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colorado insurance regulation 5-1-11


   








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What kind of life insurance should my husband get?
We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we're trying to figure out what would best provide for the family if God forbid something were to happen to him.


Calculating premiums for term insurance/endowments?
So I'm not sure if a and b are correct, but I got for a 68,194.03 and for b 10,207.82 for part c I got that the term for the first 1 years is 60,064.18 so it's Yes, but I don't know how to calculate the new face value. Assumption ii is just a life table"


Infinity insurance reviews?
Me and my husband are looking to change insurance companies for our cars. We currently use Geico, but it just got really expensive. We got a quote from a broker of a company called Infinity"" but I've never heard from them"


How much would my monthly car insurance cost?
how much would i have to pay per month for my car insurance? i know its an estimate.. but will it be around like 50 dollars a month? or 70 or 100? i am a 16 year old female driver, its my first car. its a convertible. thanks for the help!"


How much would car insurance be for a 16 year old girl with a mustang?
How much would car insurance be for a 16 year old girl with a mustang?


Auto insurance questions?
all of these questions pertain to safeco auto insurance for tennessee residents: 1) how much would it cost for a 45yr old male with no past tickets or accidents? 2) cost for a 17yr old female with no tickets or accidents? 3) cost for a 17yr old female with one moving traffic offense?


Do insurance companies look at speeding tickets if there were no points given?
Do insurance companies look at speeding tickets if there were no points given?


Home insurance covers broken windows? How can my boyfriend fix this without his mum knowing?
My boyfriend broke a small window in his house, to buy a new one it costs 100 euros ( we live in spain) But a friend told me that your home insurance will cover it? Is this true? My boyfriend will not tell his mum, she is a control freak and her house looks more like a show room than something lived in, so telling her is not an option, but he needs to get the window replaced before she sees it. How can he find out who his home insurance is with? And will they just come over and fix it or do you need additional details etc.. Please help out, my boyfriends really short on money and hes planning to go out tomorrow and waste 100 euros on this window :/"


"On average what would cost more, Universal Health care or Insurance premiums?
per person which would cost more?


How does having two dental insurance plans work?
I am about to hit my annual limit on my insurance so I wont be covered for the rest of my dental work. My dentist recommended me to buy a 2nd dental insurance plan. I understand I don't get double coverage or 4 cleanings a year. But do I get the coverage that it offers? Like, do I still get 50% covered on my crowns? Will my 2nd dental plan act as a primary plan and give me the normal coverage?"


Life insurance and interest?
I asked a question a while back about how long you had to claim an insurance policy. Looks like there is no time limitation. I should have been more clear. These are the little life insurances that you get for free with some credit cards. About $1,000 to $5,000 for free (nothing you pay for - just a benefit). I also was questioning for the ones that you get free from work. Also, some credit unions give you a bit of free insurance just for opening an account in the hopes that you will sign up for more. I got one good answer from someone mrcatz But two other answers stated something about the interest growing. And now I'm confused. What do they mean by interest growing? I imagine they are talking about those whole life policies. But once you stop paying the premium, wouldn't these policies cancell? Someone would get a bill, and realize that there is life insurance out there and claim it. I was inquriing more towards the ones that you might not know about and have no knowldege of, since it can take a serious amount of time to find them in all the paperwork. These types don't pay interest since they are freebies - right?"


Do you need motorcycle insurance in the state of Tennessee?
As a Tennesseean, I was wondering if motorcycle insurance is necessary in order to ride in the state."


Does home insurance cover a overflowed sink on ..hardwood floors?
Does home insurance cover a overflowed sink on hardwood floors?


"What is the best way in get more horse power from my 3.8L firebird, while still leaving it naturally aspirated?"
I want to squeeze everything possible from this car while still having affordable insurance, and without swapping engines due to the high dollar figure and headaches that come with. I already have a good air intake system, the car is kept in perfect condition, fresh tune up, performance plugs and wires, 3 exhaust. Any other ideas for me?"""


I got a speeding ticket. Any estimate of how much insurance premium may go up by?
Got my first speeding ticket in Collingwood, Ontario. Drove 80km on a 60km limit road. Just wondering how much insurance premium rate can go up by... or is there any chance it won't? Would love to fight it, but I live in Toronto and the drive up there is a waste of 4 hrs/miliage/gas vs paying a $95 fine, losing 3 demerit points and having it on record for 3 years."


colorado insurance regulation 5-1-11



Im looking at getting my first car. Im 16 and im looking at a 2004 ford mustang. How much would insurance roughly cost?
Im looking at getting my first car. Im 16 and im looking at a 2004 ford mustang. How much would insurance roughly cost?


