurance cost ?
for a college business plan


New auto insurance policy has new items that i do not understand?
We just switched to a new auto insurance to combine with our home insurance. The new policy has some items/coverages that we did not have in our old auto policy and its increasing our monthly payments to almost $100. The items are: Bodily injury to Others; Personal injury protection; Bodily injury caused by an uninsured auto; damage to someone else's property. Can someone please help me understand what these items mean and if they are really worth to keep in the insurance. Thank you


How much do prescription contact lenses cost without insurance?
i started working at $8 an hr so i want to know if i can start saving up for contacts. i'm sick of wearing glasses.


Do i still have to pay excess on my car insurance?
can someone please tell me if I still have to pay my excess after a claim on my car insurance, it was my fault and alot of damage was done to the 3rd party car, i never got mine fixed...the thing thats confusing me if is my insurance is up for renewal next month but my current insurance is quoted over 1000 I have found it a lot less elsewhere so if course im leaving my insurance, but will I receive a letter stating i owe them the excess, as I paid nothing at the time of the claim?"


Wouldn't getting rid of insurance companies lower health costs?
Insurance companies don;t cover elective surgery like liposuction and lasix, and the price is pretty cheap compared to an appendix operation or ambulance ride. Since health insurance was originally meant to cover a catastrophe, and not everything including hang nails and pimples, why can't we just get rid of the current health insurance system and just have catastrophic plans?"


"I'm not covered by car insurance by my parents insurance, I still live at home,..?
They don't allow me to drive the cars because I'm not covered. Can I drive the car when it's in another house that they own?


How easy is it to change my car insurance?
I am 23, and never changed my car insurance before. I had it for 5 years. I paid $65, then after a ticket, over a year ago it suddenly went to $87. That is with progressive. Esurance offered me $55 for same coverage. If I usually pay on the 20th, can I call them up, set up new plan, and have it start on 20th, and have old one stop on 20th, without another bank deduction?"


Maternity Health Insurance?
This is probably a weird place to ask this, but having trouble finding an answer online. I have individual health insurance, and my plan will not cover a pregnancy if conception occurs before 6 months after I add the maternity coverage. I am not currently pregnant, however I would like to begin trying before 6 months from now. Does anyone know of a health care plan that you can add maternity coverage to, and not have a waiting period for conception? For instance, if I opted for extra coverage in October and became pregnant in Dec., could I be covered?"


"Can I be added to my moms auto insurance, and drive my own car?"
Is that possible be added to my moms auto insurance, and drive my own car?"


mercedes cla 180 insurance group



Car registration/plate and car insurance?
Hi, I recently bought my first car. I'm 19 years old. To make it short, my parents do not have a license and cannot get one for some reason. I am trying to figure out if I can have my grandma put my car under her name with an insurance company. That way, I can pay way less for insurance since I am a new driver. I need to know that if I put my car under her name for the insurance, if I can then register my car under my name, or does the car have to be registered under her name? I live in Florida by the way. Thanks."


Need new car insurance?
im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?"


Insurance under Obama care?
I am 22 years old and graduated a week ago. My parents have insurance through trustmark insurance and I've been recently hired on full time for a management position. Being a full time employee, I have the opportunity to get my own insurance or waive it. I've heard that I should be able to stay on my parents insurance until I am 26. However, I've also heard that I would need to be a student in order to continue on staying on my parents insurance. So essentially I am asking whether I should be able to stay on my parents insurance until I am 26? If my wage is needed for this, I make 14$ an hour. My parents are more than willing to keep me on their employers insurance."


Does color of car affect insurance rates?
In the market for brand new car. Does color matter with insurance? Ive heard red is most expensive.


Sent a fake transcript to a car insurance for good student discount?
So me like an idiot sent a transcript from my college to Geico car insurance and it was altered. I thought that in the next semester, i can be able to make it all up. the altered transcript had 2 C's 2 A's and 1 B. What can i do now? I am really afraid because I really don't know what to do anymore. I feel like committing suicide because of this. What should i do? My original gpa for the transcript was 2.50"


I have herpes and no insurance...advice?
I have genital herpes outbreak again. It is horrible and I feel so ashamed about it, so please don't make rude comments. My insurance ran out, when I tried to get medicine it was over $500!!!! I feel so defeated and I just don't know what to do. I eat healthy and I work out, I'm very active. Obviously I'm not having sex with my boyfriend right now. I know this outbreak came from stress, I believe this is my 4th outbreak since my 1st one ever this past November. Appears when I'm super stressed. Anyways, does anyone have advice for me? Know any over the counter pills or natural remedies? :( I feel gross."


