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WHAT IS AN INSURANCE PREMIUM?
My partner did my insurance online without knowing i had an endorsement on the licence so when i add this to the existing policy does that mean my insurance policy goes up ...and what is my insurance premium ???


Why do some people choose to purchase very low auto insurance limits and high deductibles and then they are shocked when an accident comes?
I ask because I have a friend that works for a major auto insurance company and she always has the best stories about inadequate insurance. She says people always want to play the victim and plead for help after an accident when they notice their low coverage limits. Why cant people understand that you pay for what you get.If you choose lower limits and higher deductibles, then it will come back on you eventually. I personally do not think it is worth it to pay $25 less a month in my case, to have state minimum coverage and $500 or more deductibles. I currently have $250 coll /$100 comp/$250 under/uninsured for my deductibles and 100/300/100 for liability. I chose these amounts because I want to be covered in every way financially in an at fault or non fault accident. Why pay for insurance if you will not use it and put yourself in a financial bind? (I am speaking about people who are not financially able to afford to pay out of the pocket after an accident much money on any given day) All opinions are welcome!"


Can someone tell me about life insurance? What is term? whole?
What company do you recommend? Anything else you can educate me on would be terrific! Thank you very much.


Is Unitirin a good insurance company?
I need to get new insurance ASAP... is Unitrin OK?


How much does medicine cost w/o insurance?
I'm really pinching my money because of college in a few days. I'm generally nervous about the cost of seeing a doctor to establish a diagnoses. I believe I hold a severe form of depression. I can't even remember what I did the last two days (off work for a couple weeks) because I was stuck in a limbo of tears, confusion, and overwhelming waves of pain as well as the fact I had lost grip of reality. I unfortunately took 1 pill over the maximum last night to get some sleep (I saw the left-over plastic pieces) and I'm tired of this. Tired of the delusions, the paranoia, the hallucinations and the pain. But I'm also afraid of the costs that would be a given if I went to the doctor; costs for a checkup, and for medicine given I'm not insured. Can anyone give me any advice, or an estimate as to the amount of costs that may come about? I live in the United States. Thanks."


Can Medicaid take the life insurance policy that was left to me as a beneficiary?
I am the beneficiary to a life insurance policy that my Uncle issued and died a year ago.He was in a nursing home in Massachusetts until his death and medicare took all his assets and cashed them in for his care during his stay at the nursing home. His life insurance company has been mailing me for me to send them the death certificate and to fill out the form so they can send/deposit the life insurance policy check in my bank account.I called and I asked the insurance agent if I was truly entitled to that check and after a long wait of her asking her supervisor, she came back and assured me that I can accept this life insurance policy check without any fear of fraud,and that the government was not going to put me in jail if I used this life insurance money.She assured me I don't need a lawyer to fill out the basic form and send it back with the death certificate and they will send me the check or deposit it into my bank account.Please , I need some advise. I could really use the money(can't we all) but I do not want to risk jail or a fine trying to get back on my feet.. I know I will need to pay taxes on this cash if it is legally mine but I don't even know the correct form to get. Thanks!"


I have an accidental life insurance policy for 10 years that doesn t cover any health related deaths. Should I cancel?
I have an accidental life insurance policy for 10 years that doesn t cover any health related deaths. Should I cancel?


Help with motorcycle insurance?
Hello. I am looking into getting a motorcycle, because I have had my motorcycle license for oooooo about 2 days now. I am just wondering if someone can help me with some insurance questions that will better help me decide what kind of bike to buy. For instance does the size of the bike differ in price? For instance if I got a 250 cc bike would I pay alot cheaper then one that is 1100 cc's? And what about make and model? Would a Ninja be cheaper to insure then a honda? Just kind of curious. And what would be the cheapest bike to insure. Further information. I am 24 years old. I have been insured with state farm in my personal vehicle for about 7-8 years now. Unsure if they offer motorcycle insurance, just started looking.I really like street bikes, really hate sports bikes. I am just l;ooking for the bare minimum insurance as I just want to ride and be legal rather then wasting a bunch of money on insurance. I know I have alot of questions, but anything will help me. So someone let me know. Thanks!"


Car insurance?
suppose someone is paying $700 a year for liability car insurance and gets a speeding ticket. how much higher can this persons insurance go up?


Has your car been totalled? Does the insurance check come in the owner of the car's name or the driver's name
I was the driver of the car who has the insurance policy.


Car insurance pay out please help?
my car was involve in an accident not my fault the same car with a low mileage and good condition is 2500-3000 the insurance wants to pay 1500 what should i do as i have never done an insurance claim ever i have to give an answer soon thanks


Why is it that so many people have to die due to lack of health insurance?
Why is it that so many people have to die due to lack of health insurance?


