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delaware insurance regulation 902


   








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How does life insurance work exactly?
Ok I know the entire concept about it covering debt and funeral costs. Heres my question exactly what is the difference between a 10, 20, and 30 yr policy. Does it mean the policy expires at that point and i have to get a new one. Also does longer policies mean lower annual costs. My second questions is more of a scenerio. Ok lets say I have a 30 yr $1,000,000 policy. I pass away. I have debt of around $5000 on a car loan, no mortage and funeral costs of about $2,000 (i dont know how much they cost). does my family only get the 7,000 or the full 1,000,000?"


My wife wants me to get Life Insurance. Selfish much?
She says that she wants me to get life insurance so that she could get money if I die. I mean, I think it's kinda selfish that she's thinking that. BQ: Does a woman have the right to stop her husband from owning and riding a motorcycle or is that too controlling?"


What is the CHEAPEST car insurance for a21 year old?
Im buy a car and i would like to no if anybody no what, would my insurances be"


18 year male old insurance price?
Hello I'm 18 and in a community college. I just boght a 1996 honda civic 2d. I have no credit and no tickets or accidents. I will be paying 6 months. In a advance with minimum insurance. In Pinellas county Fl. I will be driving from school and home (5 miles) 5 days a week. I looked at a insurance quat and it said 4k every 6 months...


Car insurance question?
My car was recently hit and the hitters insurance said that my car was a total loss. can anyone tell me what that means and will they pick up my car and give me its blue book price?


How much would my auto insurance be? read details?
I'm a 16 year old male. i live in a small town (25000). I would use the car to drive to school and sports activities. It would be a red 1994 pontiac firebird. 350 5.7L LT1. Its a coupe and a v8. i would be on my family's auto plan with my mom, dad, and brother. so how much do you think it would cost to add me to it?"


What would the Cheapest insurance 21 year old?
I drive a 99 ECLIPSE and trying to save alot of money!


If someone kicked car and left a lage dent will my insurance company pay for the repair?
some jackass kicked my car so now i have a huge dent just wanna know if insurance will cover the cost of fixing the dent and if my insurance will go up? thanks for your time.


Cheapest insurance for teens in northern ireland??
im trying to get insurance in my own name (policy) but everywhere seems to be way way too expensive! i was hoping for something around 2000 but the cheapest i found is 3400 for a group 4 insurance car!


Possible cancer without insurance?
My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI"" claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also"


How much will my car insurance go up?
Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield."" I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week"


How can i get cheap car insurance?
ok so im 17 and ive had around 11 driving lessons, im going in for my test soon and im searching for a cheap car based on insurance. yet the cheapest annual premium i can get is 2900!!!! and this was for a 1995 vauxhall corsa 1.0L third party fire and theft with 800 excess! i have tried clio's fiestas puntos everything i can think of thats under 1.3 Litres ive also tried numerous comparison websites and this is the cheapest quote ive got. i thought about going on parents insurance but then i will not build up any no claims? is there a way i can find cheaper insurance, and if you are my age and are driving how do you start out? thanks for any help i recieve! :)"


How much does insurance range to for motorcycles?
How much does insurance range to for motorcycles?


How do i sue someone who doesnt have car insurance?
Last year I had a car wreck. The other diver ran a red light and my SUV done a roll and a half we were upside down after it happend. My teo kids were in the car. he totaled my 2005 ford explore, and then he said he had no insurance i have never been in a wreck so i dont know what to do. Now my doctor bills and the want the payout of the car. What do i do?"


Who do you speak to when your auto insurance is not paying you for the total damage done to yor vehicle.?
CAR WAS TOTAL , INSURANCE COMPANY NOT PAYING FULL VALUE. IS THERE A AGENCY THAT OVERSEES THESE MATTERS."


delaware insurance regulation 902



What affordable insurance can i apply for if im 20 working and not sickly?
What affordable insurance can i apply for if im 20 working and not sickly?


Automobile insurance companies?
Comparison of well known insurance companies to Somewhat know insurance companies. when it comes to rates, service & reliablity, and response to automobile accidents, collision damage. Who will raise your rates first. Who has incentives to lower your premiums when you have a clean driving record and are a safe driver."


