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FHA loan v.s Convention loan: higher mortgage insurance & closing cost?
I heard different stories from different people. Some said FHA loan you have to pay mortgage insurance, but convention loan you don't have to pay mortgage insurance, and FHA's closing cost is higher than convention loan. Some said convention loan if your downpayment is less than 20%, you still need to pay mortgage insurance. What's the truth?"


"Car accident person at fault has no insurance, what now?"
had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance."


What's the best health insurance coverage and best insurance company?
I'd like suggestions on the best top-notch health insurance coverage/ company in the U.S or just in general. I'd also like to know if there are other companies abroad who provide health insurance coverage for U.S citizens. Finally as a young kid just out of college , with first career job, with no health issues what should i be looking at as far as coverage plans and expenses, looking to save money. I had a student health coverage while in schoolm, but it's since expired. Thanks"


How much does insurance generally run for a company van?
Some fellow students and I are attempting to start up a laundry service at our school. We are looking to purchase a van so we can pick up and deliver the laundry to our customers. The van will only be used about 8 months out of the year and daily mileage will be fairly low because our campus small.


Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.


Backpacking through western Europe?
So I plan on backpacking through western Europe in the summer of 2015. I plan to fly from US to UK, then I'll take the Eurail through France, Switzerland, Germany and end in The Netherlands. I'll have about 25 days, but want to spend as little money as possible (aside from train and plane tickets) so I'll be staying in a lot of youth hostels. I'm very interested in seeing Stonehenge and Raglan Castle, London (Big Ben, Tower of London), Paris (Eiffel Tower, Notre Dame Cathedral), Bern, the German Black Forest, castles along the Rhine river and Amsterdam. This is a vague question, and I'm looking for broad answers. Let me know what I should bring, how I should act, other sights I may like ect. Thank you!"


Whats the cheapest car insurance in ME?
Whats the cheapest car insurance in ME?


Insurance for young drivers?
I just passed my test im 18 tomorrow and i am looking for short term insurance but fairly cheap. I have already tried to look online but most of the insurance company's require the driver to have a years experience on the road beforehand. I desperately need to drive and i desperately need to have insurance. Can anyone please advise on cheap company's plus how to arrange it all?? Thanks


Will my car insurance be invalidated?
Phoned my car insurance company today to report a minor bump. The guy asked if I had any points on my license and I told him that yes I have 3 points for speeding. He said that they had no record of this. I don't know why they have no record of this but that's not really the point. Will they try to claim that my insurance is invalid? If they do try this will I be able to claim a refund as I will have been paying them money for literally nothing for the past four years?


Does the insurance company ( the other guys' fault) pay for rental car insurance?
I got swiped in the week. He is culpable and using his insurance Farmers. I get a rental while my car is in the shop. Farmers- do they pay for my rental insurance, if I am not covered to drive another car but my own? I have legal insurance- liability but not collision. THe guy who swiped me was extremely nice, giving me humbers and taking photos and so on- he was decent. But to pay extra for collision ( Enterprize mentioned this) it'll be 15-18 bucks a day. At this point, I'm fed up with having to drive around getting appraisals and do NOT think I should pay a dam thing. If I get a tiny scratch on the rental, they may ask me to pay for that, or will they? Please what are my options? The rental will take MY credit card for godsake ( I understand--I could just go sell it etc), but I do not see why I should be liable for even a tiny scratch, if I don't have that coverage for my own car and am happy to keep driving my own car that way- I will not be able ot drive my car a week or so while it's in the shop. Any advice- is Farmers right on this? Or did the customer service rep get it wrong? I'm confused right now. If I have to pay that collision ( god knows Enterprize could charge for a hailstone dent) then they guy who swiped me- he should pay them directly right? Please advise. I am willing to put a call into that guy to ask him to just pay the collision for each day I have the rental ( bear in mind I DO have legal liability insurance already, just not collision). TIA> foc"


Question about car insurance?
I the insurance higher on red cars?


Honda CBR 600 insurance...should i get collision?
I just bought a 1995 CBR F3. My first bike I got last year was a klr250, rode it since last summer all year (no car for me), even rode in the snow for the hell of it. For the KLR250, my insurance was 200 a year all minimum with only like 500 for comprehensive. For the CBR, my insurance im looking at is going to be 200 a year without anything, only the minimum liability. I like the fact of how cheap it is, but even though I have great experience with motorcycling, should I just go ahead and get bare minimum insurance? Bike cost me 1800 dollars, awesome condition. valves all good, just putting in a manual CCT this week. Its cheaper than the KLR (i got it for 2k), but i dont know why im feeling i need so much more coverage this time. Maybe cause the bike is CLEAAAAN. What yall think?"


