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michigan insurance regulatory commission


   








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IRS and Life Insurance?
My husband and I owe IRS, we are making installment payments and will be for the next 8 years! We both picked up Life insurance for our 2 sons, they are the beneficiaries. Can IRS take the money we leave to them on the policy?"


What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned. And I have been online and don't need a million calls wanting my business. Thanks, but no thanks. I am interested in details and sure information. Like seeing an agent."


Where does an insurance company get the cash value of a whole life insurance policy? Is this from company dividends and interest?
Where does an insurance company get the cash value of a whole life insurance policy? Is this from company dividends and interest?


Does the owner of a whole life insurance policy have to die prematurely for the policy to pay out?
Hi. I'm trying to learn more about how life insurance works...basically, I know nothing at this point. So, lets say the father in a family has a whole life insurance policy for like $2 million. What will his family receive if he dies prematurely? What would they receive if he died of natural causes when the children have grown up? Thank you!"


Car insurance quotes?
im just snooping around through car insurance websites figuring out which 1 is the cheapest for my ride...so imade a quote or did a quote at a car insurance website which it said how much ima pay each month but ididnt want car insurance yet..so my question is when imade that quote do ihave to each month which the website said NOW? or is it just telling when isign up for that company thats how much ima pay?...(iwant car insurance but looking for the cheapest so imade that quote in accident)


Affordable heath insurance or medicine discount card for college student?
well I'm a college student and as we all know most college students are BROKE. As of right now I'm taking a few quarters off to work and save up. But I was wondering if any of you know of a good and cheap health insurance or medicine discount card I can look into? I live in the state of Washington if that help and I am not wanting any government help. (it usually sucks) Thanks


"Car accident, not my fault, no insurance?
ok i just got in a car accident today when a girl ran a red light and t boned my car and totaled it. it was totally her fault and she even amited runnin the red light but the thing is i have no insurance so right there i already lost my liscens but whats going to happen with my lost or what should i do now about my lost? also i didn't go to the hospital ether but my shoulder is starting to hurt now to a point i can't even lift it or pick things up so im going to the hospital tomorrow..so whats going to happen with that? plz help!


Can I afford motorcycle insurance?
So here is my situation: I currently own a 2003 Toyota Matrix that I make payments on. In between the payments and the insurance and gas, it costs about $350 a month to have that car. For the last couple years I've been really interested in getting a motorcycle, specifically a newer Kawasaki. According to my research, I could find a Kawasaki Ninja 250cc for somewhere around $3000. My question is basically how much insurance do I need? Right now I have comprehensive coverage for my car so that if I'm in a wreck and it's totaled I can replace it. If I had a bike AND my car though, I don't want replacement coverage for a secondary vehicle (even one as cool as a motorcycle). I got quotes from Geico and State Farm that put my minimum amount of insurance a month in the neighborhood of around $30. Does this sound accurate to anyone? Also, can anyone just give me some sound advice about owning both vehicles and whether it's worth it?"


Why does Health Insurance cover routine check ups?
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss"


How much do you pay for your car insurance?
How much do you pay for your car insurance?


Health insurance for an eigteen year old?
I recently moved out of my parents house. I 'm eighteen years old taking full credit hours in school. How much is health insurance and where do i go to get it?


My child is 29 yrs. old..lives at home ..collects long term disability insurance can he be claimed on my taxes earned income credit?
My child is 29 yrs. old..lives at home ..collects long term disability insurance can he be claimed on my taxes earned income credit?


Car insurance and more than one car?
I don't know much about car insurance but I do know it's pretty expensive. What if you have more than one car, would you have to buy insurance for both of them? If that's true how can anyone afford more than one car... and do they have discounts if the same family have more than one car? If you don't mind can you tell me how much you are paying for you're car insurance?"


If my friend informed me that she was insured to drive my car but was uninsured and had an accident with me in the passenger seat is that my fault?
If my friend informed me that she was insured to drive my car but was uninsured and had an accident with me in the passenger seat is that my fault?


