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"Why is there such a discrepancy between replacement cost"" of my house between insurance companies?"""
My current homeowner's insurance has the replacement cost of my home at $189,000. I've been shopping for insurance and I've gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?"


Why do they ask your occupation when appliying for insurance?
I'm thinking mostly about car insurance


My brother got my friends car and got stopped for dwi and the car now is impounded. But the insurance?
But the insurance is under my friends brothers name cuz my friend dosent have a licence and his brother is not here. but i got a license what can we do to take the car out??


Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"


How long does it typically take to get an insurance quote?
I've been shopping around because my homeowner's insurance premium increased over $200 from last year. The two other insurance agencies I asked for a quote over a week ago still haven't responded. I don't want to call them and seem over-anxious. What should I do?


How much will buying a 2005 Mistubishi Lancer Evolution 8 raise my insurance premium?
I'm looking into buying a new car and I'm a bit of a motor head and like to race. The Evo 8 is my next choice, but I can't find out how much it will raise my premium. Anyone know? If it helps, my insurance provider is Allstate."


"In California, how long does an auto insurance company have to respond to a claim?"
So i'm going on week 3 of dealing with another a car accident claim. A landscaping truck backed into my parked car a few weeks ago. I got the company's insurance info and reported it to my insurance the same day. A week later I hear back from my insurer telling me that the other persons insurance company was unable to reach the driver or the owner of the landscaping company for a statement and they could not accept liability until they receive a statement. In California, is there a limit on how much time an insurance company has to accept a claim? Luckily, the gas station where the accident happened was nice enough to give me the secularist film which makes this pretty cut and dry (should push come to shove). Thank you!"


How much is a 16 year old guys car insurance for every month ?
How much is a 16 year old guys car insurance for every month ?


Good car insurance??
I will be 16 in a few months and am hoping to get a Mustang two doors. soo it might be a little higher insurance..Is there an insurance company thats better than another?


"Car insurance, i am confused ?"
basically i think i will be driving around around 20 miles a day possibly 24 miles a day depending on traffic. If i times this by 5 it will be 100 miles a week or 120. if i times this by 52 for the whole year it will be 6240 miles driven a whole year. So why the fucccckkkkkkk when i type i am driving 100 miles week in the insurance calculator they estimate i will be driving 26,000 miles a year ???? Who is correct? i am confused, this is important because i got quote for 1700 a year for around 6000 miles."


"When you go to a doctor's office and they check for your insurance, are they able to see a list of past doctor visits you have been to?"
When you go to a doctor's office and they check for your insurance, are they able to see a list of past doctor visits you have been to?"


What good does Obamacare do people if nobody will take their insurance?
Now that many people finally have health insurance through the Affordable Care Act exchanges, some are running into a new problem: They can't find a doctor who will take them as patients. Because these exchange plans often have lower reimbursement rates, some doctors are limiting how many new patients they take with these policies, physician groups and other experts say. The exchanges have become very much like Medicaid"


Uninsured car accident?
I live in PA and was driving an uninsured vehicle and rear ended someone. The damage was minimal and no one was hurt. We exchanged insurance info although I knew mine was no good. We both drove away without calling the police. Yes, I know that it was stupid, dangerous and irresponsible of me to be driving uninsured. But, it happened and I can't take it back. ill just have to face the consequences which I'm prepared to do. But I don't know what to expect."


Ma quanto costa una assicurazione sanitaria negli usa?
intendo per un cittadino usa


How does health insurance work in terms of payment?
Let's say there's a family, and there's three different prescriptions for different medications within the family. Let's say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I'm confused."


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I am unemployed and need dental insurance to get 2 root canals & 2 crowns. Help!?
I do not qualify for medicaid or family health plus. I have to pay for 2 root canals ($1400), 2 crowns($2000), 1 tooth extraction ($200) and cost of adult orthodontic treatment ($7000)!!! I am looking for private dental insurance but am having a very hard time finding... anyone can suggest any or other ieas to help me in this situation? I live in New York City... am 25 year old woman, single no kids, receive unemployment benefits after lay-off."


Insurance over 20 thousand !?
I have passed me driving test about a month ago now, and since then i was trying to look for car insurance. I have 1.2 Fiat Punto 2000reg, paid 700 for it. I have tried loads of different car insurance company's online and most of them give me like quotes of 24211.84, that was Confused.com :( or they just say we couldn't provide you with one... So i was thinking could that be some kind of mistake because all my friends who just passed there test paid 3000 or less. Any advice of what could i doo, maybe i should just ring some company's ?"


