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How to handle a partial month of health insurance?
I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!"


Where can I find the cheapest insurance for young drivers?
@roger What the hell? wait until you actually have a car that you can use to get insurance"". This is what I am doing. But how can I buy a car first if I don't know what the insurance going to be in the first place. May be that you buy car first and then punch your face because the insurance is expensive. I want to find the cheapest insurance BEFORE I buy a car. If you are so worried about my email spam"


About life insurance & funeral expenses?
i want an insurance policy that will cover funeral expenses; am told i need to get a life insurance policy for that... is that the only way to go? and where do is start?


Car insurance PROBLEM HELP!?
Hi i've just bought a little suzuki SJ410 jeep 1.0L. the jeep was advertised as a SJ410VB. So i put that into my insuance quote before i got the jeep and it was very cheap 800. Anyway now i have the jeep i have found out it is s SJ410VBJA. So i put that model into the insurance quote and now it is 3,904!!!! WHAT? It is basically the same jeep 2 seats and same engine. So whats going off? Should i contact the insurance company? I can't afford almost 4,000!!! HELP! And i'm now stuck with it!"


Progressive Insurance question: Away at college- can I let my sister drive my car?
I live in Pennsylvania and own a 1990 Toyota which is insured under my mothers policy with Progressive. Since i've been across the country at Arizona State University, I haven't had a use for my car. Instead of letting it sit around, I've allowed my sister to drive the car frequently.Since she doesn't reside with my mom and has a different address, is allowing her to drive the equivalent of allowing your friend to drive your car? For instance, if she was to get in a wreck, would my insurance company pay for the damage even though I wasn't the one driving?"


Different address on my auto insurance?
Is it okay to have one address on my license and registration and a different address (my mother's address) on my auto insurance?


Adding a driver to geico insurance?
Okay I have this crazy situation going on and Geico won't seem to answer their phones. I'm leaving to basic training VERY SOON and my car is going to be left at home. The problem is, is that my dad wants to drive it and I don't want to go through the hassle of going to the DMV, changing names, getting it registered, and getting insurance on it again. Is it possible to just put my father as a driver but still be on my insurance? If possible, how much more will they charge? Any suggestions before I leave? Car: Acura RSX (5-spd manual transmission) Year: 2003 Current payment: $682 per 6 months (liability) Fathers age: 65, clean driving record"


Insurance agents or total lost vehicle owners??!?!?
So as you can see from the picture my brand new car of 8 months is totaled. Filed a claim, other person got a ticket because it was their fault when the accident happened. My car was valued at 23,600 change and I owed 24,120. The payout difference isn't so bad and no I don't have gap insurance (I guess I wouldn't get in a accident, considering I drive very safely) I gave my insurance all the information to my account number from ford credit also everything else. So my question is! How long do I have to wait for this payment from the insurance to pay off my car and see the difference to what I owe out of pocket? Do I get like a check in the mail? Or how does this exactly work? Will I see a difference in my account when I log in where I do my monthly payments? Also, will my credit be damaged in anyway? Help me out! I will call as well but they are closed on Sundays... Figured I'd get an idea if anyone can reply. THANK YOU!"


"I want a new car, but i'm a student, so what is the cheapest affordable car I can get?"
I am looking for a pre-owned car something about 3 years old nothing over 50,000 miles."


Do you have Life insurance?
Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?"


Is it better to buy life insurance or term life insurance?
This isn't spam and I don't want spam as answers, but what type of life insurance is better and why? Is there a pros/cons list anywhere? I've already got the companies lined up that I'm going to use to buy the insurance, but I'm not sure if it's better to get the cheaper term life insurance or if I should pay more for regular"" life insurance."""


My v5c reference number is 12 digits and it does not let me insure it?
what should i do?


"Insurance on parents car, learner?"
basically, i wish to start learning to drive and i personally would prefer to be put on my mums insurance (50 moth quote from her insurance people with me as a learner) as i want to be taught by my dad rather than an instructor (many with dad then instructor after a few months) my question is; if i crash the car, with me driving with L plates with my dad/mum in passenger could or would i effect their no claim bonus OR put their premiums up? they only have a small 1.2"


Ideal cheap car for beginners?
I'm looking for a petrol car.


