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How does Term Life Insurance works?
How does Term Life Insurance works?


18 Year Old Sporty Car Insurance in Toronto?
Hi, I was wondering if anyone could tell me an approx. cost per year for an 18 year old to own a fairly sporty coupe from around 2009 living in a busy area of Toronto, ON. I know it will be really expensive, but I am planning on buying a car. Thanks! :)"


Cashing in on a modified whole life insurance?
I purchase an insurance on my sons when they were in their teens an now they are in their 30s an they want help pay the premiums so im wan tin to cash them in because ive grown tired of paying for something that they want help with . I notice while reading the policy that it says owner on file im the one paying for this so shouldn't I be the owner or are they something I should know before I call them


Why am I paying more for my insurance because of my credit?
So, I recently paid off all my debt that was racked up from an irresponsible boyfriend. My score is in the high 600's, so pretty mediocre....but I'm relieved that I don't have any debt. The insurance I pay on my car is a higher quote than normal due to my credit and I'm just curious why that would influence the rates. How does having past outstanding debt mean I am a bad or unsafe driver? I am 30, have a college degree, have a good job, don't have anything negative on my driving record. I just don't think that it's fair to be charged more than another person because of spending habits; the two (in my mind) are completely unrelated."


Can Medicaid take the life insurance policy that was left to me as a beneficiary?
I am the beneficiary to a life insurance policy that my Uncle issued and died a year ago.He was in a nursing home in Massachusetts until his death and medicare took all his assets and cashed them in for his care during his stay at the nursing home. His life insurance company has been mailing me for me to send them the death certificate and to fill out the form so they can send/deposit the life insurance policy check in my bank account.I called and I asked the insurance agent if I was truly entitled to that check and after a long wait of her asking her supervisor, she came back and assured me that I can accept this life insurance policy check without any fear of fraud,and that the government was not going to put me in jail if I used this life insurance money.She assured me I don't need a lawyer to fill out the basic form and send it back with the death certificate and they will send me the check or deposit it into my bank account.Please , I need some advise. I could really use the money(can't we all) but I do not want to risk jail or a fine trying to get back on my feet.. I know I will need to pay taxes on this cash if it is legally mine but I don't even know the correct form to get. Thanks!"


Car insurance please ?
Ok I'm 18 & I am gonna buy a car and I never owned one or anything and I'm interested how much does car insurance cost I or what kind of car insurance I should get I never had anyone helping me out with stuff like this so if you can help me thanks


Car insurance price?
okay so im thinking about buying a car in the near future but i have no idea about the prices and i heard that its different prices from cars ok soi want a acura integra 200 and from what i heard its 600 a month now is this true if so why so much and i heard that the acura rsx its 1000 for insurance a month now that its really really expensive with gas now days beingso cheap lol yeah now i want to know what are the cheapest cars to have that the insurance wont be as bad no more than 400 for insurance HONDAS??


17 years old and my car insurance is way too high...?
I'm 17 years old and I live in the state of New York. A few months ago I had a little accident with my moms cars. My father said he'll buy me a car if I pay for insurance... but my insurance would be 3600 dollars per year which I won't be able to afford making minimum wage. Is there anyways I could lower the price for insurance? I really need some help thank you!


Where can I sign up for just 1 week of health insurance?
I just graduated and I will have travel health insurance (for a extended trip celebrating graduation) until September 16th and my health insurance from my new job will start on Septemeber 21st. Everything online for health insurance keeps giving me monthly rates -- is there a way I can just buy 1 week's worth of insurance? (I live in Massachsuetts, so while I would normally go uninsured for 5 days, I hear it might cause me huge tax issues under the new mandatory health insurance laws)"


What are some cheap diesel cars to insure?
This is in the UK by the way


Whats the best insurance for the self employed?
flower, youre an ignorant moron. most work at homers work a lot harder than you french fry cooks."


