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Why isn't there an affordable Insurance with out a deductable?
I was raised on Insurance but now that I am an adult and moved away from my family I can't afford hospital visit or doctor visits or nothing. I look for insurance that I can afford but for the lowest deductible its to much and you have to pay the deductible first then pay the monthly payment. It just pisses me off that everything is so greedy!


Term Life 95 Insurance offerred by American Fidelity Assurance. Good product? Or stick with 30 year term?
They offer a 95 term but it's a decreasing term life insurance but it appears to be guarantee till you turn 95 years old. Anyone heard of this product? Any opinions?


Who offers affordable and reliable car insurance?
Who offers affordable and reliable car insurance?


Do i need insurance to hire 16yr old to work on my farm?
My son wants to work on a horse farm, we have been asked to sign a release by his employer , saying he will not be held responsible if anything happens to him under his employment.. is this legal?"


Why am I getting such high auto insurance quotes?
I'm really frustrated. I wanted to finally get auto insurance next month. But the free quotes I'm getting on insurance websites (such as Progressive, AllState and Geico) is WAY too expensive! My brothers insurances were always like $160-$180 for 6 months. But I just got a quote from AllState for over $500 for 6 months and $381 for 6 months from Progressive. That's NUTS! I have a 1995 Ford F-150 pickup. And sure, it's bigger than my brothers Ford Ranger and my other brothers Ford Aerostar van, but still.....why is it THAT MUCH MORE expensive? I'm in my 30's and have never had an accident or traffic voilation of any kind within the 14 years I've been driving. I guess none of that matters. All I know is that I'll NEVER be able to afford insurance with quotes like I'm getting."


I totaled my car. No insurance. Still owe money to the bank! Want to refinance. Help!!!?
Ok here's the deal. I financed a car through a dealership (1st time buying a car) and got completely taken. I didn't understand the paperwork, and the person selling told me that the GAP insurance would take care of me if the car was totaled. What I failed to realize was I needed to have full coverage to have the GAP insurance!! I only have liability insurance. I totaled the car. I still owe $8000 to the bank. I've had the car for 8 months and the bank has never come after me to get full coverage insurance; I'm not sure why. I haven't told the bank that I totaled the car, and I'm trying to pay the loan off as quick I can. In the mean-time I've kept the liability insurance on it, so as not to alert the bank, but I would rather drop the insurance since it is just wasted money at this point. I also want to drop the GAP insurance and the extended warranty they sold me, but again I don't want to alert the bank that I don't have full coverage. Any advice appreciated!!!"


How much will my insurance be on a car?
I am 21 years old and I am wanting to get a 2009 dodge avenger with 21,000 miles on it. I just want to know about how much may they charge me for the insurance."


Anyone know a good Home Insurance company in California?
We recently purchased a new home to use as a renter. Our real estate agent told us to purchase and insurance policy from Old Republic to cover anything that could be wrong with the house since it was built in the 80's. An inspector looked at the house prior to our purchase and didn't notice anything with the property. Once the house was occupied by our renter, he noticed that the lights would shut off and stay off for a few hours. Old republic sent an electrician over and he told us that the prior owner had replaced a new breaker on top of a broken buster. He reported back to old republic and they stated that the insurance didn't cover anything that was not installed correctly. We were precise to inform our agent of the policy we needed for the house. We were not sure what work the house had done prior to our purchase so that is why we purchased the insurance. The policy we had was Old Republic Home Warranty Plan. That is what our agent advised us to get. Now, what can we legally do to help cover our out of the pocket expense of over a grand. Is there a policy that anyone would recommend for a rental house. Let me add that we do have home owners insurance but it only covers fires, floods, etc. (Please no unnecessary comments, this is an important question and need real honest advise.) Thank you in advance to all who respond and hopefully this could help others who read it as well."


Whats more expensive INSURANCE WISE....a mustang coupe or a mustang convertible?
im a male... 27 ....and will have had my license for exactly 3 years..no tickets no nothing 1st years of driving under my dads policy...im on his policy the past 3 years...did that help me by being on it?


Is this coverd by allstate car insurance?
The friend is paying for the car and insurance, but through my boyfriend. I have been trying to tell him, and his parents and my parents have been trying to get it through his head that he should not being doing this. And he should sell it to someone that can afford the car and insurance so that we are not liable but he isn't listening, he thinks nothing will happen, even if it doesn't, something might....my dad has said to call the cops and say it has been stolen, but it's not my car, and my boyfriend won't do that because he is trying to help out a friend, but i feel like somewhere down the line we are going to get hurt financially because of it."


Post office car insurance?
Hi, I set my car insurance up last month 4/5/09 I paid my deposit and got my certificate in the post, I opted to pay via DD monthly. I have been checking my bank and I don't have the DD set up.. I haven't received a letter asking for the monthly payment. I was wondering when the first payment usually comes out? I assumed it would be a month after I set it up? confused....."


