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The other driver's insurance company denied my claim because they couldn't contact him. What can I do?
I was at a stop light when another car rear-ended me. We exchanged insurance info and driver's license info. I didn't call the police because the damage seemed minimal. I reported it to my insurance company 21st Century Insurance and my adjuster contacted the other driver's insurance company Reliant General Insurance. After a couple weeks the Reliant adjuster said that they couldn't contact the other driver and would deny the claim after 30 days of the date of the claim unless a police report was filed or if there was a witness. So I filed a police report, which the police department said was fine to do even a couple weeks after the accident. The officer who did the report even said it looked like the other driver's fault, since I was rear-ended at a stop light. And he couldn't understand why my claim would be denied just like that too. Both insurance companies knew I had filed the police report, but well after 30 days Reliant still said they'd deny the claim because they can't contact and speak with their insured client/driver. The damage is minimal, but is still estimated at approximately $900, possibly a little more. Plus there's the cost of a rental car. My adjuster said that I could pay the $500 deductible and have the repairs done, in which they would pay for the rest beyond the $500 deductible, except for the car rental for 3 days (because that's not on my policy), and then they'd go after the other driver in collections. But that there would be a chance that I don't get the $500 and the cost for the rental car back. I called the California Department of Insurance and they said I could do what my adjuster suggested or try to take the other driver to small claims court. And that person said that cases like mine unfortunately happen in California often. This just doesn't seem right. I've been paying for my car insurance for years and when I need to use it it seems like my car insurance company isn't trying hard enough to help me out in a case that isn't my fault. Plus the other driver is a paying client of the other insurance company and we have his information. But the other insurance company can deny my claim just because they can't contact him and speak with him, because that driver isn't cooperating. So I either forget all about this and deal with the damages on my car (while it worsens and cracks more over time) or I pay the $500 deductible and the cost for a car rental for a few days and risk the chance of not getting reimbursed for that, or I spend possibly even more money to try to take the other driver to small claims court (including maybe more if I need to get an attorney or need consultation services). Are there other options that won't cost me about $600 or more? I'm definitely switching to another insurance company after this. My adjuster doesn't seem to care about my claim case. I kept having to contact him to try to get status updates instead of him contacting me. And it's been over 3 months now since the accident happened. What upsets me more about all this is that people and insurance companies can get away with things like this. While honest insured drivers have to deal with these hassles and costs."


How do you figure a claims surcharge on home insurance?
We got hit by lightning and blew out a bunch of things. Since Directtv covered the cost of those replacements (yes, this is a plug - they deserve it), our total cost for replacing everything will be about $500 over our $1,000 deductible. We're trying to determine if we're better off eating the cost. Our insurance office says we will have a claims surcharge of one point for three years. How do we figure out what that will be in real dollars?"


Are one-a-day contacts more expensive than 14-day ones?
I know it probably varies from one brand to the next, but generally, which are more expensive and what's an estimate price? BQ: Does insurance cover the cost of contact lenses? Thanks :)"


"If I am offered insurance at work ,do I have to take it, can I just take affordable care act?"
If I am offered insurance at work ,do I have to take it, can I just take affordable care act?"


Anywhere for cheap young driver car insurance?
Hi everyone, I am an 18 year old male with a 2.0 petrol Ford Focus 1999 5dr hatchback and my monthly outgoing for car insurance is 145! (I don't even know the annual premium) but that is third party and I am only a named driver on my mums policy with 2 years of no claims. I have NEVER crashed or damaged anyone elses property in any way. I understand that young driver insurance is expensive but my insurance still seems to be twice as expensive as any of my friends. Could someone please point me in the direction of a young driver specialist insurance who is actually cheap as I have been on these websites before and I get quoted ridiculous figures such as 12,000! Please help me I am pulling my hair out."


How can I get cheaper car insurance as a new young driver?
Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert"


I NEED CAR INSURANCE.?
I am looking for car insurance for an 18 year old boy. Everything is so expensive. Does anyone recommend anything? I live in the New York area.


Insurance cost for 02 bmw 3series sedan and coupe.?
what would b the cost for insurance for a bmw 3 (e46) series sedan and coupe?


WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?
WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?


Is Mexico auto insurance really necessary? Just want to go for few days somewhat close to the border.?
Is Mexico auto insurance really necessary? Just want to go for few days somewhat close to the border.?


Is it legal for our group insurance company to mandate life insurance?
Our group health insurance provider is now saying we have to buy life insurance through one of its wholly owned subsidiaries. Is this legal in the State of Ohio?


Will a speeding ticket increase the insurance rate on car?
I got a ticket and i dont want to tell my parents. The officer said i could send the check to pay it off through the mail or by email.


"Cheap, effective health insurance?"
I'm a 25 year old, healthy, unmarried female looking for a low co pay health insurance that covers major medical and dental. I need to be able to see my primary physician for annual checkups and hopefully get Invisalign covered under dental as well. I have no pre existing conditions and would prefer a lower deductible... Somewhere up to $5000 in the event a major medical issue arose."