How to reduce my car insurance?
Hey people, I'm 18, living with parents, just got my licence in the UK about 4 months ago. So I went out today and bought a 1.0 engine size KIA PICANTO. Heres the annoying part...we've been looking for insurance within our budget (realistically 1500p/a), All companies we've looked at have been giving us quotes of about 3500 which I find astonishing for a 1.0!! We've tried confused, admiral, churchill and compare the market. We've tried putting my parents as the main drivers and its still too expensive. Looks like pass plus is also useless! However, its the latest edition. It's a 2011 KIA picanto....do you think maybe if I returned the car and purchased something from 2004-05, insurance would drop to a reasonable rate? I do have loads of friends who managed to get car insurance below 1000!! Many thanks"


Insurance on a 2006 scion tc?
I'm a 20 year old male living in Washington state, 1 ticket in last 3 years (October 2011), 2 door automatic transmission, progressive insurance with minimum coverage REQUIRED TO ABTAIN A LOAN. Thanks! :)"


Does life insurance pay if you die in prison?
Does life insurance pay if you die in prison?


How much is car insurance for a 16 yr old girl in FL?
i want a car, something sporty but it can also be 4 dr too. =]"


I am 23 years old. Questions about affordable health insurance in the state of NJ.?
Hello. Like I already mentioned, I am 23 years old and am still living at home with my parents who have been out of work for over 3 years. I have a part time job at the moment, and am wondering what my options are for affordable health insurance in the state of nj. My parents are currently on Medicaid, but since i am over the age of 21 and have no kids of my own I don't qualify. What are some of my options? I currently have no health insurance."


Is there cheap health insurance for students?
If so does anyone know? or have it? best insurance?


Do libs honestly believe that car insurance is analogous to health insurance?
Beware of these guys; they are dangerous... In my state alone you don't have to buy car insurance if you can post a bond or if you have a fleet of cars i.e. if you can SHOW YOU HAVE THE ABILITY TO PAY FOR any damage you cause with your car. If I can pay for my own health care, why would I buy health insurance?"


How much would small business insurance be?
This is for a marketing assignment. The business is a small gardening and cooking school for children. There are about 8 staff and activities should be pretty safe, since they're aimed at young people. The business is just starting out. What the instructions mention is: 1.property damage 2. public liability 3. vehicle 4. theft 5. personal disability 6. professional indemnity Kids hire their own bus to come here and staff ust use their own cars to go to and from work, so does the vehicle thing need to be included? The building is just a suburban rental property that costs us $400 rent each week. Also, this is just a minor part of the assignment, so a guess is fine. Thanks for any help!"


Car insurance?!?!?!?!?! HELP!!!?
im 15 and i just got my liscence (you can get it at 15 in Idaho because i live in a hick state) im a good student, 3.8 gpa, and ive never gotten in an accident while i was a student driver with my permit. about how much can i expect to be paying a month for car insurance? dont tell me to go to a website and fill out a form, it takes forever and i dont feel like giving out my social security number, thank you very much. please does anyone have a ballpark estimate?"


"Geico Car Insurance, help? what do i do?"
Hey guys, my parents have three cars and all have geico insurance, but we're about to be out of country for a month or two and not even going to be using the cars for one or two months.. Is there a way that we can cancel/pause the insurance, so we won't have to pay insurance for a month. I mean we're not even gonna be using the cars, so were losing 1,200 dollars for absolutely nothing.. And if you can, can you explain it or just give me a link? thanks"


How much is insurance for a 17 year old driver?
If a guy starts driving at 15 1/2 years old with a permit and gets a license at 17, how much will the insurance be if the guy buys a mustang that costs $307 a month and gets co-signed by his parents? Thanks for any answers!"


What is the cheapest reputable auto insurance out there?
Need full coverage.


Car insurance debt advise?
If person A starts using car insurance. And than cancels the insurance and has to now pay the remainder. Than changes the direct debit to Person B's bank account. Than person B cancels the direct debit. Who does the insurance company go to for their money? The insurance is with Person A but Person B pays for it? Neither person is connected or married, Person A has left the country permanently."


New driver - cheapest insurance?
Like thousands of other parents I'm looking for a cheap first car for my 17 year old daughter for when she passes her driving test. We're not in a position to buy her a brand new car, and she's happy to have an older one anyway (she has roughly 2k to spend), but the concern is the insurance! There are plenty of websites with new car insurance groupings, but can anyone please advise me of older small cars which are in the lowest insurance groups."