"Car Accident, Cheep car, did not go through insurance.?"
Me and my friend were going home. I was being an idiot and tried drifting. I over steered and ended up on top of 2 stumps. The axel broke and the car was not drivable. The cost was only 500 dollars. It was not worth fixing it. I asked him and he said he was fine but his back was little soar. The next day i gave him a call and he said that he will not go to the doctor and that the back will fine, its just a little soar. 2 days after he went to the doctor and told that he got into a car accident. Why in the hell a best friend would do that?... They asked for the insurance information. The medical insurance would not pay for it, thats what he said. The bill came in 2 weeks later for 1700 dollars. What should i do?"


Insurance claim or not after car accident?
The wife missed 1 accident on the oncoming side off the road only to end up having to take action to then avoid stopped cars infront due to lights changing to red. Steering right as though to overtake a car while braking wasn't quite easy for her but she did me proud avoiding a rear end shunt to the car in front and hit the rear quarter of the car with her wing, then wheels touched. The other car stub axle broke and the wheel turned 90 degrees caused the focus wheel swinging arm to collapse backwards. The damage is swinging arm, wing,headlamp Cover Broken ( not the headlight). It's a very simple repair but the insurance company have decided to write it off as a uneconomical repair. I have got 3 choices now. 1 - I take the write off and let the car go. 2 - I take the write off but get the car back with a marker and repair it myself. 3 - I get the car back and refuse the insurance claim would this stop the mark against the vehicle"


Do i have to make a down payment on my car insurance?
i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?"


I am 18 yrs. old and i want a mustang '05 how much from your exp. how much did you pay for car insurance?
If you have a mustang and are a teen under your own insurance


rackley insurance gainesville missouri



"In 1000 years time, what do you think history will say about AGW?"
What do you think future historians will have to say about our time and its consequences? Based on your understanding of the subject; also what you think is our most likely response, how do you think AGW will progress over the next few centuries? Clearly there are many unknowns; just consider the changes in the last 100 years, let alone the last 1000. Chances are that there will be many developments that could never be predicted or even conceived today. Obviously answers will be highly speculative. So, just for fun then, what do you think the history of these times is likely to be? What do you think is likely to happen?"


HOW WOULD YOU GO ABOUT THE PROCEDUREs of BUYING a new car.?
All the requiremnets needed to buy a car. all the inns and outs of getting one.from maintenance, insurance, cost ect.."


Car insurance question?
My car was recently hit and the hitters insurance said that my car was a total loss. can anyone tell me what that means and will they pick up my car and give me its blue book price?


Where can I find a reputable health insurance broker for Missouri residents looking for individual coverage?
My insurance with my former employer ends May 31 2012 and I need individual coverage as of 6/1/12 and need a reputable broker who can help me negotiate an affordable plan. Suggestions? I've been to individual websites like UHC, Blue Cross etc with outrageous quotes. I'm healthy and don't smoke."


Thank You!?"
Can a funeral director be your beneficiary on insurance policy?


Where can I get donation (or funding) to help my wife and I with a IVF operation?
IVF operation is very expensive and no health insurance covers it.


Higher insurance premiums for celebrities ?
Is is usual? http://www.insurance-assurance.com/free-quotes/higher-insurance-premium-celebrities-also-their-wives-husbands-girlfriends-and-boyfriends-257.html


Cheapest motorcycle insurance ?
Cheapest motorcycle insurance ?


Motorcycle insurance for 16 year old male price in ontario?
im looking to buy a 2001 Harley-Davidson sportster 883 for my first bike what am i looking to pay for insurance


What is the process of an insurance claim on a single car accident?
When someone has a single car accident and there is no other vehicle or person's property that is damaged, how does a claim proceed, if the owner decides to file a claim? Say a car avoided a deer or object in the road and ends up in a ditch or blows a tire and hits a tree or such and the vehicle is still able to operate. Is a police report mandatory? Does the location have to be exact if this occured in a VERY rural location? What steps would an insurance co. take after being notified? Thanks."


If I recivied 200 000 dallors in the state of califorina for life insurance will I recive any money back when I file for taxes?
If I recivied 200 000 dallors in the state of califorina for life insurance will I recive any money back when I file for taxes?


Bike and Car insurance combined?
I should probably add I'm from the UK.


