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Do I need public liability Insurance ?
We are starting a service that matches companies to website designers. Its an online service. Theoretically there could be issue between the companies meeting through our service. Would we require some sort of public liability insurance to cover us for such issues ? or maybe some other sort of insurance.? regards Ashley


Will insurance company pay for damages on my car if i have a suspended license and it was other drivers fault?
I got into a car accident it was the other drivers fault but I had no insurance and a suspended license. I want to know if the other drivers insurance company will cover it the damages to my car? No ugly answers please. I already know I shouldn't have been driving.


Do I need life insurance?
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt. I own a condo (with my bank) and car (with my bank) and have student loans. If I die tomorrow, what happens to that debt? I don't have a husband or children; will the creditors go after my parents?"


"Do you think health care should be more affordable?"" If you answered yes....?""
Does that mean you support Obamacare??? The Dems and THEIR pollsters say yes....... That's the only way the White House can claim that 66% of Americans support Obama's health care takeover..............


What's a great website about cheap term life insurance with an rss feed?
I'm creating an informative site, about cheap term life insurance, but I don't want to have to write out a bunch of information, or upload a bunch of articles. Where can I get a great feed from, preferably with pictures, and feed it into my site?"


Can the driver of a one car crash sue their own insurance company?
I lost a limb in the crash and am wheelchair bound for quite a while. I lost my career due to the loss of my limb.


What is the cheapest type of car insurance?
What is the cheapest type of car insurance?


Question about car insurance claims?
Over the holidays I backed into a distant relatives car. It did some minor damage and I resolved to pay for it out of pocket. Now they are coming to me and telling me the estimates they have gotten so far, far exceed expectations of the damage and that I should just make a claim on my car insurance. If I were to do that, does the insurance company pay the person, or do they pay the repair shop directly? I am trying to figure out if this guy is just trying to get a big check from my insurance. I still have yet to see an estimate. I am committed to fixing the damage I caused to my future cousin in laws car. But I don't understand why he is so intent on me putting a claim against my insurance."


Help please?NATIONAL HEALTH INSURANCE?
Can you tell me why national health insurance shouldn't be universal. Some say b/c American can't afford it but that's not truth how can the give other countries like Iraq aid and not us? Do you think it's the best thing to do or not? tell me why is wouldn't be good please.


What would motorcycle insurance cost for a 22 year old?..?
What would motorcycle insurance cost for a 22 year old?


NOW her insurance wants to pay...?
I was rear ended last August by a woman in a mini van while stopped at a light. We pulled over, exchanged info, she admitted fault, etc, etc. After her insurance company sent me to get a damage estimate - about $500.00 - I didn't hear back for weeks. I called and they told me they were trying to get hold of the woman who hit me. Couple more weeks and I call back. They tell me they were denying my claim because they couldn't get hold of her. Called my insurance company for back up but by October they said I was out of luck so naturally I filed a lawsuit against the driver who proceeded to ignore every court summons and date and I got a default judgment and have sent it to the constables to go collect my money - over $1700 now after court cost are added. Suddenly last Friday I get a surprise call from the insurance company asking why I had not cashed the check they sent me. Naturally I responded, You sent me no check. You denied me."" They insist they did but offer to send another for the $500.00. I'm concerned what it would mean for my judgement if I took this money now."""


Insurance rates increase after claims?
If I was in a car accident and it was my fault. My insurance rate will go up. But now if the person I hit claimed Diminished Value and Pain and Suffering would that raise my insurance rate even more since my insurance company is paying out more. Or how does all that work out? Thanks in advance!


"Can you imagine a country functioning without regulatory agencies to insure safe and effective medicine, clean water and air, airplanes not?
...crashing into one another... Do you know there are cons who actually think the very existence of regulatory agencies is unconstitutional? Can you imagine the chaos if THIS Congress had to vote on each and every new regulation?


"If I buy a car in person at a car lot and my insurance over the internet, how soon will my car be insured?"
I am hundreds of miles away from home, and I spot a great deal on a car at some local dealer's lot. However, I don't have any insurance whatsoever. If I buy insurance over the web, how soon will I get my necessary papers? Or, if I buy insurance in person, will I get my necessary papers right away?"


