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My husband's offered employer insurance sucks big time! it cost us more money to have than not to have it?
I need some feedback cause I just can't figure out what to do. My husband's company insurance plan is CRAPOLA and we pay plenty for it every week and then when we have to go to a Dr. or a specilist, or even the E.R. it costs us a bundle. Of course his company does not want to make it easier to get medical help for the employees so everyone just keeps paying those high premiums every week. I am thinking towards telling them where to stick their insurance and go find our own plan somewhere if I can find a plan that will costs us less and give us more coverage. What do think about this bold move?"""


Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?
my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?"


What is the advantage of having life insurance?
I know it aids dependents upon death, but i believe a person could invest or save the money and simply write a will to ensure the funds are given to dependent persons."


LOOKING FOR HOME OWNERS INSURANCE CALIFORNIA WITH A ROTTWEILER?
I am purchasing a house this month and trying to get an IDEA on how much my home owners insurance will run me, however I have a rottweiler ( obedience trained, no attack training) and several insurance companies have out right told me they do not write policies for owners with rottweilers... any one know of a company that will cover me? and Not charge me an arm and a leg??"


What is the age limit for a son or daughter to be covered on health insurance?
I found my answer and the answer is 25. I should have further qualified my question by saying in Texas."" http://www.texashealthoptions.com/cp/students.html#continue About half way down"


The Purpose Of Health Insurance?
The Purpose Of Health Insurance


What company provides the CHEAPEST auto insurance?
I want the very cheapest auto insurance out there. The bare minimum so that if I were to be pulled over, I would be legal. The coverage is not important. Thanks!!"


"While looking for health insurance plans, what does coinsurance"" mean when it's at 0%?"""
I'm looking for an HMO Health Insurance plan for my boyfriend through eHealthInsurance.com. I've found a plan that is affordable for us, but it says 0% coinsurance"" - I'm not sure if this means that we're responsible for 0% or the insurance company is responsible for 0%! It also has a $0 deductible as well."""


If my 17 year old son moves to another state will my medical insurance still cover him?
my son is planning on moving to california and he is a type one diabetic. so im wondering if he's in another state than i am if my insurance will cover him.


"Insurance Claim estimate lower than expected, what do I do?"
An elderly lady backed up into my car a few days ago and we decided it'd be best to file an insurance claim. After the claim was ruled in my favor I was sent to a body shop for an estimate of the repair. The damage was to the rear quarter panel of my car which consisted of a scrape across the panel and a quarter sized dent in the panel. The insurance adjuster gave me an estimate and check for 855$. My question is in regards to the repairs, I feel that since this is 100% the other party's fault and since I am the person who has to drive the car that I am entitled to the maximum premium in repairs. I have been reading on Paintless Dent Removal (PDR) and most will say that its the cheap way of making a repair. Does anyone know if it would be possible to go back and get a new estimate/settlement for a new rear quarter panel? Basically my logic is this, if you damage any of my property it should be 100% my call if I want to settle for a compromise or not."


I live in CT but had an auto accident in NY I'm not at fault and I got hurt my cars totaled not theirs what do I do. I only have basic insurance?
I was driving northbound Vehicle 2 southbound but then decided to turn Left right in front of me as I'm going 35 mph no way can I avoid the collision. My cars totaled. I need a rental while I wait. But vehicle 2 insurance hasn't accepted fault until the investigation is over. Accident was on Friday and today's Wednesday. I only have basic insurance but NY no fault insurance does roll over to me bc that's where the accident happen. What do I do & should I do from here? HELP!!!


Individual insurance for person with no income and 69 year old?
69 year old, no income, not eligible for medicaid (5 year permanent residency rule). Lives with daughter. She needs to have insurance. Can she have the insurance individually (remember, she has no official income) or she can have insurance at marketplace through her daughter as a family member? Though daughter has her own insurance through her employer. what is the best way and minimum charge here? Thanks in advance!"


"Will home insurance rates rise in Concepcion, Chile due to a minor tremblor?"
Will home insurance rates rise in Concepcion, Chile due to a minor tremblor?"


How much will my insurance rate go down if i take driving school?
.... i live in MASSACHUSETTS


Will my home insurance cover my old foundation?
my home is about 100 yrs old and an engineer told me and house is craking due to tear and wear of an old home and soil movement my question is will home insurance cover the repair of my foundation ? i just bought the home 3 yrs ago


1 deductible home insurance



How much should I expect to pay for individual health insurance?
How much will the region/city I live in affect my costs? I live in a studio for the same price my sister rents a 3 bedroom house. Is it that kind of cost of living situation? Or will the price I pay for health insurance vary more based on environmental hazards, crime rates, etc.? Thanks, by the way, for your really helpful, specific answers. Loads of help."


