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https://jusmedissettsen.wordpress.com/2017/05/12/does-your-car-insurance-premium-go-up-if-you-have-a-claim-that-didnt-involve-others-but-was-over-1400/






























































In what ways does buying a car affect auto insurance premiums?
I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?"


Pet Insurance question?
I've looked into Bansfield (Petsmart) Insurance and at first I thought it would be great, I get free office visits and such, but after looking further into it I realized its only offered and taken at bansfield, so that means if my 1 year old pomchi (pomeranian chihuahua mix) got sick at 3 am and needed to be taken to the vet that the vet I take him to wouldn't accept bansfield insurance and it would cost me, and bansfield is only open until like 7pm...so does anyone else know of any good pet insurance? maybe one that covers a lot lol, I do like the idea of free office visits though...those get expensive.."


"Have GAP Insurance, Don't have car insurance?"
My husband was hit by another driver a few days ago. The other driver was at-fault and our state is an At-Fault state. The other driver has insurance. Our insurance policy has been lapsed for under 30 days. We were planning on obtaining insurance in 2 days. There is a chance the car may be totaled and it is financed with GAP. I believe that I read that GAP will not cover in the case of no insurance coverage. Does anyone know where we stand here? Will having the new policy in a couple of days in any way help regarding the GAP issue? Also, the other driver's insurance company called today asking for info: Name, Address, our insurance info. What should we do?"


What's the best car insurance?
What's the best car insurance?


What is the best/cheap dental isurance?
I am still on my parents health insurance plan but originally we got our dentist work done through an HMO through my dads work before he had to change jobs leaving us with no dental issurance. I've heard of dental colleges, but the lady I called about it refused to give me any prices. does any body who has gone to ucla or a dentist college have any idea what they mean by cheaper? $$"


"Can I buy a car under my name, and put it under my parents insurance policy?"
Ive been looking into purchasing a new vehicle, Im 18 and fresh out of high school and my car is okay, but its just a money pit. I want to put the car under my name to get a better intrest rate, but i cant afford paying expensive insurance policy. So can i purchase the car in my name and put it under my parents insurance policy?"


What is an insurance discount disallowance?
i got my bill today for the lab where i had some tests done. on the bill it had a disallowance under the insurance discount category. just wondering what that was. the bill was about 400 and insurance paid 200 and it said disallowance of about 175 so my bill only ended up being 25 dollars.


Quote for Motorcycle insurance for a Teenager?
I am 19 years old and I live in California. I have liability car insurance and I am on my dads policy. I am planning on getting a 250cc cruiser bike [probably a Honda Rebel (I dont know what year yet)]. I took a motorcycle safety course as well. How much do you think I will be looking at for motorcycle insurance added to my car insurance policy under these circumstances.


Best place (in australia) to get car insurance???
hey ive just finally bought a car now i want full comprehensive insurance weres the best place to go through? like aami,racq,nrma,real....etc thank you."


Is it legal for health insurance to be cancelled without notification?
My husband and I have health insurance through his employer (a large government contract company). It came to my attention today after trying to schedule an appointment that we have not been insured since 12/31/2010. We were not notified of any cancellation or change in our coverage. I looked at his pay stubs for the past 6 months and we have not been paying our portion of the premium either. I have a feeling a mistake has been made on his employers part. My questions are: 1) Is it illegal for this to happen without notification? (ELISA act?) 2) Are they legally required (and able to due to enrollment) to reinstate our policy now? 3) Might we be responsible for the premium payments for the past 6 months? 4) Could this be considered a lapse in coverage, and really mess things up? Thank you for any advice! I may have more info/questions tomorrow after he speaks to his HR person :o)"


"I was set as a covered driver on mom's insurance, she is now deceased. Am I legal?"
I was set as a covered driver on mom's insurance, she is now deceased. Am I legal?"


17 year old car insurance help?!? Modification!?
Just got a Nissan micra 1.2 10 year old, insurance quotes cheapest is 2700 with a parent as a named driver, how can I get this Down and I wanted to add some mods"


Can car insurance companies pull your insurance without notifying you?
My girlfriend is at university and just seen that her car insurance has paid a sum of money back into her bank account and after checking the dvla website it currently says her car in not insured! Can an insurance company pull the insurance without notifying her of why its been done and when it was done as the policy was taken out about a month go. Where does she stand legally too? many thanks for your help D.


