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How much should the car insurance premium be like after 2 years?
My first year premium was ridiculous, but I was young, newly licensed, driving a relatively fast car, no NCB whatsoever, I paid around 1900 GBP. Second year, with 1 year NCB and older, it went down to 1200, I was happy enough. Now it comes to renewal, they quote 1100? I'm in a much better position now, over 25, 2 years NCB, how come the price does not go down more? Discuss with the customer service, they basically are saying many factors contributes in, and it's all down to computers."


Where does it say this about car insurance in California?
I've heard on the news that it's now illegal for a car insurance company to change your rates based on where you live, at least in California if not nation wide. Does anyone know where any official documentation/websites that specific state this fact that someone could site if it becomes an issue with a particular company?"


Should I invest in a Roth IRa or Variable Universal Life Insurance Policy?
I have a 401k/ Not married, no children, but my advisor says it is wise to invest in a variable universal life policy while I am young (the premiums are lower) so it builds cash value to aid in retirement plus I will have the death benefit for later on when I am married and have kids. Susie Orman thinks this is a bad idea and that 401ks and Roth IRAs are the way to go. Other people think differently. I am confused on what to do and wonder if people who have actually signed up for a Variable Universal Life policy have actually seen the cash value results when they have retired. My illustration shows about $600,000 cash value when I am 70- that is with a 12% return. I am wondering if I should go with this policy or use the $200/month it would cost to fund this and invest it in a Roth IRA instead or put more towards my 401k. Any serious advice would help!"


What is the best and cheap motorbike insurance I can get?
Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.


Car insurance car change?
I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral"


HEALTH INSURANCE FOR MY MOM?
Ok here is the deal-we are on my husbands military insurance and we were under the impression we could add my mother if she was our dependent-however we can't unless she is declared legally incompetent which she is not. However she is 60, very sick, with a preexisting condition (diabetes,lupus, and depression). She can apply for disability but has been waiting on documentation forever-so that's not an option right now. I feel terrible because we told her she could be under ours because we were originally told she could be-and now I have to tell her otherwise which will be awful. Does anyone have any ideas for affordable insurance for her. She doesn't qualify for Medicaid and we live in KY thanks-and please no smart *** remarks or anything this is a serious question and I need all the help I can get."


"Health insurance, deductible or no deductible?"
I'm looking at the Blue Shield of California Active Start 35 plan for me and my 2 year old son. It's going to cost around $200/month through ehealthinsurance Here's a link: http://askoleg.com/Blue_Shield_Active_Start_Plan_35_ppo.htm The plan features: No individual deductible Annual Copayment Maximum $7,500 Annual Physical Exam, Well-Baby Care $35 (Not subject to deductible) Laboratory, X-Ray, Major Diagnostic Services 40% (Not subject to deductible) Physician Office Visits $35 (Not subject to deductible) I do not have insurance at the moment and my son has a PPO with Anthem and a $1,500 deductible with almost the same listed here. The only difference is there is no deductible with the plan above. I'm really in need of some help, if anyone can give me good advice, I would appreciate it very much!"


Car insurance - how to get a check direct?
Hi Folks My car got vandled recently. I want to get it fixed but my car mechanic does not work with my insurance company direct. Is there any way I can receive the check from insurance company and then pay the mechanic? I mean do I have to go through a body shop that work with the insurance directly? -Z


Where can I get the best Health or medical coverage in New York or online?
I working and my health care insurance is expired I want to get a new one or a partial payment insurance where can i sign up for it. I need it to pick up my medicaid.


What does it cost to own a home?
What are the true costs? Taxes, insurance, upkeep etc?"


"Is it shameful"" to let your son/daughter go without health insurance?"""
When I turned 21, I got taken off my parents' health insurance. I did not have a job at the time, and could not afford to buy insurance on my own, so I was forced to go without it. Well, I became very sick and was hospitalized for 4 days with food poisoning. The hospital bills total around $50,000, and I was denied Medicaid because I was paying $1400 a month in rent (money I accumulated through prostitution, if you want the truth), and the hospital's social worker felt if I could afford $1400/month in rent, I could afford the hospital bills. Friends of mine at the time were really hard on my parents, especially my mom, saying what kind of a lousy mother would let her son go without health insurance?"" No editorial comment from me. I'm just curious what other people think. Do I have lousy parents because they let me go without health insurance?"""