Is a Ford Mustang for an acceptable first car for a teen?
I am a fifteen year old girl and I am interested in getting a mustang for my first car. I am aware after researching this topic that most everyone's opinion on this commonly asked question is that no teen should have a mustang for their first car. I completely understand this and agree that the reasons for most teens wanting a mustang is to show off and go fast. For me I know the going fast part isn't an option because my mother is extremely protective and worried about my safety. She will only allow me to travel on the most desolate back roads, due to this reason. I understand that this doesn't mean it will be impossible for me to get into an accident because of risks such as texting while driving. I, personally, am too scared to text while driving because of all the horror stories I've heard about teens getting into terrible and even fatal accidents due to texting while driving. Let alone it is illegal where I live and I would never risk getting my license taken away. My main reasoning for wanting a mustang is not to show off, it is that I have wanted one since I was a child because most of my family members have owned one in their life. I began riding dirt bikes when I was four years old and have been riding motorcycles on the street since I was fourteen. I know this is nothing compared to driving a real car, which I have done since getting my learner permit, but I have learned the importance of the risks that come with speeding and of driving on the road with other drivers. After owning a mustang himself, my father would not mind buying me one but my mother is very against the whole idea of me getting a sports car. When my sister turned sixteen she got a Volkswagen Tiguan, which was voted one of the safest cars of that year. I know most of the replies to this post will be that no teenager should have a mustang for their first car and I have read on posts similar to this one that most people say a clunker is more appropriate for a first car (which I believe is dangerous for the teen driver). The problem is that my mother will not allow me to get a used car because she believes it is less safe than a new car. I am aware that I sound extremely spoiled and should be happy that I am getting my own car but after hoping to get a mustang my whole life it disappoints me that I will probably not get one. If anyone has any helpful pointers on convincing my mother that a mustang might be a suitable first car that would be great! Thanks so much for you help and I hope some of you understand where I am coming from."


Who is the best low cost alternative to cobra health insurance in Pennsylvania?
Who is the best low cost alternative to cobra health insurance in Pennsylvania?


Cost of 2005 bmw 745li insurance?
im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li


"Can you get cheaper insurance, if you are driving on behalf of a disabled family member?
i am currently 19 and just passed my test - my friends of same age - pay 500-700 a year on car insurance and they say they get cheaper because they are acting as carer driver (e.g of grandfather or disabled brother)- basically you say to insurance companies that i am caring for them and need me - my dad just had a eye operation - just got blue badge and had heart attack 3 times - and yeh he gets mobility allowance - (because he had some other problems - not surely no what) - do you think i can use him to act a carer of him - he is driving at the moment so do you think he needs to give up driving is this possble or they mis-understood


Car insurance under parents name?
So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks."


When should i buy car insurance?
When should i buy car insurance?


Car insurance question....?
I am just trying to be an informed consumer and not assume it should all go to them. If I am taking my time and gas money to search for a better deal why shouldn't I choose the more reasonable shop and save as much of the deductible as I can. I am NOT trying to take advantage of anyone..... I am going to have it fixed and I would pay what is asked of me to pay, that's all I am saying."


Is group insurance cheaper than individual insurance?..?
Is group insurance cheaper than individual insurance?


Whats the second best auto insurance in america?
Whats the second best auto insurance in america?


Drivers ed certificate?
In ontario where do i get my certificate? i recently got my g2 and now i need some certificate for insurance purpose, do i get it from my driving school or from service Ontario? i know service Ontario will give me a drivers license history sheet. is that what i need? thanks!"


First time driver getting insurance quotes for 4.5k is this average?
Hi I've tried a few online companies for my husband he passed today and is trying to get insurance for a 1.1 Peugeot 206 2002 plate. He's 25 and this Is his first year with a driving licence but 4.5k seems unreasonable for 3rd party fire and theft or am I justnout of touch anyone willing to share there quotes so I can get an idea if these quotes are average?


Car Insurance coverage?
I was driving in a dirt parking lot at my school, I drove over some 3 foot tall weeds, I didn't see there was rocks underneath and as a result, damage to the under carriage occurred to my vehicle as follows: 1. Radiator crack 2. Transmission oil pan bent, 3. Exhaust damage total est cost $1,800 I am wondering whether or not this will be covered by insurance this happened yesterday I have not yet contacted my insurance company it occurred within 100 Yards of a paved road."


How much does it cost lasik without any insurance?
I really need to do it (lasik) my prescr. is very high but I don t have insurance, how much can cost me? I have $4000 do u think that s enough? Also I don t know where I can go to do it, I live in Chicago and sometimes I saw in tv the commercial with lasik plus, what do u suggest?"