Car insurance question?
it said due"" not cancelled"""""


Auto Insurance - what went wrong here?
Ken, as far we knew, there were no witnesses (small town, not a busy time of day). The repair company seemed to have it together right away, and my insurance carrier agreed their evidence and opinion was persuasive after I presented their offered testimony and photos this was a far defense. But you're right insofar as what they asked - they said they needed a witness besides myself."


illinois insurance bulletins



"Why chevrolet insurance is cheap in alberta, canada?"
Why chevrolet insurance is cheap in alberta, canada?"


Allstate Insurance Price Estimate?
I was wondering what the price of a 1993 2.3 L V4 Mustang LX would be for a 17 year old male would be with less than 100K miles on it


Does Texas have a state health insurance for children?
In NY we have child health plus which is inexpensive & if your income is low it is free of charge.


I am pregnant and have another question about insurance.?
I found out I am pregnant. I am getting a new job with a new company which I will have to get new insurance. I have looked and looked and cant find any information about Medicaid or Medicare for pregnant women. I dont know if the new insurance will pick me up becuase of the pre existing condition."" I dont think that salary wise I will be able to get medicaid. What are the requirements? What can I do to insure my baby and me during the pregnancy?"""


Are rates for disability insurance different in different states?
To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it through a different agent, say, in Ohio? Are these riders and insurance premiums nationally uniform for personal disability insurance plans through Guardian?"


I need to find the best car insurance!?
I'm looking to buy car insurance on an 04 Chrysler Sebring. I have been in a few accidents so I know finding it cheap will be a little hard. But I'd like to go as cheap as possible, what would you reccommend ? I'm just looking for opinions :) I'm 19 if that matters ."


Why arent car insurance comparison sites easy?
I am really confused how to use the damn things, for example i am trying to find a cheap quote but it keeps on asking when i want the policy to start?? When i do not want it to?? What policy date should i put in if i am just trying to find cheap insurance, not wishing to start it. Help is much appreciated!"


Do auto-insurance companies submit information to DMV?
I meant why police asks for proof of insurance hen they stop you if they already have this information?


Desperately need car insurance help?
Hi, Last year I got into an accident which is a side by side collision where I was in my lane but the truck was on the next lane and slightly merged to my lane causing that accident. It was 7 in the morning where I was driving alone, thus there is no witness to support me. The cops came and didn't give ticket to any of us. The other truck is a garbage truck with commercial drivers. The insurance company accepted it as a 50 50 fault since there is no proof of who is at fault. And I claimed 1400 to fix my car. Now, it is time for insurance renewal, and the premium increased 50 per cent (250 increase per month), something I cannot afford. While shopping, other insurance companies refused to insure me due to that accident. I live in Ontario, Canada. Now, I really feel like I would be paying an extra 250 per month just for being unlucky. And since I am living paycheck by paycheck, I cannot afford an extra 250 per month, neither there is a reliable transit for commuting to my work so car is my only option. Anyone have any suggestion?"


"Dose my 400,000 SGLI military life insurance cover me off duty?"
i have been in 4 years and a spc in the colorado army national guard and i have 400,000 sgli life insurance. Someone told me on or off duty that life insurance covers me as long as i am in, is that true? I always thought it was on duty only life insurance so basically if one day off duty i get hit by a bus, that 400,000 dollars before taxes will be paid out to my beneficiaries the next couple of months after?? thanks."


Car insurance In connecticut?
Im 18 and i just got my license about a month ago. I was talking to my dad about getting a car. and he said he was gonna give me my moms car which has new york plates on it for me to drive ( we use to live in ny and the plates are from there) and hes getting my mom a new car. i was talking to him about insurance and he said that i would be driving on his name. Hes not adding me to the insurance though cause he says its to much money. He told me that all i have to do is drive careful and not get into a accident.im still worried though cause an accident can happen regardless if Im careful or not. is this Legal ? to not be added to my dads insurance?


Staying in California for 2 months. Is it worth it to get a motorcycle?
I'm from Indiana, am over 21, and have a valid Indiana drivers license. I'm going to be staying in California for 6-8 weeks and would like some sort of transportation. I'm considering buying a motorcycle or scooter but am not sure if it will be worth it considering the hassle of registration, insurance, etc. Then I would sell it again before I go back to Indiana. My brother has offered to give me motorcycle lessons before I leave and I could get my Motorcycle learner's permit from the local BMV. Does anyone have experience with titles, registrations, insurance etc and could tell me if it would be worth the hassle?"


Which insurance company will provide the most affordable health coverage?
I'm a 27 year old man in perfect health as far as I know. I'm average size. I'm about 5'10, 185 lbs. Since there are so many health insurance companies, which health insurance company will provide the most affordable health coverage for me?"