How to get Health Insurance when you are 17?
My parents are divorced and my sister and I have been living with our mom. However, we received health insurance through our father's place of work. Now he is applying for disability and has quit his job, so currently my sister and I have no health insurance. Because of this, my mom forbids me to take my car or motorcycle out because if my sister or I get hurt, there is no way for us to pay for it (we are suffering financially because my mom's hours at work got cut, and she is still recovering from breast cancer). Anyway, is there any way for me to obtain health insurance (or at least help my mom to) that would be affordable? We live in New York State"


Car insurance?
my car is not insured, my friend wants to borrow it and has own insurance for their car, she allowed to drive any car with the owners consent, will her insurance be valid as i have no insurance, i belive that it wont be but they telling me differant, can someone please help me and settle this argument once and for all thank you"


How much is car insurance?
I have a 2002 trailblazer that is not insured. I own the car and I'm not making any payments on it. I live in kansas and I am a 17 year old male. About how much will my insurance be and what is the cheapest company to go through?


How much would it be to insure my first car?
I'm looking at getting a Vauxhall Corsa, a couple of years old. How much do you think I'm looking at in insurance? Also, has anyone done passplus and found it saves them alot on there insurance?"


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"If an accident is weather-related, will my insurance go up?"
Yesterday, I slid into a guardrail coming off of the interstate on the terrible snowy roads of Maine. $3,000 damage to my brand new car. I was told that if I file an insurance claim my monthly insurance payment won't go up since it was weather related. Is this true?"


Why is my car insurance so expensive?
I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it."


How much do you pay for you're car insurance 17+ ? & names of insurers!?
Hey, I'd like to know some of you're insurance quotes and where from? Looking around to find some places! Cheers in advance 10points for someone who helps!"


Im Nineteen and Insurance companies keep quoting me $500! I cant afford that! can someone help me?
Ramon- Thank you for your useless insult, I was asking for help, not a psych evaluation, I am currently transferring to UCLA therefore can no longer live in San Diego with my Parents! The reason that I am being forced to pay for insurance is due to the fact that my family can barely afford to pay for my highly expensive education at UCLA. So in order to obtain this expensive education (which my parents are insisting that I have) I am forced to pay for my own car, insurance rent and everything else that comes along with moving out. Now, it seems to me, that based on the fact that you spent such great time and detail on responding to my ever so simple question about insurance, that you, my dear friend, are the one with the psychological issues. The fact that you went on an incessant rant over and insurance question on yahoo answers just goes to show that you have nothing better to do with your time then analyze other peoples lives and happiness, because clearly you have no life or ha"


Is A Ford Mustang a good car for a 16 year old?
Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?"


Does dental insurance pay for CEREC crowns? Why not if they don't?
Does dental insurance pay for CEREC crowns? Why not if they don't?


How much would it cost for a 16 year old with a 91-93 300zx tt?
How much would the insurance be for a 16 year old to have a 91-93 300zx twin turbo? in alabama


On Auto Insurance?
Automobile Insurance in the United States involves a number of factors in determining a 'rate'. Insurers use things like age, location, track record (your history), type of vehicle and age of vehicle. Yahoo Answers is NOT a place to ask for a quote-a broker is. We cannot give you one. How do I get Cheap Insurance? Ask around to different companies. Why is my rate so high? We do not know. What is your history? Maybe anything mentioned above. Maybe you have 10 accidents. A quick tutorial: Collision: Pays the damages to YOUR car only-voluntary coverage and usually the most expensive coverage on your policy. Comprehensive: Glass and sometimes the contents of the car itself. Liability: Coverage for someone YOU hit, so when they sue you , they don't take your house and clean out YOUR bank accounts. MBI: Mechanical Breakdown Insurance-for when a wheel falls off on the parkway. PD: Property damage-for the damage you do to the OTHER vehicle. No Fault/Med Pay: Pays YOUR medical bills(for states that require it) and those in YOUR vehicle and sometimes pedestrians, depending on the state. Misc. In some states, insurance follows the person, in others, insurance follows the vehicle. Contact your local State Insurance Department before you complain."


Is pet insurance tax deductible california?
Is pet insurance tax deductible california?


"If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?"
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?"


Small business insurance ? what is the average cost?
I am looking a leasing a building that is currently a bed and breakfast cottage. I will do the same thing except not offering breakfast. Wanting to make a business decision but have been waiting for 2 days to be able to obtain a cost for small business insurance. Anyone have some idea on the cost?


