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Churchill Car Insurance Problem?
Had accident which was my fault in Nov 08, hit a van in rear that stopped suddenly going through a roundabout (less than 5mph) and his trailer hitch ball went into my radiator and damaged the hood, grill and radiator. Car was 1996 Honda in very reasonable condition, MOT'd and all in good service despite its 125,000 mileage, new tyres, exhaust, battery, and clean throughout. Had fully comprehensive insurance with 50 deductable, loaner car and legal support so paid to be protected. When car was collected from accident, collecting garage said at that time that due to the mileage my car would not be repaired. However it took 5 to 6 weeks for the insurance examiner to determine that my car was beyond repair, so I did without a car all that time. Despite repeated phone calls to them, they never called me back as their examiner was on holiday. Then when we finally agree that a price of 500 for my car in January 08 and that took some haggling, the cheque never and so I started chasing them down in early February. I am then informed that I did not disclose a speeding violation on my application and they would have to listen to the tapes of my applying to verify this. Again this took several weeks, and I again had to pursue them for an answer to which they then said I had applied on the internet so no record of a phone conversation. The internet application was misleading, asking for what I believed was 3 years worth of offenses. I've only ever had 2 speeding offenses in my entire life - both speed cameras, just over the limit. The first was at 6 a.m. and I passed a bus pulling over to stop and as I passed it got flashed. The second on the day I found my dad had days to live and I was rushing to catch a flight, and as in both instances was doing 42 mph in a 30 mph zone for a very short period. Nonetheless, I was speeding and paid my fines. I wrote to the insurance company and apologised for not telling them of the other speeding ticket from 4 years and 9 months earlier as I forgot about it. But I admitted it, and apologised in writing. Then then came back to me saying that there would be additional premium to pay before I would get paid for my car. Well, its October 08, and I finally got a letter from the insurers saying they are not paying me as I failed to pay the additional premium requested and they were not going to renew my policy. I have never been asked even after repeated letters to them how much the additional premium was, and what I should do. No replies. I have asked for my car back which they agreed to pay for, and now they state there is nothing they can do, and it is their final decision. I went to the financial ombudsman and unbelieveably DID NOT get a reply from them. I've even spoken to one of their survey"" staff who tells me that they are incredibly busy and it was probably put aside and not dealt with. I'm at a total loss as to where I stand and how to pursue this without spending more than the accident and car was worth. I've written to their data protection officer and obtained copies of all documentation pertaining to this"


How long would it take for my car insurance to go back down?
If I got a few speeding tickets, which resulted in my car insurance to go up, how long would it be before it goes back down?"


Insurance career in Life and auto?
I am currently work as New York Life agent. And I just got my P C license to sell auto insurance. I am thinking about working with NYL and auto insurance agency. Should I have to cancel NYL contract and work as noncontracted agent. I know I have to loose all my benefit such as 401K-health insurance. But now it is hard to find business in Life only. That is why I want to work with both. But I have to open my own office (more expsense), will not get paid in NYL, etc. Is it a great move at all? Your advice will help me to make decision. Thank you"


19 yr old looking for a fast & cheapest insurance car...?
So im 19 and looking for the best option in car with a cheap enough insurance <2,000. Wanting a car that is about as fast or sporty as im going to get for also <2,000. Any suggestions ???"


"Thanks To Democrats, I Can't Afford Health Insurance?"
I live in New Jersey. But, Democrats refuse to allow me to buy a health insurance plan based in Pennsylvania, where insurance is cheaper. Why do Democrats make life so hard on American families? They refuse to support the idea of letting those of us without insurance buy plans based in other states. Don't Democrats care about us?"


Does anyone know a way to buy affordable health insurance?
Im a single healthy 38 year old woman.


Car insurance coverage?
Will the insurance of a driver pay off for a non family member's vehicle that was totaled if he has total coverage for his vehicles? The vehicle that was crashes has a lien against it & only has liability insurance. However, the driver that wrecked has total coverage for both of his vehicles. He has USAA insurance which looks like good insurance? There is GAP insurance on the wrecked vehicle. My question, how do I get the ball rolling on this? I live in Oklahoma, the truck is sitting at a savage yard in Killeen, TX , the primary driver (a soldier) is in a military camp in Virginia, the soldier that wrecked the vehicle is living in Killeen, TX. I signed for the loan, my name is on the title. I haven't ever driven this vehicle. The salvage yard said they sent registered letters to the Oklahoma motor vehicle department. This sounds like it could take months and months to settle. Meanwhile, I need the primary driver to continue make the payments. They are not agreeing on who shuld"


Who can give me the name of some good health insurance companies or health insurance assistance programs?
Please tell me your monthly payment, the company name, your deductible, whether it's an individual or family policy, and if a family policy, how many family members in the plan. This info will help me decide who has the most affordable insurance for my budget. I just got layed off and my $60/mo medical insurance will cost $900/mo to keep it going. Like how the helll am I supposed to pay $900/mo; that's $225/wk! They must be dammm crazy! "


Liability if you are on the car registration as co-owner?
If a co registered owner of a car which his unlicensed cousin (other co-registered owner) was driving DUI and killed someone (my son) are both parties liable.? This is for the state of Washington. The cousin had limited insurance $50K however the co reistered owner does have assets.


