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Is insurance cheaper if you have had experience on the road?
I am 16 driving a moped I'm looking to get a car when I'm 17, will insurance be cheaper for me because I drive a moped?"
What all should I consider when changing my auto and home insurance company?
For twelve years, I have had homeowners and auto insurance with Allstate. During this time, there have been no auto accidents, claims or moving driving violations. However, the auto premium increased last month. I was told I lost the new"" car discount on my 2011 Ford Fusion. There are 2 adults drivers only. I obtained quotes from four insurance companies for homeowners and auto insurance. I went line by line on the auto quotes to be sure it is the same (or better) coverage than I have now. The homeowners is basically the same dollar amounts for total replacement coverage for the house & contents and to pay for the cost of other housing during repairs. Three of the companies have ""accident forgiveness"" so 1 auto claim will not increase the premiums. Every quote is less than my premiums with Allstate. These savings seem too good to be true but it isn't just one other insurance company. It is four A+ rated companies. What am I missing?"""
"I need information on how to get a life insurance for my husband and i ,i don't know how it works ,help?"
I am 30 and my husband is 31 we have 5 kids together ,and we want to get a life insurance that would take care of our kids in case one of us die ,what kind of policy should w get and how much coverage we would qualify for , at a good price each month , do we need a medical check up ? my husband is the only one working .Some friends also told me that i should get one that would cover funeral expense also , for my hubby and i or god forbid even our kids , but i feel so weird about it ( they are kids doesn't look right) so what do you think ? Thanks for the help ."
How does car insurance work for a teenager?
I recently got my license but still do not drive due to the fact that my parents will not pay for insurance. They say it is too expensive but they also said the only way to make it affordable would be by getting me a car, which I seriously do not understand!! I don't want my own car I just want to be able to legally drive one so why would buying me a car and then insuring the car plus myself make it soo much cheaper than just already having me under their insurance and what not??? I just don't get it because once your insured you are able to drive any of the cars in the household so why buy another car just for me?? My parents aren't making sense and do not want to explain it to me. But we own luxury cars so could that be why they won't add me to the insurance? They are getting me a random, affordable used car which I don't mind but I would rather just be insured car or no car. Oh and they let me drive around all our luxury cars when I had my permit so idk why they are doing this to me."
Can I get Car Insurance in Texas without a D-License?
Can I get car insurance without a license. I'm located in Texas. Is there ways around to do it?
Can I get a driver's license without a car or insurance?
I'm older than 24 and never got around to getting a driver's license because I went to college at a young age. Now I have an opportunity to use my mom's insured car for a couple months, and I want to practice and get a driver's license, just so that I'll have the driving test out of the way (and won't feel so weird being this old without a license). However, I still don't plan to have a car, I'll be moving somewhere that I don't need a car, etc. I don't want to have to pay any insurance for having the license. Can I just get a permit and practice and take the driving test and get a license, without ever buying a car or auto insurance? And then I won't use the license, I'll just have it until it so happens that I might need to drive (perhaps use the insurance that you can buy along with rental cars, if I need to rent a car?). Also, I'm not sure if I'll be covered under my mom's insurance for permit driving because I am older than 24. I really don't know much about this. I just started looking into it about an hour ago. I've had an illness for a couple years that prevented me from driving but I'm getting better and thought maybe I should learn to drive now."
Confused about Car Insurance! Please help!?
My dad said im covered under him.(im 17) he also says im insured but its not my name?!?! i dont understand he says hes only paying 150 dollars for insurance... i thought it would be a lot more because im a teenager i think that the car insurance is under him and instead of me.... he told me if i get in an accident just tell the cops that it's my dad car and i was just driving it?!?!? what happens if i actually get into an accident what would happen?
Recently, I was rear ended. The person who hit me had insurance so of course it was paid for on there end. I was reffered to a very well respected collision shop and the repairs were done in about a months time. The total came out to be around $5,300. They said the frame had been damaged and that it was fixable. Originally when I dropped the car off, he told me the car was totaled and was no longer drivable until fixed. Well now that the repairs are fixed, I took the car in to be appraised every thing came back good...well almost everything....they could obviously tell the rear of the car wasn't original, but the worst part was that the frame had been welded and they deemed the car as unsafe and to drive and really wasn't worth driving...They offered me $9,000 due to the fact that if they bought my car they would send it to a auction and wouldn't attempt to sell it. My question is, can I do to have the insurance company replace my vehicle? I have a wife who is pregnant I don't feel safe knowing what I know about my car. Is the insurance company responsible or is the collision shop responsible. I don't know what to do and I already know there is going to be a hassle to get someone to take care of this."
"Is there a way to get fake"" or extremely cheap car insurance?""
I don't care about the service. I want it cheap.
Does insurance cover blood pressure monitors?