Has anyone had any experience with Homesite Insurance? Specifically their home insurance?
I have just had an unbelievably hard time with a hail insurance claim. I got my 3 estimates which ranged from $18,000 - $19,500. I called and asked how my claim was coming along. They said they would be sending me a check for $500. I had dealt with them once before and received $300 when all of my neighbors got their roofs replaced. So I started to fight immediately. It took going on the news, calling the attorney general, a lawyer and all my state representatives. They finally paid a reasonable amount when I got a meeting set up with my state senator and the actual insurance commissioner. I am looking for anybody else's experience with this insurance company."


michigan insurance regulatory commission



Best Home/Condo Insurance Companies?
I am looking to obtain insurance for my condo in British Columbia, and was wondering if someone could recommend the best company to with. Currently I am just familiar with BCAA who is supposed to be good and reliable, however they are pricey. Then I found Square one insurance who is affordable, but being a smaller company, I am not too sure about them. Could you please let me know what home/condo insurance company you use would be of great help. Thanks"


Car insurance problem!! I need help!!?
I got in a fender bender yesterday. Did a little damage to my car, but just scuffed the ladies bumper. The cops came and gave me a citation for failure to yield. Here's the problem though, I dont really have insurance, i just have cards saying I do from awhile ago. The cops put down that I have insurance. I called the woman later to tell her I wanted to settle the ordeal with cash without making a claim to insurance and shes cool with it. So! My question is...Is the BMV or cops going to find out I didn't really have insurance????(I live in Ohio)"


Philadelphia auto (car) insurance?
Where can I get auto insurance in Philadelphia? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.


What are full time jobs that have full health coverage?
I am looking for jobs that have full health coverage, being I have MS and need my medicine and could not afford it on a normal insurance, what are some jobs that have medical coverage?"


Teen driver car insurance?
i'm 18 years old, got my license officially in march. I can't really drive my parents car around because im not on their insurance plan (and they worry) what is the cheapest car insurance plan i could get possibly to be insured with my parents? not sure what they have i think its state farm. does insurance depends on the car? if it matters my dad has a 1997 mini van,plymouth. and my mom has a 2005 jeep cherokee. about how much would it cost to be insured in one of their cars?"


How much will my dad's car insurance rate go up when he adds my name?
how much will my dad's car insurance rate go up when he adds my name? he has great credit and he has only gotten like 3 tickets in his entire life. my driver's ed teacher told me that my dad's rate won't be so high cuz i get A's in school. + i got a 96 on my permit test with an A for the class aswell. so is that true? how will the insurance company know my grades tho?


Car Insurance and Driving Restrictions?
Hey! I pay car insurance under both of my parents vehicles but don't actually own one myself. The cars are not registered in my name or anything, I just want to specify that I AM on the insurance and that I PAY for it (I literally use my own money) myself. My question is: If I pay to be on the insurance, am I legally allowed to drive the vehicle without permission from the owner, since I pay for the insurance. Any response will be much appreciated. Thanks!"


Health Insurance in Oregon?
I'm 21, work a part time job and go to school full time (though a little under this term 11 credits) I need health insurance. wondering what my options are. looking for something affordable, maybe 50 dollars a month? not sure, don't know much about this stuff which is why I'm looking to get some expert advice from someone on here that knows it! Thanks, M"


If i bought a cheap non running car on craigslist do i need to get insurance on it?
if i bought like a $600 car on craigslist that is not running, And would like to work on it to make it run. Do i have to get insurance on it, or any kind of monthly fee, while i work on it to restore it."


Where can I get the best Health or medical coverage in New York or online?
I working and my health care insurance is expired I want to get a new one or a partial payment insurance where can i sign up for it. I need it to pick up my medicaid.


What would the insurance on this car be roughly?
Just been looking at this car. Should be driving by the end of this year. What would the insurance be roughly? any car expert opinions? we're looking at this cause its a classic, its fairly cheap, it can fit my brothers cello and my parents like it as well and would pay for it. Just what would the insurance be like for me? when I start to drive?"


Cheap Car insurance...............?
im 19 living in england just held my license for a week now. im being quoted 4 and half grand insurance on a 1.4 civic. that is bullshit. does anybody know a cheap insurance legit one? i need to start driving ASAP.


Need help with car insurance?
i have a clean license! just the problem is i live in a high risk area.


