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virginia insurance disclosure


   








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https://tohodenmittpe.wordpress.com/2017/05/27/im-depressed-because-i-cant-get-good-price-on-car-insurance/

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How will the grandfathered in medical insurance work for Obamacare?
I have had an individual plan since 2004. I just read you can be grandfathered into plans that don't provide coverage options required under the Affordable Care Act. This sure doesn't sound good!! It sounds like if I want protection, I will have to pay twice as much as I am now on the exchange, which I thought was supposed to lower cost. Obama said someone can keep the insurance they have if they'd like, which is half the price as the exchange, so who wouldn't want to pay half as much? If it's not covered under the Affordable Care Act, does that mean I still could be dropped or denied? Why call it the Affordable Care Act when it is only affordable to very low income people? I am middle class, and I read that only 9% of Americans make between $50,000 to $75,000. Do you think this sounds right? This is hard for me to believe."


Car insurance- insurance not renewed.?
A month ago my car insurers send a letter saying my policy wouldn't be renewed when it ends in November. reason, there weren't dealing with the agency. now I have two cars, one having abs problem so wasn't driving it but was paying for both. Am getting a new insurance company but wouldnt add the problem car till I get money to repair it. its not driven and want to save that wasted money to repair it. Am I right."


"Average Insurance for a 16 year old, Mustang V6?"
I just turned 16 and am wondering what the average insurance would be for me. I'm looking at a 2006 Mustang V6 with Manual trans, charcoal color. I have a 3.2 GPA. I live in Louisiana. I was wondering the cost for 6 months. Thanks in advance."


The pinion gear in my 2004 Jeep Wrangler exploded will insurance cover it?
The pinion gear in my 2004 Jeep Wrangler exploded will insurance cover it?


Should I change my insurance coverage?
I drive a 10 yr. old Chevy Malibu with 52,000 miles on it and plan to keep it for a while. I have full coverage and with a payment due soon I'm wondering if it's time to drop some of it. Such as collision or comp or both. Thanks for any suggestions."


Do you need to have car insurance of your own to rent a car?
I don't have a car right now so I don't have insurance, will I need to get insurance to rent a car? In Canada"


Insurance Question!Can ya help?
If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)"


Van insurance employment status question?
I'm about to set up my own business as i've qualified as a painter & decorator so i'm looking into van insurance quotes. For the employment status i've been filling in my current job details (sales) as i am not yet registered as self employed and i will be maintaining my job until work picks up. Is this correct? It will only let me choose one occupation so the option of 2 is not there


How much does epiduo cost without insurance?
I just wondering thanks


Car Insurance rep presented low-ball offer. How do I fight back?
Luna, I get what you're saying. But when a dude jumps out of the lane into oncoming traffic and decides it's a great idea to ram into your left door as you are turning left, well, he's a jerk. If the mileage isn't an issue, why did he bring up odometer readings on two conversations? Also, he said the license plate # I have is issued to taxis which generally use more mileage. I contested this car (Lincoln) is for personal use and not registered w/ taxi & limo commission. The whole conversation seems suspect. Also, the mileage numbers he gave aren't adding up, according to my inspection records!"


How much flood insurance do I need in a low risk area?
I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying there are lower limits."" I asked - If I live in a low risk area"


"My car was stolen and recovered, insurance are offering me a low figure or they will repair it.any advise?"
before stolen: smooth drive, nothing wrong with it.. after stolen recovered: insurance says it will cost 2300 to repair it hence offered me 'total loss' and got me a 'salvage offer' of 4k. Insurance is saying I only got two opetions accept offer or have it repaired. I think offer is low and dont want to get it repaired in case something else goes wrong with afterwards.. I always thought you can reject first offer so how come in this case I am not getting the option to reject offer??? Insurance are saying they are getting on 4k from salvages for the car hence wont give me more then that.. but shouldnt my insrance top up with some more or am I being silly? please advise....."