How much does moped insurance cost?
i am 15 and live in new jersey. i want to attach a 49cc engine to my bicycle. i have done a lot of reading on the subject and have come to find out that this qualifies as a moped. in order to ride it on the street, one of the requirements is insurance. I just want to know how much it costs before i put any money into it. thank you for your help!"


Do you feel much safer when you're insured?
Do you feel much safer when you're insured?


Auto insurance and Car payments?
I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!"


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Cheap auto insurance for 18 year old?
Cheap auto insurance for 18 year old?


"Will my insurance go up, if my parked car was hit and not occupied?"
My Car was hit While parked and was not occupied (nobody was in the car) The car that hit my car, pulled out of the parking spot and was trying to hide. i went and filed a collission report against the driver. what will happen now, will my insurance rate go up? or will i be at 100% no fault. I know some insurance companies try to rip us off. plz help


Best whole life insurance company that isn't that expensive?
My husband is planning to start driving a cab in the next few months. I have life insurance that my mother pays on, but we want to start a policy with a good company for my husband that is whole life, any recommendations?"


How much is health insurance?
I don't get health insurance through my job, so how much would it be to buy health insurance? What company should I get insurance from? (I live in CO, US btw)"


Home owerners insurance and blown off roof! please help me?
two years ago i had contacted my home owners insurance about my roof leaks. They came out and said that there wasn't anything they could do because it was caused from wear and tear, since then we have done a few minor repairs, because funds haven't been there to do major. We had a huge gas line leak in 2009 that cost us over 4000 to fix. Then hubby lost his job 2 months later. We have been struggling to get on our feet. With taxes this year we had intended to have someone come out and repair it. We have an estimate and everything. Just waiting for the money. Well yesterday here in arizona there were some major winds.. i think they said 75 mph. This process has torn the roof off of the add on. and before we could get up there to tarp it, the rain came. the ceiling has collapsed and water is everywhere. I called my insurance company. The adjuster was an a++. he started to belittle me for not having the roof completely repaired in the last 2 yrs. and wanted to know if i had replaced anyceilingg tiles in the playroom (add on). when i told him i only replaced two major ones, he seemed to get more pissy. Where do they think i have the money from? im fixing it little by little. Will my insurance cover this? how do i ensure that it does? My daughters bed is ruined, and so are some of their unopened christmas toys that were down there. What are the proper steps i need to take or bring up to make sure this is covered?"


Insurance help on truck?
hello my name is taylor i am currently 16 but going to be 17 in a couple of months and i just completed drivers ED im from ontario and i was wondering how much would it cost to insure a 2006 chevorlet colarodo used? thanks


Health insurance and filing taxes?
My company has informed me I will be getting laid off at the end of January. They are switching over to a different health care provider effective January 1st. I have decided not to sign up for it since I will be laid off within a month and I will just sign up for free health care insurance after I am laid off. Will the one month of not having health insurance affect me when I am filing taxes? I live in Massachusetts where you can be penalized for not having health insurance.


Can I be primary driver on my insurance on a car that my daughter and my ex-wife are financing?
My daughter would like me to be the primary driiver on a 2010 charger with a V6 on my insurance, so it will be cheaper payments for her. She and my ex-wife will be financing the car."


Whats the cheapest insurance i can get for a 2006 or 2008 suzuki gsxr 600?
Whats the cheapest insurance i can get for a 2006 or 2008 suzuki gsxr 600?


How to get out of a ticket? I did not have insurance card?
Basically, I was pulled over for talking on a cell phone. I'm not going to fight that in court but I had an expired insurance card which i also got a ticket for. I had been warned months prior by another officer who pulled me over, to get one that isn't expired. That cop let me go I did get one, but left it at my house when pulled over last night. Do I have a chance to fight this off? I really don't feel like paying 180$"


What is the average cost in california for a 600cc motorcycle insurance as first vehicle(18 year old)?
Im trying to figure out how much im going to pay for 600cc motorcycle insurance(minimum insurance not full cover).i am 18 years old and it is going to be my first vehicle.


Do you think I could live off of 1800 a month?
I'm 18 and thinking about moving out in about a year. I would be making about $1800 a month. The rent of the apartments I'm looking at are $555-600. My car insurance is $220. My phone is $65. I've never lived alone so I'm not sure how much utilities usually cost. And I don't eat that much so I probably won't spend any more than $70 a week for groceries. And I use $80 a month in gas for my car. I know I could probably make it with a roommate, but I don't know anyone looking for a roommate. And although I get along with pretty much everyone, I think living alone would be fun too. I know I would probably be broke most of the time. but I'm usually broke anyways, because my mom asks me for money and stuff since I'm 18 now."