Is Americo life insurance a scam?
My dad passed away a month ago and he had an insurance policy with Americo. We did all the paperwork and last week they said they sent the checks in the mail, saying it will take 7-10 business days to come. Its been 7 days and I've been reading online that that company scams people. Does anyone know if they're legit? Or are me and my brother screwed out of what our dad left for us? :("


How are illegal immigrants getting free health care?
I heard in a lot of debate about illegal immigrants and how they care free services such as health care. I became a U.S citizen two years ago and I've been trying to find cheaper and quality health care, but I couldn't. I researched free health care online, but can't find it. I don't have health insurance, so whenever I visit the doctor, I either pay upfront if it's about $200 or they send me the bills if its way higher. So how are illegal immigrants getting free health care?"


Enquiry about car insurance and how it works?
Okay, the question is worded wierdly, but you'll get it :P. Anyway, I have my driving test coming up in April, so I have to be thinking about a car, insurance etc. I was wondering if there was an average of how much car insurance is for the first month after you pass, and how long it stays like this till it starts too go down. Also, is there anyway I can reduce it? I plan on making parents named drivers etc, will this help reduce?"


lincoln insurance



Insurance on mini cooper?
I'm 16, and I want a mini cooper S or a scion tC. It will be my first car. But I was wondering which car's insurance would be higher, and which an estimate about how much it would be. I've never had an accident, and I took driver's ed in school. and I also have a 3.6 GPA."


What would be the average income of a part time insurance agent?
I was recently offered a job for when I get out of high school as an insurance agent. The lady said it would be a good job for me to have during college. I have other job offers and am considering this one. I know that in a sales field like this one there are many possibilities on how high or low your income could be, but I was just wondering if anyone had a rough estimate of what I could expect to make as an insurance agent while going to college."


About how much of an increase in car insurance after first accident?
I was recently involved in a car accident where another hit mine but the fault is mine. I'm 19 and i was just put under the insurance recently but I've had my license since i was 16 so technically I'm not a new driver. about how much will my car insurance increase? i have state farmers


Home Insurance/Replacement Cost of Manufactured Home?
Is it normal for a manufactured home to have a lower replacement cost limit calculated from a cost estimator than a normal home?


How to find stolen life insurance benefits?
If someone were to submit a benefit disclaimer letter to a life insurance company with a forged signature (the beneficiary was never told of the policy). What would be the best advice (other than seeking an attorney) to find any and all life insurance company names at the time of the insureds death? Can I report a fraud claim with my state (Ohio) if I have physical proof? I can file a missing life insurance/annuity search request, but dont know if this will help me find any disclaimed benefits already stolen. I have a feeling life insurance companys would keep this quiet. I suppose I could cold call the life insurance companys that operate in my state and ask if they have my name on file."


"Where do I get a Health Insurance quote for Las Vegas, Nevada.?"
I am looking for a place where I can compare health insurance quotes and find a good individual policy. I like the main carriers like Anthem Blue Cross Blue Shield, United Healthcare, Humana, and Aetna."


My kid was attack by landlord dog and her insurance dont cover dog bites what will happen?
My kid was attack by landlord dog and her insurance dont cover dog bites what will happen?


How much is one day car insurance?
My friends and I are going to be taking a trip to a place about 3 hours away, and returning the same day. We're borrowing a car and the owner is asking us to cover one-day insurance. I've had some trouble getting some quotes and I was wondering what a ballpark range is? Less than $50?"


Second Owner of a Car = Insurance? (FL)?
This is for the state of Florida. Yes, I could have looked it up, but there are too many answers to get a straight one. Scenario: Say a parent owns a car. They pay insurance. There's an 18-year-old who still has their permit but wants to get a license. They should become a second owner"" of their parent's car. However"


Do you know of any low cost personal health insurance?
My employer recently cancelled our health insurance and I was looking to pick up a plan on my own. Do any of you have any companies that I can look into


Anyone know where to get affordable international health insurance?
I am wondering where I can get some decent health coverage to cover me during my international adventures"". Does anyone know where to look for this stuff? Please give websites and phone #'s if you have them. Thank you."""


Car bump and getting insurance.?
There's nothing about it on my car insurance records so I thought maybe they wouldn't have it recorded too.


In the state of california is it illegal to drive a car with out auto insurance?
In the state of california is it illegal to drive a car with out auto insurance?


How much does SR- 22 in cost?
How much does SR- 22 insurance cost?