Can I trust American Health Insurance?
I'm going to an American university and I have to buy student health cover. How trustworthy is it actually? If I get sick, will the insurance just say that my injury/illness isn't covered and left me to die - even if it's an insurance company that the university requires students to buy insurance from??"


Do Americans really believe democrats & Obama want to give affordable insurance and not socialist medicine?
ndmagicman, I guarentee you the gov will curb and derail the other two within a few years and force everybody into a huge gov HMO in order to cut costs. of course, then healthcare will be rationed and wait lines will develop. couple that with doctors and nurses who leave the profession or the country when their income suffers, hence making wait lines even worse. This has already happened in Canada and England, which is why many of them come to the US to get speedy and quality care."


What is the difference between cash value life insurance and term life insurance?
What is the difference between cash value life insurance and term life insurance? My daughter is 14 years old. Which one I should buy?


rackley insurance gainesville missouri



Do I need car insurance if the car is already fully covered?
Okay, so i just got my license yesterday. The car that I would be driving is already fully insured by my boyfriend who I live with. I live in Cali. Do I personally still need insurance? Or will I be covered if I get in an accident since its fully covered?"


Question about Michigan auto insurance! URGENT!?
I have a son that has his drivers license and he doesn't have a car. He does NOT drive my car! Does he have to be on MY policy? If he's on my insurance it raises it 500 dollars for 6 months! HELP!


Life insurance and mortage insurance?
I just bought a house and i have a new baby. Yay me! im 24 and I keep getting calls and letters about life insurance and mortgage accidental death insurance. Does mortgage insurance work like if i die will they pay my loan off so my son can keep my house? it says its 10.56 a month and will cover up to 200K my home loan is only 88k should i shop for something cheaper? and as for life insurance i have a 30k with my job but i want something private and someone told me do a term insurance. what happens after 30 year term is up? does my son not get that money anymore if im not passed on?


Which is the cheapest car insurance in Louisiana?
Which is the cheapest car insurance in Louisiana?


Which car insurance company fit what I want?
Hi, I recently cancelled my car insurance from State Farm because they were over-charging on my bill. I am 19 years old, and have a new car (Honda Accord Coupe) which is a 2 door which is considered a sport's car. Because I'm a young driver, and it's a new car, and it's a sports car my insurance was off the roof. I want to find another car insurance that will have fair coverage and is affordable for me. I live in PA if that helps as well..."


Car insurance please answer urgent?!?
EDIT: i am under 18 and am the car is under my dad's name


"Under the new Affordable Healthcare Act, will employees that don't receive health insurance from their place?"
of employment (not a mandate for businesses with less than 50 employees) be required to pay the penalty / tax for not carrying their own health insurance? Also, I read a question here which included a remark that there will be cuts in Medicare (he said billions"") to fund this new healthcare system. What is the truth"


What home health companies in houston texas that will accept Cigna insurance that can pay part of a home health providers?
What home health companies in houston texas that will accept Cigna insurance that can pay part of a home health providers?


"Average monthly cost of renter's insurance for an apartment in Galveston, TX?
I need to see if I can work it onto my budget


Where can I get good credit insurance?
I have heard good things about One Source (http://www.onesourcerm.com/) for credit insurance. I would like to hear other peoples thoughts and opinions.


I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?
I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?


Average motorcycle insurance for a young married couple?
my fiance and i are thinking about getting a motorcycle in about a year. how much would insurance cost for an average bike? we will be 20.


What is your car insurance rate?
Monthly or yearly? And who is your car insurance provider? I am just comparing and looking around for differnt insurance companies


Insurance help!!!!???
hi i'm an 18 yo living by myself in seattle, wa, just wondering how much insurance do i have to pay, because i'm interested in a 1986 lincoln town car., i live in downtown, and i know prices are higher if you are in the city, i only want to have a car to drive it on weekends an whenever buses are not available. so if you can give me an idea gow much is it, i'll be greatful with your help. thanks bye xoxo"


Where can i get affordable insurance?
i got 8pts i need affordable insurance please send me a link please


rackley insurance gainesville missouri