colorado insurance regulation 5-1-11



Help with Car insurance cost?
ok so im 17 1/2 year old male and ive been driving since i was 15 1/2. As of right now im covered under my parents insurance with Mercury auto insurance and i pay $500 for 6 months of coverage ($1000 a year). I am currently covered for the three cars that my family owns 1996 Acura 2.5 TL (my crappy car) 2008 MBenz C300 (moms) 2011 Mazda 3 (Dads) So heres my question.. My car (the TL) is starting to break down and the cost of service is outmatching the value of the car. So ive been saving up to try to get another car and i am going to put down 40-50% of the money and my parents are gonna pay for the rest. The cost of the car is not the issue i was wondering more about my cost of insurance for the cars that i am interested in. I know that my most accurate response would be from the Insurance companies themselves, but i dont have time right now. I just wanted to know what you guys thought about how much i should pay per month for these cars. So the cars im interested in ( theres alot lol) are: 90's Toyota MR2 (preferably turbo, but i could live without it) Subaru WRX (Non-STI) Nissan 350Z Honda S2000 BMW 330i (coupe only) 00'-04' Ford Mustang GT There are others but i cant remember them right off the top of my head.. I know its gonna be WAY more expensive then what i pay now and that most of these cars are 2 door and 2 seat which will just make it worse. But im really willing to work for it and like i said i pay my own insurance bill. So how much do you think each of these cars cost for monthly insurance? And of the cars listed which would you most recommend?"


Cost of insurance for 2nd gen Toyota Mr2?
Would you pay a higher insurance on this car than a normal car? what about a turbo? I got an online insurance quote and it was about $600/year for liability and $1000/year for collision coverage, does this seem like a fair price? I'm almost 19 years old and have a clean drivers record."


Do I use my military ID as proof of insurance going to doctor/dentist?
Or do I get an insurance card? My husband is gone for a week or so, I'm not able to contact him, and I was just wondering. I haven't received an insurance card but then again I was thinking if my military ID is proof b/c on the back it says yes to medical? Please help me if you can. Thanks!"


Does home and contents insurance cover a lost/stolen mobile phone?
Have never made an insurance claim. What is the deductable?


Does a single man in his 20's need health insurance?
My boyfriend is 25 and does not have health insurance, does he heed it?? Does he need life insurance, or any other type of insurance??"


Boyfriend wants to put me as his insurance benificaiary not sure what that even is and what it intails - thanks in advance?
My boyfriend texted me earlier asking me for my social security number so he can put me as an insurance benificiary and i dont know what that would mean and if it is legal as we are not married and i am currently recieving state help (taniff) and im unsure if that will effect that i dont know anything about legal stuff so internet plz help - thanks in advance


Is there dental insurance with the Affordable Health Care Act?
If not why not - dental care affects health care


Classic Car Insurance for a 16 year old?
I recently got my license and am looking at getting a Datsun 240Z to be my first car. My parents are completely supportive of this choice so please don't answer saying that it's a terrible choice. I am willing and eager to learn how to work on cars. Since insurance is so expensive, I'm looking at getting classic car insurance for it. I know they aren't supposed to be used for a daily driver, but doing some math, I calculated that I won't be driving for more than 3,000 miles annually, even if I commute daily. My problem is finding a company that can insure me. Most, understandably, don't seem to want to insure anyone under 25. I was wondering if anyone knew a company that could cover me. I currently have a 3.8 GPA and am in multiple AP courses. I've heard that there are good student discounts, so that may help. Also, I need to be able to get coverage without having a second car to be my daily driver."" This is probably impossible"


I have a question about cars and insurance....?
i just bought a car and im going to go register it today and put insurance on it and i was wondering , can my husband drive my car even though the insurance is under my name only and the registration is also under my name? our insurance is basic (not full coverage) like if the police stops us... will we get in trouble? thanks"


If you have new life insurance and you paid only a month and die the next die do you get your whole policy?
im asking about myself someone brought it to my attention that i should find out if i die will my family be able to get the policy in full for my funeral. lol i didnt think anyone would think crazy! ty for all your (nice) answers


Looking for cheap health insurance website for students?
Hello there! I'm a student and I need some suggestions, I'm looking for an affordable college student health insurance plan. There are many sites but I'm scared because I think some of them are scams. I'm looking for a cheap price. Please tell me a good one."


Health Insurance in Kauai?
My husband and 8 yr old daughter and myself moved to Kauai a few weeks ago. We are trying to find health insurance but can't seem to find anything. We have Kaiser but they don't do our island and Blue shield/cross won't do anything with us til we have been here 6 months...??? If anyone knows of any insurance plans, please let me know. Thank you very much."


What did you do about Schengen visa insurance?
I was denied by the german consulate the other day because my insurance letter included the line Benefit info is not a guarantee of payment"""


Why did Democrats call their health insurance scheme the Affordable Care Act?
When in reality its making it more expensive for the middle class?


"Claiming Home Insurance, need receipts??"
Can someone tell me, when I Making a claim for home insurance, Do I have to provide all the receipts for my lost items? eg. Laptop, camera ..... Is it no receipt no claim? "


colorado insurance regulation 5-1-11