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iowa insurance division complaints


   








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Term Life Insurance (10 or 20)?
I am hoping someone can explain to me why 20 years is better than 10 years. Our agent is adamant that the 20 is the way to go, and most of the answers here have agreed with that. But the question I have has not been answered. I am 40, my wife is 30, and we just had our first child. She is not working and money is tight. The price for the amount of coverage I need is 60 a month for a 20 year term. This would be a total of 14,400 in 20 years. But the price for a 10 year loan is 30 a month for a total of 3,600 in 10 years. So even if a 10 year renewal at age 50 were 90 dollars a month, that would break even. And anything less than 90 a month on the second 10 year term would be a savings. I am also hoping that in 10 years, my ability to pay even 200 a month would be easier than 60 a month now. And if my retirement bounces back, I may not need as much coverage. So is my logic sound on this, or in light of this, can someone explain the advantage of the 20 year policy? Many Thanks!"


How much will a used SlugBug Convertible cost me in the state of Ohio?
I turn 16 in January 2011 and I want the car by August 2011 so in about a year and a couple months from now! How much with the car cost me to pay all up front or how much will it cost me monthly if that sounds better! How much will insurance be per month? How about Gas? All answers are appreciated and Im willing to buy 2003 to 2010 but the price range for the actual car has to be no more then 5 to 6k ? I also want to know if you think Im going to have to get a loan. . . thanks everyone!


Car insurance for a 16 year old in ny?
Hey guys I just got a 2001 Dodge Intrepid SE how much will it be to get insurance and who would take a 16 year old?


Cheapest company to insure young new drivers in England? and also cheapest cars?
This time its not for me, its for my boyfriend, he's 19 and really big and broad so he wouldnt fit in something like a saxo or 106 unfortunately :( Also first time driver looking for cheap old shitty car! Quinn used to be cheapest but now quote has gone up at least 1,000!! Probably would prefer to pay monthly and am looking for third party fire and theft. Hopefully would have legal cover I have been looking for ages but since i'm not 17 yet, me getting a car instead of him is out of the question although i know it would be cheaper Thanks! :)"


What is the cost for Car insurance for a sixteen old male?..?
What is the cost for Car insurance for a sixteen old male?


How do i get a cheaper car insurance rate?
i am a male 17 year old. i own a 2004 chevy cobalt and i plan on buy and rebuilding a 1973 F250 chevy pickup. Before i can drive the truck i need insurance but it is much too expensive. i Need tricks or ideas on how to make the insurance cheaper.


Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?


"I am a college student I need a good car with low insurance (I have 25,000 to spend)?"
I have a decent amount of money to spend on a car, but I am still young, and in turn my insurance would be high if I got something like a mustang. I need something like looks sporty, is moderatly prestigious, sexy, etc but will have low insurance for someone who is 18. I love BMWs. I havn't ever been in an accident and I think age 24 is when my insurance will go down a lot. I guess I will have to wait to get a sports car then."


How does interest accrue on a whole life insurance policy?
monthly? quarterly? yearly? Give me some examples.


How much do you pay for your car insurance? And what happens if I don't get insurance?
How much do you pay for your car insurance? And what happens if I don't get insurance?


Life Insurance general info?
I am looking for information on life insurance, really general stuff, like what the different policy types are and what should determine my decisions. Does anyone know of a general info site so I can arm myself with knowledge before talking to an agent?"


Why have Liberals fabricated an imaginary war on women?
On Average, men pay more for their car insurance than women. Does that mean insurers are sexists and have a war on men""? No"


17 and HIP insurance?
Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!


I lost my insurance card. how do i get another one?
I lost my insurance card. how do i get another one?


How much would insurance be on this car for a 17 year old?
How much would insurance be on this car for a 17 year old?


iowa insurance division complaints



Do any urgent care places accept Gateway Heath Insurance?
Do any urgent care places accept Gateway Heath Insurance?


Cheapest women car insurance on a provisional?
im 23. got my own car, white, k reg, clio, automatic (1993) im only on a provisional license an ive found so far that my quotes r not very good. my highest as been 2027.57 an my lowest is 678.98 will i get anything lower. i know its cos of my age an cos im the main driver but if any women or men know any insurance companys that ave good lower prices then help me out thanks u never know wot ur get in return lol"


Can you get car insurance for 1 day?
Im 18 years old and i have 1 years no claims. Is there a company that will insure me on a car for one day?


