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DUI and Insurance Coverage in California. Exclusion in policy. Need Answers.?
My friends son is an idiot. He received a DUI for hitting a parked vehicle (THANKFULLY IT WAS PARKED w/NOBODY INSIDE). He reported this to the insurance and they took a statement from him. Knowing they would eventually find out about the arrest he was honest and told them he had drank a few hours prior to driving. He Has liability and comprehensive/collision. The car is at an impound lot and is not drivable and collecting fees. Its a 2014 vehicle still owes 26k and also has GAP Insurance. Its pretty much totaled. He received a Reservation of Rights"" letter from them. The letter states: ""The reason(s) for our reservation of rights is driving under the influence. Your policy states on page 23"


Do you have to get health insur. or be fined?
I dont work, but my husband does. When he files for income tax and doesnt have health insurance will there be consequences. What if he just has health insurance but i dont. I dont work but he will include me when filing income taxes. Will deduct anything"


What a good auto insurance for a college student?
What a good auto insurance for a college student?


How much would car insurance cost for me?
How much does it cost to get my first car insurance under my parents insurance living in NV, USA? Also: I'm 18 yrs old, Just got my driver's license, White male Caucasian, Drive a black 1996 Honda Civic, been in no accidents, got good grades from High School, had no bad records in general, I live in a safe area, but will drive about 80 miles a week ."


"Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?"
Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?"


How much is insurance in a car for a 17 year old?
I get my provisional this week and I'm just wondering how much it is? I'm from Ireland by the way.


What is a good insurance plan for some one 49 years?
Single, non smoker. I don't have health insurance and Im gonna need it. I don't know where to start."


How to lower My car insurance?
If insurers are now meant to quote the same price for guys and girls for the policy's does that mean if i got a quote for a car as a girl lets say 1000 and I rang the insurer and quoted this would they have to match it so my quote would come down from say 3000 to 1000? As the law is meant to have changed?


What happens if you don't pay your car insurance?
I've been paying an exorbitant amount of money for State Farm insurance for quite some time. I'd like to cancel it and get insurance from Progressive instead. Opinions on the companies aside (that's not the issue), what will happen if I just stop paying for State Farm and buy the Progressive policy? I'm all paid up til today."


Im 17. I got a speeding ticket do I have to go to court with a parent?
I got a speeding ticket doing 77 in a 55. I live far away from the school i attend so I was in a hurry and really wasnt paying attention that I was going that fast even though I knew I was speeding. Anyways I have the money my self to pay for the ticket. But could I go to court with out my parent being present.


How to quoet car insurance?
I just bought a car and i don't know how to put my car info and get me cheap insurance before i stack with expensive insurance company.


How do I arrange for insurance when buying a used car?
Im looking to buy a used car in Toronto. I was wondering how do I go about arranging for insurance for it?


"About car insurance, pls help?"
okay so heres my story, my dads the only one with auto insurance, mom doesnt drive, and im buying a car soon so if i sign the car under my dads name, does he become primary driver for both cars? or do i become 1 primary driver when im added onto his insurance, or can i be secondary driver with him being signed under both cars? pls help. and how much do you think it would add onto his insurance, im 18 and have my g2, never been insured, and im getting a 2004 acura rsx type s coupe thank you all"


What would insurance cost me?
So, I'm 17 about to get my drivers licence next month. Iv been planning on getting a sport bike. A cbr600. R6. Gsxr6. Something with 600cc probably a 2000 or a bit newer.I just wanted to know about how much would insurance be either full cover or just liability and what the difrence is between them. Any other advice/tips even opinions would be very much appreciated."


Any suggestions on pet health insurance for a reasonable cost?
I am looking for some cat health insurance for 2 cats. 4 and a 5 year old. I heard that it is very expensive. Any suggestions?


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Can auto insurance adjusters have physical disabilities?
Do auto insurance adjusters need to be physically capable of crawling under a car? I'm thinking of applying for a job, but it requires a physical. I don't want to waste my time, and theirs, if I won't make it. I have rheumatoid arthritis. I can do everything I want to do, just slower, and for shorter durations. Is the pre-employment physical to see if I can do the job, or to determine how much of a drain I will be on their health insurance? What if I already have other health insurance I will be keeping? It is with GEICO, if that helps. thx!"