Car insurance for young driver?
I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)"


"Need a car, but I need one that is low cost, cheap insurance and has the biggest boot space. I am 19.?
Any ideas. I am 19 with full drivers licence. A selection of different cars would be great. Thanks


Where can I find cheap motorcycle insurance?
I recently bought a Honda CBR600F4I and am looking for inexpensive insurance. Any help would be greatly appreciated.


About how much will insurance cost on a 2011 Aprilia RSV 1000 factory?
Have a squeaky clean driving record


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Health care in Israel is universal and participation in a medical insurance plan is compulsory. Should Republicans take note?
After all isn't Israel is so important to today's Cons, many Cons say that they will end up there in the final days of :the rapture The rapture is a Biblical fairy tale that a small number of Christians on the Far Right have recently taken a religious belief to. Should Republicans take note that Israel has even more Government health care than we do"


What does it take to fix a flooded car?
Last June, my town fell victim to river flooding. It's caused tons of damage and many cars to be flooded. I'm looking for a cheap car and I got on a rebuildable cars website. I found a newer car that is reasonable on gas and insurance, but is flooded. What would they have to do to fix it and about how much would it cost?"


Will my speeding ticket raise my insurance?
Yesterday I got a speeding ticket in Cambridge, OH, my home state.Going 9 miles over, 79 in a 70. I have State Farm Insurance and this is my FIRST traffic violation. If i pay the fine right away, not having to go to court, will I get any points on my license or will my insurance rate go up at all?"


Health Insurance Out of State?
I have pectus excavatum and I live in Marshalltown Iowa. I want to get a cosmetic procedure done called the nuss procedure. Most insurance companies say they cover this surgery. I know for a fact that my condition is severe enough that I could get the procedure done. I also want to get the procedure done out of state because the only doctor that's able to do it in Iowa blows and nearly killed 2 people. What type of insurance do I need specifically need for this? I can spend 300-350$ maximum but would like to spend 200-250$ for insurance. Pectus excavatum is classified as a pre-existing medical condition so I have been told that it would be hard for me to get insurance. Right now I have IowaCare which is a joke and only covers surgery or hospitalization in Iowa City. Thanks!!!


Can i cancel my auto insurance after my car has been totalled?!!!! plz help 10 pts thanks?
I got into an accident on the 30th of May, and my insurance company deducts the money from my account every 10th of the month... which will be tomorrow. my car is totalled and i do not have any other vehicles.... and wont have a vehicle for maybe 4 months or so...Do i still have to pay for the insurance or can i cancel it ? thank you"


Why aren't employers required to provide health care insurance to their employees?
Nothing is being said about the millions of employers that do not subscribe to some kind of health care insurance for their employees, even if part of it has to come out of the employees wages. I worked for a physician and the answer was that most women have husbands that have health care at their jobs. Shouldn't this be illegal?"


Where can you find the best/cheapest car insurance for a 17 year old?
I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance."


Person A driving person B's car and hits my car. Who's insurance pays?
Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!


How much money will cost to earn prescription for the ambien(zolpidem) if I don't have insurance?
How much money will cost to earn prescription for the ambien(zolpidem) if I don't have insurance?


National insurance Number?
is it possible to get a job without requiring National insurance Number?


Help with Car insurance cost?
ok so im 17 1/2 year old male and ive been driving since i was 15 1/2. As of right now im covered under my parents insurance with Mercury auto insurance and i pay $500 for 6 months of coverage ($1000 a year). I am currently covered for the three cars that my family owns 1996 Acura 2.5 TL (my crappy car) 2008 MBenz C300 (moms) 2011 Mazda 3 (Dads) So heres my question.. My car (the TL) is starting to break down and the cost of service is outmatching the value of the car. So ive been saving up to try to get another car and i am going to put down 40-50% of the money and my parents are gonna pay for the rest. The cost of the car is not the issue i was wondering more about my cost of insurance for the cars that i am interested in. I know that my most accurate response would be from the Insurance companies themselves, but i dont have time right now. I just wanted to know what you guys thought about how much i should pay per month for these cars. So the cars im interested in ( theres alot lol) are: 90's Toyota MR2 (preferably turbo, but i could live without it) Subaru WRX (Non-STI) Nissan 350Z Honda S2000 BMW 330i (coupe only) 00'-04' Ford Mustang GT There are others but i cant remember them right off the top of my head.. I know its gonna be WAY more expensive then what i pay now and that most of these cars are 2 door and 2 seat which will just make it worse. But im really willing to work for it and like i said i pay my own insurance bill. So how much do you think each of these cars cost for monthly insurance? And of the cars listed which would you most recommend?"


