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Would it be cheaper if I dont get a health insurance plan and pay for the penalty fee or getting..?
I am healthy 25 years old male. no sickness or anything.


Insuring Teen Under Parent's Car?
I live in Canada and I just got my G2 drivers license's today which allows me to drive on the road without an adult. However I am not insured under my parents car yet. I was just wondering if any of you may know if the process takes long to set up and if I will have to wait a while until I drive in my parents car alone?


Do you actually need commercial insurance to deliver pizza?
I'm a courrier and I just got a new car I'm looking to insure. I called Progressive and they told me that ANYONE who uses their car for work, even pizza drivers, are required to have commercial car insurance. They quoted my price to be about $11,000 a year. That is insane; no pizza driver or person who does what I do IN THIS COUNTRY pays that much for insurance. So if anyone can shed some light; is it truly required? What could happen if I don't have it and have an accident on the job. Since I'm a contractor and I don't have real"" hours"


How to find annual premium?
Paul Lopez has a 5-year term life insurance policy with $125,000.00 coverage. He is 50 years old. What is his annual premium? Show work."


"Is homeowners insurance available in coastal Florida, and if so, is it terribly expensive?"
Is homeowners insurance available in coastal Florida, and if so, is it terribly expensive?"


How do you go about getting insurance for a car you don't own yet?
Say you don't have any insurance but you have to go pick up a car and drive it home...?


How much is insurance for one day on a Rental Car?
I will be renting a car in April to pick up my fiance who will be arriving about 5 hours away, So I will be driving the car for 10 hours that day. I do not have insurance of my own so I will have to get some with the car that I rent.. about how much will it cost for the insurance? The car costs about 35$ for the day.. Thanks!"


How Much is Insurance For a 16 Year Old Girl?
16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger I already asked this in the insurance section but I want more opinions/answers"


Best Life Insurance Rates for a Senior Citizen?
Where can a senior citizen find the best life insurance rates? I live in the U.S. and I am not a very wealthy man and so I would really need to find the lowest rates for my life insurance policy. I am healthy and I do not smoke or have any other unhealthy habits, so which insurance company do you think could get me the best life policy rates?"


Low premium high return life insurance policies of life insurance corporation of india?
is jeevan saral a good choice?


How does car insurance work in Illinois?
This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won't let me drive the cars because I need my own insurance card, which would cost $130/month, which we can't afford. I've had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad's insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent's cars, she carries her dad's insurance. And that that's perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they're doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!"


Teen Insurance on Geico?
My parents have geico. I have a 3.65 gpa, i make good grades, no tickets, nothing. i was eligible for my license in november. what kind of discounts can i get ? what kind do they offer ? btw, i'm 16, going on 17 [not to sound like that commercial or anything] i'll be 17 in july. thanks !"


If i get a cheap car will my insurance be cheaper or more expensive?
i have a car that i can have given to me it is about 5 years old but cant aford the first years car insurance out right if i sell it and gt a cheaper car will the insurance be cheaper or more expensive because it is an older car? i say this because if so i can sell the car i have and use the money left over to pay for the first ears car insurance. p.s i am a teenage driver which is why im trying to save as much money as i can!


Life Insurance beneficiaries and contingents.?
Im getting an additional life insurance policy through my work and Im listing the beneficiaries as: my daughter 75% and my sister 25%. I already have a larger policy w/my daughter at 100% and on that policy I have my sister as the contingent. My question is regarding to the first policy. If my sister is listed as a Beneficiary at 25% and something happens to both my daughter and I together, would my sister then get 100% of that policy even if I list someone else as the contingent at 100%? Would the contingent on that specific policy only receive the benefit if something happened to my sister?"


"Getting a yamaha r6, how much is insurance usually?"
Never had a bike, have a clean record, what does insurance usually cost on a bike??"