How am I supposed to afford car insurance?
I'm driving uninsured right now because for me to get car insurance is $900 every six months. That would crush me financially right now. Between rent and gas, and what little Starbucks pretends to pay me, not to mention food (and sometimes that's one meal a day, and even then it may be stealing expired sandwiches and pastries from the garbage can at Starbucks). So, it's utterly naive of the government to think of driving as a luxury"""


How do you find affordable health insurance?
I have a friend of mine who lives in Florida. He had open heart surgery a few years ago. After the surgery was done, the Dr walked in the room and told my friend he really never needed the surgery to begin with. He is trying to find health insurance and he is having trouble finding it because of his heart condition even though now he doesn't have one. Most of the health insurance companies want more then $1500 a month to insure him. How does he find affordable insurance in the US?"


What is the best Home Insurance?
What is the best Home Insurance company? How much should I expect to pay each month for Home Insurance for a $300,000 brand new home? Are there things that I should include in my Home Insurance policy that is not mentioned to me? The home is in Fresno California."


What is the cheapest car insurance company in San Antonio?
Thank you for all the answers. Comparing rates seems to be the best way to do it. However, almost all websites ask you for personal information and I don't know how safe those websites are."


Why am I quoted so high for auto insurance?
Recently I have been shopping around getting online quotes for auto insurance in hopes of getting better rates. Sadly that is not the case. The last three quotes I got were from Farmers, State Farm and met. The quotes for 6 months were absurd. Farmers even quoted me at 8000+ for six months. Seriously? I do live in Detroit, so I am accustomed to higher rates but this is crazy. I have never made an insurance claim. I had one minor traffic ticket 3 years ago(no turn on red). I have had continuous coverage from my current provider for 4 years. What could the problem be. Is it possible to get the insurance companies I quoted with to give me information on why they quoted me at the rates they did. This has been incredibly disheartening. I guess I will stick with my current provider for about 1800 every 6 months."


How can I buy home insurance if I use one room for my business?
Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as not eligible"" for home insurance. Is this true? How do I get around that? BTW I am in CA. Thank you for your answers!"""


Can you recommend any books for 15-yr old girl?
I've only read a few books. I don't really have a favorite genre, but I like the kind where it keeps you on edge, or its so good, you can't put it down. Books I read for school are boring, like To Kill A Mockingbird"


What is the cheapest reputable auto insurance out there?
Need full coverage.


"Can i add another car to my existing car insurance, so in effect running two cars on 1 insurance policy?"
hi i have my normal car that i use every day and all well and good. i allso have another car that is just sitting in my drive that i would allso like to take out. but i have no insurance on this car. M question is this, can i add a second car to my existing policy?"


"For those who have employer's health insurance, do you guys pay on the spot when you see the doctor?"
I know both the employee and the company share the cost, but I'm curious, when you go see the doctor, do you pay anything? Or does it get deducted from your paycheck? What about getting simple blood tests and prescription drugs?"


Can you register a vehicle and get liability insurance in Texas without a driver's license?
In the near future I'll be moving back to Texas, I'm currently out of the country and I'm a 20 year old US citizen. Anyway, I don't know if this makes sense but is it possible to buy, register a vehicle and get liability insurance in Texas without a driver's license? According to dmv.com to get a first time driver's license in Texas you need the following: -Provide proof of identity. -Provide proof of Social Security number. -Provide proof of Texas vehicle registration and liability insurance, if you own a vehicle. -Complete required application forms available at any Texas driver license office. -Pay the required fee. -Pass the written, driving, and vision examinations. The applicant must provide the vehicle for the driving test. -Your application must include a photograph and thumbprint. The main reason I ask this is because it says that I need to provide a vehicle for the test with insurance obviously, so does this mean that I can buy, register, and insure my vehicle before I take the driving test to get my driver's license? I do have an out of country driver's license, but I don't know if that will work. I have been driving since I was 15, but now I need my Texas driver's license. I still don't know anyone who could lend me their car for the test. Any suggestions??? Thanks."


How much for a used car to round-trip the U.S.?
I'm planning on travelling to the U.S. for a couple of months and I 'd like to know how much woul I have to pay for a used car with insurance to travel all around. They I'd try to sell it back. Has anybody done this? Please, do not send me to an insurance or car-dealer website, just want to hear from people who have actually done this or something similar. Thanks"


Trying to come up with a slogan for new auto insurance business?
Can anybody please help me come up with a catchy slogan for a new auto insurance business I am starting


Auto Insurance?
My vehicle, while parked, was hit by a neighbor's car. The insurance company found them to 100% at fault. They have a $500 deductible - will they have to pay $500 towards my vehicle's repairs, or is it completely paid by liability insurance? Just curious, because I think these people are going to flip out when they see the body shop bill!"


