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michigan driver's insurance laws


   








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Rear ended someone with the same insurance (AAA California). Deductible is waived. Who pays for damages?
If insurance pays for damages to their car, will my premium increase? The estimate of damages is larger than my deductible but since it is only cosmetic damages is it worth the risk of increasing my premium to go through insurance for repairs? Even though I've filed a claim, can I just not tell them the estimate? Will the other person's car still get fixed without me having to pay?"


Does a driver under 25 in the state of NH need car insurance? if they live with parents?
i know nh drivers don't need car insurance, but does a driver under 25 that lives with parents need car insurance?"


Can you or spouse be denied group health insurance?
I have stage 4 cancer. I have insurance through my husbands job. If my husband changes jobs and is offered insurance at the new job can I be denied insurance due to the preexisting condition? I live in Georgia. I already checked and got information on cobra.


How much would the car insurance be for a 17-18 yr old male?
The car would be an original Austin Mini Cooper (1990 Edition). It would also be on my own insurance, not parents. Thanks."


What do you think about life insurance? Do you have it? Details below.?
My dad got life insurance 10 yeras ago, and now the price of the premium has increased 8 times more than what we were paying. Since his 10 years of life insurance at the affordable rate has expired, I'm thinking of asking him to renew it, but we were paying at such an affordable price. But he doesn't want life insurance and doesn't seem to care about protecting the family in case of his death. But I'm wondering, is life insurance that is something really worth it? My dad is a healthy individual. And even if we pay, would the premium have gotten up? My add is over 50, and I'm wondering if our premium will double even though if they check his health again. What do you think?"


If a have a named Driver on my car insurance will it make a any Difference in price?
If a have a named Driver on my car insurance will it make a any Difference in price?


For Chrysler 300 Owners Only!! How much is the average cost on insurance on a Chrysler 300?
I'm 28 and i'm thinking of getting a chrysler 300 with a V6 (3.5 liter) engine. What I want to know is, How much would I pay on insurance? An average estimate."


Car Insurance rates for a new driver.?
Hello so my question is what kind of apr would a driver around 19 or 20 get for a new car, i am looking at a Toyota Corolla, with no preexisting credit. I understand that I would need a cosigner and that is not an issue. I would just like to see what type of apr I should be expecting so I may save and plan accordingly. Thank You."


Im 19 need health insurance?
Im 19 and I really need affordable health insurance. Neither for my parents can afford to put me on their insurance. Also i have a few preexisting medical conditions that makes it harder for me to find insurance.


How can i find medicare policy/group number?
i need to fill out physical form for school to join a sport and they ask for insurance so i put in medicare, but they asked for a policy/ group #. I HAVE NO IDEA WHAT THAT IS... can some1 plz help me find it or tell me what it is plz!"


Car insurance costs...bmw vs. acura?
which is more expensive to insure?


"I'm looking in to insurance, when is whole life a good idea. I can't find one.?"
I want to get life insurance and after getting quote from an agent I looked into it. I found that I would get more coverage with term for a better price. I kind of understand the savings portion but wouldn't it make more sense to get a term policy and put the rest in a etf or mutual fund, that way it's my money and the insurance company can't keep it if I would happen to pass. I am going to go with the term but is there any reason to go with the whole life. I'm 24 with wife and 3yr old. Also, why would the agent not tell me about term insurance, it seems like a better deal if you ask me."


"Auto insurance just cancel, will they renew it?"
Just had auto cancelled at midnight, they arent open til monday morning. Can I pay the premium first thing that am and have it reinstated. I tried paying by phone and web but wont allow me to! Tomorrow is sunday and no one available."


Car insurance in California?
Is it true that if you are financing a car you HAVE to have car insurance??


How much is insurance for a nissan santra?
I'm 16 and I would like to get a nissan santra 2002 and I would like to know how much insurance is for it? also if you know any good quote sites thats easy and fast? thanks


michigan driver's insurance laws



How much would it cost for mobile home insurance?
Don't tell me it depends or to talk to an agent. Just give me a ballpark estimate of what the most basic homeowners insurance would cost per year on a 1997 14,000 dollar mobile home single wide located in idaho. This is insurance on the 14,000 dollar value not what it would cost to get a new one."


"Why do libs think health care is a right? What next, car insurance? How about free food for everyone?"
Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights life, liberty and the pursuit of happiness were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy taxpayers to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care about the same as Canadas socialized system. What we or rather, those third parties pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right liberty and have no idea where it comes from."


Insurance rate after a crash?
Today, I accidentally rear ended a car. I'm 17. How long will my insurance rates stay up?"


