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Is car insurance supposed to be higher upon renewal?
That's the thing, I got 1 ticket but it was 2 years ago, already paid, I've never been in an accident, I'm the only driver in my policy and I only have 1 car on it which is my own, and my credit score has only gotten better since last year. Also, when I first joined I only paid $130 monthly. Last year it was $160 monthly, and this year upon renewal I'm supposed to be paying $221 monthly. My policy has gone from $1,500 to $2,155 in 2 years. WTF?!!"


I have liability insurance on my vehicle...?
and early this morning as I was driving out of a parking structure I hit a light that I didn't see. I got out out of the vehicle to see any damages, there ware scratches on the front bumper, and the light appears to be fine but inside the light compartment, it was damaged, the bulb fell out of its place, the whole inside of the light was cracked. Will my insurance cover this? I tried calling my insurance and they're aren't answering. If they do, what do I do next? Go to a repairshop? Go to my insurance agent? WHAT?! If they won't, how much do you think it will cost to repair the light and the bumper? There are not dents, just scratches."


"If i refuse home insurance check, will my rate......?"
okay, I live in Virginia, as many of you know, 2 months ago, there was an earthquake followed by hurricane Irene right after that. Water from the hurricane filled my room, so I thought that earthquake might have cause a crack somewhere. I freaked out and filed a claim with my home insurance. However, water didnt get in after that during stormy days. Adjuster came out and said because due to high wind speed and the direction wind blow during the hurricane, that was how water got in during the hurricane and not in regular raining and told me nothing to be fixed in this case, and that was why I didnt see any water on the ceiling or the wall as water enter my room during the hurricane. After write up minor repairs here and there, total cost for repair to be 1300 and my deductible is 1000 and a check of 300 will be mailed to me. My question is if I refuse that check, will my home insurance rate still go up? As you guys know cracks, water penetrations, and water damages is costly to repair, I thought I had one of those issue after the earthquake, that was why I filed that claim. To be frank, $300 is nothing, I can pay out of pocket, is it possible to keep my home insurance rate where it is?"


Good insurance for my car?
my car's insurance is expiring soon. i have two options one is to renewal the existing policy, which i took when i was bought the car. And second one is to take a new policy from a private insurance company. which one is best and which issues should i consider to take a policy and for comparing both."


How do I get a no insurance ticket dismissed? ?
Im covered by my parents ins, but the truck I was driving hadnt been added yet!"


Not sure how much condo insurance to get?
I'm in the process of buying a condo, and I need to have condo insurance set up. However, I'm not really sure how much insurance I need on a condo. The homeowners association covers everything on the outside, so I would only need to cover walls-in. This is what I've come up with after doing a quote: Contents Amount: $50,000 Building Property Coverage: $15,000 Condominium Loss Assessments: $1,000 Deductible: $500 Earthquake Deductible: 2% Personal Liability: $300,000 Medical Payments to Others: $1,000 The condo is selling for $125,900. I really don't have a lot of furniture, and what I do have is all hand-me-downs. I have a four year old, so all the furniture and stuff that comes along with having a kid. I don't have really nice jewelry. I have a 32inch hd tv, computer (i paid 150 for it, so nothing fancy lol), and a kindle fire, wii....that's about it for electronics. I want to make sure I have enough coverage if something happens with counters/floor/walls/etc, but I don't want to be unnecessarily paying a high insurance bill. Any suggestions? Also, is earthquake or identity theft something that would be good to add in? I live in Iowa so earthquakes aren't really an issue...but is that one of those you never know, so at least you're covered things?"


What are the most reliable car makes?
I mean, when you buy a new car, you're not expecting to change the transmission within a year or 5, so what are some reliable car makes people can really trust?"


Should I include collision on my car insurance?
I have a 2002 Honda Civic sedan with 99,000+ miles on it. In shopping around for better car insurance (my old policy expires next month), most agents I interacted with included collision for around a $300 annual premium. Some people I told about my insurance shopping said that to carry collision on such an old car is not necessary. I'm seeking an unbiased opinion as to what are the advantages, if any, about including collision, or any other info on what to look for in a good policy. Thanks."


How can the government make you legally buy car insurance?
it just seems messed up that the government requires car insurance. i understand why it's a good thing to have but because it is legally required it's a business where the customer is the b/itch and has to take the prices companies put out and have to deal with their excuses and garbage policies because the government makes you.


For young Male drivers who is the best car insurance company to go with?
I want cheap I am 19 I have a smal 1.1 car and i have 1 years no claims Never crashed No Convictions


How long on workers comp can you keep you health insurance from your work?
i mean like for things not related to my work injury? how long do they have to keep my job for me?


Car Insurance?
I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..


Car insurance problems.?
I've been in a car accident a week ago and I haven't received any phone calls about anything. I sent my police report and my insurance still has not send someone to look at the damage. I want to get this fixed asap. How long does it take before they send someone to look at it. And who looks at it my insurer or the insurer of the other guy?


"How many people out there would love a health care insurance exchange, where you can buy insurance on your own?"
and not have to choose a job based on benefits, and you could switch jobs without worrying about losing coverage. Why would people be against this, unless they are part of a union and do not want everyone to have great benefits like they do?"


