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Whole life a good investment for teen's/20's?
Our kids are in their late teens and early 20's. We've been gifting them money into custodial accounts. Is it generally thought to be a good investment to buy them their own whole life policies at this age, while it is still cheap? Does that give pretty good leverage of using up some of our gift tax exemption?"


Car insurance won't pay out?
This is a state farm in Utah. My friend made an insurance claim on his car not too long ago after it was damaged in a parking lot. He came out of the store to find that someone had hit it with their car going maybe 10 mph. He said they won't pay (or he's listed as at fault?) because there were no witnesses. To me this sounds outrageous especially because they had his car listed with no damage. What if you get run off the road by someone who drives away? What if your car gets stolen or vandalized? What difference would a witness even make; if he was trying to rip off state farm, how easy would it be to just get a buddy to say yeah"


Maternity and Health Insurance?
If you have health insurance but do not have maternity insurance. Does the health insurance cover any of the hospital. etc fees? Example...Hospital stay?


Do you think that the government should require that people buy health insurances like car insurance?
Car insurance is mandatory and everyone must have it, who owns vehicles. Do you think government should require us to buy health insurances?"


Why do I have to pay first year homeowners insurance?
I'm in the process of purchasing a home. I'm taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I'm making a monthly payment on it anyways? Will I being paying twice? Can someone please explain"


Car insurance claim but no MOT?
my partner had a crash today and it was totally the other persons fault as my parter was indicating to turn right and some idiot tried to overtake him on the right , hitting his side. the police said not probs its totally the other persons fault and we claim off his insurance not ours but when the police checked the car they discoved the mot ran out a month ago, my partner explained we though we had updated it and they were fine about , prob believed us as we had tax and insurance, they dont worry just tell your insurance about the crash. i know car insurance is not vaild but surely its okay if its only the other person paying out? car in the garage and does not seem to be any probs so far......do you think we will be ok, it really was a genuine over sight"


Best car with cheapest car insurance?
I have passed my driving test in the uk. I am 17 year old male. I wanted to find out what is the best car to get that offers low car insurabce. Thank you


Car insurance legal team?
Should have added we were the ones hit in the rear of the car - not our fault


Health Insurance Scam?
I want to get my own Health insurance plan and get off my companies group plan. I was looking at many different plans online and have talked to quite a few agents. I wanted a well known insurance plan like BCBS, Aetna ,or United health care. I found a plan that I really like. Its United Health One which is said to be a form of United health care. I spoke with the agent for about an hour and decided it was a plan I would like. I gave him all my information, including credit card info and banking info. I printed out my whole application and have a receipt for my first months payment. Now i'm freaked out that is a scam and not really insurance or something. Has anyone gotten insurance through an online application? Did you get the insurance cards? did your premium go up? all help with be appreciated. Thanks!"


I have state farm renters insurance does this cover my stolen riding lawn mower?
I have state farm renters insurance does this cover my stolen riding lawn mower?


Can somebody tell me if my insurance covers this?
I only have liability insurance


Explain to me how car insurance isnt a scam?
As a 20 yr old male it seems avg cost is about 75$ a month. That's 900 a year. For that to be worth it, I'd have to get into $900+ dollars worth of damage a year. This clearly doesn't happen. I am genuinely naive as you can tell, so tell me why so many buy into this?"


In California can you register a car without insurance?
I plan on buying a car soon and want to register it under my name but can I do this without insurance since I don't plan on driving the car AT ALL until I secure a job and purchase auto insurance. By the way, the reason I want to pay for the registration right away is because the car I am purchasing is two years behind on the registration..."


Why does my life insurance keep going down?
Some years ago, I got life insurance for my daughter, it was 20,000 USD. When I quit smoking, it went up to 25,000. Since then though, it goes down $1,000 a year. At the moment, it's down to about $9,000. So in 9 years, all the money will be gone! Also, all the money I pay each month will have been wasted! What's the point of getting life insurance then?"


Can my car be repo if not payed title and license plate under my name no leen on car being repo straight clean title on my name and insured?
Can my car be repo if not payed title and license plate under my name no leen on car being repo straight clean title on my name and insured?


m&s car insurance email address



Need low cost health insurance while pregnant?
I just found out I'm pregnant. I was not planning on getting pregnant but I am excited about it. My boyfriend added me to his health insurance that he gets through work. It will not start until January and it's going to cost us $500 a month.That is almost half of his monthly income after taxes. Does anyone know of cheaper plans through other company's that will cover pregnancy?


