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Will my car insurance rates go up if another driver lives at my address who is not under my plan?
I have an insurance plan that covers myself and my wife. Recently my son switched insurance plans to the same carrier that I have with his own insurance policy for his car that he owns. He drives any of the cars that are covered on my policy. Will him having the same car insurance as me this affect my insurance rates by causing them to increase?


How does health insurance work in the US?
I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!"


Question About Car Insurance/Learner's Permit?
Okay, I am a 23 (soon to be 24) year old male, I have never had a license or a car, and just recently I received my permit through the DMV, I have not driven too many times on this permit, but I am about to purchase a used car from a friend of mine and get the title and everything I need transferred over to my name. I have yet to achieve my license and am still driving on my permit to get accustomed and comfortable behind the wheel before I take the driver's test with a worker at the DMV. My question is this tho, I live at home atm, and my family all has cars/car insurance. And I am not on any of their plans yet nor do I have my own coverage. I am new to this whole scene and such, and I wanted to know with me purchasing a used car from a friend with title and all and this car being in my name, seeing as I am not a licensed vehicle owner yet, and only have my permit, I cannot as far as I know apply for insurance until I achieve my license, so I wanted to ask will my family simply be able to add me/my car to their plan until I get my license? Or how will this work? As I stated I am totally new, but when its done I will have a paid for in full car (my first) all the titles and information transferred to me in my name, and the only thing I am missing is insurance and I am wondering how this will work seeing as I am over 21, have a permit and have my own car? My family drive on State Farm in IL. Any help on clearing up this matter will be greatly appreciated, thank you in advance =)."


What are my options to get my car back from the insurance company?
it is at a body shop that was part of the company that towed it from my accident. they said they wouldnt charge me a storage fee whether or not it is repairable as long as if its repairable i get it fixed there. that car is repairable, and i dont want to sell. i basically want to have it back, then try to repair it myself. and then keep it. what does the insurance company do then? will they give me the minimum amount of money they could repair it with and the rest i would pay?"


Car insurance for Audi A4 Convertible?
Personal Detials: 17 years old Male Living at home Car to be stored on driveway Car details: Audi A4 Convertible 2003 insurance group 31-ish How much would it cost for insurance for this?


"Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?
So say a cop writes you a ticket for mooning or littering... does that affect your car insurance?


Australian Car Insurance? ?
How does Australian car insurance work? And does my driving convictions come mean anything in oz?


Whose insurance company I should contact for the car accident?
I am involved a car accident 5 months ago. There are four cars hit from rear one by one. I am the second car and have no fault in this accident. However, I did not have a collision insurance, so I should look for reimbursement by myself. I asked the insurance company of the car hit me, they said their insured driver has no fault(indicated in accident report), so they cannot pay for me. And they asked me to contact the company of the fourth car. Is this illegal? Cause in our country, no matter in what reason, the car hit you from rear should pay for you directly. And if their insured driver has no fault, they can ask payment from the insurance company of the car hit them. Anyone could help me? I will very appreciate."


How much settlement money for car accident?
Addendum: It was a low back injury and neck sprain. I had physical therapy for one year (as much as my insurance would pay). I am 27. My back is doing better, but still hurts after certian activities, but I am told that I could have exacerbations for quite awhile. I am a self-employed medical transcriptionist so it is hard to prove my missed work."


What is the average monthly insurance cost for a 16yr old male driver in oklahoma???
and It will need to be full coverage


I had surgery and my insurance is billing me for out of network for the anesthesia bill what can I do?
I had a c-section and went to a pre-approved in network doctor & hospital and the insurance is billing me for out of network for anesthesiologist. I spoke with the anesthesia dept and they said they are the only option for labor & delivery and I had no choice. I assumed since the hospital & doc were in network I would be fine. I now have to pay an extra $1,000 deductible on top of the $1500 standard deductible. We checked to see if this could be covered under the Raps Provision"" but of course that's not an option on my insurance. The anesthesia office has filed an appeal which is what I will do also but is there anything else I can do? Any suggestions or insight would be greatly appreciated!!"""


What is the best insurance to start off on?
I'm 20, and thinking bout after college and trying to get ready to be on my own. So I was wondering of what is the best insurance company to have at the moment, and any advice I would love to have."


What is the average cost of sr-22 insurance ??
i need to sr-22 to get my license back after 7 years w/o driving. i lost it in 2001 due to a dui, and haven't driven since. its finally time for me to start my life over, and this is a major step to do it. i learned from the dmv (ca) that i need the sr-22 + insurance, and just a 125.00$ reinstatement cost. i know there are a lot of factors to consider, but just an idea of the cost would be great."