How much money do you need to maintain a car say four to six cylinder in a month time?
Insurance, gas, the norm for a regular commute."


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How much is insurance for an 18 year old male?
I turn 18 on the 24th and my aunt and uncle are giving me their mustang. Its a 2000 ford mustang.. Anyways, they are actually putting it in my name. But before i lived with them, i was paying only liability and that was 200 a month. Does anyone know how much full coverage would be? Just wondering so I can know what to expect on car insurance cost."


"Car accident,no insurance?
My Sister got into a car accident . well they hit her in rear side of the car. Tough it wasnt her fault does the other person pay for the damages even though she doesnt have any car insurance? This happend at her school. She was hit by another student that she knows that attends there...no police report was made but she gave us her information. ...So what im asking does it matter if she doesnt have car insurance? can she still have her car fixed?


How long before I need to tell my car insurance I moved?
I am moving next Wednesday but my lease technically begins tomorrow. I am staying in the same state just moving to a new city. Just wondering what the legal timeline is in general. I know when you move out of state you have several weeks so just seeing if in-state timeline is the same. Thank you!!!


What kind of yearly insurance can my sister expect to pay for a 2000 Nissan Pathfinder 4WD in NY suburbs?
with 140,000 miles, given that she, 1) is a middle aged driver for 30+ years 2) drives less than 9000 miles a year 3) has not been in an accident 4) never was DUI or anything reckless (other than a speeding ticket) 5) hasn't had any ticket in 10 years 6) wants collision & theft and the minimum liability insurance. Does this include the low insurance rate for low mileage per year drivers because I think she's being ripped off."


Why does my auto insurance keep going up?
I might also add that I live in Massachusetts and because we like to set ourselves apart from the rest of the nation, the state, rather than the insurance companies regulate the rates."


Lawyers & legal experts Q concerning auto insurance: How much coverage is best?
My auto is a '94 so I only have legal minimum +: Bod Inj Liab 15/30, Prop Damg Liab 25k, UM/UND 15/30, UM Prop Damg $3500. My question is, I drive in Los Angeles everyday-is there one or more of these I should prudently increase?? What about my fault and I sustain injury? Can I not have my vehicle insured but my body in my vehicle insured, (if that makes sense)? My car is worth only a couple K, so no reason to insure it. I am with Geico now & think I should perhaps increase some coverage. Thanks-"


What is the cheapest car insurance?
I was wondering what is the absolute cheapest car insurance? What is it and how much about? I am going to be 23 I am a female and I have never been in any accidents. I am very limit budget I need coverage but waaaaay cheap.


Is it cheaper to be provisionally insured first?
My test is booked in a few weeks, would it be cheaper, to get insured provisionally for less, then pay extra when (if) i pass to be a 'full licence holder' or would it be more expensive, because initially i was planning on getting the insurance once i'd passed, but then the insurance company suggested getting insured provisionally, then paying extra for the full licence insurance, which option would be cheapest? or would i really not save an awful lot anyway"


Does your car insurance go up if you had an accident falling asleep at the wheel?
I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car."


The General Insurance?
Is this a legitimate insurance company? Has anyone used them?


Please Find me good quote for car insurance for young drivers?
Car Insurance for Young Drivers Quotes


"Obamacare supporters, question for you.?"
Actually a few questions. Which magic money fairy will appear to bestow money upon those who couldn't afford insurance before the mandate to allow them to afford it after the mandate? The Obama administration has already granted enough exemptions that the whole concept is pretty well doomed. Is there another magic money fairy that will appear and make up for all the exemptions they've already given? If your old enough to remember when your state made auto insurance mandatory how many fold did your auto insurance go up in the next five years. Mine went up %350 after insurance became mandatory. In light of this how would you not expect health insurance costs to do the same. Hasn't Obama essentially created a monopoly and forced American citizens to throw their money at health insurance. Given that half or more of the cost of seeing a doc IS insurance itself. Wouldn't LESS insurance be the answer not more insurance? You go to a clinic that accepts no form of insurance and you are paying only slightly more than folks pay in co-pay. Then your done. The insured usually gets a bill for at least part of the visit that's not covered and on top of that they have their premium deducted. For most people insurance is a losing proposition. Insurance companies being for profit institutions will go out of business if they don't make a profit. As such mandatory health insurance means you will certainly pay more for health care than if you pay out of pocket. The discounts given to insurance companies do not make up for the overhead costs that insurance companies force providers to go through. Nor do they make up for the no pays and slow pays so common from insurance companies. As such one sure way to raise the cost of health care in the US is to require insurance. If you got more out of it than you put in the insurance companies would go broke. Insurance companies regularly restrict activities and or penalize people for engaging in what they consider high risk activities. Athletes are especially restricted. Having a monopoly why would they not do the same for everyone? Snowboarders, Smokers, bungee jumping, riding a motorcycle all dangerous activities already prohibited by many insurance policies. How do you propose to prevent insurance companies from becoming lawmakers using collusion which they openly engage in already to prohibit activities? Before Obamacare if you didn't like it you just did without insurance. Insurance companies have had to be conservative with what they mandate and prohibit because of that choice. With that choice gone now what? Insurance companies have regularly engaged in activities to the detriment of a patients welfare in the past. HMOs especially forced Docs not only to give patients substandard but cheaper care they have gone as far as prohibiting doctors from letting you know that you cannot receive the normal standard of care because of restrictions by your insurance. The unprecedented power handed insurance execs by Obamacare will clearly change how medicine is practiced in the US and that doesn't worry you? If everybody has insurance then insurance companies will dictate to Docs what they can and cannot do as they do if Docs participate in HMO and even some PPO programs. The idea that we MUST purchase a product, doesn't that bother you? Today it's health insurance. Tomorrow maybe it's socks. How can the Gov FORCE you to buy anything? Don't hand me the auto insurance scam. Mandatory auto insurance hasn't significantly reduced accidents, hasn't reduced losses to uninsured drivers. It has made insurance far more expensive for all. It does violate a basic principle of individual sovereignty that is supposed to be a key component of any free society. What will they make us buy next? In 20 years will gov mandated expenses consume the entire budget of the average American? How do you stop such a beast once it starts rolling? Millions of Americans will lose everything they have because of Obamacare. They will make just a little too much to be exempted or the time/effort to get an exemption will be impossible given their work schedule or they will have a valid exemption or be rejected for invalid reasons and unfairly prosecuted. Sure they might eventually get it straitened out but not before it gets them tossed in jail. Literally millions will be left homeless by this law in the first 5 years. Doesn't that bother you?"