Is American Automobile Association(AAA) good auto and homeowners insurance company? Will they pay insurance claim?
Is American Automobile Association(AAA) good auto and homeowners insurance company? Will they pay insurance claim?


My son wants to buy a car. Can he use my car insurance?
My son wants to buy a car but he is only listed as a household driver on my insurance policy. He is 23 years old. He lives with me in Pennsylvania. Must he have his own insurance to purchase a car?


Can I convert my Adjustable Life Insurance policy to Term Insurance?
I currently have a $300,000 Adjustable Life Insurance policy and want to convert it to a $300,000 20 Year Term. Can I do this or will I have to surrender the policy and start a new policy? I checked my life policy and there is nothing mentioned about any type of conversion. Just curious about everyone's thoughts."


"Excluded driver in accident but not at fault, covered by insurance?"
My sister let her husband borrow her car and as he was at a stop light a guy speeding from the opposite lane lost control struck my sisters car and 5 other cars, my sisters car might be a total loss. My sister has full coverage insurance, but I wanted to know if the car was still covered by the insurance. My bro in law was excluded but for some genius reason my sis still let him take the car. Any way point is he was not at fault on the police report. Another thing is the man That hit him got out of his car and ran on foot. They didn't catch him. I live in California by the way. Thanks for your time, any feed back would be greatly appreciated."


I'm studying abroad in China next semester and want to know if I can add my friend to my car insurance?
Since I'm studying abroad, I have to find something to do with my my car. My friend is willing to take the car while I'm gone, but I've had some complications with my insurance. I spoke with my insurance rep, and she strongly discouraged me from adding my friend onto my policy. She said since my name was on title and on the off chance he had an accident, the person involved can go after the insurance as well as my future earnings. It seems really unlikely that someone could get that much money out of the insurance and continue to go after the car owner as well, but I'm concerned. Can I have my friend sign something that will state he will pay me back for the future earnings lost if they pursue me? If so, what kind of form and what needs to be stated? Will it hold up legally? I also thought of selling my friend the car for a dollar so his name would be on the title instead of mine; however, I have a 10 year accident free discount that knocks off over $200 in insurance a year and that would disappear if I ended my coverage. I would have my family take the car while I'm gone, but I don't have family in the area. I feel the best option would be to add my friend to my current coverage and have him sign something that states he will pay me back for future earnings if there is that kind of an accident. He is willing to do both, but I don't have any idea if there is such a form I can have him sign or if I should just type something up? Any advice or suggestions would be much appreciated! Thanks"


Can i buy a car and still be under my mom's insurance?
I have enough money for a car. I was just wondering if i could buy a car and have the title under my name and still be able to be under my mom's insurance. i may be able to buy a car but my own insurance may be pushing it.


"I am growing my insurance agency. Any sugguestions on how to avoid the time consuming busywork""?"""
I am good at getting people to buy from me, but hate all busywork"". I am licensed and live in California"


Will Insurance cover this?
I ran over a rather large rock in a Toyota Prius and now the car rattles at 15 MPH, 25, 35, and 45 MPH. I dented the catalytic converter and I believe it needs replacing at the cost of $1800. I also dented the gas tank. In the 2007 Prius I believe there is a rubber bladder inside the tank that holds the gas. I am not sure how bad it is to have a dented tank such as mine. If I call the insurance and tell them what happened will that help ease the cost and I'll only have to pay a deductible? It's not my car and i'm not sure if it has full coverage or not. Thanks!"


Banking and finance or insurance and risk management?
I've been admitted to a university and now I've an option between two bachelors degree, banking and finance or insurance and risk management. I'm really confused, what do you think is a better degree to pursue in terms of future scope. thanks"


What is the Best auto insurance?
What is the Best auto insurance?


"My car was a total loss, my insurance wants to go for a settlement? ?"
My car was a total loss, my insurance wants to go for a settlement? how do i know that they are giving me a fair settlement? do i check the blue book value for my car when it was brand new, or as a used car(coz i bought my car as a used car with 23,000 mileage), or would they pay it as used plus the current mileage when my car was declared a total loss (it has 30,000 mileage). I bought my car, a 2005 honda accord coupe with 23,000 mileage <--- how much do they normally settle with this car?"


