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Which type of a pool insures certain demand to each members & influence the demand side of price determination?
Which type of a pool insures certain demand to each members & influence the demand side of price determination?


How much does a single composite filling cost without insurance at a dentist?
I don't have dental insurance. So I'm left with the option of paying out of pocket, though I don't know how much it will cost or if they offer payment plans."


Affordable insurance?
I want to start a new job They will offer me and my family a great insurance plan expense free The only catch is that it will not take affect for 6 months The present plan paid for by my employer will only last for 30 days once I leave this job Does anyone know of a basic affordable health insurance plan that i can purchase for 5 months Thank You


I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?
what car, insurance company ect? thanks :)"


Why do doctors/hospitals charge individuals with insurance more for their services than noninsured individuals?
I cannot afford health insurance. To get a high deductible health plan because I am a woman would cost me more than $350/month because I am single and self employed. I needed a mammogram so I went to have it done where a friend with insurance went. I asked my friend how much they charged her since I knew I would have to save up. Well, my friend said after her $50 copay the claim was filed for $300. I saved up my $300 and went to have it done. When it was time to pay, since I did not have insurance I was only charged $100. Obviously, they overcharged the insurance company which makes me mad because this is most likely why I cannot afford health insurance. The insurance companies raise their rates to match with the doctors charge them."


Pet Insurance?
I have a great vet, and I don't know if her fees are really high, or my insurance is just really bad. I have VPI and they hardly pay anything. I am debating on just saving the 60 dollars a month instead of paying the insurance premiums....what are your thoughts on that? My 2 dogs are only 1 year old. And have recieved all their shots to their age, and are fairly healthy."


Are we going to have to have a secondary health insurance to insure against the newly sky-high deductibles?
Are we going to have to have a secondary health insurance to insure against the newly sky-high deductibles?


"I crashed my car, and Got a DUI. Will my insurance pay for repairs?"
I crashed my car into a tree, and got an OWI (more commonly known as a DUI in most states) My insurance (USAA) will request a police report, i know that much. But I want to know if they are obligated to pay for repairs, regardless of the circumstances? Yes, i know my rates are going up. Yes, I know about SR22. \thanks"


"What type of life insurance is best? Whole Life, Universal Life, and should I add SURVIVORSHIP OR 2ND-TO-DIE?
I want a premium that will never change until my death. I assume these are the only options?


Is our auto insurance company ripping us off?
My husband got a dui about a year ago and now he has to carry an SR22-i think his insurance was also recently expired but I am not sure. We have insurance through Farmers and our bill was due on the 22nd of one month-this was on our bill-so my husband went in to pay it on the 20th and the agent told him that our carrier had changed our due date so our insurance actually expired two weeks earlier!!!! -so his SR22 started all over again (he has to carry it without letting it expire for a couple years) and it put him in violation of his probation and if he had been in an accident in those two weeks he would have gone to jail on top of being personally responsible for the damages!!! We were very upset about this and the agent says she tried to call us but we find that hard to believe because my husband gives her his work cell phone which he is required to have charged and with him at all times for work; if by chance he were in a no service area, I would think she would have left him a voicemail. She also said that since we allowed it to lapse, we had to go with a much more expensive policy and we had to pay the full 6 months right then. We paid it because we needed to be insured but I really feel like we are being cheated."


What should my car insurance cost?
I am a 21 year old female, do not have any citations on record, and I drive a 2007 ford focus. What should my monthly insurance payment be around???"


Car Insurance?
It might have said Insured Named and not Named Insured...does that make a difference?


Is it possible to get a good used car for 3000 $ ?
I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!"


No insurance and Pregnant in Florida?
Hey everyone.. im 19 and i just found out last night that there is a good chance of me being pregnant. I took two tests last night and they both came out with a faint pink line and a dark pink line. Now i dont have medical insurance, but im a part time student and i work full-time but my job doesnt offer any insurance coverage. Everyone keeps telling me that i need to go to the docot but i dont know what do do next if i dont have insurance. I' m in Orlando Florida so if anyone can help give me advice on what i should do next id realllllyy appreciate it. Thanks!"


Employers didnt ask for national insurance number?
I just got a job and when i asked if they wanted my national insurance number they said no and told me to keep it a secret


dui nj insurance points



Any suggestions on first time driver insurance in the nyc area?
I need suggestions on good affordable insurance, keep in mind Im a first time driver."