Bike insurance on a r6 in the uk?
ok so at the minute im banned 23years of age my ban is up next year so will be 24 when im looking to get insured im not even going to atemp to drive a car i know it will be to dear but have rode bikes my hole life so a big bike head would love to be leagul on a r6/zx6r 600cc sports bike does anybody know what it would cost me for a year for insurance serious answers please no idiots thanks


Can someone give me advice on whether to get a 50 or 125cc scooter and how much insurance will cost for both?
I am a 15 year old boy who lives in Italy. Here at the age of 14 you can get a 50cc and at the age of 16 you can get a 125cc. My birthday is in 6 months ( January ), should I wait till then and get 125cc or should I just get a 50cc now ? Taking in to consideration that snow comes to Italy at about at January and that 50 cc is cheaper and safer than a 125cc. And how much would the insurance cost for the 50cc or the 125cc ? And I have a budget of around 1000 euro."


Where can I get an honest auto insurance quote?
Hi I was wondering if anybody could point me in the direction of a website that gives honest auto insurance quotes? I have been looking to get an auto insurance quote online for quite some time now but most of the websites look like scams to me.... Thanks in advance!! -David


"I often drive a friend's car. What companies offer Non-car owner"" auto insurance?"""
Everywhere i look online just offer get a quote"" then you have to enter a type of car. I don't own a car but I need insurance to take my driver's test in North Carolina. I couldn't find this type of insurance offered on any websites."""


How much should I expect to pay for umbrella insurance?
I'm a landscaping contractor in Southern California. I think I need about $2,000,000 in umbrella insurance. How much should I expect to pay (yearly) for that?"


Best/cheapest car w/ durability and power?
I'm going to buy a car in the near future, but I'm just having some trouble finding a good one. Here is a list of what I'm looking for: -0-60 in less than 7 seconds -Over 20 MPG -Easy to work with -A few aftermarket parts -Manual -CHEAP INSURANCE!!! Optional: -Not a convertible -RWD preferred. -DURABLE Thanks for your replies!"


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Is there such a thing as affordable health and dental insurance for someone that is 60 years old?
I would like to have a $500 deductable. Thanks


What is the best car insurance company in Britain?
I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!"


Where can I get individual health insurance that will cover Pregnancy?
I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it..."


Car insurance claim? Can I asked for the money for the car repairs?
I got into a car accident with another car a few days ago. It was my fault. I contacted my insurance company and they had me go to their body shop to get an estimate. Now the adjustor wants to come over next week to take a look at the car and talk to me. I looked at the days that the body shop wants to keep and repair my car: it's 4 days! That's way too long. My friend and I looked at my car and he said he can fix it in less than 1 hour and that the body shop is putting too much labor hours in and too much unnecessary parts/paint to fix it. That the just want to get as much money out of them as possible. Example, my lights work perfectly and there's are tiny little scratches on them. I don't care if it has scratches because they still work. But, they want to replace the whole thing and buy new parts and install them. Really? Really? My question is, when the adjustor comes, can I just tell her I need my car and I can't not do without it for 4 days. Can I just get the money to repair it? That my friend will repair my car."


Is it possible to borrow from you life insurance policy?
I have a farmers insurance plan (4yrs now) and was wondering if anyone knows if you can borrow from the policy to put money down on a house or pay off bills?


How is working for bankers life insurance?
How is working for bankers life insurance?


No minnesota auto insurance?
if i dont have auto insurance will i loose my drivers license and for how long i live in mn.if im caught


How much should car insurance cost?
i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?


I need to buy a new car does anyone know what car has the lowest insurance group?
i would like something 5 door, but really cheap to insure as i have points any help would be appreciated,thanks!"


Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California."


"Will my insurance rates go up if I got a ticket for driving in the HOV lane on I-95 in Broward County, FL?"
I was just pulled over for driving in the HOV lane on I-95 and got a ticket for $165 (kinda steep in my opinion, but the cop said he wasn't giving me a ticket for speeding). The cop said that I won't get points on my record and I verified that with the Florida Department of Motor Vehicle's web-site. I know I'm guilty so I'll just pay the ticket. Will my insurance rates go up if I do that? Should I plead no contest and go to traffic school? I'd still have to pay for my traffic ticket if I did that, but if going that route would stop my insurance rates from going up then it will financially worth it in the long run."


I need a good affordable health insurance company in united arab emirates (Dubai)?
ok Sumi any contact Number . company name , information?"


Life insurance and/or will?
My husband and I are in our late 40s. Husband has one child from previous marriage. Currently we have no life insurance or will. Is one or the other or both really necessary? Is there any insurance that doesn't cost an arm and a leg?


I have had a lapse in my auto insurance for four weeks now. Where can I get auto insurance at?
I live in the state of florida. I have had a lapse in my auto insurance for four weeks now. I've been looking for auto insurance for a little bit now with no luck. No one will cover me with less than $350-$400 down. My husband also has a bad driving record. What can I do? Im afraid my license will be suspended if I don't get auto insurance soon.