Cheapest car to insure?
I'm not asking for lectures of any kind, I simply want to know what the cheapest cars are to insure. The Ford Ka is a cheap one. I don't want to be told there are no cheap car insurance, just the cheapest of them all. I'm a 17 year old male in Nov. Live with parents in a good area with no crime."


Can I get some advice about car insurance?
My and my wife are both insured on our car (Fully Comp.) and we are now about to get another car due to our work situation. Would the following method be the most cost-effective way for us both to be covered ? 1) For me to be fully insured for one car and my wife fully insured for the other, allowing us both to drive each other's car if necessary ? I am currently the registered keeper of our current car and I am the policy holder for it as well. I would be driving the new one when I get it and my wife would take over driving the current one. Thanks in advance"


Do i need insurance to learn a driver to drive?
My friend has got insurance on his car on his provisional do I need insurance to teach him drive it I'm a full licence holder for 4 yaer


virginia insurance disclosure



"40yrs ago I took out 5- $1000.00 whole life 20yr pay"" insurance policies. What is the most money can I get..?"""
today from these policies combined? I literally had fogot about them. They were all paid up in 20yrs, and they have kept them for 20 extra yrs a total of 40+ yrs. What are they worth now every penny if I cash them in today?"


How much does health insurance cost?
I'm a 27 year old male in perfect health and I was wondering how much I can expect to pay for health insurance for an independent plan. I'm planning to start my own business and considering how much health insurance is a major consideration. Even a ballpark number would help for my calculations. Thanks!


Auto insurance for a Ford Mustang vs. Honda Accord?
I am a 16 year-old female who currently has a 4.4 GPA. I took drivers ed when I was 15 to get my license. I heard that cars are ridiculous to insure for young drivers, especially if it was a 2002 V6 Ford Mustang automatic. What do you think the prices are for that specific car versus a Honda Accord? Thanks!"


Home Insurance Companies?
I have been shopping for home insurance on a new home. I have several quotes from 5 different companies and was wondering what reputation they have. Who is the best insurers? Do they drop you on the first claim? Who do I stay away from? Here are my quotes (basically the same at $1000 deducible): Travelers $307 MetLife $321 Allstate $335 Liberty Mutual $375 Farmers $478 Thanks


What is the best/cheapest car insurance for high risk drivers?
What is the best/cheapest car insurance for high risk drivers?


What is a good health insurance?
I could use a few names for insurance companies that are popular in the southern US.


Adding fiancee to insurance?
How far before the wedding should I start the paperwork to put my fiancee on my insurance?


How do auto insurance adjusters determine the value of a totalled auto ?
do they use NADA Blue Book ? Do they give retail values or trade in values ?


How much car insurance should I get?
I live in California and wanted to try to save some money on my car insurance. I want to get enough coverage in case I am responsible for a major accient. Any recommendations on the following? Bodily Injury and Property Damage Uninsured/ Underinsured Motorist Uninsured Motorist Property Damage Medical Payments Thanks!


How much does the insurance company raise your rates if you use your car for work?
I'm talking about reading meters where I had to use it everyday, often driving from house to house or business to business all day. And I still have a lien on my car. I currently pay about $60 a month."


Pet insurance?
Does anybody here use pet insurance? My vet is recommending it, but it seems awfully expensive for what it covers. I have a 4 year old Pomeranian and three cats, all are neutered and the cats stay indoors."


COBRA insurance help?
I recently got fired is it cheap to get cobra insurance? Have you ever paid for COBRA insurance usually how much it cost for family? are my only option buying my own insurance or cobra or no insurance. Is Medicare only for older people???/?


Car Insurance. Where do I start?
I'll be buying my very first (most likely used) car in the next two months. I want to know where I should I start looking for insurance. Geico? Esurance? Or what?