How much is car insurance??
I STAY IN MARYLAND IM 18 IM ALMOST DONE WITH DRIVERS AD JUST LOOKING FOR A NICE SMALL 4 DOOR CAR THATS CEAP INSURANCE I REALLY HAVE ANY CREDIT BUT IF I CALL THE INSURANCE COMPANY AND ASK THEM ALL THESE QUESTIONS THEY MIGHT DONT WANT TO HEAR IT


Got into a car accident! ): Will my insurance go up?
I got into a car accident a few hours ago..I was turning in to park into a tight space, misjudged the space, and ended up hitting the rear of the car that was parked on the right (I scratched it slightly)...my car had a slight scratch on it too. I gave the guy my insurance info and all that...but im worried..ive been driving for 3 years and never had this happen before, the damages are minor but will my insurance go up? Im also getting my motorcycle license next summer, will the insurance for my motorcycle go up?"


Car insurance?
what happens if you have liability car insurance and a guy that smashes your car hits you and he doesnt have any insurance? are you covered or are you screw ed?


Do I use total gross or taxable gross income to determine insurance eligability?
Do I use total gross or taxable gross income to determine insurance eligability?


"My husband is retiring next year and I am unemployed and only 55, how do I get affordable health insurance?"
I have alot of health issues and I need to make sure I have coverage. I have been looking for a job with benefits, but so far no luck. I am 55 and my husband will be 63 when he retires. I need an insurance with no prior health exceptions."


Anmuity vs term life insurance?
Anmuity vs term life insurance?


Is car insurance sexist against males?
As an 18 year old man, I think that it is unfair that car insurance is higher for me than for some girl. Don't get me wrong, I love being a guy and wouldnt change it for the world, but even though I am a careful driver, I still have to pay more insurance simply because of the way I was born. I didnt even get a chance to screw up. If insurance was higher for blacks then they would be having a cow. What do you think?"


How do I dispute the replacement costs that home insurance companies calculate for my house?
We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?"


Does it increase the cost of your insurance to black out your car?
I'm 16 and thinking about blacking out my car. I'm going to get a matte black vinyl wrapping (it is currently blue), black wheels, and I'm going to tint the windows and taillights. Does this affect the cost of my car insurance or would I even have to contact the insurance company?"


Can i go on to parents insurance and get car loan ?
okay can i go on my parents insurance and apply for a car loan iv asked many times on this site about how i could get car loan and how and if i need co sighner im 20 and want to buy a 08 for 4x4 estimated value is 25,000 i have now credit history just got job now i have a way around it can i go on to my parents insurance and get a loan cause they have good credit and ill pay everything cause if i try to get this done on my own people will give me high interest and throw it at me i could only afford 200$ a month can i let my parents show there good credit and get mea good payment a month"


Who has the best home insurance in georgia?
I am about to buy a house and I got to have Ins. I just need to get the best deal. Whats your opinion?


Why do we need basic health insurance?
Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???"


Can the doctors send a patient home if they were dying from a disease but had no insurance nor money to pay for the cure?
Lets just say you had a disease and you had no money nor healthcare to pay for the cure. Can the doctors send you home to die if you couldn't pay the money?


Why do parents have life insurance policies on children?/?
I thought life insurance was supposed to be for parents or a major breadwinner in the family, so if something were to happen to them the family would be ok, not lose a house etc. Whats the purpose of it for children, just to cover the cost of buriel then? If you don't have enough money, god forbid to bury your child in case the person must have low income/no savings at alll, how are they affording the monthly premium then, although low. I think im missing something please enlighten me! Thank u"


dui nj insurance points



"Looking at Insurance Quotes & found a car under our address that is not ours, what to do?"
so my family has been looking at insurance quotes the last couple of days and this random car always shows up under ours address along with the actual cars we have, my parents are worried someone might have used their name or sumthing.. how do we deal with this and who do we ask? on one of the websites I got the last 6 or so digits of the car's vin number. My brother suggested asking police department or the Security of State but who can provide us with this information and what exactly do we ask for ??"


"How much is dental insurance monthly,and who do you have?"
I'm 23yrs old, no kids and not married, how much do you think dental would be. (I haven't been since 2004 and that's when I was on my dads insurance!)"