Insure The Box OR Admiral Car Insurance?
I got a quote from both and I don't know which one to do, both fully comprehensive. Insure The Box 1300 (telematics box) and Admiral 1950. I'm tempted to go with Insure The Box because it always the cheapest. Their policy works different to other insurers and some people has had issues with them and my parents aren't particularly fond of some of their terms and conditions, particularly the idea of buying more miles and being charged via direct debit when you go over the 6000 miles. I'm a new driver, 22 year old female and the idea of insure the box sounds appealing to me. I don't plan to drive my car everywhere I go so I don't think I will go over the 6000 miles. As this is my first year of driving, I really want to get the best economical policy. Admiral is nearly 700 more but they don't use the telematics box. This gives me more 'freedom' and privacy when driving unlike insure the box. Insure the box doesn't charge extra for driving at certain days and times like other similar insurers. If I choose insure the box, i will only do it for my 1st year of driving. I have tried other insurers but because I have no NCB, I couldn't get a quote."


How to get out of a car loan we can't afford anymore?
My husband and I have a 2012 Subaru impreza wrx and we can't afford our payments anymore. We pay about 560 a month for the payment and alone and want to be able to buy a new house soon. We have about 10,000 negative equity on the car so were not really sure what we can do because we don't have an extra 10k to pay off the loan if we sell the car :/ our loan agreement now is I believe 6 years so idk if they can extend it longer to make it cheaper. I wasn't sure if they're maybe anything we can do to switching to leasing or anything I'm just trying to get ideas thanks"


First car insurance?
what would the insurance be on a 03 mercedes e500 for a 15 year old boy? and what about an 07 hyundai tiburon? which one is going to be cheaper?


Illinois health insurance group insurance question.?
I work at a small town business, privately owned. They have some of their employees on health insurance, but they've never offered it to me. I have some health issues, but not enough to be on disability. I found out recently that the lady who worked in my position was offered health insurance, but because she was already on her husbands health insurance, that they had to pay her for NOT being on their insurance. I have tried to research this and see how to approach it but I'm not finding any information, or am unable to phrase the question correctly. Even if you don't know the answer, can you help me figure out how to phrase this better so it comes up in search results?"


Does california law require insurance on motorcycles?
Florida does not require insurance for motorcycles as did does for all other vehicles, PIP mandatory, it does require proof of financial responsibility in the event of an accident, etc. Most states are similair. California does require proof of insurance for cars, trucks, etc. Does california require mandatory insurance for motorcycles or just proof on financial responsibility as most states. The handbook is not specific as most states are not specific, Florida says PIP is not mandatory, but insurance is recommended? what is the LAW can I drive my bike without insurance?"


Car insurance cancelled. young driver?
17 years old car insurance canceled with a black box for speeding, anyone know of any companies that put this aside? was told by a broker that it shouldn't matter because i haven't crashed and have always paid my payments on time... i found quotes for 1900 but there not allowing me to pay monthly anyone got any options companies anything i can do"


I've been raising my gf's daughter for over a year. The father sends no financial support. could I put the child on my health insurance?
I've been raising my gf's daughter for over a year. The father sends no financial support. could I put the child on my health insurance?


What is the difference between cash value life insurance and term life insurance?
What is the difference between cash value life insurance and term life insurance? My daughter is 14 years old. Which one I should buy?


The General Insurance?
Is this a legitimate insurance company? Has anyone used them?


Crowdsourced car insurance company? Would you join?
If I were to set-up a crowdsourced car insurance company would you be interested in joining? I appreciate how much money is required when starting a car insurance company but I seriously think that with a concentrated effort and a crowdsourced company then we could beat the large companies at there own game. The way I envisaged it working was that the idea attracts as many people as possible and each person pays a membership fee. In return for the fee the person gets a share in the company with certain voting rights. The share doesnt entitle you to free insurance, but seriously reduced in price. Insurance policies are only available to members, the main benefit being to keep insurance costs down people would hopefully be less likely to claim. When the company generates profits, those profits would go into a pot and at the end of the year the pot would be sent out to members in the form of dividends. Anyone interested?"


How long do I have to get insurance on a car I just bought in Pa?
My boyfriend bought a car in private sale over the weekend. Because his parents don't have his name on the insurance cards I had to put the title and registration in my name. Now how does he insure the car with it in my name? And how long do we have to get the car insured?