Do I have to insure my son when he turns 16?
My auto insurance company called me yesterday asking for the names and birthdays of my children. I refused to tell them anything. My oldest son will turn 16 in November, and I was not planning on adding him as a driver, because we have full coverage insurance and I thought that would cover anyone."


"I have just passed my driving test, I am 17 years old and I need help on car insurance?"
I know it is very hard to get cheap car insurance for 17 years old and a new driver, but surely out there is a good deal for young drivers and isn't too expensive."


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Is it bad to buy a car with 4 previous owners?
the car looks in mint shape, no accidents and low mileage.. im just questionable about how many previous owners it has had.. is this safe? http://www.mbmotorsports.com/exotic-used/Volkswagen/2005-Volkswagen-Passat-ff631dfc0a0a00020195ee3dc04e1e95.htm and i was looking at another passat that has 3 owners.. http://www.mbmotorsports.com/exotic-used/Volkswagen/2001-Volkswagen-Passat-138511d80a0a006500e6d1d604e1f647.htm both a clean carfax."


What is the estimated home insurance cost of $500000 home in littleton colorado?
What is the estimated home insurance cost of $500000 home in littleton colorado?


My auto insurance claim was denied?
this is auto insurance and I was fully covered I contacted the department of insurance they told me they are going to look in to it so it should be by February coming up.My insurance company did not say who was at fault but the way things went it did look like I was at fault doing the accident and his insurance took up for him.I been trying to find a lawyer most only do injury's.


How much does workmen's compensation insurance cost for a farmer?
I'm writing an essay and need to find out how much the insurance costs for a farming company. Please help.


What is the most affordable car insurance in Boise /Idaho?
What is the most affordable car insurance in Boise /Idaho?


Car insurance help about fully comprehensive ?
Ok so next month I have to renew my car insurance as it will be my 2nd year driving, I'm third party fire and theft at the minute and I'm planning on going fully comp. Now if I go fully comp and it includes windscreen cover and I use it (as I have a chip and a crack in my windscreen) will that mean I'm claiming on my insurance and will I loose my no claims bonus? If that makes sense.. The plan is to renew my insurance and if I can get my windscreen fixed on the insurance then hopefully it will be ok in the mot which is straight after"


"I received a ticket for no seat belt, will it affect my insurance?"
I got the ticket in Garden Grove, California (my first offense). I am thinking about fighting it because I DID have my seat belt on but then I found out that the Vehicle Code 27315 states that the fine for a first offense is no more than $20. But then again I am worried that it will affect my record and my insurance. Can I go to traffic school or something to clear the violation so my insurance won't know? If not should I fight it?"


Does anyone know an insurance plan for health and dental?
I am in need of health insurance and dental and i a in between jobs does anyone out there know a decent affordable insurance company that offers help to people like me thank you in advance


Can I get temporary health care coverage inbetween plans?
I'm switching jobs and have about 30 days where I will have no insurance. What can I do to get my prescriptions covered for that amount of time? I'm looking for something affordable and legit.


Health insurance help..family of 6?
Deductible $10,000 coinsurance 0%...what is this?? doctor visits 0% after deductible $178.38 Monthly Cost is this good??? i know it depends on the cost of the doctor's office too."


Whats the Cheapest Motorcycle to insurance for 2014?
Hello, I am researching on what is the cheapest motorcycle to insure this year. I'm also curious what is a good bike for a beginning rider. I've been looking at a couple of questions regarding this subject, and I notices some of these questions are a few years back. I am curious to know, because I am considering getting a bike. But before I can, I want to get all my ducks in a row, and research as much as I can, so I can make the best possible decision. Further details on myself. I'm a male, age 24, I have my driver licenses, I live in California, but I barely have any driver experiences. Not even a year worth. So I'm already predicting the rate will be high for me. In every sense of the word I am a novice. So any helpful tips for a person just starting out to ride motorcycles, would greatly be appreciated. Also Bonus What Insurance should I look for, for a beginner like me?"


Car inspection for insurance?
So I hit my friends car and he told me to tell the insurance company someone hit me in a parking lot. If I do that and the insurance company inspects it, will they be able to tell that I hit someone instead of someone hitting me?"


Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deductable do you have? feeel free to answer also if you do not have insurance."


Should Obama care be amended so that insurance companies can drop the unvaccinated?
I don't want this to be a debate over Obamacare in general- I want to get the government out of healthcare as much as possible


Can my insurance company find out?
I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?"


