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Can you have a 'black mark' against you for car insurance?
I'm 20 years old, and because of the stupidly hiked insurance prices I got into riding motorbikes as a way of getting around. I now commute around 20,000 miles a year and the weather is really getting to me. I love riding but forced riding is different. Last year I was insured on a cbr 600 (2000 model) for 1200 a year TPFT, and this year part ex'd it for a Suzuki Bandit (2008) which is around 700 a year. Both bikes are 0 no claims as I've never kept a bike long enough to accumulate any. Now I understand cars are bigger and cause more damage etc, but bikes are quick, really quick, but how can insurers justify the stupidly high priced insurance for me on a car? Minimum 2500 a year!? My brother has a ford fiesta, an old old G red model, hes 2 years younger than me, and has always wanted to drive so he's spent ages saving and working towards getting a car. Come his insurace quote, and they're asking for 1200 a year TPFT. The EXACT same details, address etc, just with my name, age, and job (electronics technician) I'm looking at around 3000 a year, same company, no change. Its really getting to me now. I have to convictions, no speeding penalties, nothing. I've lead life so far getting involved in zero trouble, I do things by the book. So I'm beginning to wonder what's up. My insurance prices are always double or more that of my families and friends cars, and coming up to winter, I really don't want to risk loosing my job a second year running because its too dangerous to venture out in the snow by bike (hourly paid, high staff turnover.) I'd really appreciate any tips or advice anyone has, I've tried independent companies (phoning or internet), comparison websites, I've tried many many different models of cars, from boy racer cars, to a Diahatsu, I've gone through the ABI database looking at the exact insurance group for a car and then trying it. I've exhausted almost every option I can think of. I really really want to drive a car."


"In Maryland, is insurance required to drive a car?"
If it is required, how would a cop know whether or not I have it? Sorry, I've always been on my parents' insurance policies so I don't know anything about it, go easy."


Do you know if there is an insurance company that insures cars that travels in both Mexico and Texas?
I am temporarily living in Mexico and will be crossing the border to Texas. I don't know if anyone knows if there is auto insurance that takes care of insurance for crossing the border. Unfortunately, I'm garaged in Mexico, but so close to the border. I know that I will be going back and forth between Mexico and Texas and wonder if there is anything that I can do for car insurance, because I been told that I need Mexican insurance, but it doesn't cover going over to the US. However, I know some US insurance covers some parts of Mexico, but since I'm garaged in Mexico, I can't go with them. Thanks for any help."


Help please with health insurance?
I am new resident in usa and I am 25 y.old.I have valicocele problems and its already 7years that i still have it . It didnt heart before but now my pain increasing. I dont know where to go and what to do becouse I dont have any insurance yet and I dont know will insurance cover my sergery if need sergery. Please give some information what kind of insurance do I need . I also heard about colorado indigent care program(cicp) . And I dont know will it cover to go to doctor or to have sergery. I will really presuate if you can help me . Thanks


Help with getting car insurance in NY?
I really need to get a car, just got my drivers license but the insurance companies are trying to charge me over 600 a month. I have heard about people getting their insurance in maryland and other close by states, will i be able to do that? or anything ? oh and i'm 22 btw"


Pregnant and uninsured...?
So I am 14 weeks pregnant...me and my husband joined his companies insurance during open enrollment so I could be covered for my pregnancy. We signed up for the best plan we could get, and it's expensive. I go to my baby appointment on Friday and they say my insurance doesn't cover any kind of prenatal or pregnancy. What the hell do I do now?"


Insurance Brokers Commissions and Residual incomes?
I already know that insurance brokers for auto and home make an initial commisison averaging $150 depending on the policy. I want to see if anybody know about the residual income that a broker makes of each client. I knew someone that was a Allstate broker a while back that mentioned he made a percentage of each clients payment each month. Does anybody know how it works and how much on average a broker makes on residuals after the inital commission?


Which are the cheapest car to insurance in Canada?
I live in Toronto, won't buy a sport car or 2 door."


Why exactly do women pay lower insurance rates than men ?
http://www.youtube.com/watch?v=OrI3GjiS2...


"What company can I use to purchase private dental insurance in Seattle, WA?"
which dental company can I use to purchase affordable dental care privately, not through an employee? For anyone age 18 and over and would cover basic dental visits and surgery such as wisdom teeth removal in Seattle, WA thanks."