How much will I have to pay in Private Mortgage Insurance in Central NJ area?
We are looking at houses in the $210K range and will be able to put $20K down. We make over $100K per year combined and both have fair-good credit scores. (760 & 660). Everywhere I look gets me different answers. Some of the online calculators give me monthly payments of about $75-100 and some give me $300+. I know, the only real surefire way to find out is a mortgage broker or the like, but I want to know what my options are before going to speak to one."


new york insurance association



Can I drive my dads car if I'm not on the insurance?
My dad has 3 cars under his name and since I have my g2 , the insurance company said I have to be a primary driver of one of the cars .. I am 18 and cannot afford it at the moment .. Can I drive my dads car sometimes ? When I really need too and if I get pulled over by the cops just tell them that my dad gave me permission ? I know if I crash I'm going to get ****** by the insurance company and I'm going to make my dads insurance bad too , but I never think negative like that, even though anything can happen."


Do i have to have car insurance to get my permit in portland oregon?
So im a 14 year old girl and i turn 15 in October on the 20th and i was wondering if i really need car insurance to get my permit cause my step mom told me i do and if i do i don't see why.


Motorbike and car insurance?
With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?


Cheapest motorcycle insurance?
Im 16 and Im thinking about buying a small sports bike. like a Kawasaki Ninja 250 or Honda CBR250R. I have a my license and a clean driving record. If i just wanted to be covered for Bodily Liability and Property Liability, what company do you think would offer the cheapest insurance? I know that under my circumstances insurance will be disgustingly high, but i want a bike that bad."


Is buying a motorcycle worth it ?read more please?
Ok c so driving a car isnt my thing for some reason ... Id like to drive a bike , you know a moto bike like pcj 600 you these types ... -What do you call these types of motorcycles ? Racing motorcycles? - how much do they cost ? - can you drive them in the winter ? When it rains what do you do - how fast are they ? Are they safe ? Thanks you in advance"


Malpractice Insurance Rates?
I am talking about a reconstructive surgeon who is just starting his practice. And I am talking about private practice.


2015 Mustang V6 Insurance cost? I'm 19.?
2015 Mustang V6 Insurance cost? I'm 19.?


Insurance? Risks? Help!?
Can somebody give me 4 benefits of using risk reduction methods.. For insurance :/


Question about auto insurance laws in West Virginia?
Where I live (West Virginia) it is mandatory you have auto insurance for all vehicles you own. My question is though, if my father was to own the car and pay insurance for it...could I legally drive and not face any fines or penalties? http://www.automotive.com/west-virginia-... All insurance requires certain amounts of insurance, including uninsured drivers...like what that website says. The reason I want to do it this way is because I'm still under 25, so no matter what car I drive insurance is going to be over $200/month even if I'm just added onto his policy as a driver. So could he just get the car insured under his name as the driver, let me drive it, and it still be legal? I've heard both ways and a lot of websites are really cloudy about this area. Some say it's okay as long as you were given permission to drive it, while others say the complete opposite."


Car accident. My fault. And I have no insurance?
I was in a car accident recently. there was not really any damage to either vehicle, I rear ended someone. the police report was filed and the police told me that the person I rear ended wants to claim that she has had injury to her back (which is ridiculous because we were only going 5 mph). There is no way I could have really hurt her, plus she was walking around fine when the report was being filed. What can she get from me and how much can she get? I think I'm going to be retaining a lawyer for this. I'm just really worried that the BS medical thing she is claiming might end up costing thousands and I can't afford to pay that much. thanks."


Can I teach Yoga in the U.S without buying insurance for my students?
Can I make them sign some king of waiver saying that I am not responsible.


Are there any companies that will give you a home owner's insurance if you have any medical problems?
My sister and her husband have tried to get home owner's insurance but were turned down. She said they were denied because her husband is a diabetic and she is considered obese because of her weight She may be overweight BUT not obese. They need the insurance in case of one of the other's demise in the future that the home will be paid for. They are purchasing a triple-wide mobile home in North Carolina. Can you please give me the name(s) of insurance companies that will be able to give them home owner insurance in North Carolina. Thank you all for your assistance in the aforementioned matter. Ro (Henderson, NC)"


How much do you think my insurance would be?
I'm thinking about buying this silver 2000 Hyundai Accent from this guy. I'm 17 years old, still in high school, and I'm a girl. Haha. I have no idea how much insurance would be for this car.. Anybody have any kind of estimation? Thanks :)"


"How much will my insurance premium go up after a speeding ticket, I'm 17?"
I am a 17 year old male whose car insurance is roughly $200 a month from Travelers. My parents (unlike me, haha) are perfect drives and have had no recent violations. On the other hand, I got pulled over in MASS for doing 86 in a 65. It won't happen again. I live in CT. How much do you think this will increase by? and when I renew could my insurance company decide to not run my DMV record?"


