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An individual purchasing auto insurance is an example of:?
An individual purchasing auto insurance is an example of: Answer Hedging. Passing risk to someone else. Risk premium. Systematic risk. a and d


How much would it cost if my parent added me to his/hers insurance?
I'm 17 and I've got a provisional licence and I can drive my dads car if I'm on his insurance and if he's in the car whilst I'm driving. He has a modern looking rover that was made in 2002 and litre is 1.4. Does anyone know roughly how much it would cost? Thanks.


What's the best health insurance for a 19 yr. old?????
So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help."


How much should I insure a 2 bedroom condo for?
I want to buy insurance for a 2 bedroom, 1150 square foot condo in Orange County, California. I am interested in knowing how much coverage to buy to cover inside damage due to a catastrophe like a fire for example. I don't care about coverage for personal belongings or outside of the building. I just need to know what it costs to restore the inside walls, floors, etc. in case they are ever destroyed."


"If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"
If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"


Does you medical insurance show every time you been to a hospital?
Can people find when where and why you went to the doctor through your insurance


Car insurance for a new driver?
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Health insurance when a baby is born?
Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?"


When does insurance start at Publix?
I recently got hired full time with Publix. It will be at a new store that hasn't opened yet. I have orientation next month. When do you become eligible for health insurance? I forgot to ask when I was hired.


"ER bill too much to pay, any way to lower it?"
lower income family ($20,000 per year), no insurance, high school student. Visit ER recently for arms injury. They took X-ray, Draw Blood(for what man?), And Put cast on both arms (which i had to wait for 50 minutes, because the nurse and doctor were chatting). And the Bill come out to be $3,000 (Winter Haven Hospital, Winter Haven, Florida)"


Goal to live without having to have life insurance in the future?
At 50 I would like to live without having life insurance. No dependents. What financial requirements in retirement accounts and cash should I have? Plan on having no mortgage. No loans of any kind. And retirment funds in check to get me $20,000 a year from age 70 to age 100. Roth Account equal to the above amount for incidentals like cars for cash and medical bills. Children or grandchildren will be beneficiaries to these accounts. Would anyone under these circumstances need to pay for life insurance?"


How much might it cost to repair a scratch on a car door?
i was pulling into a parking spot when my car scratched another guys car :( I looked to see if there was a scratch but i unforutnately checked the wrong spot and saw nothing, i then got a note on my window when i returned that i had scratched parts of both his side doors :( i think the scratches are medium sized and hopefully not very deep, but other then that i have no idea how big and deep they actually are, but if you could make an educated guess, how much might my insurance or myself have to cover this scratch with? (i have farmers and the man said he would get a quote from the dealer but it might not get repaired their if the quotes too high)"


What is the cheapest insurance that you legally need to ..have a tattoo body piercing studio and where can you get it?
What is the cheapest insurance that you legally need to ..have a tattoo body piercing studio and where can you get it?


Cheap 17 Year old car insurance?
I have just passed my driving test and can't find affordable car insurance. I would not be the main driver of the car as I would use it less than my parents, yet I cannot find a quote cheaper than 3000 on my 2004 Fiat Punto 1.2L Petrol."


Is it true that in MA your first ever ticket doesn't count against your auto insurance?
Is it like the first ticket is a wash/freebie? or does it raise your insurance points and rates regardless?


maryland insurance code 989



Help with Life Insurance?
How will I know if my husband bought another life insurance in another insurance agent. What will I do? I'm afraid because I just came from another country and new here in USA just 3 years and he is obsessed in buying life insurance for me. The first life insurance I found out that he is the beneficiary too I called Veterans Life Insurance and closed it; this one I found is on his filing cabinet and I don't know that it is a family plan and whatever happens to me he is also the beneficiary. We dont have children together; he had five children from ex-wife


I need health insurance?
but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket that is affordable for a low income college student?


Transferring Car Insurance?
I just re-newed my car insurance but now im purchasing a new car. Is it possible to get the balance of my last insurance payment transferred over to my new car? Or will I have to pay for insurance again in full?


"Ninja 250 kawasaki Insurance rate,?"
I live in Canada ontario, and am 18, and i talked to my parents about getting a motorcycle today which they had no complaints about as its my money. Etc. Yet my dad said the insurance would be Higher than car insurance which im really worried about if i do get myself a sportsbike, my first one being a ninja 250, not sure what year but im going to get it used for sure and resell it at a later time. Basically, ill be 18 by the time i get my ninja 250, and would like to know the range of insurance for each month, thanks. Or point me in the right direction where i can check."


Why is my car insurance so expensive?
I have a spotless driving record no wrecks I was rear ended two years ago the other guy was at fault that's all I have but I am paying +/- $100 a month for the bare minimum and have had insurance for 5 years constant I've had my licence for almost 12 years


How much is car insurance?
i'm a 16 year old girl, i'm not on the honor roll, but as a guess how much would it be a month for me? i haven't gotten my license yet but i'm sure i will in a few weeks. is it a more than 100 dollars a month? thanks!"


Question about car insurance claims?
Over the holidays I backed into a distant relatives car. It did some minor damage and I resolved to pay for it out of pocket. Now they are coming to me and telling me the estimates they have gotten so far, far exceed expectations of the damage and that I should just make a claim on my car insurance. If I were to do that, does the insurance company pay the person, or do they pay the repair shop directly? I am trying to figure out if this guy is just trying to get a big check from my insurance. I still have yet to see an estimate. I am committed to fixing the damage I caused to my future cousin in laws car. But I don't understand why he is so intent on me putting a claim against my insurance."