Good first car for a teenager?
I'm getting my first car soon, already have about 50 hours of driving in my dad's 2011 Hyundai Sonata. Here were my ideas- 2003-2006 Acura RSX Type-S 2004 Pontiac GTO 5.7 LS1 1998-2002 Pontiac Trans Am 2003 Ford Mustang GT 2005 Ford Mustang GT 2004 Pontiac Grand Prix 1997 Chevy Camaro Z28 Also should I get a manual or an automatic for my first car?"


lincoln insurance



Car Insurance?
I am just about to get my license. My parents want me to have my own insurance policy; and I was wondering if anyone knows of a good company to go with. Something with good coverage, but relatively cheap; I only have a part time job. I am under 18 so I know that will influence a lot of how much it costs me and etc. Any input on this is greatly appreciated."


What a good auto insurance for a college student?
going to be my first insurance so i really wanna get a good n cheap insurance


Can I legally drive my fiances mothers car; will her insurance cover me?
I'm 20, I will be 21 in a month. I got my Provisional Drivers License today. I have a toddler, and am pregnant. We live in Calvert County, Maryland. My fiance and I live with his parents, we rent 2 rooms. His mother is 69, and has All State car insurance, not sure what plan. Can I legally drive her car infrequently, like to the grocery store, or to OB appointments here and there without having insurance myself? Does it depend on her plan? She's going to call them tomorrow to see, but I'd just like to see what answers I get on here tonight. Any help would be appreciated, thank you."


What would happen to the insures if a private insurance company withdraw business from india or got bankrupt?
if any case happnes in india like AIG, United States"


Auto insurance wont pay for damages?
I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?


Ticket for driving without insurance in florida?
Hello, I recieved a ticket in January for Driving without Insurance in Florida. The officer cited me 110$ and let me go, I stayed off the road for a few weeks immediately purchased insurance within 30 days. However my ticket is still unpaid due to lack of employment, bills and stuff and license just go suspended. Can someone explain to me if I go to the courthouse and pay the ticket without any proof of insurance, what will happen. Do I just pay it and thats it and then get my license reinstated? I really am lost, I make minimum wage i don't know what to do but i have to pay this ticket and fix my license i just don't know if they will arrest me on the spot cause i cannot furnish proof or what? My insurance lapsed pretty much because i lost my job."


Are Insure Pink a good car insurance company?
I have a Fiat 500c and am under 25, and got a quote for 1561 (this is including monthly fee interest) from an original annual price of 1370. This is pretty cheap compared to any others I have found and was wondering: 1. Do you find this a good quote? 2. Are Pink Insured good insurers? I was a bit worried because although I did the quote ON their website, when it gave me a quote it was through Advantage Insurance Company, so I'm a little confused. The quote does not include breakdown cover as I get that for free with the AA for 12 months."


"Help,my camera was stolen...insurance?
My camera was stolen from an event. It was a very expensive camera... a Nikon Digital SLR and a lens that i rented from somewhere. Would contents insurance cover the full cost? I don't know how insurance works.. and do you think the rental place would have insurance for the lens? Will I have to pay for it? I filed a police report and now I am not sure what to do next..


Is van insurance really so high in UK if using van for non-commercial activity?
I read a lot about people who are homeless or facing homelessness, living in a van converted to a home. But I also heard that as vans are regarded as commercial then the insurance is really high compared to a car. So what is the alternative? If much cheaper for a car, that wouldn't be as good for converting and less safe as the person could be seen and would be vulnerable. Why is a van, not used for commercial activity, more expensive than the same size car then? It doesnt seem very fair."


How much do you pay for your car insurance?
How much do you pay for your car insurance?


How much will health insurance cost for a 21 year old with no preexisting conditions?
I never had to pay for health insurance (part of family benefit package) so now I'm thinking of getting one. How much will it cost? I am healthy, work in an office (not dangerous), attend university (are there student discounts?), I am athletic,(healthy weight), I live in Los Angeles the only health issue my family has is that my dad is diabetic (but he got it when he was around 50 so i don't think it's heritable)] I need an insurance to only cover me in case something happens and I need emergency care (surgeries, hospital stay etc.) approximate numbers will be appreciated.. thank you"


"Why do you let con men make you call expensive insurance a health plan""?""
Are you asleep?


Insurance providers for 18 year old boys?
Hi Im 18 today and passed my test three months ago. I have a 2001 Renault Clio, and no reasons to be high risk however i can not insure it for less than 2800 a year. Can anyone give me advice on good insurance companies or how i can get cheaper insurance. Ps - I would like third party fire and theft Many thanks"


Car insurance is very cheap or very expensive?
Car insurance is very cheap or very expensive?


Can i get my own car insurance?
I'll be driving someone else's car which is covered under their insurance policy. Can I get my own insurance with a DIFFERENT insurance carrier (and still drive the same car)?


lincoln insurance