Transfering Auto/Insurance Title/Policy?
Short story - I did not qualify for vehicle finance - girlfriend finances the vehicle for me. We have 5 day to furnish insurance. How i do go about getting the truck in my name and furnishing insurance on it? I do not have the registration or title (coming in mail). I cant open an insurance policy on a car thats not mine. And if she opens an insurance policy on the car she would have to add me to it (but she's not going to drive it which makes for a waste of money?) Thanks for any help


Where can I check and insurance company's ratings?
I am shopping for life insurance. Where can I check out an insurance companies ratings and credit ratings? I am thinking about the following companies: Northwestern Mutual State Farm Stifel Nicolaus ING New York Life TIA


Which is the best insurance company for an 18 year old male driver?
Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:"


m&s car insurance email address



New York Life Insurance question..?
My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 20 years. I am now not interested in keeping the new york life insurance. What happens if I do not agree to a new policy.. Where does my money go.. Can I get any of my money that I paid into it for 20 years?


"Life Insurance Statistics Help, PLEASE?"
A life insurance company sells a term insurance policy to a 21-year-old male that pays $100,000 if the insured dies within the next 5 years. The probability that a randomly chosen male will die each year can be found in mortality tables. The company collects a premium of $250 each year as payment for the insurance. The amount X that the company earns on this policy is $250 per year, less the $100,000 that it must pay if the insured dies. Here is the distribution of X. Fill in the missing probability in the table and calculate the mean profit X. --------------------------------------... Age at death 21 22 23 24 25 26 --------------------------------------... Profit -$99,750 -$99,500 -$99,250 -$99,000 -$98,750 $1250 Probability 0.00185 0.00189 0.00191 0.00194 0.00198 ? --------------------------------------... ? = Mean profit = $ Thank u!"


Hawaii: Which Car insurance company do you like in Hawaii?
I plan moving to Hawaii. Which car insurance company do you like? Why? Also, which company don't you like? Why?"


Cheapest car insurance for a 18 year old?
I am currently looking for a car, such as fiat punto 1.2 or vauxhall orsa 1.0 - 1.2. I have only passed my driving test about 5 months ago and I'm thinking about purchasing a small first car. The only issue is the the expensive insurance, could any recommend me a good insurance company that supports young unexperienced drivers. Please don't include comparison websites such as confused.com, because they don't really help. So far I've found co-operative car insurance company really good with a really good deal for young drivers. Thanks everyone in advance!"


How does this work with car insurance?
my mom has her car insured under her but if i drive it say to a friends house or something ( not a daily driver ) and i get into a accident than what happens would i be insured sense im not a daily driver or what? we have progressive


"Affordable health insurance, where can my family get it?"
Me, my girlfriend, and my two sons need health insurance. We dont qualify for medical here in CA. I work full time at subway and my girlfriend works part time. We avg about 2400 dollars a month. But with rent, food, utilities, etc. where can I get affordable health insurance? plz help me!"


In texas can they deny u car insurance?
I got a new car today and my bf got a ticket in my old car today. I heard if u have an unpaid ticket than I cant get car insurance on my new car... Is tht tru


Which type of insurance do I have?
I have AvMed insurance through my job and I am filling out paperwork online right now and I am not sure which type to choose: Primary Secondary Supplementary Worker's Comp It says Open Access-Self Refer to Specialist at the top of my insurance card. Could someone help me out please?


Can I get insured on a car for a day?
I have a driving licence, and I'm 17 years old. I want to buy a car a little after my 18th bday. Is there a way I can get affordable 1 day insurance just so I can drive the car home?"


Insure the box car insurance? miles question?
hi ive recently done a quote with insure the box and i got my insurance to 1600 on 2006 corsa 998c engine fully comp, i understand they give you 6000 miles standard my question is if i go over 6000 miles i need to top up how much does that cost? 250miles ? 500miles? 1000 miles ? and so on ? anyone know thanks"


Is McLaren bad insurance?
I have that and my grandma says she can never get me any kind of appointment Because of my insurance help please :( I need to go to the doctors and I dont understand why I cant


"Agree or Disagree? Canadian Health Insurance doesn't care about Canadian Citizens. For example, my friends mother in Toronto needs a double?"
@ FLSwampBoy Just because I can't give u my friends name, adress & phone # doesn't mean I'm not telling the truth"


If i buy a 2008 mustang what will be my insurance cost in california?
i am 18 years of age male have never gotten a ticket or never been involve in car accident have had my license since age 16 1/2


"How does health insurance work in prison/jail, is there such thing as health insurance for inmates?"
How does health insurance work in prison/jail, is there such thing as health insurance for inmates?"


Motorcycle insurance full coverage?
I pay full coverage for my motorcycle and my co worker who is still paying on his bike has way cheaper insurance then me. Were the same age. Is it possible not to have full coverage when you have a loan for the bike? I know your suppose to, i do but i would think the insurance company could find out some how if you told them it was paid off..right?"


m&s car insurance email address