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What do I do when my state farm auto insurance drops ..my family's policy?
What do I do when my state farm auto insurance drops my family's policy?


Need insurance to cover pregnancy?
This is a hypothetical question... thanks.


How much less will my car insurance be when I turn 25?
* I have a clean driving record * I've been insured with Geico for a few years


"I can't pay car insurance, but I can't stop driving?"
The question I'm asking is if there is any way around auto insurance or any way to get it cheaper than it already is? I have a couple of seatbelt tickets on my record from 2 years ago, and Progressive was the cheapest I could find. Is there a way to get the rates lower or am I stuck. And to Jeff Mustaco, I've had lots of practice with defensive driving and advanced driving skills. I know my limits as a driver and the limits of my truck. How it handles under all weather conditions, different loads and weight distribution etc. I can drive like Betty White, or push that truck around a dirt road like Tanner Foust. So yes I do consider myself a good driver. It's the insurance company I would have to convince it seems."


Can I ride my motorcycle with just a bill of sale and insurance?
Can I ride my motorcycle with just a bill of sale and insurance?


Is it possible to get an SR22 Insurance on a scooter ?
I received a DUI in California - now I'm required to get a SR22 in order to get my drivers license back. Why not get a scooter and get that insured for cheap?"" Is my idea.... is it possible??????? Thanks"""


Why is health insurance so hard to get?
I'm almost 20 years old, a full time student and do not have health insurance. When I was 16, my parents switched insurance companies, and for some reason or other they did not put me on their policy. So I have not had insurance for 3 years. In February I found out I was pregnant so I began applying for Medicaid. Before all the paperwork was done, I had miscarried and in the process racked up almost $6000 in medical bills. I went to the medicaid office and they told me that they would cover my bills even though I was no longer pregnant and college students don't qualify. After 2 months of waiting, Medicaid denied me and the hospital turned me into a collection agency. I was denied because I make too much money. I make $8.55 an hour and work about 15 hours a week. Yes I do make good money for a student but I have worked at the business for 3 1/2 years. Because I am not a full time employee, I don't qualify for insurance, but only managers and department heads are full time. I can't get a second job to help pay the costs because my first job wont work around another one, and I can't find a full time job because no where is hiring. Plus it would be very hard to find anywhere that pays as well as the job I have here. So if health insurance is so important to have, then why is it so hard to obtain?"


How much do antidepressants cost without insurance?
How much do antidepressants cost without insurance? With insurance?


Best pet insurance that covers the most?
I am wanting to get insurance for my two labs. One is three (almost four) and the other is one (almost two), and the oldest one has been spayed, both are around 46-48 lb. Neither one of them have any health concerns that I am aware of. If possible, I want to have a plan that covers the actual exam costs and everything that I can have covered. I have never dealt with pet insurance before, so I'm not quite sure how it works. Thank you."


There is any web site or chat room where i can study for my insurance broker test?
There is any web site or chat room where i can study for my insurance broker test?


Colonial Penn (55 - 85 years old) life insurance?
I have seen the TV comercials where $7.95 a month will buy life insurance with no health questions asked waratied aceptance"" does anyone know what the catch is? Any feedback would be helpful."""


"Does anyone know of any home insurance companies in pensacola,fl?"
Im trying to get a quote for homeowners insurance in pensacola, fl. all the big companies (progressive, state farm, farmers) say they do not provide homeowner insurance in florida. does any one know of any company in pensacola, fl or just florida in general that i can get a quote from."


How much would insurance cost for a 97 Mazda Miata?
I'm thinking about getting my 16 year old son a 1997 Mazda Miata with about 110,000 miles. I have 3 cars currently with state farm. I do plan on selling one car to buy the miata. I have a clean driving record myself. My son in an honors student. He has completed drivers Ed. He hasn't gotten in any wrecks yet. Any idea of how much insurance would be a month for him?"


Can I cancel my obamacare insurance at anytime?
I plan on getting covered through my job, but that is after the Obamacare deadline. Can I apply for obamacare insurance now and cancel at anytime later. When and how can I cancel. The stupid site doesn't say an the crappy phone line is busy and just hangs up on you instead of having you wait (probably because the wait times are embarrassingly long.)"


Health insurance for individual?
The only difference I see in all 4 of these plans is with the deductible plans (2500-5000) that there is no deductible for physical therapies or spinal manipulations and the co insurance is less on hospital service days at 20% vs the 25% on the advantage plans. So what I'm gathering is the advantage is a bit cheaper bc it's got just a bit less?


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