What do you think about Obamacare?
There are mixed opinions about it. Some think it is ruining the country. Others think it shows how much Obamacares about us. Thanks to Obamacare insurance companies can't deny you coverage for whatever reason. Everyone can now have health insurance. So do you think Obamacare is a good or bad thing? And why?


"What are the cheapest companies to insure me as a 2nd driver on a 1.2 punto (MALE, 19, UK)?
I'm a 19 year old male living in the UK in Birmingham! I passed around a 2 months ago! The cheapest quote I found was 1600 on a comparison site but it's too expensive! Is it worth getting a tracking device and alarm and stuff fitted? How else could I lower my insurance?? Could you recommend any other cars I could get instead of a punto? (no higher than insurance group 5 and no more than 3000) THANKS! =]


delaware insurance regulation 902



"Question about term life insurance trying to figure out something,?"
If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work?"


Can anyone explain the Affordable Care Act to me?
I'm liberal on 99% of most issues, but Obamacare confuses me. I'm all for universal health care, but NOT free health care just for the poor. So what exactly is Obamacare, what was the thought behind it, and what are some reasons why I should be for or against it?"


Is there any life insurance you can get for stroke victims?
My sister had a massive stroke and she needs life insurance because she may die.


What does the fine for driving with expired insurance ..cost in Oklahoma?
What does the fine for driving with expired insurance ..cost in Oklahoma?


Car insurance for teens?
I am 17 years old and I live in Virginia. What is the estimate for my car insurance if I was added under my parents policy considering these factors: I am a female obviously... I want to either drive a used Kia optima hybrid, Camry, or a Toyota RAV4 and the years of the car will typically be above 2010 Thank you! Also if I drive my parents car and wreck it, would it be covered?"


Car Insurance quotes madness--------?
Edit Thanks Keith, I would actually go out on the road uninsured but you have to admit is hard not to see why so many people do it. I am really hoping that the OFT inquest sorts out this mess. To the people who think I will go out and injure your children. I think you are talking about reckless driving. I wasn't saying I think it is better to do doughnuts in primary school playground."


How much would insurance cost for my car and is there discounts?
okay so is it better to take drivers ed will insurance be cheaper then?? i am 17 new to driving going to get permit have a job going to a cal state college this year. i want a 2010 nissa altima coupe 2.5s i dont want you saying it depends etc just estimated value or from experiences


What is the average price to charge the insurance company for a massage?
I am just starting to do insurance billing for my massage clients. I want to know what the average price other therapists charge to the insurance company.


Where can i get Cheap street bike insurance for first time riders?
I just bought my bf a bike a i want to get insurance for it, but i'm not sure where to get insurance from all i want is that little card that says i'm covered. i don't think i want full coverage. We live in California i don't know of that changes anything."


What if i don't have insurance and i file taxes will they take my earned income?
What if i don't have insurance and i file taxes will they take my earned income?


"Want to take insurance,but not sure.by 65 i can collect m premium.?"
Want to take insurance,but not sure.by 65 i can collect m premium.?"


Can my health insurance company do this?
im asking this question for my mom well shes 38 and she has a stroke at 35 the stroke affected the right side of her body and now shes incapable of doing most of what she could do before she had the stroke before the stroke she worked 7 days a weekatleast 8 hours a day and my dad was also working since the stroke my dad has been the only one working and he works as many hours as he can get but he also has health issues so its hard for him now our insurance company sends us cheques but their only like 400 a month that's not even enough to buy groceries for a month and well now they are trying to cancel that cheque to can they do this? the stroke isnt her only medical problem she has been sick for 19years inlcuding kidneyfailure stroke heart failure respitoryfailure and many operations doctors have talked to the insurance company telling them my mother is in no state tohave a job but they say no she can work


Cash in value life insurance?
Do any one know a legit life insurance company that has a cash in value life insurance policy(which means after so many years of paying life insurance your able to dig into your money). I wanted to Add my son on my policy also. I am 23, my son is 5 ,we are both in good health.If Anybody knows a cheap, legit cash in value family plan can you please let me know. looking to get cheap insurance for me and my son soon.a website is recommended thanks!"


Buying My First Car As A Teen?
Buying My First Car As A Teen?


Best Car For Cheap Car Insurance?
I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?"


delaware insurance regulation 902