"When starting new car insurance, can insurers decline no claims bonus due to 2 motorway speeding convictions?"
Hello, I am trying to arrange vehicle insurance. I have contacted A&L with regards to their car insurance. Basically I have just changed jobs, where I had company cars for the last 6 years with no claims. I asked A&L if they would accept this as no claims, and they said they would if I could provide a letter from my previous employers stating dates, that I was sole user, that I no longer have policy and that it expires within last 3 months etc. I have provided them with the letter which covers all areas requested. They have now replied back to me saying that they can't accept the no claims, as I have 2 SP30 (Motorway speeding) convictions within the last 5 years, which means they will not accept the no claims. Is this acceptable? I though no claims were only relinquished if a claim in made against a policy, not because I have a couple of run-of-the-mill speeding convictions. Thanks in advance, James"


I need a home insurance company that will insure me with a criminal conviction for theft in 2008?
apparently if i received a fine makes a difference which i did....i have tried call connections and direct choice....please help P.S what do i do if no-one will insure me....i thought it was against the law not to have home insurance


Should my car insurance go up this high after an accident?
I got into an accident where I hit someone s bumper in a parking lot. I reported to my insurance company and they took care of it with $750. I was 100% at fault, and expected my renewal to go up, but when it came out, it was $800, which is 100% more than my usual insurance of $400 Does it suppose to go up 100%??!!! And this price will stay on for 6 years!!! That means by the end, I would end up paying $1800 more just to the company!! $1000 more than what I would've paid the guy!! This does not make sense to me whatsoever, first I thought the renewal was just for one year, it will go down bit by bit, but second year is still the same price! I am only a G2 driver who been driving for 3-4 years on PEI in Canada, can that be the reason? Still, $1800 extra?? Plz help me and thank you!"


Is it bad not to have health insurance?
Is it bad not to have health insurance?


What is that thing mean in those life insurance commercials?
They keep saying your benefits will never decrease and your premium never increase?


Rental car insurance?
If I have this kinda car insurance: BI $12,500 EACH PERSON - $25,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $7,500 EACH ACCIDENT Do i have to buy insurance when I rent a car???? Ty"


What is private health insurance?
can anyone give me a definition of private health insurance please? thankyou!


Grace period between car purchase and insurance purchase?
DzSoundNirvana - many thanks, I will get the VIN of the vehicle (2007 Mustang) and talk to the insurance company I chose (already did a bit of ballpark price shopping - Geico refused to insure me, Allstate gave me a ridiculous $5,500 for 6 months, Progressive was more reasonable at $6k per year). Would you suggest I purchase the insurance prior to vehicle purchase? Would GAP cover the vehicle even though its a used vehicle? (seems from my research of GAP that its only applicable to new vehicles)"


Can i use my moms EZ pass for my car for one day? im under her name and her insurance. i need to go to brooklyn from jersey .?
and if it helps my car is a 2009 nissan 370z and my moms is a 2011 mercedes ml350


mercedes cla 180 insurance group



Pet (dog) insurance question?
I don't get it, how it works. Since pet insurance is not known where I live in canada, I have no idea. To tell you the truth I had no idea pets even had insurance until I heard it from yahoo members. So I was just on vetpetinsurance.com or whatever, petplan whichever doesn't matter. And it said like $30 monthly for pet insurance - I have a pom, thats 5 mthns. It covered everything! If you get in a vehicle accident it said $2000? do they PAY you $2000? and if they get an allergic or sick you get $150? And for any surgeries you get $2000. This doesn't sound right, so basically their paying for your surgeries, while you pay $30 ? or something someone clarify to me how it works, and what will happen etc etc please & ty"


First Time Cars With Low Insurance?
I'm going to repeat here so no one else comments on postal region and job title: I Am A Student and I Am Going To Be Moving Away University Next Year!!! So don't comment on postal region and job title as I had already stated the fact that I am a student and that I would be going to University which insinuates I will be moving and I don't know where to.