What companies has cheap car insurance for college students?
Im a college student and wants to get off my my parents car insurance its currently 97.00 a month she said thats the cheapest it would be because I would have to pay 500 or 800 in advance or something like that. But i want to be independent and just pay it myself under my own plan ...any suggested car insurance companies?


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Mini Coopers? Cheap? Insurance? Safe? First car!?
i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)"


What happens to the dividend option term rider on a whole life insurance policy?
If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion of the whole life policy at that time? I have this rider now on my whole life policy to maximize my death benefit at the lowest cost but I'm thinking that either I will have to pay more premium if the cost goes up or I have to drop the rider.


Is it better to pay out of pocket or go through insurance?
Im 19yrs old I have been insured for 6 months I just had a car accident. The person who's car I damaged is willing to get this resolved without involving the insurance companies. Estimated cost of repair is $2,100. Should I pay out of pocket or get the insurance involved?"


Temporary insurance on backup bussiness car?
I own a chip route in ga and in process of buying a back up vehicle for my Business. I won't be using my vehicle very often just when my main vehicle goes down. Can I get temporary insurance or a miles based insurance to save money?


Are Jaguars reliable vehicles?
jaguar and also the misu. 3000gt...r they reliable cars ? r they high maintenance as far as finding parts ..r they expensive for em


I'm 17 Mercedes insurance?
Can anyone give me tips on cutting down insurance costs? Like tips and cheats Planning to get a c class c200k elegance 2007 for 11k


Long term disability insurance?
I am interested in buying long term disability insurance. Anyone has a good company in mind to recommand?


"After one month, auto insurance gets cancelled?
I changed auto insurance after my other policy lapsed due to direct deposit mix up. I went with State Farm for both vehicles and paid about 20 dollars more per month for a better policy. I got a letter 2 weeks into coverage stating my policies are being cancelled due to not showing 30 days of coverage at the time of purchase. So I guess they can cover me for a month and ditch me? This don't sound right. I have zero tickets and zero wrecks and the same goes for my wife. My agent says the rate will go up from 138.00 per month to 245.00 per month! ! ! ! ! WTF?


Insurance and mental health treatment?
I work for the state of Texas and sign up for health select insurance will it cover MHMR treatment for depression?


"I am self employed and shopping for an affordable health/dental insurance, any ideas?"
I need coverage without spending a fortune every month, no pre-existing conditions."


Leasing cars and insurance?
My parents want to lease me a car because they say that leasing it also covers insurance? I always thought that you had to pay lease price plus insurance? Has anyone ever heard anything like that before? One thing though, my dad works for Honda so I am not sure if that would change anything as I know he gets a deal on anything he buys. What do you think are they crazy?"


How can I find cheaper manufactured home insurance?
We pay about $6000 a year (!!!! yeah, I know!!) for our insurance and it doesn't cover contents, lanai or the pool. It's forced by the mort. co. because we couldn't find any. We've called brokers and no luck. Help!! Pasco County Florida, on 1.25 acres, no mh park. "


Will my premiums go up on car insurance if I'm not At Fault?
I live in the state of Michigan. Someone rear ended me at a stoplight. My tail light is broken and my bumper is sagging along with other minor scratches etc. I have 2 main questions #1) If the other at fault driver's insurance company pays me, will they cut me a check for the damages, or are they going to see to it that the damages will actually be fixed and pay the auto shop directly? I lost my job recently and would definitely prefer to use that money towards other things. #2) Are my premiums going to go up, even though I was clearly not at fault? Thank you in advance."


How do we work with insurance companies in California?
We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?


Average car insurance rate in Massachusetts?
I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!


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Why the **** is my car insurance so high?
I don't have a car, but I just checked how much my insurance would be if I did have a car.... $850 monthly, and $10,000 yearly. Why the **** is it so high? I'm in Canada &19 years old... I don't think this can be right, I always see young with their own cars, no way they are paying this much ... on top of it all there is gas, oil changes, all that other stuff that will cost thousands more."