What is the average auto mileage per year?
What is the average auto mileage per year?


Bmw 1992 insurance cost?
what is the insurance cost for 1992 bmw 352i???


michigan insurance regulatory commission



Should a 16 year old drive a 2012 Camaro ZL1?
Just Bieber and all those other celebrity kids drive Lambos and Maybatches which are more powerful so if i can get the money i don't see why not


Can your school actually check out your health insurance?
my college only offers health insurance for international students


Health Insurance Annual Maximum reached?
My family is on a health insurance policy through my husbands employer. At the time we signed up we didn't realize that this policy has an annual maximum of $3000. We have run through about $2000 already and will most definitely meet the annual max before the end of the year. Will we still be required to make weekly payments although the insurance won't be paying any of our medical bills? I really wish that we had known this before hand but none of the info that was given to us stated an annual maximum. We would have never signed up to pay them nearly $5000 to only get $3000 worth of coverage. It just doesn't make any sense for us to pay them another $2000 when they will not make any more payments for our medical expenses.


Will my car insurance rate go up?
so yesterday, I rear end into someone car but damage at all. His car still look new and my car still remain the same. But he said he will go check up his car, if there are some damage inside. He will claim my insurance. Suppose he claim my insurance, how much will my car insurance rate go up?"


How much would my insurance cost?
I am 16, i have a 4.0 gpa, and i have taken drivers ed. I live in Florida, and i will be driving a 2003 honda civic. Thanks!"


Where are gender therapist in Michigan that's affordable or that take medicaid?
trying to seek help but my funds are kind of low and I have medicaid insurance and I live in Clinton, Michigan can anyone help I really need help please"


Car Insurance Question...?
I'm currently 17, 1 month until Im 18...and Im insured under my moms vehicle and my vehicle as well (under my moms insurance), I drive my dad's car once in a while and am not under his insurance. Do I have to be under his insurance in addition to my moms? My parents are divorced and I live in Michigan."


Where can a Construction company get a cheap insurance and bond?
Where can a Construction company get a cheap insurance and bond?


Do you have to get insurance for just a learner's permit in california?
I just turned 15 and a half like 3 days ago and every time I bring up driver's ed or my learner's permit at all to my mom. All she says is No, I can't the insurance! All my friends are getting theirs and i've been waiting since I was like 5 to get my permit then my license (cuz my parents never let me even park the car and if I can drive I can actually go places) So is insurance needed for a permit and how much would it cost for a 15 year old male per month."


Is there any health insurance plan that offer outpatient Coverage in India?
I heard from my friend that there are plans that offer OPD coverage. Is it true?


Why is my car insurance so outrageous?
I live in Massachusetts and it is more than 3000 per year (252 per month). I am 18 so i have only been driving for a little over two years and i understand the inexperienced driver thing, even though i have never had an accident or fender bender or anything. Anyway, when will this go down? I want to purchase a home within the next year or two, and i dont have a huge income so this takes a large chunk. I know that it varies by state so would i be better off in Connecticut? I know it is cheaper there but by how much... and what does your state have to do with it?"


How much is a ticket for not having car insurance in California?
Freeway Insurance just called me and told me that my insurance was not paid last month and that it got cancelled. I could swear that I did pay and my bank overview says I did pay. This is the second time they call me to tell me that. I think those ****** bastard just want money. So I'm just wondering how much a ticket cost because I'm gathering money to open another policy but with another Insurance company.


Is there a way to borrow someone else's address for car insurance?
My friend lives in Los Angeles county and she is being charged $500 for a piece of paper that will be sent to her house address in Los Angeles. Can she use another address to receive that paper? Or does it have to be the house she lives at?


Do union workers at car companies really make too much? Is health insurance a factor?
Landlord Im not clear on what you're saying. Im pretty sure foreign workers make much less..........


Annuities and Life Insurance?
Say I bought a $10,000 10 year deferred annuity or term life insurance policy with $100 a month premiums could I turn around and sell my future payout right after I buy the annuity or policy? My theory is that if I can make a few thousand off the sale of my future earnings I could invest the proceeds to make money and pay off the rest of the premiums."


michigan insurance regulatory commission