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"Cheapest way to get Car Insurance for a 19 year old male, in Ontario?"
I am a 19 year old male university student in Ontario Canada. I live at home in the summer and only one hour from home during the school year for my studies. I would like to purchase my own car for everyday driving. However, I know that I would not be able to afford the ridiculous insurance there is for a male driver that is under 25 and listed as the primary driver. I have heard of ways to get around this, such as getting listed as a secondary driver and having my dad as the primary driver and just me as a temporary driver. Doing this is kind of lying, as I would be having the car all the time in the school year and then bring it home with me when I work at home. I don't think it would matter though, I doubt it is risky that if I did need a claim they would investigate how much I had the car... But what my dad seems to think is that he can only have a certain amount of cars listed as him as primary. My mom and dad live together and together own a 1994 Intrepid, 2003 Cadillac CTS and a 1988 Corvette (that is insured for only 5 months a year, stored in the winter). I am only insured as a temporary driver on the Intrepid as it is too expensive for anything else. I also have a 21 year old sister who is in the same situation (lives at home for 4 months a year) but she has just bought her own car and is her own primary driver. So I don't think that should affect me at all, it is cheap enough for a female to get primary insurance at this age. So now I want to buy a sports car. I am 100% sure I want to buy a car that is not common, its just something I am stubborn about and so I know that insurance will be more this way. Specifically I was looking at an Audi tt, BMW 300 series, Mitsubishi Eclipse or a Mustang... I also found a great deal on a '99 Porsche Boxster that a seller has that is way underpriced and I'd love to buy it (first choice). My question is, can I claim that my dad is really the owner of the Porsche (or other car) and say that I am a temporary driver, and then have me drive it all the time and take it back and forth to school, etc, knowing my parents together already have 2 vehicles and 1 summer vehicle. I would take myself off of the temporary insurance on the Intrepid. My dad seems to think that an insurance company will not allow them to be primary drivers on 3 vehicles and 1 summer vehicle while having dependant children... But what if I did the insurance quotes online and got approved? I already did get quotes before, and I don't think I ran into any problems. But I want to be covered and in case I did need to make a claim, this method won't come back to bite me in the butt. What is anyone's take on this? Like I said, I cannot afford to pay the insurance on the car as a primary driver at this point, but paying for the car itself won't be a problem. I do realise that I will be paying for this way than I do at the moment because of the car, but instead of $3000 more I was thinking $400 more or something. Thanks for reading all the facts, any answers will be greatly greatly appreciated! Thanks everyone!"


Is there anyway I can get insurance coverage for a vehicle if I don't have a license?
I am a senior citizen and have never driven. I need transportation desperately. I can purchase a car but find I cannot get insurance for any driver of my car if I don't have a drivers license. I have not been able to find anyone I would really trust to put the car in their name. Any suggestions?


3rd party comprehensive car insurance in bangalore?
I've a 1997 model maruti 800, just purchased from a seller, i got only the RC book, no insurance paid soo far, where do i make the insurance for this model car ? and what type of insurance is beneficial? am willing to sell the car after 10 months..? I called ICICILombard.. they refused as it is an old car. ???? Is there any logical reason behind an old car being refused for insurance??? what documents do i need to take care while insuring.. ???"


"Im getting quotes for well over 4,000 for car insurance is this right?"
Im getting quotes for well over 4,000 for car insurance is this right? My grandson is 17 and has passed his Advanced driving test. He has a VW Polo. Would he be able to be put on my insurance as I have 5 years no claims. Would this lower his by much? He has also been driving cars/tractors around a farm since he was about 13 would this make a difference? Thanks"


HOW CAN I CLAIM THE car INSURANCE to REMPLACE MY CAR?
I had a car accident and my car insurance covering third party only and them found me that was my fault I need to know how can I claim if there is any dealing, thank you"


Where can i find the cheapest car insurance for a new young driver?
I'm looking to insure a car most likely small, i've been trawling the web for hours now and just wondering if anyone could recomend a cheap insurer for a young (17) driver. Many thanks."


"When you go put insurance on your car, do you have to have your car present? Or not.?
Okay my mom is getting insurance on my car and i was wondering if she needs to take it with her? or is it okay to just handle it with paper work?