Maybe it's a dumb question but honestly I don't know, and this year is the first year when I got an insurance."
i am looking to buy a chevy camaro RS and i know the insurance will be high does anyone know how much it will be? if there is a way to get less then i will buy the Z28 which would be more because of the V8 right?
Car Insurance Groups?
What Insurance Group would a Ford KA (02 Reg) Collection be? And also what Group would a Ford StreetKA be?
Insurance company denies the damages?
my car has been involved in an rear end crash and the insurance company of the other party denies some of the damages , that are actually done because of the accident. the auto body shop gave me an estimate of 4 to 5 000 $ . my car doesnot cost that much . the insurance company is offering only 633 $ and disagrees with me to total the car . there was no damage prior to the accident made to the car on the rear end side. they argue that the other car that hit me does not have even a dent then how come my car have this much damages. i know that my car did not had n e damage on the rear before the accidednt. based on the automobile source they think that the actual cash value of the car is 1900 , and they have didcted all other damges , that are not because of an accident. please guide me what i should do in this case."
HELP!!!! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?
I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!"
"Fiance was hit by transfer truck driving my car. He's not on my insurance plan, but did have permission. Will insurance cover this accident?"
Fiance was hit by transfer truck driving my car. He's not on my insurance plan, but did have permission. Will insurance cover this accident?"
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Do i need car insurance while im not using the car?
Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks
What is the annual premium for a house?
Cud u help me on my maths homework What is the aunnual premium for a house valued at 65000, if the insurance is 3 per 1000 of house value? Thanks"
Will erasing the point by taking traffic school lower my insurance?
I'm 16 and I live in San Diego, California. I recently got a ticket for going 94 in an HOV lane. I know, super bad driving. I keep reading online about how I might be given the opportunity to go to traffic school and that will erase the point on my driving record. But what does that mean? And by erasing the point will it lower my new heightened insurance?"
Car Insurance rep presented low-ball offer. How do I fight back?
Luna, I get what you're saying. But when a dude jumps out of the lane into oncoming traffic and decides it's a great idea to ram into your left door as you are turning left, well, he's a jerk. If the mileage isn't an issue, why did he bring up odometer readings on two conversations? Also, he said the license plate # I have is issued to taxis which generally use more mileage. I contested this car (Lincoln) is for personal use and not registered w/ taxi & limo commission. The whole conversation seems suspect. Also, the mileage numbers he gave aren't adding up, according to my inspection records!"
"Can life insurance beneficiary designations made, by the person insured and now dead, be over-ruled by a judge?"
Can a spouse fight the beneficiary designation, because they are not designated, in court and get it changed by a judge?"
What's the best deals on auto insurance?
What's the best deals on auto insurance?
Ex wife on Life Insurance Policy?
His father wants me to give him the money because HE paid the premiums. He wants me to pay for the funeral. His father is not poor whatsoever. He told me he thought HE was the beneficiary. Hes full of crap. He thought the kids were the benes. WHO would put their father on a life insurance policy when you have a wife and kids. My ex just never took me off. Im so hurt that he is trying to get this money back from me. Ive been through hell with my ex and my kids.
How much would i pay for car Insurance?
How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago"
What is the average cost of car insurance for a 37-year ..old male in Oregon?
What is the average cost of car insurance for a 37-year old male in Oregon?
Which specialist should I go to have testosterone levels checked? How much average consult fee w/ no insurance?
Considering having my T-levels checked since I think I may have low T-levels. Not sure which specialist to go to so your help is much appreciated. Would also be great if anyone can tell me the average consultation fee is if I have no insurance. I live in south san francisco and would also be great if anyone can refer me to a doctor.
Where can you get insurance for a 16 year old travelling alone?
Hi, a group of my friends and I, five of us, are travelling to Germany and are looking for a place that would insure us, we are all 16 years old. Thanks :)"
What is the best health insurance for a newly married couple to get?
My husband and I just got married and are looking to get health insurance. we both can not get insurance through work. we live in arizona, my husband attends ASU. We are both involved in masters programs. We are looking to start a family poss. with in the year! what is the best coverage we can get, with our student incomes? thanks in advance for any advice / guidence you can provide!"
Will insurance cover std test?
BCBS of AL, PPO. Say under exclusions: Routine services, such as periodic physical examinations; screening examinations; immunizations; and services or tests not related to a specific diagnosis, illness, injury, set of symptoms, or maternity care, except for those preventive services specifically covered under Preventive care, adult and child in Sections 5(a) and 5(c) and screenings specifically listed on pages 31-33; Section 5(a) preventive care (I'm excluding the one's that are obviously not related to std's): History and risk assessment Urinalysis General health panel Basic or comprehensive metabolic panel test Chlamydial infection test Cervical cancer tests (including Pap tests) Nothing relating to std tests in section 5c. Pages 31-33 is section 5a I'm not seeing anything in policy about std testing. Is it usually covered? I have good coverage through the government. Also, should I go to the gyno or family dr for a std test?"
