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Help PLEASE!! Auto Insurance Question?
I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car."


Can you still have life insurance even though payments were stopped?
My father passed away 8 months ago. At the time I had no idea he had or had ever had any form of life insurance. Yesterday I received a letter from an insurance company asking if I was his next of kin. It had a claim number and a number to call (it's legit). I asked my former step-mother about it and she said my dad used to have a policy with them when they first got married but that he quit paying on it years ago. Apparently, it was the kind of policy that you could borrow money from (I had never heard of that before). I can't get in touch with anyone until Monday since this is a weekend, (and a holiday, too) so I'm asking on here if anyone can explain what type of policy this was and why would they be contacting me now If he quit paying so long ago?"


What is the best Health insurance for the smallest price possible?
My husband has had stomach problems for the last 3 years now. He hasn't been diagnosed with anything so they can't say it is an existing condition. Anyways, we don't have a lot of money. I have insurance with the company that I work for and it would cost litterally $300 a month to add my husband to my insurance, I pay about $20 total, and my husband is added to the dental and the eye insurance so that $20 is mainly for him I have about $75 that I can afford to pay, and I don't even have that really, but I know he needs it if he is going to get better any time soon so I will make sacrifices. How would I go about finding an insurance company that we can afford that won't be a complete waste of money. I mean if I pay $75 a month and I still have to pay 50% of anything done, that isn't going to help a whole lot."


Question about cheap health insurance??/?
i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have another child but i just have medicaid and that wont cover it... Any ideas on some insurance plans that would cover a tubal reversal and pregnancy and where i can find a doctor that will do a tubal reversal with health insurance????/


Would insurance for the Suzuki swift sport be much more than the regular one.?
I want to buy my first car and need overall costs to be affordable but I still would like the car to be fun and have a kick the swift looks good but still abit unsure on costs


How much is your liability car insurance?
price per month? your age? your state? car year and model?


Insurance on a used car verses a new car?
My dad says that if I buy a new car my insurance will double or even more than my insurance on my used car. Is that true?


About how much does motorcycle insurance cost?
and is it more than car?...about...


Best insurance for young driver?
I live in Ontario, and I am looking for the best (or give me a list) of relatively cheap companies. I am 16 years old, but gathering information for when I am 17-18. My parents are currently with State Farm, but I am looking to purchase a Mini Cooper (y. 2000-2004), so what would be the best option for me? A list of good insurance companies would be helpful, and any additional information is great. Thank you in advanced, Spencer"


If I borrow from my Whole Life insurance cash value do I still earn on the full amount?
So say if I have 50K cash value in my Whole Life account and I borrow 8K from it for a car do I earn on 42K or 50K? Also if I borrow from my cash value and then pay it back over time is that like an interest free loan to myself or do I have to pay some kind of interest or fees to the Insurance Company?


Penalty for auto insurance fraud in PA?
My friend was caught with claim fraud...he stated on the claim someone hit him while he was in the store and came out the store to find his car was hit when he actually backed into a tree on some street and damaged his bumper. The insurance investigators looked into surveillance and found that his car was never at the store at the time...yes he's an idiot for that and don't know why he made something like that up instead of telling the truth....so what would the penalty look like?


Auto Insurance for 18 yr old with 2012 Kia Soul?
Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.


Is insurance for a classic car cheap or expensive?PLEASE ANSWER!!!!!!?
i have a 1968 ford Thunderbird i want to insure but i would use it as my daily driver. would insurance still be cheap?even though i would drive it everyday.


Will having a hurricane mitigation really save you money when purchasing home owners insurance?
Will having a hurricane mitigation really save you money when purchasing home owners insurance?


What is the best student accident insurance?
What is the best student accident insurance plan for Kinder level in Pennsylvania?


zurich insurance minnesota



Adding newborn to insurance policy?
I have a family medical plan and added my son as a dependent 4 days after his birth online. I received a bill in the mail stating my son was uninsured so I called my insurance company. They stated it could take up to 4 weeks for processing. I followed their advice and now my son is out of the 30 day window and they are claiming I failed to check a box to enroll him in my family coverage. Trying to appeal. Am I out of luck?


