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Question about car insurance and ticket?
Also I got pictures of her car and bumper but you can't really see anything on it, I got pictures of her tail lights all working, and I got pictures of my headlight but the scuff pretty much wiped off. She kept trying to take pictures of the other side of our car and things that had accumulated over the years, or that had been involved in a crash years ago but we told her and mentioned to the cops we didn't know why she was doing that and they agreed, so it shouldn't come up should it?"


"Buying a car, when to purchase insurance?
If i decided to go to a used car dealer and buy a car when do i buy insurance? Can i drive it home then buy insurance or do i need to get the insurance before i drive it off the lot?


Life insurance for deployed contractor?
Hello everyone - my husband is deploying with the US Govt as a contractor and I want to get additional life insurance coverage for him while he is gone. Do you know where I could find coverage, or where I could look to find coverage? Someone out there must cover these contractors who are doing the same thing our military members are...."


What auto insurance companies DON'T use a credit score when deciding rates?
I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?


Business liability Insurance coverage...?
If anyone knows an insurance company that has good rates to insure my small Assisted Living woukd be greatly appreciated. I need coverage 500k or 1 million. I am located in Phoenix, Arizona. Thank you"


"My car will not be insured for 5 days because of a mistake by me but It will be taxed , What should I do ?"
My car will not be insured for 5 days because of a mistake by me but It will be taxed , What should I do ?"


How much will a teen pay for their own car insurance?
How much will a teen pay for their own car insurance?


Where does it say this about car insurance in California?
I've heard on the news that it's now illegal for a car insurance company to change your rates based on where you live, at least in California if not nation wide. Does anyone know where any official documentation/websites that specific state this fact that someone could site if it becomes an issue with a particular company?"


Car insurance question?
So I've had the worst luck... Got into 2 pile up car accidents within a month and now my car decides to reverse on its own through heavy Colorado winds and hit a truck in a parking lot while I'm at work.... Question is: is it true farmers insurance will kick me off my policy? Second questions: by how much will my car insurance rise? It's been 3 claims now within a month or 2 ... 2 at my fault. Don't know if my car rolling on its own would be considered my fault. Thank you. Please no smart remarks.


Relief based health insurance in MN...please help?
I am considering garnishing wages of someone that I won a judgement against. The court administrator told me that the person is exempt if they are currently or have recently been a recepient of relief based on need. She could not answer whether or not MinnesotaCare (health insurance) is relief based. The insurance related examples listed on the form she gave me are: Medical Assistance, General Assistance, General Assistance Medical Care, and Emergency General Assistance. I know that Medical Assistance and MinnesotaCare are separate things, but can anyone tell me if MNCare is considered relief based??"


I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up?
The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy.


If I apply for life insurance through a different company will they know what I told the first company?
I have life insurance with State Farm. I quit smoking on a daily basis 2 years ago but had a cigarette and 1 hit of marijuana on June 18th of this year. I told this to the underwriters because I wanted to be completely honest. All blood work came back negative for nicotine (Cotinine) and THC. State Farm charged me the smoker's rate and said I can get it reevaluated in 1 year. My agent told me I should have lied since it was just the 1 cig. I am not happy paying the smoker's rate as I don't consider myself a smoker. I called an Allstate agent and she says I can go thru her and just say no this time when asked by the underwriters about smoking. My question is, do they have the State Farm phone interview with the underwriters stored somewhere in some database and they will know I smoked the one cigarette or will I be ok just going thru Allstate and saying no to the smoking question this time?"


Where can I find cheap Van insurance for a 19year old?
I have recently started up a new business, and I am about to employ a 19year old with a previous driving conviction. I need him to drive a van so I am wondering what the best way to get him insured is- Through my policy? or is their a business insurance policy for driving I can look into? Any advice is much appreciated"


What are some sample average monthly health insurance payments for a 25-year-old male?
If that's not enough information, make any assumptions necessary."


Why do men pay more for car insurance than women?
thanks for the answers everyone. But the question is more relevant to stereotypes based on statistics: is this fair? Obviously it this were to happen based on one's ethnicity, then everyone would complain about it, and why shouldn't they? It's racism: and this seems sexism to me. Input?"


vermont health insurance exchange



How much Vespa costs to run in london? better use tube?
hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?


What are the best jobs for providing medical insurance in America?
would you have to work for a medical insurance company for good insurance? would you have to work for a hospital? would you have to have a medical type job? what do you say?....what are the best jobs for providing medical insurance in America?