The minimum amount your auto insurance must cover per accident is?
The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000"


Can high school lot attendants fine you with only a license plate number?
I go to High school in Texas and i parked in the parking lot without a parking permit for the school. I was walking out of school to find 2 slips in the windshield. One just says parking permit violation subject to a $40 fine"" the other tells the violation"


How much does car insurance cost for a teen driver in AZ?
I'm 17 & I Just Bought A 2002 Chevy Cavalier LS. & I Need To Pay My Own Insurance. If I Want Full Coverage How Much Will That Be? I Know Some Insurance Companies Take Grades Into Consideration & I'm An A&B Straight Student


UK: Car insurance for 25 year old (average)?
So i passed my test a month ago. Found a nice runner i am interested in buying (Citroen Xsara 1.8l 1997). It's a nice price from a reputable seller, but i am having troubles with insurance quotes. When trying numerous insurance companies, they come up with ridiculous prices like 2500-7000+. There is no way it costs that much, i am not insuring a 700hp Ferrarri and I'm not a underage driver neither. The only thing i can think of is, when doing the quotes - i have no number plate to provide because the plate is not visible in the pictures unless i go to the car loft and enquire about it. But being a carer i can't just nip out anytime, plus the car loft is in another town. Is there anyone in similar age and situation like me who just passed and bought a car to share the average cost? I know I'm maybe rushing things, but we desperately need a car fast and i don't wanna be scammed by some greedy insurance company by paying a price that is worth 3 times more than the car itself. Thanks!"


Can I cancel a life insurance policy and get back premiums paid if I never received the actual policy?
I purchased a whole life insurance policy in June of this year. The policy was dependent on me passing a health exam. I passed the exam and my agent said he would come by and bring me my policy. The agent is no longer with the company and I never received my policy. I am set up for automatic withdrawals from my bank. So I am paying for something I never received. I called to cancel and they said i have to submit it in writing. I do not even know what the policy number is. I am not happy about the way this company handled the situation and want to cancel and get all my money back. I read somewhere that if you do not get a copy of your policy then the policy is not valid. Is that true? if so can I request a refund for past 3 months premiums?


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Wouldn't getting rid of insurance companies lower health costs?
Insurance companies don;t cover elective surgery like liposuction and lasix, and the price is pretty cheap compared to an appendix operation or ambulance ride. Since health insurance was originally meant to cover a catastrophe, and not everything including hang nails and pimples, why can't we just get rid of the current health insurance system and just have catastrophic plans?"


How do i obtain individual short term disability insurance?
I got an offer from a small firm but they do not offer short term disability insurance. I want to have one just incase I get pregnant and need to take a maternity leave so I get paid during the maternity leave. I've called few insurance companies and they dont do individual short term disability insurance? What's my best option? Any ideas? Thanks


Where can i find a good healthcare plan for myself and my kids? more inside?
39 weeks prego with number 2. and neither have insurance except the smallest will have ga medicade when he is born.i am looking for insurance to cover them mostly. and everything i see has at least a $1000 deductible. what is a good way to do this? i am 21 and don't know any thing about insurance. help please :-) i


Affordable heath insurance or medicine discount card for college student?
well I'm a college student and as we all know most college students are BROKE. As of right now I'm taking a few quarters off to work and save up. But I was wondering if any of you know of a good and cheap health insurance or medicine discount card I can look into? I live in the state of Washington if that help and I am not wanting any government help. (it usually sucks) Thanks


About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why."


What is the process to buy insurance for a new car?
When and how do you buy insurance for a new car? Say I buy a car today and drive it out the dealership. Do I need to have insurance all set up before buying this car? Let's say I go get a quote from an insurance website and proceed to buy a package. Do they have to mail something to me, like a card or a certificate or something? Or can I just write down my policy number or print a receipt? Because I'm wondering, if it's the former, then what do I do between the time I drive the car out the dealership and the time it takes for the insurance mail to arrive? Thanks!"


Insurance cost for you?-wondering please help!!!:/?
Ok im 16 1/2applying for insurance for my car. I am outraged at the annual average yearly cosy 1200-2800$. Eeek!:( Whats your opinion on what company I should choose?-and whats the rough cost you pay about monthly/yearly? helpp!


Do banks provide health insurance?
Do banks provide health insurance?


Automobile insurance coverage?
All I asked for was the answer that's it! If I wanted you guys to comment about something else, like me needing help because you guys think I'm cheating or if I took a comment/answer a wrong way, I would have asked."


Can you offer health insurance to one full time employee and not another?
Or can you offer a health allowance that is paid like a car allowance and used by employees to either pay for health insurance or other meidcal expenses not covered by insurance under other health coverage?


Pregnancy insurance?
How much does pregnancy insurance cost for a young couple? I'm not pregnant yet, and we're both healthy. Just want to play it safe... :p Thanks so much everyone! :)"


Want to know the top ten health insurance companies.?
Want to know the top ten health insurance companies.?