Suzuki swift insurance for 17 year old? (UK)?
a 1.3 is insurance group 4 and I dont know how much that would actually cost? for a 17 year old please dont say too much"" or ""too hard to say"" I just need to know the range of how much it would cost to insure e.g. 3000 - 4500 Also im not 17 yet so I cant get insurance quotes. 10 points to best answer."""


How much would this cost to insure?
Hi, I'm looking to buy my first car. Two I have my eyes on are an automatic 2002 Chevy Camaro and a manual 2001 Mitsubishi Eclipse Spyder. Both cost just over 5k. I'm 17, a male, I have good grades, I don't smoke or do drugs, I'm in honors classes and I've taken drivers ed. Approximately how much would they cost to insure? Please don't say They're too challenging to drive"""


VA Loan Credit Score vs FHA Loan Credit Score?
Good afternoon everyone, I am in the market to look for a home with my husband. I keep hearing that the minimum score is 600, is that correct? I thought that FHA and VA did not have a minimum score requirement, but does that still mean the BANK may have other requirements? We've been working on our credit for some years now, and its clean for the last 24+ months. NO BK or foreclosures. But does anyone know of any banks that don't have a min. credit score?"


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Auto Insurance checked when crossing US/Canada border?
My nephew just drove my sisters car over the border into the US. The car was being sold and currently does not have insurance but has valid plates. How was he not stopped at the border for not having insurance? Do they not check to see if car is insured?


How do you get affordable Health Insurance at age 64?
I moved from AZ to CA and I am retired but very little income. How can I afford to pay for health insurance? Are there any organizations that can suggest places to contact.


Insurance for first car?
Im thinking about buying a 00-04 S2000 or and 99-04 Mustang GT. I live in georgia..17 almost 18 with a flawless driving record. My parents and i use geico insurance. I am a car enthusiast and i love performance.


18yr old with an provisional can i drive my brothers car without me being insurance to drive it?
im 18 yrs old i have a provisional and my brother is takeing me out in his car im just woundering do i need to be on his insurane on his car cos he said thta all i need is L plates and my provisional i just want to make sure thanks ps can u reply asap he taking me out today in his car for the first time


Do I need additional Insurance when renting a car in the USA?
I have full car insurance in the UK. Does this cover me when I rent a car in the USA or do I legally have to take out further insurance?


Currently paying for braces no insurance?
If I get dental insurance could I use it to pay the remaining amount of money I have toward the bill? Or is it to late? Also if it is possible what dental insurance should I go with or orphadontist insurance if it makes a difference


"How can i find the book English for the insurance industry "" in dubai . i searched and didnt find it?"""
How can i find the book English for the insurance industry "" in dubai . i searched and didnt find it?"""


Can my mom insure my car she does not own (California)?
So I am 21 and have a car with a learners permit and I wont get a license until Jan. Can my mom insure the car even though her name is not on the registration until I get my license and will then be the primary driver? In this case I would only be driving with her under the learners permit guidelines. My mom would be driving the car on a daily basis to take my little sister to school and stuff because right now it's our family's only car. In Jan. I would have the insurance put under my name and have her added as a driver.


Name of a persons home owners insurance?
see my neighbors tree fail on my fence and he have told his insurance co.a lie about fixing it. i don,t have any idea of who his agent is,he is not talking about it.and i hav,nt heard from his agent ."


Is my auto insurance too high?
i am 18 yrs old. my car is 2008 c class benz. my insurance for the car is 315 a month!!! aaghh!! is that too high or it is a good price for the car i drive? does the car model matter? please help!! i hate paying this price!


What can I do if an auto insurance company doesn't want to pay for my car damages?
I recently got into a car accident, not my fault. So I filed a claim under the at fault person's insurance. It's been already two months and I haven't heard anything from the claim representative, and when I call him, he won't answer the phone. Is there any legal matter I can take?"


I have no insurance and need an abortion?
Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.


I have a friend who say he knows a guy who works for a car insurance company and can guarantee cheaper quotes?
Does this sound normal for staff to be able to do this as I have had a similar offer from someone else a while ago. I am just worried that they may set up a policy but when I go to make a claim its not a real policy or something. Please note it is a significant discount as well and he can also get me quotes on cars I wouln't otherwise get insured on as a normal customer All sounds a bit to good to be true!


Health insurance part time work ?
how to get coverage?


Does getting married change your insurance?
I am currently covered by my parents health and dental insurance plan, but if I were to be wedded, would I no longer be able to use their insurance? I've been told that it changes, but I've also been told It is no longer like that anymore since Obamacare."


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