If i cancel my auto insurance before the 6 months are up will i get money back?
i gave 730 dollars for 6 months of insurance in april and it expires in september...but im selling my car an not driving it and want to take the insurance off....will i get money back after i prepaid for 6 months even tho i didnt use all 6 months?


Health insurance for families of disabled vets?
I am a 50% disabled Vet living near Dallas, Tx. I have been unable to find a job that offers health insurance, as of yet. I know I can go to the VA for free, whenever I need to. I need to find some sort of insurance for my wife. We are planning children, but I don't want to pay all of those doctor bills out of pocket. My wife is self employed, so there's no way of her getting it through work. Does anyone know of a Veterans group health insurance plan or anything like that? I have searched all over the internet with little success. T Thanks for any info."


I have been buying cars from the same dealership for twenty years and never got a refund or rollover of my gap insurance when trading them in after two or three years. Is there any course of action I can take?
I have been buying cars from the same dealership for twenty years and never got a refund or rollover of my gap insurance when trading them in after two or three years. Is there any course of action I can take?


Where can i find cheap car insurance for over 25's first time buyers?
Where can i find cheap car insurance for over 25's first time buyers?


Health insurance rates. Switch or stay?
In the past 2 years my family's health care plan (which is offered through my husband's work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don't pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?"


Rough estimate for Car Insurance Cost For Second Year?
Hi peeps. I Have a question about car insurance. I am basically looking for qualified guesses from people who have previous experience with this sort of thing. I am a first year driver. Im 21 and i passed my test in early August and was driving straight away because i had bought my car the month before hand. The car i own is a 1.4 Ford Fiesta Zetec 2002. I paid around 1250 for the year for insurance and i did it through Quinn Direct. My question is, does anybody know a rough figure of what it might be next year baring in mind i have never claimed? I have tried running new quotes on comparison websites but they are based on new customers and all come out at around 1500 to 4000 If anyone has used this company or even another company and situation was similar could you please tell me the rough figure of what it was reduced to/from just so i can maybe have an idea of what to expect Any help is greatly appreciated. Cheers :)"


How much will insurance on a 2006 Mitsubishi Ecplise be?
Im looking into buying one but was just curious on the price of insurance!


I totaled my car and found out my 6 months of insurance expired days before my accident?
I got my car at a buy here, pay here lot and paid off over half of my car but I was in a bind and missed a payment on it and it was due a week before my accident. I don't have any coverage on my car so what would happen in court? P.S my air bags didn't go off like they were supposed to. Can I counter sue because of that, or no? Will I go to jail? I got into the accident in GA my car is registered in FL."


"Got into an accident , I have no car insurance but my dad has car insurance , will my dads insurance cover me?"
I failed to yield , I'm supposed to appear in court, what will happen? I'm under 18 and live with my parents and the damage wasn't a lot , just a scratch on the car I hit, will my dads insurance cover me? I don't use it a lot? What will happen? I also live in Illinois"


I need insurance on my car?
Im 18 about to be 19 in September and I have my own car but since I bought the car off of my grandmother the insurance is under her name .... since im 18 can it be removed and can I get insurance on the car under my name? My mother is telling me that she has to add me to her insurance and that her insurance is gunna go up. But the question is can I get insurance under my name by myself since im consider an adult instead of adding myself to my mothers insurance?


Cheap car insurance?
hello. i am 18 years old, i have been driving for 8 months now, since june 07. i own a daewoo matiz 800cc 2001 se+ i really cant afford the insurance im paying now. i am paying 125.04 a month and this is really out of my bracket. is there actully a good insurers out there with cheap quotes?? im with ensleigh at the moment"


I got my 1998 hyandai elantra tataled how much should i get from the insurance company?
it has 119000 miles on it but is still in good condition and has no recorded crashes or anything on it well until now that is. and the totaling was not my fault


How much is insurance for a new driver (teenager) on an old car?
I have my L currently and im 18 living in vancouver and we want to buy a automatic car but not an expensive one or anything, like an old one, say the car was max 8000 min 3000. 1) how much would the insurance be for me to drive it IM 18! 2) this is with BCAA"


Should I still be paying full car insurance ?
Hi, my car was recently in an accident that was the third party's fault but my claim is still ongoing. My car has been written off and is in the third party's salvage yard. As I have no car should I still be paying full car insurance ?"


infinity insurance underwriting guidelines



Someone at fault with no insurance suing my insurance?
I was t-boned at an intersection by a lady who had no insurance, no license and who ran a red light (she was ticketed for all 3). I filed under uninsured motorist claim and my deductible is $250. She tried making a claim against my insurance, but it was obviously denied. She is now saying she is contacting an attorney because the officers at the accident were corrupt...Can she sue and will she likely get anything? Can I counter sue for the decidable?"