Do you get a discount on homeowners insurance when you have cement fiber siding on your home?
Do you get a discount on homeowners insurance when you have cement fiber siding on your home?


Cost car insurance in michigan?
hi im 19 live in michiganand want to get a car. it will be valued at around 8,000-10,000 dollars. how much will the absolute cheapest car insurance be per year. i have never been in an accident or had any tickets. thanks for any responses!!"


Do you pay car insurance every month or every six months?
Need it for the class I'm in now. Help quick!


Auto insurance is required...but still can be denied based on accident history?
Zeredog, that is preposterous. Auto insurance policies get cancelled everyday due to accident rate, number of citations, etc., etc."


Whats a good first car?
i want a 2000 toyota celica. but theyre usually like 7000. and i only wanna spend around 5 or less. do you know any cars like celicas?!! thanks.


2005 Mustang V6 Insurance?
I'm 20 years old, have a clean driving record, and qualify for most merit-based discounts (no wrecks, good grades, etc.). I'm currently driving a 1998 Pontiac Grand Prix GT with a 3.8L V6, and paying about $800 per year listed as the primary driver of this car. I cannot possibly stress enough that I know having a newer car that I am still making payments on will increase my insurance. My question is basically if the change in price will be drastically higher than if I got full coverage on my current car. I was thinking I could expect somewhere in the range of $1500 - $2000 per year. Is that about right, or am I way off?"


Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
i have a car and have taken...if i take a rental car , then my auto insurance..."


Car insurance help - first time driver!?
First time driver :) I'm 19 & female. I'm hopefully getting a car by the end of the year. So I was just checking the general insurance prices (I know they change regularly, but I just wanted to see) Anyway, I typed all my information, I was the main driver (I didn't put my parents down as additional drivers either) and the cheapest price was 694.94 - would that have been for the year? It was full comp too. It also had a total excess price, what does that mean? I'm really confused; I though first time drivers had high insurance?? BQ: If I got my car within the next month; then asked my dad to teach me, would I then be able to take a couple lessons with an instructor before I took my test? Or would I need to have all my lessons with an instructor? Thanks!"


Which is the Best Children Insurance Plan to buy in India?
my little niece is 5 years old and my sister is planning to start investing for her education early ( i know this is too early but she wants to give her the best!). She is very creative and paints really well but then she wants to become an Astronaut like Kalpana Chawla :-) now-a-days there are a lot of child insurance plans coming up-all look the same to me. Was thinking if someone can tell which one is the best : Aviva Child Insurance, ICICI, Kotak, etc.."


Broke a tooth no money and no insurance?
broke a tooth my tongue keeps rubbing against it the tooth or area doesn't hurt but my tongue now does. I have no insurance and up to debt in doctor bills right now and cant afford to go to a dentist someone told me the hospital has a a dental clinic is that true? do they charge?


How old does the bike have to be for classical insurance?
ive been told that my bike (86) should be put under the classical insurance for motorbikes, how old is it? please and thank you. (p.s. this is in the UK)"


IS anyone familiar w/gerber Life Insurance?
I'm looking into different plans for my kids...not so much in the fact of Life""but one that they can borrow on as they turn a certain age...whether it's towards college or car ...that type of thing...I need to start investing in something soon for them as for my own peace of mind....knowing that there is a little extra for them out there...I also talked with Gerber about Life insurance for myself...and geez it does get confusing with all the plans"""


iowa insurance division complaints



Is it a LAW to have car insurance?
I am asking for the state of California?


How does Driver's License affect insurance in Washington State?
I'm 18 and just recently moved in with my grandparents so I can go to school. I would like to get my driver's license, but they are telling me I can't because it would make their insurance rates go up. I don't think that makes any sense because I don't have a car, and I don't drive theirs. Would me getting a driver's license affect them at all actually?"