What is the best health insurance for a maltese puppy?
is it cost efficient to get health insurance for my 14 weeks old maltese ?


HEALTH INSURANCE FOR INFERITILITY?
HEALTH INSURANCE FOR INFERITILITY?


Question about car insurance.?
I just got my drivers permit, and i don't have a car of my own, my finance has been teaching me to drive in his car, and said once i get my license his parents will let me drive one of there old cars. I don't really know how car insurance works.. my finance is still on his family's insurance, since they get a discount for multiply cars (they have 5). My question is, would there insurance cover me driving there car? or would i have to get my own plan? and can i get a plan on a car i don't own?"


Toyota prius safety for teens?
is the toyota prius a good first car for a teen? is it good safety wise?


Are hearing aids covered by health insurance?
Since I was born, I've had a hearing problem on my left ear that I have to go to the audiologist for every year, and every year they say my ability to hear in it goes down by a fragment. I'm 16 now, and in high school, and they originally tried to get me to get hearing aids in 6th grade, but I threw a fit because I was afraid people would make fun of me, and they haven't brought it up since. This year I'm really noticing that my hearing is shot. I'm constantly asking people to repeat things, and whenever someone says something to me and I'm not looking at their mouth, it's all a jumbled mess. If there are a lot of people talking, and someone is standing directly in front of me, but I'm not looking at their mouth, I miss probably a fifth of what they say. I've been thinking about getting hearing aids, but I was wondered if they were covered by insurance. My mom gets the insurance through Fl Hospital, if that helps, and as I'm just now looking into it, I don't know many more details about it."


Cheapest Insurance quote for a 1.4MG 34948.20?
How come my insurance quote for a 1.4MG ZR is over 30 grand, Its being stored on a drive, I would be a 17 year old first time driver who has passed there drivers licence IAM with an annual millage of around 6000miles, this is just ridiculous the cost of the car is only 1000 and it only has 105HP maximum, I really dont understand this..Any tips on what everyone has put on there insurance to get a much more sensible quote please"


Has anybody dropped their auto insurance or home owner's policy to save money?
Some states allow you to prove financial responsibility"" instead of purchasing auto insurance. If you don't have a mortgage"


Honda Civic EX insurance cost?
Honda Civic EX, 2 door coupe, red, age 19, male. no tickets or anything, in college. Anyone have a civic EX coupe my age or whatever know the cost of insurance? i try to do those free quote things but it asks for all my info which isnt necessary i dont think"


Are you for affordable healthcare for everyone in America?
a. Yes, I support the Democrats National health care plan Now. I dont care about the Constitution b Yes, I would support the Dems national health care but it requires a constitutional amendment c. Yes, I support the Republican plan for insurance portability, tax credits/deductions, malpractice limits and tort reform. d. yes. But the Federal government should change nothing. All coverage should be on the State level e. Yes, but the private secter is best at making it affordable. All excessive regulation should be abolished f. No, everyone should fend for themselves. If they cant afford it they should die and decrease the surplus population"


"When life insurance policy matures, if sum received by one is taxable.?"
When life insurance policy matures, if sum received by one is taxable.?"


Can I mail in my proof of insurance so I don't have to go to court?
Or does it depend on the state? I was in a car accident yesterday and couldn't find my insurance card so the cops gave me a court date in a month from today. I don't want to wake up at the buttcrack of dawn, to go to court at 8am for 5 min to show the judge I do infact have insurance (and at the time of the accident) for him/her to drop it."


Are car insurance quotes going to be the price that you will be paying?
Or will they raise it on you once you go with them?


Does health Insurance cover sterilisations?
Does health Insurance cover sterilisations?