"New car, no insurance what happens?"
I bought a car in June last year, I paid the down payment, and make the monthly car payment. My mom consigned and pays insurance. I just got alerted saying I haven't had insurance since October 2013. What can happen, can they come and repo my car?"


Help a 21-year-old choose car insurance?
So I have a 2001 jetta that's being financed. I need full coverage and I have to start looking soon. Anyone havesuggestions on where to get a quote from? What should I expect paying for on a full covered vehicle? By the way, I have a clean record, never been in an accident and this is my first time getting car insurance, or any type of insurance. Thanks in advance..."


illinois insurance bulletins



What's the Cheapest Car insurance for First Time Driver?
I just wanna have the cheapest car insurance. I dont need the insurance cover anything. just the cheapest! which company would be the best except geico, progressive or Liberty Matual? Something else?"


What would my approximate Auto Insurance rates be with a motorcycle?
I know no one can say exactly what my rate would be, but if I could get a ball park figure, that would be great. I live in Lakeland, Florida. I'm have State Farm, have never been ticketed for anything, get the steer-clear and good grades discounts. I am currently on my mom's plan. I would either stay on her plan with the motorcycle as my only personal vehicle, or would have my own car and my bike. I will take the MSF course before getting my license. I will be 20 when I get my bike. I would be getting a 250cc bike to learn on, and probably trading up for a 600cc later. Where would my rates fall for a 250cc bike and a 600cc bike? I would be listed as a primary driver on my mom's plan. I know insurance is full of variables, but if anyone could possibly give me any ballpark figure, I'd appreciate it! Thanks"


Would you apply for auto insurance over the phone?
thanks KL. this is my first time buying auto insurance on my own. Was quite a scary experience. Glad to hear that I didn't make a mistake. :P


Medical insurance help?
I need to find some insurance to pay for my eye doctor b/c the insurance that I had is gone. I used to have Anthem.


Cell phone insurance: What should i say to make sure they cover a damaged iPhone?
My cousin dropped her phone yesterday while at work, on the floor. I haven't seen the phone since she did it, but she said it's been acting up and some of the glass came out. She does have cell phone insurance, and her carrier is T-Mobile. Pretty much what I'm asking is, what should she tell T-Mobile, or the insurance to make sure they cover the phone. It was a complete accident. I just don't want them to say its all her fault, and that she needs to pay some crazy amount to get a new phone. Which actually won't even be new because the insurance company always send you refurbished phones. PLEASE HELP!!! Thanks in advance. The only reason I'm mentioning the carrier is because the way T-Mobile does their phones is you pay a certain amount for the phone when you first get it, then however much per month extra (depending on the price of the phone) for 24 months until it is fully paid off. I think she is about half way paid off, which is like $350 that she's already put into the phone."


How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?
How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?


Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks."


Insurance for a 3 series BMW Convertable?
Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!


Workers compensation insurance cost Florida?
How much does it cost to get workers compensation insurance. I am based in florida state, i called few they said i don;t need since i am single employee. need atleast 3 employees. But curious roughly how much will it cost to get workers compensation insurance. Now planning on working corp to corp and the company requested me to have it before i start work. Just wanted to know is it going to cost a lot fo money? Thanks a lot for the helpful info"


Cheap Car Insurance (17 year old)?
UK only please.


How do I get a license to sell insurance in california? Can someone please tell me step by step?
If you know of classes offered or helpful websites, please provide."


How do you put someone on your insurance policy?
I have been insured for 3 years. My bf wants to get a car but with no no claims bonus he is getting quotes in excess of 3000 on the most basic insurance. I've tried to get quotes online to have him on my insurance but driving seperate cars and it seems I can't do this online. Do you have to actually phone them up? I'd prefer to do it online as it's less hassle.


Approximately how much would car insurance cost per month?
This is for my mom, I'm in high school and it would be more convenient if she could drive me to school. She's 53 and she's failed more than 5 driving tests before for small mistakes (this was about 5-7 years ago). She's planning on just getting a basic car that works, nothing fancy at all. And the cheapest car insurance. I know I won't get an exact price but can I at least get an idea? thank you."


Cheapest full coverage auto insurance?
Which companies offer low priced full coverage? Preferably around a $700 - $800 premium


Rental car insurance?
I want my sisters friend to rent a car for me, because i am only 19. But i want to make sure if i buy rental car insurance that i will be covered because she wont be with me. Anything helps"


illinois insurance bulletins