CT Insurance for small business?
Hi everyone, My father and I own a small company and we now both work full time for our company and we would like to get health insurance. My father indicated in the past he read some information that you can get a discount with state insurance if your company makes less than X amount of dollars per year...We can't seem to find this information. Who should we call in CT to get some answers or maybe someone already has information. Any help is greatly appreciated. Many thanks!"


Car Insurance question?
So the other day as I was pulling out of the parking lot my car hit this non moving car next to me. The damage is not bad at all(a small dent with some scratches) and I am working with the other owner to get it fixed. I recently found out that they got an estimate from two places and both places are charging about 1000 dollars for their service. Do you think I would be better off paying for it from my pocket without informing my insurance place?(I am a broke college student). Should I get the car insurance involve? If I do get the insurance company involved will my rate go way up(cleaning driving record)? And how does car insurance company work(do they pay for all or partial)? What is my best option? Please Help!! Thank you so much for your time.


What is a good health insurance company to get?
im 60 and in very good health, never been sick. im thinking about changing jobs and the job i might take doesnt have any insurance plan or anything. but a better job for me. how much would it cost for me to get my own insurance? iv heard it cost a lot. ( MONTHLY) ?"


How much is the premium for auto insurance usually for an 18 year old?
basic converage NY state 2000 plymouth neon driver was never in any car accedents


Car insurance cost for a 17 year old male?
My son is fixing to get his drivers licence and I've been told by people that it is very exspensive for him to have insurance. Can anyone tell me the average a young new driver has to pay ?


What is the best auto insurance company?
Any insurance company you have had an unusually good OR bad experience with? My family has been with State Farm for a long time, and they always have done a great job working with us (plus my rates don't go up for speeding tickets, which is how it should be). But I just feel like $131 per month (full coverage) is too much for a 21 year old car. Granted its a sports car and I'm a 22 year old male... but still... Thoughts?"


Driving points for no insurance?
How many points do you receive for driving without insurance in michigan?


Car Insurance Question?
I turn 17 in a few days, and the car I want to get is a ford ka, 1.3 engine But my dad says i have to get a 1.1 litre engine car because the insurance will be cheaper So my question is, how much cheaper will the insurance be per year? If its a lot cheaper, what are some good cars with 1.1 litre engines? Thanks xo"


Do you need motorcycle insurance or a motorcycle license to purchase a sports bike ?
Do you need either of these things to buy a sports motorcycle ? I'm 19 and live in Florida. Any idea ?


So many health insurence companys .I need to find a good health insurence I would like your help for a good co
health insurence and dental,with eye glass too .I want my own instade of through a company as a employee"


Insurance can't get a hold of fault driver?
So 2 weks ago, some dude side swiped me not too bad when he was merging on the freeway. He hit me on the rear passenger side and just dented the metal on my car along with my bumper. Being my first car accident, I was not hurt and did not file a police report sadly, I didn't think the accident was bad, it was just a fender bender. So I call his insurance and file a claim and even he spoke to them saying it was his fault. So after all that, a representative calls me the next day to submit my damages to an adjuster and pictures as-well. I did that and I even got a total of how much its going to cost. Now his insurance is saying that they cant"" get a hold of the guy and that they keep trying"


What do I tell the insurance company when renewing my car insurance after I did get a ticket but did traffic school?
My Question is: What do I tell the insurance company when renewing my car insurance after I did get a ticket but did traffic school? Perhaps an insurance agent could help with this one... On the renewal questionnaire, one of the questions asks, Have you... been convicted of a traffic violation in the past twelve months?"" it asks for the violation date and violation description. I did get a ticket for not coming to a complete stop before turning right at a red light (one of the cameras got me). I did not contest the ticket and did traffic school to avoid the points and increased insurance. So"


What is best medicare supplement insurance in Indiana?
What is best medicare supplement insurance in Indiana?


mercedes cla 180 insurance group