Will removing points from your license lower your insurance?
In NYC if you take the 6 hour driving defence course it automatically removes 4 points from your license count. If you have no points on your license it doesn't count. What I want to know is, if I took this course and got the 4 points dedeucted from the 4 that I now have, leaving me with 0, would my insurance lower my premiums? Or does the reason you received the point deduction remain on your driving record? And if it does remain on your driving record, how long does it remain there for?"


life insurance progressive



Does it cost more money to ad your spouse with your car insurance?
My wife keeps asking for my car. But I dont feel comfortable giving it to her becuase her name's not under my car insurance. How does it work if i want to ad her on? Do the insurance company charge you more money or is it still the same? If they do charge more money, do you know any insurance that's reasonable price? thank you"


What is the cheapest & best health insurance plan in the state of New York.?
I live in Great Neck. Need insurance for a family of four two adults around their 30's, and two young boys. -Dental Insurance -Health Insurance -Eye Insurance"


What Dental Insurance Is Better?
My husband is self employed... If there are other good plans besides delta or guardian, please share them with me! Also - my husband needs to have a lot of work done... implants, fillings, gum surgeries, etc."


Term life insurance. quick curious q?
If you buy a term life policy for, say, 20 years, then develop cancer in 18 years, will the insurance company re-write your policy when the policy expires?"


How much should a person pay for car insurance in uk?
How much should a person pay for car insurance in uk?


How much increase will I expect in my car insurance premium after an accident that was my fault?
I rear-ended a car that in turn rear-ended another car. Damage to my car cost $6500, liability claims against my policy at $5000. Also one driver claimed for bodily injury amounting to $2000. I am insured under Progressive in Texas"


Car insurance help for teens?
im getting my drivers license this summer and next year november we have an extra car that a hundai that we can trade in to get a new car i was wondering if i buy a Mitsubishi lancer es or even something better would my insurance go sky high??


Why can we not demand that the bozos in washinton pay for their own medical insurance?
i have cardio myopathy w/ congestive heart failure...my insurance plan???...a do not resuscitate order.


Yea or Nay: eliminate medical portion of auto insurance?
added points: naturally, the government will not pay medical care providers at their hugely bloated billing prices, but rather at something like what insurance companies currently pay. Everyone is covered all the time. Fault does not enter into the picture. Commercial vehicles, due to weight and number of passengers, may be required to carry supplemental insurance for losses exceeding $250,000. You may still sue for lost wages, damages to your vehicle and property, and pain and suffering. Taxing drivers' licenses and/or vehicles at registration would not be nearly as effective since an estimated 9% of cars on the road are not being operated by a licensed driver and/or do not have valid registration."


Good price on full coverage auto insurance?
I just bought an 09 ford escape XLS, with a 4 cylinder engine and lo-jack installed. I'm 27 years old and a married federal employee. Since the vehicle is financed I have to have full coverage insurance of course. I'm located in New Jersey so its a bit expensive. With $1000 deductibles, road side assistance and rental car coverage I was quoted at $113.95 a month OR $602 for 6 months from esurance... Is this a good price? I havent had to have full coverage before and want to make sure I'm getting a reasonable rate"


Auto Body Shop gives me an estimate higher than insurance settlement bus says they'll work it out?
Before I got word back from my insurance company on a settlement for a cehicle accident, I already got two estimates from two body shops. The estimates were at $5,000 .... but now the insurance company has said that they will cut me a check for $3,000.... the body shop says they will work something out... what does this mean?"


Home building insurance?
i had tenants in my house, while i was living with my sister, i did take out a building insurance, and last week my house got burned to ashes, it has no roof neither, so i phoned the insurance company which was halifax,to my shock they declined the insurance,as i didn't have landlord insurance, they said. when i took out the policy i did say to them that i wanted landlord building insurance, the woman at the branch assured me, how ever when i looked at my paper now it does say, i have building and contents insurance,i never asked for that, just wanted a simple landlords insurance, i have 40 thousand pounds worth of damage and really stressed don't now what to do, can anybody please give me some advice i would appreciate it very much


I am married yet my husband does not drive and vehicles are in my name. How do I get individual insurance. Geico will not insure me.?
I am married yet my husband does not drive and vehicles are in my name. How do I get individual insurance. Geico will not insure me.?


Life insurance blood test and urine analysis. What all do they test for?
I know they will test the blood for high or low counts and such, but will they test the blood for drugs and alcohol, too? And I know that sometimes high or low levels will show up better in a urine analysis, so I know they'll be looking for that, but will they be testing for drugs and alcohol, in the urine, too? The application form I signed did not have any in depth explanation of what would I would be tested for. All it said was a blood test and a urine analysis."


Someone is suing my auto Insurance company. What now?
My parent were pulling a camper trailer for a friend of theirs. There was a one vehicle accident which totaled the truck and the camper. They have full coverge ins the friend however did not have insurance on the camper. The body shop and insurance company decided that they were not going to cover the camper because it was rotted and ate up with termites. (we did not know this at the time) Now they are trying to sue the insurance company for the camper and the stuff they had inside of it.


life insurance progressive