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Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?
MSAD - you are very observant! =] I did word it wrong in the actual question, but I wrote it properly in the 'extended' part of the question. 'Collision' -- hitting a tree. 'Other than Collision' -- hitting a deer. I understand the difference between the two, I just worded it wrong on the top part of the question. I was just curious as to why one is 'other than collision' when you colided with an object in both cases =] Thank you for clearing that up. I am going to take a State Exam here pretty quick and I have a few random questions I'm still not piecing together. Home Owners Insurance is driving me up the wall! lol. All the policies and coverages .. property coverages .. not to mention I'm just now getting to the 'Business Auto' policies and 'Commercial Auto' policies .. on top of all the other forms I've already learned. I'll probably be in this Insurance section for a while .. lol."


How much would my car insurance be?
Im 19, in about 2 and 1/2 years after i save about 30,000 I plan to get the 2012 Audi A7, how much do u think my car insurance would be monthly??"


Where can my partner get cheap car insurance?
he has 2 convictions sp30 and dr10


Is it true you dont need a license or insurance to drive a scooter?
Im interested in buying a scooter because i have heard you dont need a license or insurance to drive one. I need a way to get to work easier (right now i take the bus) and i cant afford any kind of insurance right now. I dont have a car and i dont have a drivers license. Plus from what i have seen scooters are way cheaper then cars. why dont you need a license for a scooter and what is the difference between a scooter and a moped? I think i read you DO need a license for a moped but not a scooter.


Difference between health and life insurance?
Difference between health and life insurance?


How much is liability insurance for a 2001 mustang if I'm a 16 yr old guy?
How much is liability insurance for a 2001 mustang if I'm a 16 yr old guy?


Car insurance group table in the UK? please helppp :)?
Car insurance group table in the UK? please helppp :)?


"Looking for affordable medical insurance plan in Hawaii called Quest""?""
want health care for a minor with affordable rates


How much would car insurance be under my dad's policy? Or by itself under my name?
I'll be 21 in September and I'm getting a car really soon. I just have no clue how much the premium is going to cost me. I'm getting an older car. 100,000+ miles. So my question is, if I insure my car under my dad's policy and put it as one of those cars that is occasionally/rarely used"""


Bakersfield Home Owners Insurance?
Someone related to me just bought a new house in Bakersfield, CA. Theyre in escrow right now and have to get homeowners insurance. I think first american title gives a pretty good one that has flood insurance, which I heard can be a good think in Bake. However, the offer explicitely states it has no earthquake insurance. The insurance is 760 a year. Any advice on insurance? Whats your experience etc. Which one to get. Any answers are greatly appreciated :)"


"For USA: If i got hurt in a car accident, will my heath insurance cover the expenses? or the car insurance?
I am an international student studying in NJ. It is mandotory for all students to have heath insurance so i got one. I recenty bought a car from NJ. I m looking for insurance prices now. I m confused about that issue! In my country (cyprus) car insurance companies only pay for your damages to cars or environment. Your health insurance cover the medical expenses. I think it is different in here USA...


What is the best life insurance company?
what it the most reptuable life insurance company


16 and my parents don't have car insurance!?
hi there! I need some help! :( I am sixteen, g1 and next year i am planning on getting my own car.. thing is, i am under 18 so i cannot get my own car insurance. So to get my own car before i am 18.. how can i get insurance if my parents do not have any insurance policies to put on me. They do not drive, or even have their licence, and all of my family live in different cities hours away, and my sister does not drive. So i have no one to put my insurance under. Any options or advice, how do i go about getting my car insured by next year! :) Thank you!"


"Hello, I'm 18 years old female living in Europe, next year I'll go to USA, but I don't know where I want to live. Help me please.?"
Chicago, NYC or Seattle? You can recommend some other cities. Cost of living, nightlife, people, food and most important, university! I'm going to study politics."


