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Hit a pole. Should I file an insurance claim or pay out of pocket?
We rent an apartment at a big complex and each unit gets a carport. If you can picture it, it's just one large, covered structure with two 4'x4' wood poles separating each port. Coming home, one of us turned into the carport but the turn was a little too short and the car struck one of the poles. Fortunately it did not damage the carport, but the estimate for supplies and labor for a new pole to be cemented and installed was between $300 and $400. They don't care if we pay it out of pocket or file with our insurer, as long as they get their money. I am finding this tricky. It's a little more than I want to pay out of pocket knowing I have liabillity insurance but at the same time I am concerned about the effects on our insurance rates if a claim is files. We both have several years safe driving records. Any thoughts?"
Provisional Car Insurance?
I am currently looking for car insurance on a car I own, The car is an 04 punto. Basically I need provisional insurance for a month and I own the car so I need a policy that covers both of these, I am 18, Any suggestions? Thanks"
How does car insurance work in Illinois?
This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won't let me drive the cars because I need my own insurance card, which would cost $130/month, which we can't afford. I've had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad's insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent's cars, she carries her dad's insurance. And that that's perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they're doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!"
Where do i get health insurance if i am a student in school?
i am a student 22 years old. i need affordable health insurance. i have no job. i think i am going deaf and blind. where can i get insurance in washington state?
Should I get car insurance in my name or parents?
There will be only 2 cars if I'm added.
CHEAP 7 day car insurance/DMV Fees?
I live in Flint, Michigan and I need to buy me some quick 7 day car insurance. Help?! .... Also what all do I need to do when I take my car to be registered? Approximately how much will everything cost?? PLEASE HELP!!!"
Had a car accident without having car insurance?
I have asked questions before but i have more questions. I was involved in a car accident a few weeks ago. I hit a car from behind because the stupid women driving it suddenly pushed her brakes hard so I didn t have time to stop. After the police arrived, they ticketed me and exchange information. My car was not damaged but her s was a bit damaged from the rear. No injuries at all. Their insurance company is claiming that it is my fault which I don t think it is. Yes, in many cases, the person who hits from behind is at fault, but not in this case. People are not suppose to just push their breaks and stop because there are cars behind. I didn t have insurance at the time. My driving licence is NOT suspended and they told me I just need to get a car insurance and my DL will not be suspended. What will happen next? How can I argue that it is not my fault even though I think the police reported it as mine? Finally, why are women allowed to drive a car?"
How much is a male 17 year old new driver going to have to pay for car insurance?
Insurance on newly bought car?
When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference."
Homeowner's Insurance FIRE question: Tenant's property covered?
Two tenants displaced...Fire, lot's of property... Insurance has 180K limit, plus has 18K for personal Property"""
Looking for cheap cars to insure?
Hello there, im 21 and looking for a cheap good runnin car! Thats cheap to insure! :) I dont like the old shape corses or nissan micras.. Ewww lol but really need a car asap! Any suggestions would be great n could u put make of car n model please? Thanks for reading! Lewis :D"
What is the name of the car insurance I could get, that covers any one who drives my car but who is not on the policy? Thanks"
How do we get insurance companies to reduce medical insurance premiums to employers?
Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?"
"When you had your first car, how much were you paying for the insurance?
im just gathering statistics
Does americas best eyeglass accept publicate insurance?
I was wondering does americas best eyeglass accept publicate insurance? Plz help?
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Is Farmers insurance a good company to work for?
I was recently offered a position at Farmers and i was wondering if that would be a good career choice or just a waste of time?
What should I do if the Auto Insurance denied this claim?
On May 24, the driver of the vehicle insured by Titan Auto hit my parked car in the early morning. He was arrested for drunk driving. The driver was not the owner of the car that hit me and the insurance is under the owners name. Titan said they had to contact the vehicles owner to make sure they had permission. Repeated calls to the adjustor in the last few weeks were not returned so I had to contact her supervisor numerous times to obtain information for my claim. Titan has now denied my claim. They say that since they can not find the owner or driver of the vehicle that hit me, they will not pay for the damage."
How long can I not have insurance before my car is repossessed?
This month I am not going to able to pay my car insurance due to other bills coming up. If I cancel my policy this month how long will I have before they repo my car? I live in New Hampshire.