How many deniers of global warming science never buy fire insurance because they question consensus risk estimates of insurance companies?
How many deniers of global warming science never buy fire insurance because they question consensus risk estimates of insurance companies?


Renters insurance?
I go through Geico on my Auto insurance and they are very expensive for anything other than Auto insurance.


Insurance checks?
so ill have to give back my stolen clothes that were just found? i have already replaced them at my store. but the ones that were found didnt have tags on them anymore. so i cant resell them. and the stolen shoes were found, but worn.."


Which car should I buy?
I'm a 16 year old male and I'll probably have my license. In the meantime, I'm going to start saving to buy a car. Before you recommend an old beat up car that doesn't have much time left, I'm very trusted. I've driven cars that are worth money and high powered. I can handle them just fine. I can't afford a new car so I'm getting a used one. Here's what I'm interested in. -1998-2002 Lincoln Navigator 4WD -2004 BMW 330Xi AWD -2002-05 BMW 325i -1999 Mercedes C280 -2000-06 Audi A6 -2004 BMW 745 -1997 Mercedes S500 -1998 Mercedes E300 -1998 Mercedes ML320 AWD Which one should I get and why? I'm paying for it myself."


Should i get insurance or not?
Im a 17 year old girl and i recently passed my driving test in the middle of October. I've bought myself a Corsa and found that the cheapest insurance is 1500. My mum is going to pay half of this aslong as i pay the other half, tax, mot and petrol which i think is completely reasonable. I can afford all this with money I get through college, but it leaves me with pretty much zero to spare. I've applied for about 30 jobs and have got either turned down or simply no answer back. Im someone that likes to have money but i also want the freedom of being able to jump in my car and go wherever I want. Do you think I should go for it? Or wait until i find a job which will enable me to have more income?"


Where do I look for health insurance for my family?
Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?


I have gap insurance and my car was total by someone else their insurance what does this mean for me?
I have gap insurance and my car was total by someone else their insurance what does this mean for me?


Would my insurance rate go up on a car with more features?
I'm buying a car today and I already have the insuance and can leave with the car today once I give a down payment. However, the car dealer and I were speaking on the phone and he told me he can give me the same car and year but with more features like a Nav Panel on the dashboard and bluetooth and a couple of other smaller details like USB ports. Now my question would be, with these new features that don't exactly change much from the car I was originally getting, would this make my insurance go up?"


maryland insurance code 989



Is it true that a returning US citizen has to wait 6 months before applying for health insurance?
A friend of mine is returning to the US after living abroad for many years and needs to get a health insurance plan.


Getting a ticket for no insurance?
how much does it cost for getting a ticket for no insurance in california ?


Staying on parents health insurance in NJ?
As the title states, I am wondering if I am eligible to stay on my parent's health insurance (we live in New Jersey and my dad gets the family insurance through his job in Delaware). I am 23 years old, not in school, and my job offers health insurance. I have read that the law allows children under the age of 27 to remain on their parent's health insurance UNLESS the kid's job offers health insurance. As I stated, mine does offer it. HOWEVER, an older coworker of mine told me that her children were able to stay on the family health insurance until age 27 even though the kids' work offered insurance because the cost of the insurance at the child's job was over $25 per week. The cheapest policy at my job will cost me just over $30 per week. Unfortunately, I have not found any trace of this $25 rule"" anywhere online. Is this a true policy? If insurance isn't offered cheaply enough"


Travel and Medical Insurance Quotes?
I'm looking to find affordable and quality travel / medical insurance. Any suggestions about companies? I will be travelling for three to six months abroad in China starting this september.


Corporate health insurance?
What will be the benefit to the company for availing a group health insurance for its employees. please explain thoroughly. Thanks!


"What's the best health insurance, blue cross?"
I'm 23 yrs old and I'm just seaching for a good health insurance plan for dental and medical, specifically for dental though and please don't give me united health insurance, I rather have something else."


Will I be covered under my moms car insurance?
Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?"


What is the best and most affordable car insurance company in New York?
Particularly NYC?


Just discovered a long forgotten whole life insurance policy?
$10,000.oo death benefit $1,400.oo cash value $7,600.oo loan debt that has paid the policy.....the loan is at 8% interest and the policy grows at 6%......if I do nothing as i have been for 20 years the loan will overtake the policy and i will have to pay tax on the loan debt once the policy cancels......what's my best option here....also, if i can find away to pay off the loan debt the policy value increases to $17,600.oo and the cash value to $9,000.oo thank for the help"


Car insurance as a named driver?
Hi does any1 know any insurance companies who will insure a 20 year old as a named driver on a high performance car. This belongs to my dad and is a golf r32. I wont be fronting as i have my own car which i commute to and from work in so i know exactly what that is.. Anyone know any companys please recommend some I will give you the correct answer thank you.


Car accident/Insurance options?
a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated."


Can i get car insurance.?
my boyfriend and i broke up,and we bought a car together, hes the one with the name on the title,but i pay for the car payments as the co signer,his credit was better htan mine,the car was for me.though.he no longer will help pay for it,the insurance is for the both of us,am i able to get the car insurance under just for me if he doesnt drive it at all."


Help - Advice on car insurance!?
I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai) Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!) I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses.... Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something? Thanks"


Health care insurance?
Where do you get long term health care insurance quotes? Where do people get long term care health insurance quotes? I've come across many websites but was wondering if anyone has had any particularly good experiences.


Fake insurance??
Hello my friend want to register his car under fake insurance. He wonder wat will happen if he go register it with that fake insurance?


maryland insurance code 989