Insurance on a cbr 600rr for a 20 year old in California?
Ive had my normal license (California) for 3 years and just got my motorcycle license. I am looking to buy a street bike, a sport bike specifically. I've looked at all the sporty bikes from 250 to 1000 and I plan on getting a 600 because I've been riding dirtbikes since I could walk so I know I'd get bored of a 250 but at the same time I know I'd kill myself on a 1000. I have a clean driving record aside from one speeding ticket(wasn't even speeding horribly) and a couple parking tickets. So what I'm ultimately trying to figure out is what the cost of my insurance would be and what insurance provider would give me the best coverage on my bike. I know I plan on getting liability since it is cheaper but any and all insight or examples would be very helpful. *people on yahoo love to hate on questions, so if you're one of those poeple, don't even comment. I know how bikes work and I've ridden them before, just need advice on insurance. Thank you!!"


Life Insurance and future illness?
So i have group life insurance through my work. Does this insurance pay for future critical illness? For example: getting diagnosed with cancer in 5 years and then dying a short while after?


How much does insurance go up in a wreck?
Im a 16 year old male, get good grades, and i drive a 91 firebird. i recently got in a crash, my car was fine but the other guy had a scrape along the side of his car etc. how much can i expect my insurance to go up?"


Can you see a skin specialist without insurance?
I have insurance through the state, but when I went to quick care they told me there was nothing they could do and I would have to see a specialist. They didn't even prescribe me any kind of skin cream to stop the itching. "


Cheap car insurance? and cars that are cheap to insure?
sorry forgot to mention im in the uk! sorry so any uk based advice would be great, but thanks for answering anyways"


Cheap car insurance?......?
I need to get car insurance to put the title in my name. I am just looking for the cheapest thing out there right now, not too concerned with full coverage right now, just the basics. I will do research and get the one that best suits me later but for right now I just need something fast. Geico's rates were over $100/mo for my car, is that about average? Or is there something cheaper?"


Does anyone understand how rental cars work? Insurance/fuel fees... Think I got taken to school on this.?
I went to throw the rental papers in the glove box so they are in the car in case I need them. I notice others left theres and they all opted out of the insurance. Everything. So makes me wonder if I should have to. I really hope the warranty pays for the fees as the dealer was who gets billed for the rental. I'm thinking if they get billed for that, why not the other things. Because I find it weird why would I be the one deciding on what to do for the gas and the insurance coverage. I guess I'll learn from my mistakes if I did make one. Can't do anything now since I signed off on the stuff. They just throw so much info at you at once it can be confusing. "


What is the likely cost for the car insurance for this individual?
Kept getting different numbers... 19 years male. own an Acura cl 3.0 1999 single drive to school about 4 miles(one way) three days a week clean record.


CAR INSURANCE question?
i live in the north west uk


How much would car insurance be for a first time driver ?
I live in NYC


"Under the new Affordable Healthcare Act, will employees that don't receive health insurance from their place?"
of employment (not a mandate for businesses with less than 50 employees) be required to pay the penalty / tax for not carrying their own health insurance? Also, I read a question here which included a remark that there will be cuts in Medicare (he said billions"") to fund this new healthcare system. What is the truth"


Question regarding auto insurance?
I have been with the same auto insurer for 7 years. I was in an accident four years ago that is still pending. I just signed up with another insurance company that is charging significantly less for the same options. Anyway, when I switch over can my old insurance company stop handling my claim from four years ago? Since I was covered under them four years ago, are they obligated to continue handling the claim? thanks in advance."


When getting motorcycle insurance when it asks if I have had any accidents in the last 5 years. Do I have to include car accidents?
When getting motorcycle insurance when it asks if I have had any accidents in the last 5 years. Do I have to include car accidents?


How should I claim with my car insurance when the damaged was inflicted by me with no other party involved?
There was a 3 foot cement post on my passenger side. It was toward the back and lower than the window. I simply couldn't see it and didn't remember it when I intially parked. Anyways, when I was backing out to turn my car to the left, I hit it. It scraped up along side. I'm scared that my insurance won't pay for it if it's my fault and if they do then my insurance will increase. I don't have the money to fix it myself either. I don't know what to do. Do I say that I was hit by someone and they didn't leave a note? Will that look better on my insurance?"


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