Quad Bike Insurance Advice?
hi can anyone tell me the best place to get a road legal quad bike insurance online quote in the UK thanks for any advice given
How much would motorcycle insurance be for me?
I am 16 years old and have had my driver's license for only a month. I want to get my motorcycle license. I live in California, so I have to take that CHP motorcycle safety course. I was looking at getting a Triumph Bonneville. One that is less than 15 years old but not newer than 5 years. Maybe like a 2001 or something. On craigslist they are going for about 3-4k for what I'm looking for. What would my insurance be about? Just a broad idea is okay and just say a price, not to go on some website to get a quote cuz I don't want a quote yet."
How much is the average car insurance if I'm 18?
How much is the average car insurance if I'm 18?
Driving alone on learners permit?
I am 16. I live in British Columbia, Canada. I had the permit for 5 months now and I'm a pretty good driver. I bought my own car recently and I have it insured in auto plan. I'm really tired of the supervisor restriction, I want to drive alone places my parents are always busy and they don't have the time to accompany me. I've heard that if you have a minor accident all that happens is the other driver takes down your details and makes a claim. Police don't come. All he's going to do it take my license number and vehicle registration but will he provide details of how many people were in the car? If not then should I try driving alone? To summarize what would happen if I get in a minor like a scratch"" accident will the person report me"""
Question about State Health Insurance and marriage in Connecticut?
I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?"
Auto insurance question???!! HELP!!!!!!?
Hello, i have a question on teen auto insurance. Now i know how bad insurance is for teens and I know sports cars are a horrible choice for a first fully insured car, but my father surprised me with a 2005 V6 Ford Mustang and I would like to know if anyone out there can help me with just telling me how much I am going to be looking in to pay. I live in Orange and I am going to be under my parents, just an estimate on how much it would be each month or 6 months will be fine and please, no rude comments. I understand how foolish it is of me to have a sports car at my age, but I already had an Altima 3.5 se-R with an air intake and drive it perfectly, always obeying speed limits, though this probably isn't going to help with the insurance cost. If you know from experience even better! thanks for ur time."
Someone used my car insurance without me knowing. Fraud?
long story short, I recently sold a car to one of my friends and he has since gotten into an accident. No cops were called, but he decided to use my old insurance card that was in the glovebox(i should have took it, i know this now and it must have still been active) because now the accident is on my record. what do i do? is that insurance fraud? also: The friend"" and i are no longer friends."""
I am just about to get my license. My parents want me to have my own insurance policy; and I was wondering if anyone knows of a good company to go with. Something with good coverage, but relatively cheap; I only have a part time job. I am under 18 so I know that will influence a lot of how much it costs me and etc. Any input on this is greatly appreciated."
Best Term Insurance plan ? Should I take Term Insurance Plans ? I am of age 28 years ?
What are term insurance plans.. what do they cover, do they cover any accidental disability, or medical disability, or natural death or do they cover only sudden death like death from accident or murder or calamity death etc? Please elaborate. Also tell which are best term insurance plans in india ?"
Does my insurance rate go up for next year?
I got a citation for an infraction recently. I was sober and I drove my friend back onto campus. There were two stop signs at night and I did not see any lights so I thought no car was there and I passed right through the stop signs. When I parked a police officer came by and wrote me a citation so now I have to show up to court. I was wondering if my insurance rate goes up for this and if so, by how much? My insurance company is AAA."
Affordable DUI/SR-22 insurance in CA?
Should i be going with one of those online companies that ive never heard of? are those more risky to trust??
Low Cost Health Insurance in Georgia?
I just moved to Georgia from New Hampshire. In NH there was a government funded health care program offered at a low cost to adults. I was wondering if there were any similar programs in GA. Im 18 and am not able to remain on my mothers health insurance. My current employment does not offer insurance and i am going to start college soon so i wont have a full time job for awhile. I have a pre exsisting condition, endometriosis, and i need a plan that would at least help with presciption costs and would allow me to see a gynocologist occasionally to check up on this condition."
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Car accident insurance?