Where can a male with knee problems get low cost health insurance to see a specialist?
i have a friend (male in mid 20's)who has a knee problem and needs to go see a specialist. he has no insurance and does not qualify for medicade. he cant work but he doesnt think he will qualify for disability either. he is very frustrated and wants to find help.


Newer the car the more expensive the insurance is?
Btw. Is it ok if i use my dads car *with his permission of course* and god forbid theres a small accident, would his insurance cover the damage? We dont live under the same household. I live with my mother."


5 digit florida insurance codes



How much will the insurance company give me for my car?
i was crashed into by another driver who has accepted full responsibility, my car was a vw polo 1.2 e it had done 55,000 miles and was a 53 plate. does anyone know how much they will offer me? im really worried im going to get completely ripped off and i only brought it a few months ago and the crash wasn't my fault at all. thanx for any help :)"


Is there a way that I can find out who provides the home insurance for the home I'm about to purchase?
I purchased a home and the home owners didn't disclose that there was knob and tube in the home, I do not have ownership of yet, and I wondering if there is a way to findout who the current home owners are using for insurance."


What should I expect to pay for car insurance?
I am 18. I got my permit in March 2011 when I was 16 and I got my license this month. I will be taking a defensive driving course, the 5 hour course and I might also take a course with a driving school to reduce insurance cost. (I live in New York) I have enough money saved up to lease the car I want but the insurance seems like it will be very steep. The cars I'm looking at are a: 2012-2013 Mercedes Benz C300 4MATIC 2010-2013 BMW 3 series or 5 series What can I expect to pay on insurance based on this information and do you think I'd be able to get a quote for $400 or less? Also, what type of car do you have and how much do you pay for your car insurance?"


Concerning eligibility for Health Insurance?
I had a BMT in 1997 which was successful and I have maintained my health insurance with the same company since then. Now, i am considering retiring and moving. Would that past medical history affect the insurance rate I could get in another place?"


"I want to cash in"" my whole life policy. $800 cash value and 6500 pd up insurance. Do i get both of these?"""
I want to cash in"" my whole life policy. $800 cash value and 6500 pd up insurance. Do i get both of these?"""


Help i need cheap auto insurance.?
i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please


What is the average insurance for a 17 year old female driver?
The car is going to be a 2003 Oldsmobile Alero. Going to have drivers ed and a the 5 hour driving course. Living in NYS. About how much would it be per month?


Lower insurance premium because of replaced roof?
I filed a claim last year for roof damage. After a typical fight with the insurance company, they replaced the my roof. As a result, my rates increased (Same concept as purchasing toilet paper and then getting punished when you use it - same concept!) Anyhow, my question is: Since I have a new roof, could that make me more eligible for a lower annual premium at another ins company even though the new roof was a result of a claim? Thanks for your assistance in advance."


Car insurance question about my 17 year old.?
I want to get a second car and let my 17 year old drive it. I am trying to find a car insurance company that will let me have every thing in my name and have her as the principal driver of my second car. The problem I am having is she is moving down the street. I can not find a car insurance company that will let me have what is called a different garage adress on the car I am wanting to let her use. I am in the state and I have tryed all most all the car insurances companys around here and online. I have even tryed to have things put in her name but it would cost her around 300$ dollars a month to insurance it. And that is just the basic insurance. That is why i want to just keep everything in my name Any idea's would help. And not I not going to lie and just have her drive it and move and not let the insurance company she is driving it.


Car insurance keeps going up despite excellent driving record?
I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my monthly amount keeps changing.It has went from around $92 then I added a my car alarm system got a discount it went to $72 for a few months.then to $82. For the past 4 months now I got a letter saying my next payment due is $107 . That $20 dollar increase.??? I'm getting very fed up with shelter I'm a new mom and it's hard enough to pay my bills as it is I recently got married does that change ur car insurance ? He has no license because of something that happened around 10 years ago . When i report I'm married is it going to help or hurt me? I do not have any intentions of adding him to my policy but just was wondering if I will get a discount from being (married) now? I know most company's give discounts because they seem to think married ppl drive more safely.


Can i sign up 2 cars with the same policy? for car insurance or it has to be separate?
i have 2 cars and i have 4 years no bonus claim, and it was fine and everything, today the insurance company phoned me and said i can only use my 4 years claim on one car only and if i try insuring the other car it would be like no claim so it's like you just received your license with no experience. do you think i could sign one car with an insurance company and the other car with another insurance company?"


Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?
So I called the owner of the broker company who told me that he would gladly backdate the policy upon the notion that AIG would accept it and they said that they would. Then the owner called me back stating that his broker that issued the policy already gave a recorded statement to the insurance company stating that he did not remember us requesting the added driver to the policy so he cant help us or he would lose his license as a broker by recanting on a recorded statement so he then told me to make the adjuster take the recorded statement off the record and they will do it but it is illegal to even ask them to do that. Our Policy has canceled several other times due to this broker not turning in the proper paper work to AIG. I need help I have went through all the chain of comands and the california insurance board what is left??