How does insurance work in a private property parking lot?
Today i was at school pulling out of the parking lot. as i was going around the corner i took it too sharp and accidently skimmed the side of my car to someone elses front bumper (a car that was parked). since that person wasnt there, the security guard at my school got all my information (ID, phone number, insurance). there was not much damage, just the paint got ruined. will i have to pay anything out of pocket, and/or will my insurance go up if i was in a private property parking lot?"


Named driver car insurance?
But we both need access to the vehicle. My dads sole use vehicle is used for his work and he now has a car for leisure. When I say 50/50 I mean we can both have it same amount of time but he will do more miles etc. If they cancel it will they refund the rest of the money as he payed in full? I understand it's illegal if I use the vehicle for my sole purpose and I am by no means a law breaker! For me to have insurance separately and my dad to have insurance separately doesnt make any sense, that's what named drivers are for right? I don't like the thought of paying 2000 for insurance when I probably do about 40-50 miles a week."


WHY HAS WELFARE PROGRAMS failed and usa poverty the highest on record and poor now poorer?
WHY HAS WELFARE PROGRAMS failed and usa poverty the highest on record and poor now poorer?


"Young married couple, low cost health insurance with Rx?"
I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?"


What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost?
Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance?


"I'm 18 and I don't have dental insurance, how much would it cost to get braces?
I'm in CA and what's the cheapest/best way?


Can't get into California website for insurance Obama Care?
How am I suppose to get insurance if when I click on apply for inuransce on the Covered California webiste there is an error....and I can't apply....has been like that for days...has anyone been able to get Obama Care for California?


I'm getting a car. Can I be under my moms car insurance if my dad is the one paying for the car?
So here's the scenario/idea. My dad is buying me a car, but wants me to go under my moms insurance (I'm currently under his)..As a fair deal he buys me the car and my mom pays the insurance for it. Both are separated by the way, so they have two different insurance companies. The question is can the car be under my moms insurance if my dad is the one making the full payment and list himself as the co-owner or owner on the title? Or does the title have to be under my name or my moms name?"


Obamacare Question: If we believe that healthcare insurance companies increased profit and executive salaries on account of the ACA:?
Many people indicate that healthcare insurance premiums and deductibles are still to high and deductibles are far too high, and that healthcare insurers have flourished based on the ACA. So should we consider increasing the percent of premiums that healthcare insurers are required to spend on medical care up from 80% to maybe 85%."


Cheaper to own a car or a motorcycle?
Actually, being emancipated gives you all rights that a legal adult has. And I plan on working full-time while doing FLVS to finish my senior year of schooling to earn my diploma. After that I'll be going to the local college for my ASN while continue working. It does rain... mostly throughout June. Anyways, I'll be getting paid either $7-$9 per hr, 40-48hrs weekly, or $3-$4 per hr with $8-$20 tips per hr 30-42 hours weekly."


How much will my car insurance go up?
I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?"


Would a pontiac grand prix have high insurance?
the car is a 2001 Pontiac Grand Prix SE 4 Door Sedan. I am 24. Would a car like this generally have higher insurance rates than average?


"How much would it be if got allstate insurance for a new 2009 nissan altima. im 20yrs old, live with my parets?
my parents have allstate. this is my first car under my name.


Paying renter insurance?
so basically i rented a place for 6 months.... and i think i might have gotten one year renter insurance for it. the company charged me 65 when i first applied and i thought that was the total cost. now I'm getting emails telling me that i need to pay another 65? or they would cancel my insurance. i don't even live there anymore so i'd be glad for them to cancel it. so should i just ignore it or are we allowed to cancel renter insurances?


infinity insurance underwriting guidelines