I live in SC and I need to get my own Insurance Policy to buy a car. ( I'm 17) Can I get coverage alone?
My Parents don't want to add me to their insurance because we have several vehicles already and adding another car and a teenager will cause their insurance to be even more outrageous. Can I get my own insurance policy without effecting my parents at all? (With their permission of course.)


allstate insurance hillview kentucky



"NYers only: got a ticket, when will it go to the insurance company?"
I got a ticket last week for failing to stop at a stop sign. I will be getting points on my license, but I'm really concerned about my insurance rates going up, so I am going to take a defensive driving class. Do I have to take the class BEFORE I pay the ticket, so insurance doesn't see the ticket, or do I pay the ticket and then take the class, hoping insurance won't see the ticket??"


Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?
Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?


What do i need to get low insurance on a car?
What affects insurance price and what model is cheapest?


I'm 23 and a female. I've never bought car insurance before. Who's cheaper Geico or Progressive?
Is wanting to pay $100 a month unrealistic?


"How do I obtain cheap, good health insurance in South Carolina?"
I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits."


What cars have the best insurance rates?
What cars have the best insurance rates?


Can insurance change term suddenly without tell me?
Can health insurance stop cover my medicine suddenly? I have used this medicine for 6 months and now I refill it,( I have 12 months refill) my phymesist told me that the health insurance changed code and stoped cover it. Can insurance do that suddenly? What can i do to fight with them? thanks."


Can I use my medical insurance without my mom finding out?
Okay, so I am 18 now but I'm still under the same medical insurance thing with my mom, and I want to use it to go to the doctors and get some tests done (because I feel like I have tumors) but I do not want to alarm my mom or anyone in the family until I know what they are. So would I still be able to use that insurance and her not find out the costs or anything?"


Insurance problems please help?
My mom got insured for my car, and i was wondering if i get in a crash would the policy still cover me? I dont was to put my name on the list cause for myself it costs a 114 to about 200 just for liabilty. I am 18 years old and i drive a chevy malibu"


What is the best life insurance company?
I am looking for life insurance for my whole family (5)


Where can I get homeowners insurance with bad credit?
This is a serious question. Please give good credible info and if you can't just don't answer.


Health insurance cost?
In June of 08 my fiance and I are getting married in IL. I will be just out of school and looking for a full-time teaching job. My soon to be husband graduated 2 years ago and found a part-time music job, but the school eliminated all the part-time positions. He is now subbing and teaching percussion lessons every week. We both will have to pay for insurance until we both get full-time jobs. What is a normal cost to pay per month. If I was to average $150.00 a month is that to little or to much for the two of us. I will be 22 almost 23 and he will be 25. I know he has insurance, but it only covers things that will cost over $8,000 and everything else he pays for out of pocket like shots and etc. It would be nice to have a better plan. He has a screwed up back and some other issues with his body hurting from time to time and blue cross and blue sheild rejected his application. So, it was hard for him to find a company to insure him. Thanks!"


IS THERE ANY AUTO INSURANCE !??!?
Is there any AUTO INSURANCE that offers a FS75 INSURANCE CARD !! I bought a NYS car, and I am moving so I want to drive it to the state I'm moving, but I can't because I need INSURANCE in order to get the IN-TRANSIT PERMIT !! Please if someone can give some advice or anything, would be awesome..!!"


What factors affect car insurance premiums?
My mom is going to give me her old car once she gets a new one, and she said insurance is about $100/mo. My friend asked what insurance would be and I told her, and she thought that was really low The car is a 1999 saturn SL1 and it's standard, is the insurance cheap for this car? My mom has a great driving record I'm now wondering what affects car insurance premiums? I know age, gender, driving records, and other stuff.. but what else?"


I filled out an application just to see what the quote would be for health insurance but now all these insurance companies keep calling me.?
How do I make all these companies stop calling and emailing me?


allstate insurance hillview kentucky



I have a portfolio appraisal from 2009 and it has on it insured cash account on it.do i have a account.if so what can i do.?
I have a portfolio appraisal from 2009 and it has on it insured cash account on it.do i have a account.if so what can i do.?