What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?
Im in Lexington KY


new york insurance association



Can I buy triple a auto insurance with a permit? California?
So due to curtain circumstances, I need to get my own auto insurance, the catch is that I only have a permit. what I wanted to know is if a major insurance company, like triple a, would cover me, if so would it cost more than a newly licensed person, and if not does anyone know a minor insurance company that would."


Health insurance after quitting a job?
I am planning to quit a job on 10/5, and give my company a one week notice. However, I was being told by accounting that if I leave within the month, I will have to paid my insurance bill for whole month--October. Does it make sense? I felt it is unfair, because i still work 12days in the company, and y should I pay for whole month..."


Snowmobile insurance?
how much does snowmobile insurance cost? Do you have to pay yearly or can you just pay for a few months?


How reliable is Erie Insurance? How hard is it to file a claim and get the payment?
I was thinking of getting Erie insurance but it is so cheap it sounds to good to be true. I have heard that they have really good rates but when you get in a crash that it is near impossible to get them to follow through and a complete hassle. Is this true? should I go with them and risk it? do they do that with the claims?


Does an accident on my car (now fully repaired) reduce the sales price on my car?
I had a minor auto accident about 6 months. The person who hit me was entirely at fault and his insurance company paid for all the damages. Since it cost the insurance company more than 500$ to fix the vehicle, they reported the incident to DMV. The insurance company says that it has repaired the car in full and the repairs have a full life-time warranty. The accident now likely shows up in the carfax for my car. Will the accident decrease the sales price of my car if I were to sell it later? If yes, how can I get the insurance company to reimburse me for a likely future loss? Thanks."


What does insurance claim address mean?
im trying to pay a medical bill online and they ask for claim address, does that mean my address or the address of the insurance company"


"What does an insurance carrier"" mean?""
Is it the person who makes the monthly payments on your behalf if you can't do it? What does it mean?


Insurance question...?
Also I live in NY so the insurance is pretty expensive here.


Does anyone know an affordable doctor in phx/ glendale area?
I have no insurance, does any one no where there is a good doctor who's cash prices are affordable?"


What is Private Health Insurance?
My work provides me with insurance that covers medical and some RX. Is this considered Private insurance? Or is Private insurance when you go and purchase the insurance on your own?


If I get a ford mustang (2000-2006) and get put on my grandmothers insurance would it be cheaper?
I heard it would be cheaper to have me on her insurance because she's older and has a clean record. And I'm pretty sure it varies by state. I live I'm SC


"I currently have no health insurance. Am making 11 an hour, which is 10 an hour with tax deducts, should I get Obama care? How much is it?"
I currently have no health insurance. Am making 11 an hour, which is 10 an hour with tax deducts, should I get Obama care? How much is it?"


"When someone dies, does the family get money from their life insurance?"
When someone dies, does the family get money from their life insurance?"


How can I find an old (still active) life insurance policy?
I'm asking this for a friend: My ex husband took out a life insurance policy on my life 8 years ago. I need to find that policy so I can cancel it. I don't have the insurance company's name, agent's name, any info, and since my ex still owns the policy, i don't get a bill or anything that would help. Is there a database somewhere that will tell me if I have life insurance in my name? Thank you"


Someone hit my car with no insurance?
He backed out in a parking lot without looking and hit me. He caused some damage but he actually hit my car where I had a minor dent already and made it into a bigger dent. He asked me to not call the police because I figure he would get a huge ticket for driving without insurance, gave me all his info and $200 and promised to take care of whatever damages. I made him sign a promisary note. I'll get an estimate and contact him about it soon. Was this the right course of action to take or did I do something wrong?"


new york insurance association