Car insurance cost... roughly?
I am 15 and planning on getting my dads 1971 Plymouth duster as my first car when I'm 16, what would the yearly cost be?"


Best maternity insurance?
Hey All, My fiance and i have been talking about ttc somewhat soon. I need any info on maternity insurance- personal experience +. I have done those free e-quotes, which said between 200-250/month, which i woud pay but those dont even cover that much. I do not qualify for my states assistance program nor would i want to use it when i feel comfortable paying the monthly rates- i just cant find good coverage, The best plan i think i saw was they covered 80% after deductible of 2,000... so basically id pay out of pocket 4,000- thats conservative. Also i live in washington state if that changes any responses THANKS"


How much would insurance be on a Mustang?
Link to the one I'm looking at---> http://www.cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?sourceContext=RecentSearches_false_0&newSearchFromOverviewPage=true&cgLocale=&inventorySearchWidgetType=AUTO&entitySelectingHelper.selectedEntity=c22072&entitySelectingHelper.selectedEntity2=c23252&zip=77345&distance=MILES_500&searchChanged=true&maxAccidents=0&showNegotiable=false&hideFrameDamaged=true&maxPrice=16000&modelChanged=false&filtersModified=true#listing=9196206


AFFORDABLE auto insurance for 18 year old?
I am 18 years old. I live with my mom and younger non driving brother. My mother does not have her licence because she is not well and my little brother is to young to drive. I am working a full time job and i have a part time job at nights. I am trying to get auto insurance for my older car so i can make it to and from work, i just need PLPD but every company is saying my mom is going to make a problem for me because she is old enough to drive but doesn't have her licence even though her driving has nothing to do with her not having a licence. I have no other family that will help me and i have no clue what i am doing... please give me some advise i feel like i am stuck."


What is the best company for health insurance ?
what is the best company for health insurance ??


Why is my car insurance so expensive?
I have a spotless driving record no wrecks I was rear ended two years ago the other guy was at fault that's all I have but I am paying +/- $100 a month for the bare minimum and have had insurance for 5 years constant I've had my licence for almost 12 years


What would I need to do to get car insurance (new driver)?
I plan on leasing a car and paying monthly, but I'll need car insurance. I'm 21 and a new driver, Where should I get my car insurance? And how much will i be looking to pay for a car in the 2004-2006 range? Thanks."


How high is insurance on a BMW?
I found a 1992 BMW 525i in good condition for $1400, how high would insurance be for a newer driver with discounts included?"


Got into an auto accident - how much can an insurance premium actually go up?
Hi, I got into an accident - was backing out of a parking space and hit a maintenance man on a golf cart. The apartment complex has filed a claim for the golf cart (it looked old) and the guy had a slight bump on his head (emt checked him out, everything looked fine but he went to the doctor) and he's filing a personal injury claim. My agent said no lawyer's are involved yet and it doesn't look like he's suing. There's also been damage to my car bumper but it's still drivable; hopefully I can pay out of pocket. I have no numbers yet, but I'm just curious - with accidents that you're liable for - how much could it actually go up a year? A hundred? A couple hundred? A thousand?! Thanks!"


Can i apply my car for gap insurance if my cliam is being proccessed and could be considerd totaled?
Its because my car is declared totaled by hail damage but i still owe 10,000 and all i will most likely be given is 6,000 and id realy like to keep my car somehow.I just wanted my dents repaired but now i may lose my car and the bank may get some money but then i get screwed what can i do this isnt right if they take my car how am i suppose to pay it if i have no means to transport myself agin all i wanted was repairs and a cliam is filed it"


What is the cheapest north carolina car insurance?
this is my first insurance as a driver has anyone found anything cheap around greensboro? also, do i need to have insurance to get my licence at the dmv, or can i just use a car that is insured?"


Do I need gap insurance?
I have an 05 nissan 350z with 30000 miles on it. kept in very good condition. KBB quotes my vehicle trade in value at $18,337. I paid $19,???. I put $5,000 down. so now i have to pay with interest $18,???. I have full coverage insurance, but no gap insurance. If i totaled my car would I be screwed?"


michigan driver's insurance laws



"Help? Is 700 pounds enough for car insurance, road tax and M.O.T? I'm 18?"
Help? Is 700 pounds enough for car insurance, road tax and M.O.T? I'm 18?"


