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"Would something like an older, heavier car get me a better insurance rate? Any insurance lowering tips also?"
I'm a 16 year old teen guy (I know, I know) and I'm getting a car. Would an older, heavier model of car, like a large van or something, reduce my incredibly high rates? Looking an an out here. I don't have enough money to pay for it all. Any insurance lowering tips, besides drivers ed and good (already qualify) would be great."


"I'm getting better dental insurance, and am wondering if they will cover the rest of my braces payment?
I will be getting covered by my parents dental insurance. I have been paying for my braces but now that i know i can get covered by their insurance I am getting added at the beginning of next year. will they cover my braces even though i got them put on 4 months ago. Their insurance provider is supposed to cover them anyways but i had them put on before i knew this. My parents wont bother asking for me but id like to save the money. Braces are expensive and im a college student =[


For car insurance is it better to get it through a broker?
I am 19 years old and I have never had insurance (I have had my license for a year). There is a broker right now charging me $508 to be insured for the whole year. Before finding this broker the cheapest I could find was at State Farm and they were charging $720/year. The thing is I was told I would be charged $33/Month by the broker which would total $396 for the year. Is the remaining $102 their (the brokers) commission? What do you think?


Insurance Brokers Commissions and Residual incomes?
I already know that insurance brokers for auto and home make an initial commisison averaging $150 depending on the policy. I want to see if anybody know about the residual income that a broker makes of each client. I knew someone that was a Allstate broker a while back that mentioned he made a percentage of each clients payment each month. Does anybody know how it works and how much on average a broker makes on residuals after the inital commission?


Michigan Auto Insurance Premium almost twice as much as quote!?
Thanks for the Response, Ramon. I'm not too young and inexperienced... I worked for an insurance company as a claims adjuster at one point and understand how regulated the industry is. I made some progress today with the insurance company, after many different phone calls and a few little arguments. The last person I spoke with stated that basically"


Can you exchange a motorcyle if the insurance ends up being higher than what was quoted at the dealer?
lady a i did that..... i was given expensive quotes and the harley insurance was cheaper so i bought it


"Whats cheaper, paying for gas or car insurance?"
Im getting my lisence soon, and my mom said i can have her car. Its a 2001 chevy malibu, she said if i pay for gas she'll pay for car insurance. Well with gas prices rising what would actually be easier for me to pay?"


"Does anyone know how much Plan B costs without insurance at the Flagstaff, AZ Planned Parenthood?"
Also, does anyone know, if I were to use my parents insurance, if they would find out that I got Plan B? I really can't let them know about this... please, I need helpful answers. Thanks so much."


"What should I do if I was hit by an insured vehicle, drove by someone with no drivers license?"
Today I was driving home and a young girl driving her moms vehicle busted a U turn in front of me. I tried to slam on my brakes but I couldn't stop in time, and I hit her. She doesn't have a drivers license and isn't listed on the insurance, only her mom is. How would you handle this situation? I feel like if I call and put in a claim, they'll refuse to pay because she isn't listed on the insurance and doesn't have a drivers license. Thanks for any advice in advance."


Cheap V8 cars to insure?
i need a V8 powered car, must have at least 200 horsepower for college. the speed limit is 30 mph and everyone goes 50-60 mph and there are no cops ever catching speeders and people drive with no headlights on at night. my ford explorer's V6 automatic transmission performance sucks- takes too long to shift from 1st to 2nd gear and i get 13-15 mpg back and forth. i need 93 octane gas and synthetic oil- my dads gmc sierra 2500 with a 350 gets better mpg than mine, gets 17 mpg. should i get a crown vic lx sport or a town car? i like fords and i need lots of rear seat legroom. i can afford the gas since i drive a ford explorer. i had a cadillac deville and i hated it. i will never buy another one again"


Can you have Oklahoma auto insurance in Texas?
A friend of mine lives in Texas. Her dad just bought her an SUV and is going to pay the insurance. He lives in Oklahoma. Can her car have his insurance or does it have to be from Texas?