How should health insurance companies thank Obama?
I just found out that my health insurance, which used to have a $500.00 deductible, will now be MORE expensive and will now come with a 5,000.00 deductible!! Which means, in order to see any benefit at all, I have to fork over $7,000.00 of MY OWN MONEY!! Which basically means, I have no health insurance now yet I still have to pay for it because it is now the law! If I don't, I get garnished. Asking around, I have learned that this is happening to everybody. So instead of getting MORE people covered by health care, Obamacare is getting millions of people effectively kicked off! But because of the law, we still have to pay the insurance companies, while they are free to raise the deductible to the point where their only purpose is to sit back and collect our money. Great. So I think the insurance companies should fork over a big, fat billion dollars to Obama for the all the cash he sent them!"


What would be the best sports/muscle car for a 16 year old girl?
As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive"


How do I know if my health insurance premiums are pre-tax or post-tax?
I am using H&R Block tax software and they are telling me to enter my health insurance premiums that I have paid for this past year to claim them as deductions. They say NOTHING about whether or not they can be pre-tax or post-tax. I keep reading everyone else saying that they cannot be pre-tax premiums in order to claim it. I have no way of knowing if the premiums I have been paying are pre-tax or post-tax. It does not say it anywhere. My wife and I are both employees of the state. Thank you.


The tile on my floor is lifting up will my home insurance cover me?
The tile on my floor is lifting up will my home insurance cover me?


Motorcycle insurance for 18 year old?
I want to buy either a Kawasaki ninja 300 or a honda cbr 300 the 2015 and 2014 models run between $4500- And $ 5000. Does anyone have any idea how much full coverage will cost me ?


How long does marijuana stay in your system after smoking about 10 grams?
Well, i have probably smoked 10 grams in my whole life, im 15 and i started when i was 14 and a half, for the past six months i have been smoking about 2-3 times a week before school, I really dont like the feeling of being really stoned so i smoked Bout .1 maybe .2 grams of weed, all i went for is a buzz, its been about 10-15 grams ive smoked in total, how long would it take for it to clear out of my system because there is someone threatening me about it, (im 5'10, and weight 140 pounds) THanks, please no stupid answers., or rude ones.."


Cheap car insurance?
where can i get cheap car insurance 4 a young driver on a fiat punto?? pleasssss(in the uk)


Will I need Private Mortgage Insurance on a home?
My husband and are young adults with good jobs and are handy people. My husband has helped redo nearly all of his parents house from roof to plumping and heating. My parents are considering selling their gorgeous house on a giant chunk of land that, in excellent condition, would be a $300,000 house. My husband and I had just started planning to get a house but are still several years away from actually buying one. We currently rent a house. My parents have not kept their house in excellent condition so I'd estimate the actual value at about $175,000. My husband and I are considering buying it since we know 90% of the work we can do ourselves and then turn it around to sell it for it's real value. My parents would sell it to me for the cost of the remaining mortgage: $86,000, but my husband and I have only just started saving for a down payment and do not have 20% especially because we'd also borrow against the equity to begin doing the major repairs. However, I know one can buy a house without a down payment with mortgage insurance, but that you no longer pay it after the loan to value ratio is below 80%. How does that work with a flipped"" house? Is it based off what the loan is for? What the actual accessed value is? Would I even have to have mortgage insurance since I may not even borrow up to 80% of the actual value of the house?"""


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Can someone name auto insurance where 17 year olds can get own policy and are cheap?
just list a couople


Young drivers car insurance uk?
I'm having a lot of trouble with find insurance. I really need help , or advice , what am i doing wrong .. everyone around me is getting deals of around 1.200-1.800 pounds.. I've chosen a Clio which is one of the cheapest insurance cars , I also tried , adding different drivers or companies , black boxes etc -.- and the cheapest quote i got was 6.500.. which is like triple the price of the car . Anyone any ideas ? Help."


Affordable Healthcare Act (Obamacare) - Survey question ideas?
I'm doing a sample survey for Social Science. I have to come up with 25 questions pertaining to my topic of inquiry. My topic is The benefits of the Affordable Healthcare Act


What is the cheapest BMW on insurance and fuel?
Just was wondering which car would be the economical one. I'm guessing its probably something in the 3 series but not sure, Anyone know?"


