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Do you think UHC or Cigna is better for an individual health insurance plan?
I'm trying to decide between United Health Care and Cigna for my son's new individual health care plan. He will be turning 26 soon and can no longer be on our group family plan. Your input as to which company might be better would be greatly appreciated. Thanks, A Mom trying to make the best choice for my son."


Small and cheap to insure ideal first cars?
in response to matthew hopkins and fray and anyone else .. im not actually driving to cause accidents, im a sensible driver! just because other new young drivers act like maniacs, i hate that peoples views are that ALL young drivers are going to act the same, its soo stereotypical! and fray, dont just 'assume' anything, im earning my own money and dont appreciate you assuming i rely solemnly on my parents! "


Insurance for the baby?
Before you judge, I have a license, car, job, and apartment and am stable with income. I'm 17, and will be 18 by the time the baby is born, and I am covered under my fathers insurance which was established 17 years ago through my fathers work. Its Cigna PPO. Since then my father has been layed off because the plant closed down. He still has the insurance from his work and does not pay the huge bill because it was covered by his work. Now I'm Pregnant and, I'm trying to understand how insurance works. The baby cannot be added to this insurance because It has already been established. I know this for sure because my brother, 22 and unmarried, had a child in November and his child could not be added to our insurance plan. So will you please help me find insurances, Private insurances not state? Also can the baby be by itself or must it be with it's father or mother, me, on a plan?"


"Insurance cant get a hold of the other at fault party, what do?"
I was involved in a traffic collision where I was rear ended by another vehicle. Police report was filed, the information was traded. I filed a claim with their insurance and mine and have not herd anything from the other party. Everyday I contacted their insurance and they still cant get a hold of him. My vehicle is not in drivable condition so I am forced to wait, since I do not have money at this moment to pay for my deductible, I just stared a new semester and spent close to $800 on books. To make matters worse my work has come to a standstill and no income is flowing. I am thinking about hiring an attorney to help me recover the losses. What should I do? If the guy never responds what happens? Is there a law which states how long the other individual has to file a claim? Thank you. I live in the state of California."


"Car insurance help, i need advise?"
Im 15, hoping to buy a decent car (when i turn 17) that is reasonably cheap to buy and insure, i have around 10,000 budget for the car and 20,000 budget for the insurance, i work on cars so any mechanical problems wont be an issue and i am a very capable driver and certainly not a 'boy racer' i have experience in driving and i just want a nice car that i can keep for a long time that i can pass in and out if london in to my future job (architecture) any car and insurance company suggestions? And remember decent car, 2nd hand."


"After buying a car, can you immediately drive it, without switching insurance?"
Or do you need to buy the car, go to the insurance company, switch it over, go back to the dealership, then get the car? I live in AR if that is relevant."


"If you have cheaper health insurance, does that mean the quality is worse?
My question is; will cheap insurance ensure a not-so-great doctor? Please answer that.


"A question about car registration, insurance, etc?"
If I purchased a used car from a private seller, or even a dealer, the title was given to me and I go to the DMV to register it under my name, etc what happens next? Am I allowed to drive the car while waiting for the registration tags to come in and for me to find insurance for the car, or is my car supposed to sit in my driveway until all the registration paperwork with the DMV is completed?"


Auto Insurance......?
So, recently I've been looking around for auto insurance.......I haven't had insurance within the past 30 days, and have had one minor violation(speeding) within the last 3 years.... the cheapest quote I've received is from Esurance. Has anyone had any experience with them? Good or bad? Also, any insurance companies you would reccommend that will give you insurance without having prior insurance for more than 30 days? Thanks :)"


Where and how to get an insurance for a borrowed car?
Hi there, I am going to borrow a car from a friend for one day and since I am not at his insurance policy, I will have to obtain one day insurance for my own name, am I right? I have my own car which is insured but I cannot use it at that day. Can my own insurance cover that single day? If not, where and how do I get that one day insurance? Thanks for answers!"