How much should my 19 yr old be paying for liability insurance?
She has had a policy with State Farm for liability which is the requirement in Illinois which was about $68 a month Yesterday they said she now has to pay $130 a month for insurance on a 1995 Toyota Camry. There is no loan on the car, so I told her just to get the basic liability insurance in illinois. Isnt $130 a month high and why do you suppose it all the sudden went up. I told her to call them back and she did. They gave her some spill about a deposit and monthy payments. My name is on the title of the car, neither of us have ever had a wreck. I insure an old truck for about $45 a month. What do you think about her sudden increase in payment from State Farm? I am trying to make her independent, so I have refused to pay her insurance."


"Life insurance policy instead of a whole life, universal, or variable life insurance. What are the difference?
in 150 word


Best insurance policy for girl child?
I have two daughters of 17 and 13 years age. Is there any insurance policy I can now join for these girls for their studies and marriage? thank you


Can you have car insurance in a different name than the title?
Or what if the title of the car was in both my father and my name would that make a difference on the cost of insurance.


Car Insurance Help?
Hi, I already confirmed that insurance for me and my Mum and Bro on a BMW (E36) 316 Coupe (Group 11) is do-able"" However"


Payback health insurance?
Anybody out there has a HR job or work with group insurance? Here is the situation: Last April I was laid off from my job. After 22 years with my company, they laid me off because I was the highest earning manager. So after 22 years the new HR admin walked me though his exiting paperwork. In the paperwork there was letter explaining my rights to elect Cobra. I never signed the paperwork or paid any money to my ex employer or Cobra. I was rushed to the emergency in June because of respiratory issues, since then Ive been seeing my physician for testing and monitoring. My girlfriend asked me one night if I was still insured. Or was I seeing a quack that wanted to collect 20 per visit. So I called Anthem Blue Cross plan member phone number. Anthem said I was still covered (insured) however he better call his ex company because there might be money owed to them. I never received a bill from my ex employer or Cobra stating I owe a monthly premium. I never elected to pay for any insurance, now my ex employer HR administrator says I owe $2,000 if I want keep their group converge or if I want to terminate coverage, I would have to payback for hospital visit + Doctors visit which will range $7,000 (Here comes the question) can a company assume and charge you for something he never elected or does a company have the right to charge you for health insurance after you are terminated?"


Need examples of 'Demand Letter'/ Auto Insurance claim denied?
Lawnboy & Luna, Yep, my roll of photos show she T-boned me in the mall lot. Her insurer never sent an adjuster, just denied the claim and sent me a denial letter. I had a few phone chats with them too, and they made a vague statement that she claimed I jumped out in front of her. So indeed I have the denial in writing. What could a filing a complaint to the TX insurance commissioner accomplish? (btw Thanks Yall, comments are appreciated!)"


Car insurance for teens?
Can a teenager have thier own car insurance and if so what companies let them im in delaware. And which is the best all answers welcome


Term Insurance or Whole Insurance?
I am thinking about getting life insurance. Which is a better deal, term life insurance or whole life insurance? I am 40 year old male non-smoker."


Health and Auto Insurance question?
I am nineteen years old and I need insurance. I was kicked off my families insurance plan just because I'm not going to school full-time. I'm working and going to school. What do I do? It's really bugging me to be without insurance. I need to work, though. Are there student insurance plans or anything like that?"


Health insurance part time work ?
how to get coverage?


How do you get what you need with no medical insurance?
Hello. I am 25, recently kicked my roomate (ex boyfriend) out of my apartment, and am having to switch jobs in order to make more money. The new job surprisingly offers decent health and dental, and I am going to get it asap. But as everyone knows, it takes a good long while. I am entering a new relationship and need to get on the pill so I can have sex without making babies lol. Does anyone know of any decent, somewhat affordable options?"


"If I buy a term insurance policy for 30 years, what happens if I live more than 30 years?
Will I have to pay a high price for more insurance?


vermont health insurance exchange



How much is motorcycle insurance compared to auto insurance?
I'm 19 years old and have have been driving for over 2 years with my dads car using secondary insurance. Last year I really got into motorcycles and after riding a couple on back roads, I want to get one this year. I like the look and feel of an older motorcycle. I want to get something from the 80's. So far my most favourite bike I've ridden is a 1979 Honda with a 125 motor I believe. I don't care for speed, I like cruising. I'm more into chrome and chopperish feel. I'm a full time college student and I found that they offer motorcycle driving training there in the summer. Since I'm a student I will get a good discount. On top of that the parking at school for motorcycles is only $20 a month whereas I pay $7 a day for car parking. I live in Ontario, Canada which probably has the highest rates in the country. I currently pay $100/month for secondary. It used to be $150 but since I've proven to be accident free, they brought it down for me. Primary car insurance on the other hand is more like $300 or more per month for me. So do I have a good case here? 1. Older bike which won't need full coverage 2. I own the bike 3. Parked in a private underground garage at home 4. Parked in a private, security controlled lot at school 5. Already have driving experience and clean record I get my full driving license next week and I am in the process of registering for my M1 What could I be looking at paying? I know it's not possible to get an exact quote but what could I be looking at? Which bikes have lower rates?"