Will car insurance effects right away when you call them?
I just bought a car, well imma get it tomorrow I have Infinity Insurance (not the car brand) I will get my car tomorrow, I was wondering If I call them tomorrow when I get car, to add my new car to the insurance car list will the insurance effects right away or later, because I'm going to call them not talk to them in person thank you"


Life insurance question?
what is the lowest amount of life insurance you can get.. I'm talking about the amount sombody recieves after they die not monthly or yearly payments.. 50k?


What are 7 reasons wy health care insurance cost escalates?
What are 7 reasons wy health care insurance cost escalates?


5 digit florida insurance codes



Do you need insurence to perform a play at a senior center/hospital?
A small group of actors (10) are preforming a play for Charity at retirement homes and hospitals. Would we need insurance to perform there? Someone was concerned that we might accidentally fall over and break our arm or fall over and break someone else's. Would we need to pay insurance or could we just write a well thought out contract (if so give example in answer) to perform there?


Do you have pet insurance? What insurance company do you recommend?
I am looking for pet insurance for my dog. I figured I would start with companies other people are using.


What do you put on a car insurance quote when your penalty has expired?
i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?""


Suggestions for car for my son.?
My son is wanting either a 2012 Dodge Charger SRT8 or a 2013 Subaru BRZ. He is a good driver, likes to drive a little fast but he gets that from me. If he gets the Dodge I'm gonna get him the 7.0 hemi v8 upgrade from our local mopar dealer. If I get him the Subaru I'm probably gonna turbo charge it. I would like him to get opinions on what car to get him. The other choice I had for him was a 2009 Honda S2000. And if anyone has insurance estimates on the cars. We live in South Carolina he has good grades (3.95 GPA) I think he can get a discount for grades, and has never been in an accident."


What is an affordable life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?


Affordable health insurance in Georgia?
We're moving to Georgia (currently live in Europe) and my hubby's company has crappy insurance. It's free for him, but for me and my infant it'll cost almost $700 per month! That's just ridiculous! Are there any Georgia residents out there who pay their own insurance and would suggest their insurance company? I'm 32, a stay-at-home mom, and my son is 9 months. PLEASE don't answer that I should go back to work and get insurance there - Our plan is for me to stay at home until our son is old enough to go to school, and then I'll go back to work. Thanks in advance for all educated and serious answers!"


Insurance and child support?
So my daughters father put our daughter on his insurance .. Which when she was born I put her on Medicaid now her insurance is all messed up because the fact that he did that. child support sent him a court oder for them to actually get everything fixed. Which he saying he doesn't know why child support sending him that..? has anyone gone threw this. Im confused.


How much will driving lessons in an automatic car be?
I live in the UK, and i'm having to learn to drive in an automatic car because i have a disability which affects my concentration How much would it be to take lessons in an automatic car? And is the insurance more expensive? Thanks"


How much would insurance cost in Vancouver BC...?
How much would insurance cost in Vancouver BC...?


UK - Caught Driving With No Insurance - What Will Happen? (First Offense)?
The other night.. my friends boss lost his car keys in my friends house and had to leave the car there and walk home - so the next day me and my friend was in his house and found the car keys it was late and his boss had to go work in the morning so he asked me if i could drop his boss'z car of for him - it was only around the corner and he didn't have a drivers license so i said ok i will do.. So we was driving to his boss'z in the car and got pulled over by the police god knows why - the police officer sat me in his car and asked me some questions bout my license and insurance i told him i had my license and when he asked bout insurance i said i wasn't on this car and said i think it might be insured for anyone because it was a works car but it wasnt the car was impounded i have talked to the owner permission isnt an issue as he said he will cover for me but what i want to know is because i am a new driver on this probationary period for two years will my license be taken?


House fire with lender placed insurance what info am i entitled to?
Both your answers are wrong......I was paid the difference between the amount of coverage and the pay off amount of the loan. I also was refunded the money I had in my escrow account. Granted it was no where near what a homeowners policy would have paid but it was something.


Need help with Car Insurance?
I am a 17 year old in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance"


In louisiana can someone make you get renters insurance?
we have already signed a new 1 yr lease in fear that he would make us move and i have 3 small children so i had no choice but to sign


"2007 Mercedes S-class fuel consumption, reliability, maintenance?"
If you're 60 years old in Canada, with a great driving record, how much should insurance cost per year more or less? Also, if you drive 20,000km annually, how much should fuel cost? And is this car reliable? How much would you expect to spend on maintenance costs over the next 5 years? It has 70,000km and costs $36,000 also, is this a good price? Lots of questions I know, but thanks so much"


What is the best / most reliable life insurance company?
I am a healthy 18 year old. Soon to move out of home and onto college. I plan for the future. I know how important it is to pre plan, I myself and going into the funeral business. What Life Insurance company offers affordable and reliable policies of $100,000 for a healthy young 18 year old male? How much would the monthly premium cost?"


5 digit florida insurance codes