What's worse for a teens insurance a luxury car or sports car?
I've been wanting to get a civic for a first car so I thought maybe a 2000 civic si and then realized I liked the 7th gen civic coupes alot more so when I went to get an insurance quote every company is telling me its about $400 a month even on my dads insurance. Because I'm a second driver in the house I become the primary driver on the civic by default and I don't have a choice. The insurance company says that the si is a sports car for them and apparently has a high chance for teens to get wrecked in. The 7th gen that I'm talking about was an 02 civic si veloz and I was told a non si 03 civic coupe would still be in the late 300's /month for me. I'd be okay with 200's/month if possible. So now I'm thinking of going to Hondas luxury side. I did want a fully loaded civic which I guess isn't possible because they didnt come with leather seats so I thought I'd go team Acura late 90's/2000 1.6 el the car would be a fully loaded sedan, manual transmission, sohc engine (not exactly built for speed) it would also have an alarm system that the civic didn't. I don't think there are as many teen ricers in acuras since the aftermarket is limited for some things as not everything is swappable with civic parts. so for a new driver would it be any difference to go from a 2 door si to a 4 dour sedan with a base motor? the only thing is that the insurance would probably classify it as a luxury vehicle and say its expensive to repair and what not. your thoughts?"


Insurance for a 2013 Kia Optima?
I'm 17 years old girl, and live in Washington state. I'll be getting a 2011 - 2013 Kia Optima, and I wonder what my insurance will be. What would be the cheapest, if you know?"


Where can I get scooter insurance?
I am looking for insurance for a 150cc Scooter. I can not find any companies that want less than $1500 a year. Geico quoted me that, but I think they thought I had a motorcycle. Any ideas on companies?"


Car reg not bringing up my car on insurance companys?
hi iv been looking at buying a 1.4 clio 3 door but when iv been online to get a quote for the insurance when i put the registration in it brings up a 1.2 clio 5 door... what does this mean is it normal that they sometimes get that wrong or could the registration plates have been swapped it just seems a bit weird so would like some opinions, thanks :-)"


Medicaid and Private Insurance In Texas?
Ok so I am 15 years old and I live with my father. I have medicaid due to my fathers limited income. My mother on the other hand was able to get me health coverage thru her employer. If I want to use Medicaid and not my moms coverage can I? Do I have to report it to Medicaid? If I want to have my wisdom teeth removed(Medicaid doesn't) can I use just my moms insurance? We will probably just not reapply when we are suppose to for Medicaid but what should I do for now?


What is a cheap car insurance plan?
Im 19 years old and I live in New York. I am looking for an affordable car insurance plan. Any suggestions?


Mole removal cost with insurance??
Hey, I have any itchy mole under my chin and on my right ear. Sometimes I itch the right ear mole so much that it sometimes it bleed profusely, and for the other mole when i shave my chin, it starts to nick parts of the mole and it bleeds and hurts really badly. Would my insurance cover it? I have Keystone Mercy, and I'm going to the dermatologist next month. Thanks"


What car is best for a first car?
i like a mustang convertable but also i want a dodge charger what do you like?


Car insurance is thrice than payment! Suggestions?
Hi, I have recently moved in Detroit midtown, and am thinking of buying a vehicle. I am looking at buying a Ford Fusion 2008 model with around 8K. However, every insurance quote (comprehensive) I have got so far is around $300 per month. Some have asked as much as $600. I am an immigrant who came to the US three years ago and so obviously do not have a long driving record. This is my first car. I do not have any driving tickets or violations. I am looking to use finance as my credit scores are good. Any body help me with some advice on this? Why on earth the car insurance would be thrice than the car payment?"


Are Virginia car insurance rates cheaper than Maryland's?
I live in the DC area and I'm trying to figure out the pros and cons of living in the Virginia or Maryland suburbs. I heard a rumor that if I move to Maryland, my insurance company will jack up the rates. Does that sound right? Why would the rates be higher just because I cross the state line?"


Car Insurance????
Hi does anyone know any cheap car insurance companies. Thankyou


Does motor size effect insurance cost?
I'm buying a 1991 Z28 camaro soon. I'm 17 and I want to know if engine size will matter. It's going to have a 305 V8 in it when I get it, but I would really like to upgrade to a 350 V8. My parents seem to think it will cost more for insurance, but I haven't found anything on the internet that solidifies this. Can someone shed some light on this topic for me?"


Where can i purchase insurance online?
Hello, im 23 and i would like to purchase non owner car insurance, because i always travel and rent car. So where can i find one online? Thanks"


iowa insurance division complaints