Today someone backed into my car while parked damaging it. We exchanged insurance info and I called my insurance company and let them know and gave them his info. Does he still have the option to pay the for the damages in cash or does he have to go through insurance now that i let them know. He didn't specify if he wanted to go through insurance or pay in cash. I just want to know if i eliminated his option of paying in cash by calling my insurance. I feel bad if that's the case.
Trading in car for new one. Insurance?
I am trading my old car in at a garage for a new one. How do I go about re-arranging my car insurance so that it can be taxed and the old one taken off the policy. Do you think I will get a refund for the amount outstanding on my old car? Bit confused.
What affordable medical insurance can I get for my income in Texas?
My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public."
2000 Chevy Cavalier z24?
Do you guys think this is a good car? I'm looking for a first car, but I am planning to but a reasonable amount of money into the car. I'm buying body kits, and engine upgrades, and all those things for my car. I just want to know if people think that those cars are reliable for the most part. I have actually found a car that I am looking at, here are the specs: 2000 Chevy Cavalier z24 coupe 3000$ 124,000 Miles (The miles really don't bother me, seeing as I'm going to be rebuild the engine regardless of miles) Installed Features: Driver Air Bag Anti-Lock Brakes Air Conditioning Alloy Wheels Cruise Control CD Player Passenger Air Bag Rear Window Defroster AM/FM Stereo Cassette Power Door Locks Power Mirrors Power Windows Power Steering Sunroof/Moonroof Tilt Wheel The car has also been lowered, has a short shifter, and has a red interior(The dashboard and center council is all red) So what do you guys think about the car? Let me know! thanks to all who help."
How much will my insurance go up after a minor accident and a aspeeding ticket?
I live in California and in the past 4 months I got in a Fender bender(10MHP and the Guy is claiming bodily injuruy awell.) and In November I got a speeding ticket. But I am unable to attend traffic school cause I fought the ticket. I'm 19 My moms the main insurer on the car and its a sports car. Any idea how much will my insurance will go up? Any Ideas? I might have to sell my car if its too much. I have insurance through Geico.
Whole Life Insurance?
I am from overseas and as i was growing up my parents signed me up for an insurance where 10 or 20 years later we had the option of getting the money. Is there a such insurance in the United States. I heard that Whole Life insurance is somewhat similar to it?
How many people committed life insurance fraud on 911?
How many people committed life insurance fraud on 911?
What would be a good car in insurance?
I'm looking for a new daily commuter car. My first car is the Honda civic and it was great on repairs and it was really reliable and I loved it but insurance for the thing is through the roof. I am going off to college soon so I'm not so sure if I will be able to afford the high insurance prices, so what would be good cars to get for what I'm looking for? I just need something I could get on a budget but reliable, pretty good on gas, and relatively easier to insure. Just curious on some suggestions. Thank you!"
"I have a whole life insurance and want to take the cash value, what is the best way to do it?"
After reading about buying term and investing the difference, I found out that I can save hundreds of dollars a month by buying a 30 year term policy and get more coverage. With the money I saved, it gives me options on what I can do. Besides investing it, I can also pay a little more into my debt payments. I have about $32k in the cash value, after surrender charges, its $28k. I want to get the most out of my money, but not sure what to do. I can't put it all in my Roth IRA. I don't want to save it in my bank account since I only get 0.75% interest on it."
What is the best Dental insurance around in Illinois?
I need a dental insurance that pays 50 to 75 of all dental care including oral surgen. My boyfriend needs a lot of work done on his teeth. He is scared of death of the denist, he has to be put to sleep and he has to have all the work done at one time. Can anyone help me please."
How much will my car insurance be when I turn 23?
I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?
Car insurance in the u.k??
is ridiculous i am a young male who has had his license 4 10 days and havent drove a car due to the fact that robbing insurance companies are trying to charge me over 2000 for third party fire an theft on a car that isnt even 1000cc in fact its 950 cc does any one no of any insurance companies that DO ACTUALLY SAVE U MONEY thank you
Cheap cars and places to get car insurance for 17 year old ?
My 17 year old son has recently passed his driving test, we live in england in surrey and i want to know what the cheapest cars to insure are and what companies are cheapest to insure with?"
Insurance when financing a car ?
What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car."
Lower Home Insurance Quotes?
Would having a new roof, windows, garage door, updated kitchen. increase or decrease homeowner insurance quotes??"
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