Passing a drug test for life insurance?
I smoked weed rather heavily for about 5 weeks over the summer, and now i havent touched it all for about 5 weeks, am i going to be clear for it? Before those 5 weeks i smoked VERY rarely (once every month or 2 months). Also i smoked a couple packs of cigarettes in the past couple weeks...how long will it take for me to get the nicotine out of my system (also smoked VERY rarely before last couple weeks)"


USAA auto insurance rates?
sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?


Geico home owner's insurance?
I'm in Cary, North Carolina"


It costs me 150 dollars for insurance (blue corss blue shield) are you saying that an average working man cant?
afford that?? Then how come the average working man can afford a cell phone, cable tv, and a computer with internet?? I think that before everyone starts complainging about how much insurance costs, they should first get rid of everyrthing else, and put insurance as a high priority expense. Why should my taxes be raised to provide healthcare for all the people who simply dont think healthcare is important (and who spend money on everything else) I understand that some people can't afford to pay that, and that some people cannot get a cheap plan because of a preexisting condition, but a majority of the fifty million COULD get healthcare if they chose to So why should i foot their bill"


Should i cancel my car insurance?
i have a 1997 honda accord that just recently broke down(engine problems,2,200 $ to repair) and i've been thinking about cancelling my car insurance until i get a new car rather than pay hundreds of dollars a month for something that doesn't even move."


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What can car insurance sue me for?
About a month ago I was involved in a fender bender. I don't have insurance and I let the guy know that. He told me just to pay his deductable for the damages and we'd be done. He wouldn't report it to insurance or come after me for any damages. I paid him the $ for his deductable and didn't hear anything for a few weeks. Today I got a call from his insurance company claiming that they are coming after me for full damages. All of this after I paid him what he wanted. They are threatening to sue me for my car. My car is worth a lot more than the damages were to his. Can they do this? I'm not sure where to go from here.


Getting car insurance - online quote?
hello, why shopping for some online car insurance quotes, i came across the below questions. what do they mean..i live in florida. Does the driver require an SR-22 or Financial Responsibility Statement? (If unsure, select No) Yes No Does the driver require an FR-44 or Financial Responsibility Statement? (If unsure, select No) Yes No"


If I have homeowners insurance do I have to have hazard insurance as well?
I have home owners insurance already, do I need to keep paying hazard insurance? I live in New Mexico."


CAN I BUY A TERM LIFE INSURANCE POLICY FROM A US INSURANCE COMPANY BEING A NON US CITIZEN NEITHER LIVING IN US?
CAN I BUY A TERM LIFE INSURANCE POLICY FROM A US INSURANCE COMPANY BEING A NON US CITIZEN NEITHER LIVING IN US? (MEXICO CITIZEN AND LIVING), IF SO WHICH COMPANIES ARE MOST RECOMENDABLE FOR?"


"College Student, independent from parents and looking for health insurance.....any ideas?"
I am no longer associated with my parents health plan, and since I'm in college and only working part-time, work related insurance isn't a viable option for me. I don't even know where to start when it comes to finding health insurance. Anyone help please?"


Health Insurance?
I need some advice...okay I will be graduating in May 08 and will begin working at a hospital as an RN and will get health insurance benefits, but as of right now I do not have any insurance. I was looking into some individual plans like from blue cross blue shield. My question is, should I go ahead and try to get health insurance and switch over when I start working or should I just tough it out and wait a few more months and get insurance when I start working?"


"So my father has car insurace in Spring Valley , Ny which causes his insurance to be cheap...?
He wants to add me as a driver and Im 19 yrs old. I live in Brooklyn. Me and him have two complete different addresess. When he adds me should I give them my brooklyn address or it doesnt matter. Note that I dont want the different address the increase his insurance


Car insurance whats the diff?
I got two insurance quotes and one is for 20/40 liability (the state min) and the other is for 100/300 what exactly does this mean. I know its the amount that they cover, but I only have liability so whats the difference?? Please, help."


"Can I take rental car from Buffalo, NY to Toronto and back?"
I am planning to rent a car and drive to Toronto for a week, is there extra fees to be paid to border point?"


How much does the average malpractice insurance cost for a doctor?
How much does the average malpractice insurance cost for a doctor?


Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?
what is the cheapest insurance company or cheapest option???