1 deductible home insurance



Can you still have life insurance even though payments were stopped?
My father passed away 8 months ago. At the time I had no idea he had or had ever had any form of life insurance. Yesterday I received a letter from an insurance company asking if I was his next of kin. It had a claim number and a number to call (it's legit). I asked my former step-mother about it and she said my dad used to have a policy with them when they first got married but that he quit paying on it years ago. Apparently, it was the kind of policy that you could borrow money from (I had never heard of that before). I can't get in touch with anyone until Monday since this is a weekend, (and a holiday, too) so I'm asking on here if anyone can explain what type of policy this was and why would they be contacting me now If he quit paying so long ago?"


Does full coverage motorcycle insurance cover other riders on my bike if they have an accident?
Does full coverage motorcycle insurance cover other riders on my bike if they have an accident?


"I'm 17, is there any way I can get my own car insurance?"
I live in Sacramento, California. The reason i'm asking if i can get my own car insurance is because my mom is afraid if she puts me on her insurance & I get into an accident, she can lose her house. So her putting me on her insurance is out of the question.. Someone please help me find a car insurance company that will cover me?? Thank you"


"Does homeowners insurance cover injuries that happen at home, like falling in your backyard?"
Does homeowners insurance cover injuries that happen at home, like falling in your backyard?"


Medical Health Insurance Question/Frustration? Plz Help!?
I am getting no real answers in the insurance section maybe someone here might help me. I am SO angry at my Health Insurance carrier right now because when I checked with them about a certain Doctor being in network"" they indicated he was - we went to him and NOW after the fact and chalked up medical bills they claim they cover the DOCTOR but not the facility where he works? WHAT the freakin heck kind of nonsense is this and can anyone help me get around this absolute anger producing situation????"""


"For those who have employer's health insurance, do you guys pay on the spot when you see the doctor?"
I know both the employee and the company share the cost, but I'm curious, when you go see the doctor, do you pay anything? Or does it get deducted from your paycheck? What about getting simple blood tests and prescription drugs?"


"Auto Insurance question!!1st car, Mitsubishi eclipse?"
im getting a mitsubishi eclipse for my 1st car but im going to be payin for half of the insurance on it and i want to know if it'll be considered a sports car under the insurance.it'll be between a 1995-1999 and one of three models(RS,GS,GS-T).im pretty sure the gs-t is a sports car but what about the other two? the insurance will already be high enough being a teenager and a male so i just want to make sure if any one of those would not be considered a sports car under car insurance.thanks for the help.and plz no smartasses talking about oh no another teen driving they really need to get that law change blah blah.just people that will help.o yea im in texas if that would make any difference"


Why doesn't car insurance go down every year since I owe less money to the dealer?
Every year my car insurance goes up and I am just 10 months away from paying off my car, I have never had an accident or a claim and been driving for 10 years. I have been with many car insurance companies but they do the same scam after few months.The insurance representatives don't even know why it went up, they just say theirs went too. WHY ISN'T THE GOVERNMENT BEHIND THIS SWINDLERS? It's been going up for the four year, haven't had a relief despite I just owe 4k."


Why doesn't Obama want people to be able to get health insurance from other states?
wouldn't this create more competition in the insurance business?


Car insurance advice?
I cancelled my car insurance with liberty mutual about a year and a half ago. I owed them about $700 which I payed off a few weeks ago. I was looking to insure with them again until they told me my down payment would be the whole years worth of payments which is almost $4000, due to previous cancellation and nonpayment. Then they told me the best they could do would be half of the years total. My question is, if I go to other companies are they all going to tell me the same thing for down payments on policies? I do not owe any money to any company at this time."


Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?"


File a claim against auto insurance company?
To clarify, I exited an Interstate and stayed in my lane as I had to make a left turn. The other person exited from a gas station at the intersection and was pulling into my lane when he hit my car. I was in his blind spot; I heard a thud as he hit my car. The damage extends from the handle of the front passenger door to just above the rear wheel. So I really don't see how it is my fault."


What kind of license do you need to sell auto insurance?
What kind of license do you need to sell auto insurance?


Does anyone have gerber life insurance for their child?
is it 100% safe? as far as scams go i mean, i gave them banking information and now i'm worried. i did read a lot about it. but i would just like to make sure. please tell me anything you would like to about your experiences with gerber life insurance."


About how much will my insurance go up after my wreck?
The wreck was my fault, not much damage to my car, still runs perfectly, but the person that I ran into the rear bumper is hanging off like 6 inches but its just the bumper, it still runs and everything. How much do you think my insurance should go up, I have been insured under my dads name through Gieco for 3 years and this is my first accident. Its just the basic liability also I believe. I have absolutely no idea so any estimates would be greatly appreciated. Thanks"


1 deductible home insurance