Suspended liscense and car insurance?
So in two more months my license suspension will be over from a dui. First of all the type of dui that I got from what I've been told isn't as bad as the real one seeing as I got a dui for blowing a 0.3 but being under 21 makes it illegal at any alcohol level. My dui is considered and infraction so no criminal record but still not sure if this goes in my driving record. When I get my license back and look for car insurance will I have to pay extra for insurance for having a dui infraction?


Affordable insurance for teens?
I am 18 years old and i passed my driving test in May this year. I am currently looking to buy a car. How do i get affordable insurance?! Now i'm aware that certain cars are cheaper on insurance. Yet, on a citreon C1 which is in insurance group 1, my lowest quote was 3800! Even that quote is no longer available to me. I do live in an are which insurance is high in, and i expect my insurance to be high because of my age etc but is there any way/company which will insure me for 3/4grand on Third Party Fire and Theft?"


Should I hold off on getting my license for cheaper insurance?
Ok, so I'm 17 and I'm thinking about taking in my uncle's nice used car (an older Acura), but the insurance would be a little too expensive. Right now I've had my permit for a little less than a year. From what I've read, all my uncle needs to do is notify his insurance company that a learners permit driver is using the car, and his insurance will extend to me. This allows me to avoid the high insurance of a licensed driver. Since I'm going to be in college, I could get along with having a friend ride with me when I need to go out. However, I'm worried that when I eventually do get my license, my insurance would be the same price as it would be for a new driver even though I would have been driving with a permit for a while. Is this true? Thanks!"


How to provide references for a car loan?
I am going out of state to buy a car in a few days and they asked me to have two references...what does that mean? How do I provide references? Have people write me letters, or just have their name/addresses/phone numbers, etc?"


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Home owners insurance?
my house was broken into and I have home owners insurance, state farm agent told me that I have a $500.00 deductible, Does this mean that I have to pay $500.00 or I just get $500.00 dedcucted from my claim? agent was rishing me off the phone, so I could'nt get much info from him..Thanks"


Affordable health insurance?
Since money is tight, we are going through the state for health insurance. It's a pain especially since my weekly pay changes all the time so they want it called in to see how much they have to charge us every month. At least my husband's pay stays the same. I see health insurance ads on tv and online but not sure which is affordable and even more important legit enough to go with. Any suggesttions?"


What what people need auto insurance?
What what people need auto insurance?


What are cheap car insurance companies in nj? Or anywhere?
New driver and looking for an affordable price for auto insurance


How can I get a car title switched if the previous owner never registered it under his name?(California)?
Ok so I live in Rancho California .My friend is selling me his 93 Toyota supra. He has build it from bottom to top and needs money for a down payment on a new family car. However, he never registered it under his name and he only has bill of sale. I know is not stolen and by knowing him , I know he wouldn't rip me off in any way. What procedure does it take to register it under my name if I purchase it? How much would it cost and how long would it take? and like I said , he only has bill of sale.Thanks for the help guys !"


What happens if my brand new car's airbag just deployed?
I have a brand new car with a lease sitting in my driveway and my airbags just deployed. I want to know what will happen if my car is totaled which I know it is now. Will I get a new car, or will i receive money to get a new car or will I have to keep paying until my car is paid off and not have another car?"


"Mercruiser outdrive, broken fin on lower unit. What is the proper way to repair this? Welding or a new case.?
Insurance company will pay to have it repaired by welding on another fin.


How to get Public Liability Insurance?
Hi, so my friends and I are having a party in a month and we're considering holding it at a local school hall. I called the person in charge of organizing the hall hire and they said that I need public liability insurance to hire it out for the night. How do I go about getting the insurance and roughly how much will it cost? We wanted to hire the room for about four hours and use it to accommodate about 15 people. Simple answers would be best since I don't know all the fancy words describing finances and Insurance. Thank you!"


"In the state of NH, am I covered with auto insurance right away.?
I just purchased a new car and want to drive it right away. Does my insurance cover me right away? Liability? Collision? Both?


Whole Life policy: upon death is the Death Benefit amount plus the cash account value paid to the beneficiary?
Looking at some different life insurance and just wondering if the cash value goes away at death?


Why is car insurance exhorbitant for 17 year olds and migrant workers run round with insurance thats cheaper?
Why is car insurance exhorbitant for 17 year olds and migrant workers run round with insurance thats cheaper?


How to get health insurance for my daughter?
I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not. My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice?"


On average how much more would the cost be for insurance for a house with a pool?
On average how much more would the cost be for insurance for a house with a pool?


Do any states NOT require auto insurance?
Jay - As for your contention that universal health care will SAVE money


My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?
me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK


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