How can I get some fast affordable dental Insurance?!?
I recently had dental visit, and after the exam, I was informed that I have to pull multiple teeth. The extractions are going to cost $2200.00. I really need to take care of this matter as soon as possible. unfortunately, I don't have dental insurance. Is it any where I can Get fast affordable dental insurance:'("


Auto insurance with eSurance. Are they good?
I received very good quote from eSurance on my 2 vehicles. My friends told me that sometimes insurance companies (especially those less expensive) can drop their clients after claim, which results in higher rate later on. Does anybody have any experiance with Esurance and their claim department. I can save a lot of money by switching to Esurance but if that's going to get me in trouble I'd rather stay with my currant provider and pay them more. Anybody experianced droping"" by the auto insurance company? Esurance have a lot of commercials on TV and radio but does that make them good? Any suggestions? Please give me any answers. Thank you!"""


If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP"


Optional insurance from Hertz in USA?
Hello, I'm from Australia and will be renting a car from Hertz in Los Angeles. Included in my hire charges is: - Airport concession fee recovery - Loss Damage Waiver - Taxes - Liability Insurance Supplement - Vehicle license fee recovery - Customer Facility Charge - MISCELLANEOUS LOCATION TAX - California Tourism Commission Assessment - Unlimited Free Miles I've previously been duped into buying extra insurance or unnecessary insurance. I'm told this is not included: - Personal Accident Insurance / Personal Effects Coverage - PREMIUM EMERGENCY ROADSIDE SERVICE Can someone help? Do I require these extra insurance options? What do they actually cover? Thanks!"


How much do it cost to register a tractor trailer in 48 states?
I am looking into the trucking industry and I would like to know how much does it cost to register your truck in all 48 states and does that include permits.


Motorcycle Accident And Insurance?
I'm in California I was involved in a single bike wreck. immediately after wards two other motorcyclists collided in a separate but close in time and distance accident to mine. Now the insurance company is coming after me to pay the bill (Metaphorically). What should I do? any suggestions?


"How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?"
I just got into a car accident with my Toyota 4-runner ('97) and it looks to be totaled. Some guy just turned onto to the street and stopped, taking up the whole two lanes which left me no choice but to hit him head on. What I want to know is: 1. If my car is not repairable, how will I be covered? 2. Will I get the cost of the car? 3. If not, if anyone knows, please do tell me. Seriously, I really think my car is totaled. The car has been paid off years ago and I really don't want to deal with buying a new car and doing the whole car payment thing over. Thank you."


Term Insurance or Whole Insurance?
I am thinking about getting life insurance. Which is a better deal, term life insurance or whole life insurance? I am 40 year old male non-smoker."


Does secondary health insurance cover or pay copays of primary health insurance?
Does secondary health insurance cover or pay copays of primary health insurance?


UK - Caught Driving With No Insurance - What Will Happen? (First Offense)?
The other night.. my friends boss lost his car keys in my friends house and had to leave the car there and walk home - so the next day me and my friend was in his house and found the car keys it was late and his boss had to go work in the morning so he asked me if i could drop his boss'z car of for him - it was only around the corner and he didn't have a drivers license so i said ok i will do.. So we was driving to his boss'z in the car and got pulled over by the police god knows why - the police officer sat me in his car and asked me some questions bout my license and insurance i told him i had my license and when he asked bout insurance i said i wasn't on this car and said i think it might be insured for anyone because it was a works car but it wasnt the car was impounded i have talked to the owner permission isnt an issue as he said he will cover for me but what i want to know is because i am a new driver on this probationary period for two years will my license be taken?


How much would insurance cost for a 16 year old boy driving a BMW?
I'm looking into buying a BMW 525 I for my first car (2003). I really dont wanna spend all the money on insurance so I would like to no how much it will be for my car. I live in Connecticut if that helps. PS. I'm not some rich snob whose parents are buying a car, i work very hard for the money I do have."


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