What is the best way to insure a car with a salvage title?
I recently purchased a car with a salvage title. This is my first car, and I'm in deep enough that it wouldn't make sense to get rid of it at this point. I would like to get collision insurance on it if possible. Really, there are a couple questions here: *NOTE: I live in Ohio. I'm not sure the answer to this question will be the same in all states. Can I have a car with a salvage title retitled with a clean title through some sort of govermnent inspection? If so, how would I go about this? Is there any way I can get collision insurance for my car? Will insurance rates be higher for me? Anything you can tell me will be much appreciated!"


Whats the rule for taxing life insurance in California in 2011?
I think before it was anything after half a million is taxable and no tax in 2010...but would it be now?


Roughly how much is it to insure a CBR125R 2013 in the UK?
roughly how much is it to insure a CBR125R 2013? I'm a new driver. only been 3 days since i passed.I just want to know roughly how much it is? thank you BTW i live in London (UK)


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Health Insurance?
I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance? Thanks!!!


I canceled my progressive insurance?
And the said they'll refund my 180 dollars to my credit card . I canceled the credit card a few month ago and opened a new one through wells Fargo . Progressive said that I need to call wells Fargo and talk to them about it. I did and they said it should transfer over to my new card but this was a month ago and still no transfer what should I do next ??


Where can i get the cheapest car insurance?
Where can i get the cheapest car insurance?


Various insurance provided by banks?
Various insurance provided by banks?


What is the cheapest 50cc Moped / scooter insurance for a 16 year old ?
I have been look everywhere for cheap moped / scooter insurance and the cheapest I can see is 320 for third party only. I wanted third party fire and theft, but it doesn't look like I'll be able to afford that if third party is so expensive. The scooter I have is from Direct bikes. It's the sports DB50QT-11. I'm from Scotland and have no convictions. Answers really appreciated. Thanks :)"


How can I lower my auto insurance rate in California?
Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?"


Health Insurance: Duplicate Coverage?
I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage"


New driver car insurance?
This is UK I'm talking about


Car insurance compared to motorcycle insurance?
exactly on an average, with no tickets and a first time driver, how much cheaper is motorcycle insurance."


Hello im a 18 year old male and am looking for car insurance?
this is the car i was using to learn to drive in by red driving school i though 1620 is very gd my self


Is there an industry that does not utilize insurance?
I need to name one industry that does not utilize insurance. Please help! Thanks!


How does group insurance plan differ from individual/private plans?
How does group insurance plan differ from individual/private plans?


Why does wind damage coverage cost more for home insurance within 1500 to 2500 feet of the coast?
I was told that some companies won't even insure you in that locale?! Are there more claims for that area for wind damage? I would think many inland areas get higher winds than some near the coast, especially high areas?"


Insurance company said my car is totalled?!?
So this last Saturday before St. Pattys day I took this girl out to the movies and i went to go turn into a gas station and randomly this guy smashes into me as i was making my left turn, didnt see him at all until last second which makes the crash weird because he hit my front driver side and his front driver side is messed up, cops automatically said it was my fault probably because im 19 driving around in a car that is nicer then theirs or something. Insurance company came to the body part place and said it was totalled without leaving a report. No damage hit the engine my intake and radiator got pushed in alittle bit more towards the engine and my window washer tube cracked thats about all ive seen plus the smashed out headlight and my bumper hanging. Please leave me some thoughts on if you think its totalled, really dont want this thing to go. PICS BELOW!!! http://flic.kr/p/e4Gwdd http://flic.kr/p/e4Gw7s http://flic.kr/p/e4GvZ3 http://flic.kr/p/e4AV3a http://flic.kr/p/e4AUr4"


Auto Insurance Situation...Who Pays?
I recently got my license, but haven't yet bought my own car, or my own car insurance. The other night I was driving my boyfriend's car home from work - a very short distance, with his permission, when I got into a very minor accident in which I was ruled at fault. The police did come to the scene and filed an accident report. The other car received more damage than the car I was driving in, with some minor scratching on the door and a broken hub-cap. Because I am not insured, and my boyfriend is on his parent's insurance, I'm just not sure what is going to occur in this situation regarding how the other car's damage will be payed for. I understand my insurance, when I get my own over the summer, will automatically be higher, but I'm mostly worried about either A) having to pay for all the other car's damage out of pocket, or B) My boyfriend's parents having to pay higher rates because of the accident I got in. If anyone can give me any information about this situation, that'd be great!"


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