Will car insurance cover a moped accident?
I was rear ended by a moped. The rider forgot to hit the brakes and nailed the back of my car. She broke my tail light and there's scrapes on my bumper and quarter panel. The rider didn't have insurance on her moped but has liability car insurance for her car. Her insurance company is refusing to pay for my damages, stating her moped is not insured, therefore they're not covering any damages. What should I do? I got a quote for $380 to fix my car."


"My daugter is 19, and drives without insurance and driver licence(she has a permit though) in California?"
I tried to reason her not to do it, till I get insurance and she gets the licence, but nothing works. She bought the car on her own, but I was planning to help her with insurance. I wanted to find some impressive articles on internet..kind of like If you drive without insurance, you go to jail or pay $1000, and your car is taken away :-), but couldn't find anything oficial. Please help!"


How much money would it cost to get car insurance im 18?
How much money would it cost to get car insurance im 18?


About how much is basic auto insurance?
and i am not willing to give out personal information need to get a quote online. until i know estimates


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How much would my insurance go up if I put a body kit on my car?
my mum doesn't want to change insurance company so im stuck with directline. I know you cant get insured on a modified car with directline under the age of 25 but im a second driver on my mums insurance so it shouldn't matter. also the body kit is of a fiesta so i didn't think it would make much difference.


A better way acquire an affordable health insurance to cover my family?
if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?"


What is a good car insurance for someone with a lot of speeding tickets?
What is a good car insurance for someone with a lot of speeding tickets?


Health Insurance for my son?
I need a low cost health insurance plan for my son. I live in orange county, CA and I DO NOT qualify for medi-cal or healthy families. I make too much money. I do not need health insurance for myself because I can still be on my parents insurance until im 25. My work also does not offer health insurance."


Can whole life insurance premium go up after 20 years and on a fixed income?
Can whole life insurance premium go up after 20 years and on a fixed income?


What cars are to cheap to insure for young drivers (18 years olds)?
I've just passed my driving test today and I want to get a car a.s.a.p! I live in BB2 area in the United Kingdom (Not the best for insurance) I'm 18 years old and I'm a new driver. So I was wondering if anyone can tell what cars what be cheap to insure or some tips to help get my insurance down.


Agree or Disagree? Obama will get a Tremendous Reward from God for providing Health Insurance (Obama Care) for those who can't afford it?
This Question is for Those Who Believe in God


Should I get owners title insurance?
This is optional. I know people who have and also have not opted to get it. I am closing on a home soon and want to know if I should pay and get it. It costs about $800.


Can my employer cancel my medical insurance while I m on workmans comp?
Can my employer cancel my medical insurance while I m on workmans comp?


How come 60 million Americans Lack Health Insurance?
but car insurance is mandatory. Isn't that ironic? Americans must have car insurance but not health insurance.


What would be a good life insurance policy?
What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more? What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest? So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you."


Local Car Rental Brooklyn NY No license/insurance to practice?
Local Car Rental Brooklyn NY No license/insurance to practice driving I will have a licensed person in the passenger seat, but i need a car just for one hour, to practice my skills and prepare for the exam this is very simple, i need a car to practice driving, i have about 15hrs, need mroe any local car rentals in Brooklyn NY? I do not care so much for the cost, as much as just simplifying the process of renting a car for a measly hour. Thanks"


How much does SR- 22 in cost?
How much does SR- 22 insurance cost?


Is there some sort of reason that Car Insurance costs so much more in Nevada than it does in California?
Im looking into moving, and I cannot help but notice that the quotes I am getting are, well, DOUBLE what I pay in California. Granted, I am a 23 year old male and have a decent driving record, it is kind of shocking to see liability only coverage quoted at $250/month for my two 8 and 12 year old cars, when Im paying $125/mo. as of now in California for the same 100/300 coverage. Can someone explain this? I have some friends that have moved to Las vegas, with the same shocking increase in premiums... (And yes, I need the 100/300 since I own a home)"


What is the cheapest Sr22 insurance in california?
I am 20 years old Dwv suspended my liscense for a year,i payed all my ticket fees,they were all mostly speeding,i had a total of 6 points on my record.where can i find cheap liabilty insurance?"


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