"I'm 21 with the Gerber Life Insurance policy plan, should I continue?"
I got a mail indicating that I am not the owner of this policy (my parents started this for me when I was young). So I have a few questions, now that I am 21, do I have 10,000$ worth of life insurance for the rest of my life (without having to continue paying?) Why would I want to continue paying if this is just here as insurance in case for my burial costs.. isn't 10k enough for that? If I stop paying will I still have this 10,000 dollars in life insurance, or am I being forced to pay in order to keep it?"


Why not sell medical insurance like Auto insurance?
I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public....One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice.... If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.


Will Insurance ding me for this?
I had 8 hour traffic school which cleared a previous ticket. I went to court last week and asked for 12hr traffic school for another and was told that this will clear the point but the ticket will be visible. I have AAA insurance and was wondering if this will affect my rates. Thanks.


"Texas I am getting a divorce we were common law married on his insurance 5 years prior, do we split from common law(2004) or married(2009)?"
Texas I am getting a divorce we were common law married on his insurance 5 years prior, do we split from common law(2004) or married(2009)?"


jimmy ford insurance bryan texas



"Car insurance. I've had two quotes for my new car, one from our existing?"
insurers who we've been with for a loooong time (we have a 9-year NCB for starters), which has come in arond 350. and one from the insurance company attached to the make of my new car which came in almost the same price. On the other hand, I took online quotes which came in from 175.lowest, to 313.highest. I queried this with the second company I've just spoken to to get the free 7-day cover in place, and they told me online companies are cheaper because it's online and you don't speak to 'a person'. Obviously this is a big difference (we are currently paying just over 200 for our car) and I'm now confused about what to do. And frankly who is telling me the truth."


How much does workman's compensation insurance cost?
How much does workman's compensation insurance cost?


Does my Company car insurance cover me to drive other insured cars 3rd Party?
im insured fully comp to drive my company car, so because i am fully comp does this mean that i am insured to drive 3rd Party any other car that is also insured Fully Comp?(not in the company)"


How can I get my nose surgery?
I have a schnoz and I had it operated on like 6 years ago when it was broken. I've grown into it badly I think and it's holding me back from being pretty. And I alwaaaays think about it in public and I am very self conscious. Does anyone know doctors in California who could try and run it through insurance? I feel so ugly.


How much does it cost to have regular health insurance for 10 employees?
I am starting a pizza shop and i was wanting to know how much is usually cost for normal health insurance. Also if someone can tell me how much it costs for liability insurance for the store. It is going to be a little caesars pizza. Thanks. -AMV


What is an affordable laptop that isn't Dell?
Its only for school and won't have much saved on it.


I hit a parked car a few weeks ago should i pay out of pocket or thru my insurance?
There was a police report, and the parking attendant heard or saw the crash one of the two. The officer looked at both our cars and decided to file it under that 500 claim which means it will be less than 500 to fix both our cars. What if she got into another accident and wants to blame it on me?? I was stupid enough to not take pictures."


When will the points be added to my insurance?
I just received a traffic ticket which has two points associated with it. My insurance has already renewed for Oct 2013 - Apr 2014 at a prespecified rate. Would those 2 points still affect my monthly insurance cost from Oct 13 - Apr 14, or would that cost be associated with my next renewal period Apr 2014 - Oct 2014? My insurance is Progressive."


What good car insurance?
I'm looking for a car insurance . I try to look fo a company that doesn't try to kill me with in payment. I live in new york city. Does anybody out there know a car insurance that wont kill me in monthly payment


"If a trucking company is self-insured,what are deductibles?
I've been told that I have to cover damages in a backing accident between two trucks belonging to the same self-insured company.


How much would car insurance be for this person?
How much would car insurance be for this person?


How does uninsured motorist car insurance work?
I have insurance, I just choose not to get collision because uninsured motorist was cheaper."


How important is insurance to you?
Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance product to cover almost everything.Although the need for insurance is very much there do you think we are being tricked by the companies..? What are your thoughts / experiences? (well lets not talk about car insurance as its a must to have)"


Why does medical insurance in the USA only want to insure the healthy?
Why does medical insurance in the USA only want to insure the healthy?