How much would it cost per month to insure a 2005-2007 Mustang?
I'm 16. I read somewhere being a girl and having high grades could bring the premium down some. The sticker price on the car would range from 6k to 9k. My mom is on Ford Insurance and she has 2014 Ford Tarus on her insurance right now. Would it be cheaper if she put the car under her name or under mine? And the price per month? Thanks in advance. :)


Cheapest car insurance in Massachusetts for a new driver?
I'm buying a car soon and will need insurance too.


Car Insurance in Connecticut?
I just got my license back after my first DUI arrest over a year ago. I want to get a car but insurance would be around $5,000 a year for a car that only costs $1,500. Does anyone know what the laws are in CT about car insurance and if I need it to drive my own car. Does the car need to be insured to be on the road?"


What is the right affordable car insurance to purchase in NEW JERSEY?
Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!"


How much life insurance is enough?
We are looking to get life insurance for my husband and myself. Permanent over term. Im a stay at home mom of 3 kids and we are planning to have another baby. We are currently living in Europe because my husbands job is here. We are renting but want to buy a home. We plan to move back to the US at some point, when my husband can find a secure job there and when we can save the money to be secure in an unstable economy. Basically, if my husband dies (God forbid!!) the children and I would move back to the US and need to buy a house, vehicle and either ship our belongings from Europe or furnish a new house. Plus, I havent worked in about 5 years since I have been raising my babies and I dont have a college education. I do plan to send all the kids to a public university when that day comes. I am capable of working but dont know what kind of paying job I could get with only a hs education. So how much do you think my husbands policy should be? And for myself? Whats the average cost monthly for a married couple having permanent life insurance?"


Is Western General auto insurance any good?
I got a quote from survival for auto insurance that was better than most others. The company who is insuring me is western general. I never heard of this company and am a bit worried about how they handle accidents. Are anyone else insured by Western General? If so how are they and how do you rate them?


Is it possible to be added to my parents insurance for a month?
I want to drive to friends house in another city, but I'm not currently insured on any car. Is it possible to become included in my parents car on a one month deal? I'm over 21 in case age is an issue. Also if it is possible can I do it with another insurer or does it have to be one my parents currently use. Finally how much will it probably cost? Thanks"


About how much would it cost per month for car insurance? i'm 16 and i would be driving a 10 year old minivan.
About how much would it cost per month for car insurance? i'm 16 and i would be driving a 10 year old minivan.


Life Insurance Denial?
Hi I am wondering if anyone knows of any life insurance companies take people with mental illnesses. The only problems I have are a slew of mental illnesses and asthma and yet I have been turned down by like every insurance company I can think of even Globe all I wanted was enough to make sure my wife is ok after I am gone if something happens. Ty


If a car is totalled who gets the insurance check?
My car was totalled, I am still paying the bank for it. Does the insurance company cut the check to me or my finance company???"


Driving on private roads without insurance ?
is this legal? also say if you havnt got a license (provisional or full) i have a provisonal but im just wondering the laws againest this


What are the average insurance rates in ontario?
yes canada, and im under 18 but im just wondering about the prices so i can prepare"


Auto insurance question - I hit a big pothole..?
Saturday night I hit a big pothole and a few miles later my tire was completely flat and actually had holes big enough to stick a few fingers through. I took it to a tire repair shop and the rim was bent as a result of the tire going flat. They've found a replacement rim, but it doesn't match the other 3 on the car.. I would like all matching rims, but a complete set with tires is about $800. Would something like this be covered by auto insurance? The cost of the mismatched replacement rim and 2 new tires is $350, my comprehensive deductible is $500, but I would pay the $500 if insurance covered 4 MATCHING rims.. So basically I'm wondering: 1) Is this something auto insurance would cover? 2) Would they just cover any replacement rim, even if it didn't match the other 3 or 3) Would they pay for a whole new set of rims? If anyone worked for an insurance company and might know the answer that would be great.."


"I got a ticket for driving on a suspended registration and no proof of insurance, yet had insurance the whole time.?"
Hey all, I got pulled over this morning at one of those traps cops set up where you can't turn right onto a street between certain times (in Los Angeles). The cop issued me a ticket for that as well as telling me I was driving on a suspended registration and the DMV had no proof of my insurance. So I called my insurance and to no surprise, they had my wrong VIN number on my policy, and for the past year had not been sending my information to the DMV. When I initially bought my car, I got insurance but I also got a letter in the mail from the DMV stating that I needed to prove I had insurance so I made a photo copy of my cards and sent it in. No answer back so I thought everything was peachy keen. Nope. When my insurance noticed this morning, I had them send me an email stating that it was their fault and that I had been insured fully the entire time. I plan to show this on my court date to get out of the no insurance"" thing"


michigan driver's insurance laws