Cheapest car insurance company for my situation?
What company can provide me with the cheapest insurance? I am -19 years old -a student who is taking a semester off -female -hispanic -broke as hell My car is a white 1995 Geo Metro manual with a new lcutch and a bunch of brand new repairs on it.


zurich insurance minnesota



"Hi,argos 3 year insurance cover?"
I'm asking about the insurance cover on some earphones,say if they are damaged within one year then they would be replaced under the manufacturers one year guarantee,what would happen to my insurance cover? would I be refunded the insurance as my earphones would be replaced anyway/ Thanks in advance :)"


With Obamacare will I have to pay a fine if I do not buy health insurance?
If I do not have insurance through an employer or other organization and I have no intention of getting health care insurance because I'm very healthy will I have to pay a fine? I have heard the first year I will have to pay a find of like $1300 and it goes up every year until it reaches something like $2600 per year. Is this true? Does it begin in 2013?


Can your auto insurance company raise your rate without notifying you?
hello, I just started a auto insurance policy with Infinity insurance. the agreed monthly payment was $403 and that is what my first bill was. this month I noticed that they billed my checking account $563. I did call them and they said the price went up because they made an error with the policy. so what I want to know is it legal for a car insurance company to raise your rate and bill and charge your account without letting you know before hand? also what can I legally do? it really does not seem legal...if I would have been notified I most certainly would have canceled my policy. thanks"


What is the best life insurance company that dont require medical exams?
im trying to buy life insurance for me and my 49 yr old mother. what is the best company that doesnt raise premiuims and dont require exams....but stil lprovide full life insurance?


"My monthly car insurance payment was due 1 day before i had an accident. i have been paying on time,?"
I have been with state farm for 4years, always on time, with three cars and home insurance,do you think they will cover my minor accident?"


Need help about home insurance?
Im buying my dads house and my insurance will not cover the home becuase the roof on the garage is bad. I would like to no where I could get insurance just for the home alone, does not have to cover any belongings of mine just something so I can get the loan for the house. I live in baltinore, Md, thanks for any help."


Classic car insurance for 18 year olds?
I was wondering whether it is possible to be put on a classic car insurance policy at 18. I've looked around and nearly all say you have to be over 25. I would like to somehow be insured on an Escort XR3i or RS turbo. I understand that because of may age this isn't going to be very easy. would it be cheaper to be a named driver if my dad owned the car ?


Before Obamacare there were 47 million uninsured--now there are 41 million uninsured?
Given that the 40 million figure isn't going away anytime soon--if you took the amount of money just spent on the government website--you could have insured those 7 million with Cadillac insurance--so precisely what good has Obamacare been?


Can I get insurance and buy a car using Irish drivers license living in New York?
I will eventually sit the test and get a NY drivers license, but in the meantime can I buy a car and get insurance based on my wholly clean Irish driving licence?"


Full Coverage Insurance for financed vehicles ?
If i get financed for a car, do i have to pay full insurance for that car ? I live in NY. If yes, any idea how much full coverage would be for an 2004 acura tl ?"


Car insurance discount for drivers using a camera?
Does anyone know of any UK car insurance companies that offer a discount to drivers who use an in-car forward facing camera such as http://www.roadhawk.co.uk/. With increasing premiums i'd be tempted to splash out 200 on one of these for a cheaper insurance quote!


Question about car insurance and ticket?
Also I got pictures of her car and bumper but you can't really see anything on it, I got pictures of her tail lights all working, and I got pictures of my headlight but the scuff pretty much wiped off. She kept trying to take pictures of the other side of our car and things that had accumulated over the years, or that had been involved in a crash years ago but we told her and mentioned to the cops we didn't know why she was doing that and they agreed, so it shouldn't come up should it?"


What does CLTA standard coverage policy of title insurance mean?
What is the document called when the husband has his name to the house but wants to add his wife?"""


My front axle broke while driving and the whole wheel came off. Should my insurance cover this?
My front axle broke while driving and the whole wheel came off. Should my insurance cover this?


Anyone with Tescos car insurance? Are they any good?
BTW I have googled them for reviews and some people say they are good and some people say they are dreadful...


zurich insurance minnesota