How much will my insurance increase after two at fault accidents?
I was in an accident at the beginning of the year and six months later I was involved in the same kind of accident. I was at fault for both accident. I was wondering how much would my insurance would increase. I live in California and have AAA auto insurance under my parents. Thanks!


"Co-Buyer"" of car. Insurance liability?"""
Hello all, I was not very clever and bought a car with my ex GF. She had bad credit so I helped her out. I am not worried about the loan payment. I check with lender occasionally and will pay it if needed. Per Toyota she is listed as buyer and I am listed as co-buyer. I got a registration renewal notice in the mail addressed to her or me Like I said I am not worried about the loan payment. What worries me is this: Can I be held responsible if she has an accident? The car was added to her mothers insurance policy by the car dealer the day we bought. Apart from the loan payment do I have any other liability? Thanks for your advice."


Do you have to have home owners insurance if youre renting to own a home?
What all do I pay when I rent to own a home? Do I pay property taxes? Or do I not pay that until I actually own the home?


HOW TO GET MY CAR INSURANCE DOWN PLZ!!?
Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<

Does Auto insurance go down automatically after the age of 25?
if I drive and small and cheap car...


Who should I trust when it comes to auto insurance?
I am looking for Auto Insurance but want to deal a company I can trust.


Does a judge call to verify insurance card in court in CA?
I just got a ticket for no insurance today in California. I had my expired insurance card but not a current one. The officer asked me if I had insurance, and I told him yes, but I really dont have insurance. I am getting insurance tomorrow, but I need to prove that I had insurance the day of the violation. If I were to get my insurance, and just photoshop the date on the insurance card to an earlier date, would that work? or does the judge or court call to verify that it is valid and was covered that day?? I really want to prove somehow that i had insurance that day. can someone help me? Along with no insurance ticket, I got a speeding ticket in a school zone, so I know Im gonna be paying a crap load of fines. Can't afford any of it."


Insurance Brokers Commissions and Residual incomes?
I already know that insurance brokers for auto and home make an initial commisison averaging $150 depending on the policy. I want to see if anybody know about the residual income that a broker makes of each client. I knew someone that was a Allstate broker a while back that mentioned he made a percentage of each clients payment each month. Does anybody know how it works and how much on average a broker makes on residuals after the inital commission?


"In a car accident, is the party not at fault entitled to a rental car while their vehicle is repaired?"
I was recently in a car accident, where the other party is clearly at fault (rear ended at a stop light, other driver arrested for DUI). My own insurance doesn't provide for a rental car. I'm hearing that my car will be in the shop for about a month to fix the rear end. Am I entitled to a rental car, paid for by the other driver's insurance? If so, who determines what a reasonable daily rate is? Am I entitled to the car until the repairs are completed? Can I demand to have the car rental company paid directly by the insurance company?"


How can i apply for this kinda insurance?
Im signing up for insurance. Honestly im in desperate need of 10,000$ or at least $7,000. I don't know how fast that can be processed either. Btw witch insurance offers cash value life policy ...i know not all insurance offers that btw i live in NY if that helps"


New health insurance law I'm so confused?
My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?


Life insurance licensing?
Has anybody ever taken a test to get your license for life insurance, health and annuities? I'm about to take a test and was wondering if there were any good websites available or even any tests. Any advice would be great!"


How does life insurance work?
How does life insurance work?


Lowering my car insurance premium by putting my car under my roommate's policy?
I'm 20 years old and I own a car. I pay a lot for my own insurance. But I live with a 25 year-old roommate. Is there anyway I can lower my insurance premium by putting my car under his insurance policy because we live together in the same household. What do I need to do? We don't have the same insurance company and does that mean I have to terminate my current insurance and switch to his company? Or a lot more need to be done? I have no clue. This means big savings for me so please help. Thank you!


allstate insurance hillview kentucky