Car insurance query main driver?
Can I get away with insurance if I put my dad is the main driver, even though he doesn't drive but has a license? How will they catch me if he pays for the fuel, the insuance, the maintaniance and the car itself? What if I tell my neighbours that the car is his? Is there any other ways they can catch me? I wont be commuting either. Thanks."


I'm trying to decide between 20 vs 30 year term life insurance policy?
I want to buy a Term Life Ins Policy for the purpose of leaving some money for my kids once I'm gone. I am a healthy 55 yr old fem. I'm considering a $250K policy. For a 20-year term it is $59.72/mo. For a 30-term it is $198.52/mo. Let's assume that I will live beyond the 30 yrs. At that time I will have to buy another term or convert to whole life, and most likely have to get another med exam (at age 75 or 85). Which term policy would be cheaper in the long run? I am considering a smaller policy ($100K) for 30 years at $92/mo to save money. What should I do?"


What would the insurance cost for a 2002 Audi TT?
Just looking for a quick estimate. I'm a 20 year old male with a moving violation that happened two years ago. It would be a California car. Probably would drive about 8,000 miles a year. Also would it matter if it was a roadster(convertible) or coupe? Thanks"


"In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?
missthing.. reread- I dont want to drive the car. I just want it to sit in my driveway without the plates. I dont want insurance on it. I just want to know if its possible to not have it covered or drove even if i'm making payments on it.


Riding a friends motorcycle without insurance?
My friend says he has insurance on his bike(ninja 250) that covers him, any other riders and any damages to the bike. He wants me to ride his bike but i have no insurance only my motorcycle permit, my question is, is he just miss understanding his insurance or is he correct about it? Thank you for any help! Also i plan on getting insurance in the next month."


The doctor office said they will file my bill to insurance company as courtesy.?
I don't know what that means. I have health net. The specialist that I want to see isn't on health net insurance. So I guess they will send the bill to health net as courtesy... I don't know what that mean.... courtesy. How does that work?


What is The Age Limit To Use My Medical Insurance?
Hi I'm 20 years old and i want to know what is the age limit medical insurance covers? I hardly use it and now that i need it to have an eye check, I don't know if it will cover me... I reside in California. Thank You!"


Can you roll $ from an insurance policy into an IRA without paying the taxes now?
Can you roll $ from an insurance policy into an IRA without paying the taxes now?


Just hit a deer while ago (Questions about insurance)?
While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)"


How much is a Geico car insurance for a minor ?
I am 17 years old and I am just wondering how much I will have to pay for my car insurance. My mom has Geico, and I am sure that will be the one I will have, too. Help!"


Where can I find Auto Insurance with High points on My License?
4 points were put on my license because a drunk driver hit me while I was making a left turn and had to slow down not to hit the car that made a quick stop in front of me 3 points was because after my nephews funeral I pulled into my parking space and for some reason hit the gas instead of the break causing me to hit a tree in front of me 3 points were due to me insuring my daughters car under my name and she let an unlicensed driver drive her car in a snow storm he slid and rear ended a car no damage was done to either car but never the less


What percent of term life insurance policies pay out?
I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? I'm thinking it is probably very low. So I am leaning more toward investing the money instead of using it to pay premiums. It seems insurance is more of a gamble than an investment. I don't want to give my money to an insurance company for 20 years and have my children get nothing in the end. Can someone with knowledge of the insurance industry please give me a straight answer to this?


"Insurance company does not want to pay for my car damages, what should I do?"
I let my mom borrow my car, which insurance is under my name, she crashes. She exchanged insurance info with the other driver. I called the other driver's insurance to make a claim to have them get my car fixed. As soon as I told the insurance rep what had happened, he hung up. I try calling them again only to have the rep say, we need to get the other driver's side of the story"" and hung up again. My car got really damaged"


Gap Insurance and Refinancing?
I bought my car through the dealership, was financed through Mazda American Credit. However, I refinanced after about a year. I bought GAP when I bought the vehicle. So do I still have GAP now, after refinancing? If I don't have GAP, can I buy it through my regular insurance carrier? If not, who do you buy GAP from? PLEASE don't respond trying to sell me GAP. Although I do need to know how to go about buying it if I no longer have it, I am not interested in your spam ads. Thanks."


vermont health insurance exchange