What happens if im a day late on my car insurance?
i pay monthly with gieco.today my payment is due but i wont have the money untill tomorrow.will they cancel my insurance?will i have to pay some type of fee? will my car insurance go up? Plz help


Why is it important to buy health insurance in the united states?
Why is it important to buy health insurance in the united states?


Question for life insurance agents?
I posted my resume on Monster.com and a life insurance company wants me, and I set up an interview for next week, but i was just wondering, how often do you typically make a sale? the job posting, when i looked it up said 7 or 8 sales per week would make about 75k a year. That makes me think it must be hard to sell, and maybe typical is only 1 a week. So tell me about how often you sell, and how much you get for each sell. thanks! oh and where you are from (I'm in WA)."


Do you have to buy insurance for your car?
Im planning to buy a 1968 Chrystler Newport. This will be my first car. I live in BC. What should I expect to have to pay monthly for insurance? or do I need to buy insurance at all for my car?


"How much are you paying for car insurance, mine is...?"
Right now, I pay $74 a month on a 97 4 runner. Is that too much or am I over reacting?"


Will my canadian car insurance cover me in US?
i'm taking a trip to new jersey soon, i live in montreal. i'm only going for a couple days and i'm wondering if my insurance will still be valid. i'm not taking my own car, it's my dad's, but i do have my own insurance. will i have to buy some kind of temporary insurance? i know you can buy temporary health insurance when going over there. anyone have any answers for me? :)"


Help me find health insurance quick!! please!?
I dunno if I'm overreacting, but I've been researching esophigal cancer ( I was sick a lot a couple years ago, but I never thought it was long enough period of time, or frequent enough to cause any damage) and I would like to be checked out. It actually seems the more I read, the more i seem to feel like I'm having symptoms right now... I have been known to be a worrier... Could I worry myself to the point of feeling like my throat is burning? or that I'm burping a lot? (i'm probably swallowing lots of air right now ] and coughing (i've been known to gag and cough when I worry myself) I would like to go to the doctor asap, could someone please help me find an affordable health insurance plan. My zip is 16066, if that matters.. Thank you"


Where is the best place to get cheap car insurance?
Me and my girlfriend are new drivers and are looking for cheap car insurance on our first car, what is the best place to go just so we can legally drive?"


Motorcycle vs car as first vehicle?
I'm 17 and I wouldn't be getting it for about 2 years minimum but by then I'll need a mode of transport (I live in the country so bus is not an option) but I was trying to decide between a car or a bike, in Ireland (where I'm from) cars cost a fortune for junior drivers.. While bikes aren't much better you can atleast get better fuel economy, and more fun. I'm a speed freak, I'm not stupid but I love the sounds of engines and the feeling of going fast kicking through the gears.. I would never do anything idiot (intentionally) in either a car or on a bike.. Which would be a better? I'd be using it for transport to college, roads will be wet mainly (it's Ireland) I realise it may be a bit biased asking it in the motorcycle form but I'm not in the mood to hear people saying 'how motorcycles are killers' I realise they can be dangerous all ye same but I don't like uneducated yobs."


HOW WOULD YOU GO ABOUT THE PROCEDUREs of BUYING a new car.?
All the requiremnets needed to buy a car. all the inns and outs of getting one.from maintenance, insurance, cost ect.."


My car stolen and insurance company is delaying claim?
My car was stolen at my school, after calling the police and everything. I was asking people at school for a ride home one girl told me she was busy and asked her friend to drive me he agreed. When I notified my insurance, he asked for a recorded statement which I gave. Then he wanted the name and contact numbers of the two people I asked for a ride a home. Which took a while to get yet i still got them a gave them to the guy. After they contact the adjuster, I called to try to see whats going on with this claim because its been over 30 days and I am trying to replace my stolen car. He says there are some difference in the three statements he recieved and he has to file some notes and contact me later. I later called the other two people and asked what did they say and to me it seemed the same just in different person view and they also told me they did not remember alot...Can these people cost me my claim? I cooperated and did everything..How long can this take? What else does he need"


What's the best car insurance?
What's the best car insurance?


Does one speeding ticket affect your insurance rate ?
i got my first speeding ticket , i live in Utah , and i have state farm insurance so will it affect my rate ?"


dui nj insurance points