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After getting a speeding ticket how much does your insurance increase on average?
After getting a speeding ticket how much does your insurance increase on average?


What is the difference between registered and legal owners on vehicle title?
What is the difference between registered and legal owners on vehicle title?


"How much is a speeding ticked at a school zone, and will my insurance go up?"
recently i was driving and i was trying to pass i bad driver infront of me, but what i didnt know was that their was a police van taking pictures. i was going 55mph trying to pass the other driver during school hours on a school zone, all of a suden i saw two flashes and realized that the van took my picture. i was wondering how much would the ticket cost me, and would it effect my insurance cause im 17?"


Life insurance please help?
Life insurance please help?


How much will i pay for health insurance?
im a 46 year old man


My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?
2ND EDIT: Katie, thank you for your answer. But there are actually rules regarding the start dates for HMO's. All of them limit new enrollment to the 1st of the month only. I'm hoping for a HIPAA HMO (for cost reasons), but the only one I can find is Health Net. Are there others? It appears that most PPO's offer flexible start dates, except Health Net and Aetna (1st and 15th only). I might just have to go with a PPO so we can begin coverage on the 19th. source: http://www.davefluker.com/hipaa.html"


How much does short term disability insurance cost?
my last company paid 100% of short term - my new company only covers 60%. I had thought if you had a private policy (yes, they are available), that it would cover the 40% not covered. i have both std & ltd with my company, i don't need it right now, was just checking. thanks"


How to insure my car if I go to live in France?
I'm moving to France soon and I would like to keep my english car. Insurance companies are asking for the bonus-malus"" and I don't know the equivalent in english...so they can't tell me how much it would be...Does anybody had to insure their car in France? What do I need to do? thanks xxxx"""


Where do i get medical travel insurance for applying visa?
embassy is asking me to get medical travel insurance...how and where to get it???


How do car insurance claims work?
A girl hit my parked car last month and she now wants to go through insurance instead of just paying cash, so how does this work? I assume: - she files claim - insurance company asks for quote, tell them price - insurance company pays for repair but my main question is do they pay YOU or do they pay the shop directly?"


What should i do with my insurance to test drive cars?
I am looking at a car tomorrow that i will more than likely buy. My insurance is comprehensive but says the driving of other cars extension is not included for any driver named on the policy"" I have phoned my insurance company Diamond and the guy said it would cost me 17.50 to insure the car for a day third party. I undestand that third party means if i bump someone my insurance pays for their damage but not for mine. If i decide to buy the car should i be getting fully comprehensive for the day?"""


Is it illegal to not have car insurance?
and if it's not illegal, what am i getting confused with?! i always thought it was illegal....? my friend is getting his car and he said it's a crappy car so there isn't any need to insure it. ???"


Need help insurance gurus?
What is the best route to getting insurance for weight loss procedures? I haven't had insurance in 3 years


What is better Subaru WRX Impreza turbo or Holden Commodore V8?
I am looking for a awesome performance vehicle with my following criteria: -Fuel Costs -Highway ability after 110km/h for overtaking at high speeds, comfort and handling? -Reliability and how often to service, how cheap parts are and how long engine is going to last? -Price on tyres -Price to get a WRX Impreza or V8 commodore (in manual) -Manual or Auto? -Insurance costs -0-100km/h? (well subaru better but after 100km/h?) -What mods to do if it is cheap or to just leave standard? My purpose is to use it mainly around town and sometimes/rare highways trips. mainly on the weekend a bit of a fun car. Please share your experiences and opinions on these 2 vehicles as would like to get a general picture of what there purpose is? 5 stars if answered the best with all the questions above."


How do car insurance companies evalulate your insurance?
I am living in the UK and i use one of those car comparison websites to find the cheapest car insurance, (I've entered hundreds of cars make/models) But i still don't have a clue as to how car insurers operate for e.g i used confused.com to find the cheapest insurance on a >1997, BMW 3 series, 1.8, convertible, manual, petrol, value of car 2500.00 & the cheapest insurance quote they find for me is 1136.72, on third party fire & theft >1989, Nissan Micra, 1.0 manual, petrol, value of car 75.00, & the cheapest quote they find for me is 1641.88??????????????? on third party fire & theft ALL of my other circumstances stay the same, address, millage, what type of car alarm and tracker i will use, what the car will be used for everything is the same I was under the impression that the more bigger the car, the more powerful the engine, the more likelihood of the car been stolen will be the more expensive one on the insurance (The BMW) So why in Gods name is the Micra's insurance 500.00 extra???????? Halp!!!!!!!!!!!!!!!"


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