Divorced and my minors car insurance?
So my husband has 2 kids from 1st wife, daughter is 16 and just got license, ex states he is REQUIRED to pay the difference in her car insurance to add the minor, just curious if anyone knows if this is true. Her policy for 6 months went up $350 to add the minor and I don't think that is our responsibility she doesn't drive our cars ever. She is asking for 1/2 of this $350, the girl has a job shouldn't we be teaching her the responsibility of paying her 1/2 of the car insurance?"


Cheapest car insurance out there?
I am looking for something really cheap. Not Geico, Allstate, StateFarm or Progressive. I want something even cheaper than these. thanks."


I am confused about my auto insurance claim process.?
I got in a minor accident in a parking lot last week (the other driver was at fault), and the insurance estimate lady estimated the damages at $1900. (She broke my passenger side mirror and left scratches on the passenger front and rear door). I honestly do not think it's going to cost $1900 to install a side mirror and paint the scratches on the side of the vehicle. Anyways, she wrote me the check for $1900, so what do I do next? Do I have to find a repair facility that is authorized by their insurance company (State Farm)? Can I pick any repair facility? If there is money left over, do I get to pocket the money? (Some people are saying this would be considered as insurance fraud). The lady also mentioned that repairs done on my vehicle would be guaranteed for life -- What if I went to a repair facility that isn't authorized"" by SF and I had problems with the repair down the road? Can someone please clarify this process? Thanks!"""


Automobile insurance sites?
Hey, I've been trying to find a website that gives out free automobile insurance quotes. I found a ton, but they all ask for personal information like telephone numbers and addresses. Are there any sites that will just give you what you're looking for: a fast insurance quote without having to give out all your personal info?"


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What is the best car to buy in terms of getting cheap car insurance as a first time driver.?
I am over 25 but things are still costly.


Can insurance subrogate from the home owner?
Is it possible for your home owner insurance company to come after you to pay for a claim if work you did on the house failed and caused damage?


Need help with my car insurance. . . ?
i need some help cos i'm pretty confused so i bought a car at the start of the year, took out a loan to get it, etc and I have been having no problems paying it off so that was going fine. than two months ago i had a huge crash which totalled my car. It wasn't deemed my fault or the other person's fault. I did have full comprehensive insurance, but i missed two payments. I remember recieving a letter saying if i kept missing these payments then my insurance would be cancelled. Than when i put my claim in to get my insurance on my car through after the crash, they said i had recieved a letter syaing that my insurance had been cancelled due to lack of payments. I'm confused, i didn't get that letter. now, i have no car and am still paying off that loan. Is there any way I can fix this. I don't think i would be able to get another loan for another car, and i don't want to put myself into that much debt, but i really do need a car help?!?!?!"


"Got in a fender Bender, my fault, no police report, did not exchange insurance info but got license info. now saying he has neck injury.?"
He did not get my insurance info, we exchanged numbers. He got pictures of my license and license plate. very minor damage but is trying to charge more and is claiming neck injuries."


Should the government ban gender discrimination for insurance rates?
Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?"


What is a good affordable dog health insurance to get?
Hi, I have a 10 months old border terrier mix female dog and currently looking for a health insurance company that is around $20 a month and will cover illness and accidents. I would really appreciate it if s.one gives me a list of good companies and their plans! Thanks! :)"


How much in commission does an insurance csr make monthly on average?
How much does insurance csr earn in commission monthly if they are good


Where can I get affordable car insurance?
I am a female driver who has had a full licence for over 20 years, but I do not have any No Claims and I have 9 points on my licence. The points are for no insurance and having a defective tyre, nothing which reflects badly on my driving. Does anyone know of an insurance company that will not use this to increase the cost to an unaffordable amount."


"What would be a good, cheap first motorcycle?"
yeahh forgot to add im 17, 125cc max. kinda **** but its a start bike"


"Is there such a thing as Legal Insurance"" that is affordable for everyone?"""
Is there such a thing as Legal Insurance"" that is affordable for everyone?"""


Who needs insurance?
Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?"


Do I have to start paying insurance once I get my license?
I am 16, passed my license exam, and live in Florida. My mom won't let me get the license because she insists that she'd have to start paying insurance right away. After talking to driving friends, I've concluded that this isn't true, but I'd just like to ask strangers haha."


How much would insurance cost for a nissan 350z (estimate)?
Forgot to mention that I do in fact live in Los Angeles, California. If that makes a difference."


How much would insurance for a Subaru Impreza WRX be?
I am getting my license very soon and I plan on getting an 02 Subaru Impreza WRX for my first car. I am curious to know what will be the monthly cost of my insurance (an estimate). I will be on my parents insurance and they have Liberty Mutual. I know that the WRX has one of the highest insurance rates but I want to know if it will be doable or not. Thanks in advanced.


Maximum policy death benefit available for Acceleration?
Purchasing a term life insurance policy. What does Maximum policy death benefit available for Acceleration mean?


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