What is a cute first car for a girl?
NOT A SPORTSCAR!!!! PLEASE!!!! a cross over or suv!!!!!!


How much would car insurance cost?
how much would car insurance cost for a 16 year old guy driving a 2006 pontiac g6 4 door 2.4 liter engine


Where can a person find affordable health insurance for an Indiana college student?
Normally I wouldn't be bothered about him having health insurance (though I would very much like him to have it) but the reason for the big push now is we think he might have testicular(sp?) cancer and we can't afford for the ultrasounds they doctor wants him to do. In fact we couldn't really afford for him to go to the doctor.


new mexico insurance continuing education



Insurance?
My insurance for Maruti swift gets expired within a week. I payed some Rs13,000 an year back. Now want to renew it.so how much will i have to pay for it. i once claimed insurance for some damage in car for around Rs 6000. Can any one tell me about this?"


"I'm 19, have a permit, but do I need insurance to drive with my mom?"
Ok I got a permit, I got it last year..it expires on April 30th. So I was wondering..if i go out and drive with my mom who has a license, do I need to get my own insurance as well? My moms car is insured. I live in California. I haven't driven a whole year because i can't afford my own insurance right now. Lol so do I need to get my own insurance even though my mom and her car are insured? If I get stopped by the cops will I get in trouble? Thnx in advance"


What happens in the real world regarding liability insurance claims ?
I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don't drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.


"How much does a lower back x-ray cost with no insurance in Houston,TX?
I have shattered my tail-bone or something and I can't sit down for more than 5 minutes but I don't know if I can afford it.


Travelers -safeco insurance..need help?
Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated


How much is whole life insurance?
How much is whole life insurance?


What are the consequences of switching to cheaper car insurance company? As in what would you lose out on?
What are the consequences of switching to cheaper car insurance company? As in what would you lose out on?


What do you pay for auto insurance?
Do you consider it reasonable or not? thanks for answering. Please let me know where you are from. just looking at the statewide quotes.


How to get cheap car insurance at 19 ?
I passed my test on the second of January at 19, i have been looking at getting a ford fiesta , or a vauxhall corsa for around 500-1500. i might go on to do the pass plus but not sure if its a waste of money. Anyone got any tips on how to get cheap car insurance ?"


How much is insurance for a bmw z3?
I'm a male 16 yr old , just got a 1999 bmw z3 convertible. 30,000 miles for $6,999 (sweet deal!!) what would insurance be? My record is clean (of coarse) and straight A's. Chicago IL. can you give me a price range?"


How many people in the US have medical insurance?..?
How many people in the US have medical insurance?


I hit the back of a honda and scratched the paint off. he has allstate insurance but it doesn t take effect until the 20 of february.?
i have insurance. they guy said if i dont give him a answer by tonight he will go through insurence? but the thing is, his insurance doesn t take effect yet? what do i do? help????? please ASAP"


What does it mean to be in network and out of network when looking for insurance plans?
I am looking for an insurance plan that is affordable but also covers a lot. My previous job had fantastic insurance that covered everything so now I am trying to find something similar. I am new to looking for insurance so I don't really know what to look for. Can you please explain the deductibles to me! THANKS!!!!


"When you go put insurance on your car, do you have to have your car present? Or not.?
Okay my mom is getting insurance on my car and i was wondering if she needs to take it with her? or is it okay to just handle it with paper work?


Agree or Disagree? It shouldn't be ethical & legal for USA health insurance companies under ObamaCare to use a business minded executive to?
decide if a medical procedure is medically necessary. Since they were only educated in business school. These decisions should only be made by a Medical Doctor who was educated in a Medical School.


new mexico insurance continuing education