In California how much are you paying for insurance on a 2012 Camaro?
Which have the best offers? v6 only. And to be more specific location : Sacramento
Do i need insurance to hire 16yr old to work on my farm?
My son wants to work on a horse farm, we have been asked to sign a release by his employer , saying he will not be held responsible if anything happens to him under his employment.. is this legal?"
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"What does it mean when you have a 5,000 deductible- Health Insurance****?"
What does it mean when you have a 5,000 deductible? does that mean that i order for my insurance to pay I have to first pay 5,000 out of pocket? If so, what is the point of the Insurance, I'd be paying over $200 a month, as well as paying for all my doctor visits until reach 5,000 THEN my insurance kicks in?"
Is there a way to get inexpensive short term insurance for....?
An item like a video camera or video camera equipment. And say you wanted to rent them to people, is there a way to get insurance for those items while other people use them?"
"Looking for good, yet affordable dental insurance. (Have health insurance -- only need dental)?"
Looking for good, yet affordable dental insurance. (Have health insurance -- only need dental)?"
Title loans and insurance claims if the car is totaled?
Note that this is the other party's inusance that I am having to deal with since the accident was her fault. Not my own insurance
Why do insurance companies charge first and last?
I had a nice Allstate agent call me and discuss my insurance with me, give me a lower rate and then come pay time, tell me that they require first and last. When I asked her why the last, she could not provide a good answer. I know not all insurance companies do this, but what is the point? When asked when I would get the last back, she said when I cancel my policy some day!! What if I don't want to cancel..ever? This does not make sense to me at all. Why keep my money there for nothing? When one does cancel the policy, do they get the money back with interest on that? Once confronted with these questions, the agent was not so nice any more. Can someone please answer the above?"
Will my insurance price change?
I've been on my parents insurance account for over a year with no accidents on my record and I pay 200 a month, so if I have my own account from my parents will there be any price changes of either raise or lower? I'm so confused"
Car insurance cheaper at 17 or mid 20's?
im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?
Cheapest auto insurance in Florida??
Just moved and need some ideas for shopping around for the cheapest auto insurance in Florida.
"What is Excess"" in insurance?"""
I crashed into the side of somebody 2day, and was wondering if i will have to pay anything for my insurance company to pay out, i heard something about an excess, what is that? I pay monthly and its my second year of driving if this changes anything, thanks ahead (it was also my fault :( )"
How much would car Insurance be for a 16 year old girl?
I live in Michigan. Thank you :)
I am a newly licensed 6-20 Florida Insurance Adjuster. My goal is to eventually become an independent adjuster?
I'm thinking since I have no experience, I would start out as a staff adjuster but no one will hire me. Any tips on how to break in? All info is greatly appreciated."
How do you find out if someone that hit you has insurance?
yes i have his driver license #, plate #, home address, phone#.... verified his address thru whitepages.com. uninsured coverage will waive the deductible i would have to pay to fix my car if he's uninsured so im hoping he really is unisured. but how do i find out is the question and if my insurance company will consider him uninsured."
What is the best insurance for a new driver in nyc?
I've been driving for 2 yrs now but got my license about 2 months ago. Im 21 and limited on cash. I need a cheap auto insurance because driving right now is essential with the MTA fare hike.
I need full coverage for car insurance?
i need full coverage to get my new car if i go to my insurance tommorow and put full coverage on my car will i be able to pick up the car the same day? ps i live in massachusetts sooo people from there will help to
Car accident: wait for police report to file insurance claim?
I've never had a car accident so have no idea how this works. I had a car accident 4 days ago where a car hit mine from behind (completely the man's fault). We didn't exchange our info or said anything, I just wanted to wait for the police first. When the officer got there, he came to me 1st and I explained everything and it was clear that it was the mans fault. Then he told me to move my car into the nearby shopping center to not block the road and wait for him there. The man's car's tire had popped so he couldn't move it and they stayed there to talk. At this point, the officer was prob getting his info & writing the report. Then the officer comes and finds me and gets my info, writes it down, then hands me a sheet with both our info on it. He told me all I had to do was call my insurance company and give them the report #. So I did that the next day and my insurance company couldn't find anything besides his basic info like name, address, license and all that. They could not find his insurance info. And since I wasn't able to speak to the man, I don't know if he has insurance or not. I thought the sheet the officer gave me would say everything. So I called to police dept and they said it was because the report is not out yet. So my question is, am I supposed to wait for the police report to come out and then contact my insurance company? I thought insurance companies say to call them right after the accident."
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