What do you like most about tying health insurance to employment?
Isn't it a good way to keep employees in line? I mean, well"


Pregnant: no insurance?
just because my baby is a surprise doesn't mean it's not wanted. an abortion is never an option. it's too late to get insurance because pregnancy is a pre existing condition. i'll try medicaid again. i know i'm not an illegal alien but surely being an american citizen i should be entitled to something.


virginia insurance disclosure



Questions about motorcycle insurance?
I am planning on buying a 150cc scooter in the Spring. In Michigan, my home state, these are considered motorcycles. Also, in Michigan, they must be insured. My questions are: (1) If I am only riding my scooter for three months out of the year, will I still have to pay for insurance during the fall and winter? (2) What is the cheapest motorcycle insurance out there, and typically, how much would I be paying per month? I am a new cycle rider, but have driven a car for 5 years without an accident."


Insurance wise is a 89 firebird a sports car?
Does geico consider a 89 firebird a sports car?


Does car insurance cost the same for every car?
I'm 18 and right now I have 800 for a car, but the one I want is 4000, would the car insurance on that cost more than the 800 one?"


Banned Driver - Cheap Insurance ????
I AM ONLY 20 YEARS OLD SO THEY NEED TO BEABLE TO INSURE ME X


Whats the cheapest quote you have gotten for your car insurance?
magic m exactly what happened to me.


Car insurance for Civic and Lancer?
How much would you guys think car insurace would cost per year for a 16 year old for a 95-00 Honda Civic EX or SI and a 02-05 Mitsubishi Lancer ES??? thanks


Which Car Insurance is Known to have the Cheapest Quotes/Rates?
Looking for a car insurance company that's a little easy on a 20 yr. old's pocket.


"On Average, how many dollars per month would a 2 pt ticket add to my monthly insurance?"
If you have gotten one please tell me, I just want to see around how much they add :D"


Can I still be under my mom's health insurance if I live in a different state than her?
Can I still be under my mom's health insurance if I live in a different state than her? She has Aetna I live Nevada and she is in California.


Is anyone writing Home Owners insurance in Slidell Louisiana now?
Is anyone writing Home Owners insurance in Slidell Louisiana now?


What is the cost for home insurance based on?
Yes i know being a distant landlord is difficult so if it makes economic sense to get a management company i will how ever since i am considering buying several properties i am considering giving 1 tenant free housing in exchange for managing and doing some handy work. As for the matter of repairs i am not planning on buying any property that requires any work at all i am only getting move in ready properties and am paying cash for them (theyre all under 60k) how ever this does make me think that a property management company may be necessary and not so much an option. btw ty for the help guys its been very useful keep it coming folks


What car has the lowest car insurance rate?
any car that is from the year 2005 and up. And it doesnt neccisarly b dirt cheap but cheap for a 18 year old.


Passed driving test recently... going on parents insurance question?
Hi, I passed my driving test last week and have been looking at insurances and they average around 8000, even on my parents car.... they are on admiral multi car one has a 2009 ford fiesta Ztec and another a 2010 ford mondeo.. But my dad who has the mondeo was quoted 2000 for me to be on his insurance and my mam with the fiesta was quoted 3500. What is the best things to do, insurance company to look at and ways to get the price down somehow"


Can i cancel dental insurance early?
I want to cancel my Humana dental plan, and I called customer service today asking about how to do so. She said I couldn't cancel, that the contract was for a year. I asked what would happen if I stopped paying the premiums. She said I would still be billed monthly until the contract terminates in February. I asked if I had any legal responsibility to pay these bills (lol) and she said yes. Here is the relevant clause from the agreement: If the Subscriber seeks cancellation after the first thirty (30) days and during the first twelve (12) months of this Certificate, the Subscriber will not be entitled to any premium refund. Additionally, Company Participating General Dentists and Participating Specialists, at their discretion, shall have the right to collect from the Member their Usual Charges less any Copayments previously paid by the Member. I have two questions, and would appreciate any general or specific answers. 1. Why did she say I couldn't cancel when there's clearly a cancellation clause in the agreement? 2. Am I legally bound to continue paying the premiums? 3. If I do cancel, wouldn't they still be legally bound to pay a currently outstanding claim?"


Question for Auto Insurance agents?
Do you have to have some kind of cirtification to legally sell an auto Insurance Policy to a customer? Can a Receptionist legally sell a policy?


virginia insurance disclosure