How can I lower my insurance rates at 19?
So I'm 19 and my insurance is about 100 a month and i pay 400(really its 300 but I pay 400 so I can finish faster) flat a month for a 2012 Chrysler 200 but initially at 18 I wanted a challenger, but my insurance rate was going to be more than my car payment, so here I am at 19 almost 20 in a few months and am wanting to try my luck again at getting a challenger(my dream car) but just want to know if theirs anything I can do to lower my rate for a sports car, I've built a substantial amount of credit I earn 30,000 a yr and have never wrecked is their anything else I can do? P.S I work hard and am a college student and in no way have received help from anyone to get what I want, I just work hard and want my dream car and feel like I can manage it but the insurance is killing me."


jimmy ford insurance bryan texas



Does state farm home insurance cover raccoon home break=in damage?
Does state farm home insurance cover raccoon home break=in damage?


What is the most affordable car insurance in Boise /Idaho?
What is the most affordable car insurance in Boise /Idaho?


What US life Insurance companies are best for males over 50?
My husband needs term life insurance. He's 52. What companies do you recommend? How much do you pay in premiums per year?


Questions about health insurance?
I took my eye exam couple months ago, and now i need change my insurance company, so my question is can i take my eye exam again?"


Would a Chrysler Crossfire or Lotus Elise be a good car for a teen?
I just turned 18 and would like to know which would be better for me. I only have about a few thousand saved up right now and I don't really have a job but I make plenty through ebay(about $2000 a month).


How much money i need to start up car insurance business?
ok im licensed, i have office with experienced sales people , company name gaico"""


Self Employed Health Insurance Deduction Question?
The IRS permits self employed people to deduct part of their health insurance on the front of form 1040. It says the plan must be established under the business."" This confuses me"


Car insurance excess?
I'm having trouble understanding how car insurance, repairs and excess works in VIC, Australia. I gather that the driver who is at fault"" pays an excess to his insurance company before his vehicle is repaired"


"At age 17, with only $25,000, what kind of car should I buy?"
My Parents gave me a budget of $25,000 for my first car and I need help determining which car to purchase. Any suggestions?"


My uncle bought a school bus and I'm wondering how much insurance is gonna cost him.?
My uncle bought a school bus and I'm wondering how much insurance is gonna cost him.?


Does my husband need car insurance?
When I signed up for car insurance my broker told me that when my husband receives his driver's license he has to be put on the insurance. My husband got his license now, but he never drives. I drive, and have insurance. He rides his bike or the bus when he needs to get around. He tells me there's no need to have insurance for him since he doesn't drive anyway. My question is: by law, do we have to purchase car insurance for my husband even if he doesn't own a car and doesn't drive mine? Or was the broker just saying that for business purposes? I just want to be informed and do the right thing, whatever it may be. Thanks in advance."


Affordable health insurance in NYC?
Hi, I am 30 years old and my wife and I had a combined income of approx $62,000 for 2006. In august of this year I will be quitting my full time job and going back to school full time. My current salary is $50,000. I anticipate making no more than $20,000 while in school and not being able to get health insurance through work. My income for 2007 will screw up my chances of getting most federal aid for the first year and will probably exclude me from healthy NY as well. Insurance through school is about $600 a month. I've gotten quotes of $513 to $1200 a month for my wife and I. All I want is catastrophic coverage in case either of us have any major problems or I have an accident while riding my motorcycle (a means of transportation, not a toy). These online quotes are driving me crazy. Where is the best place for me to look for something that will cover these specific conditions and how much should I expect to pay? Thanks in advance!!"


Medical insurance in Belgium?
Thanks, Do you have any recommendation?"


Can my apartment management include premiums of renters insurance on my rent ?
The complex I live in requires that each tenant have renters insurance because the management suffered losses from damages as a result of the tenants' negligence. I want to have the freedom to choose the company that I buy it from -- but they want to increase my rent in order to cover for the premiums. The management company in turn buys a policy for each unit. Can they do that ? I live in California.


What auto insurance company has the best rates for teenagers?
i live in ontario ca if that helps and i drive a 95 caprice


jimmy ford insurance bryan texas