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How DUIs and accidents effect your car insurance rates?
I know several people that have multiple DUIs. The strange thing about this is that they all pay a fraction of what I do for car insurance. I have a car that is almost 20 years old and I pay just liability. My payments are higher than my friend who drives a 2007 Honda with full bumper to bumper coverage. I have two accidents on my record right now. But are accidents weighed heavier than DUIs in the eyes of insurance companies? Its quit frustrating


Does urgent care cost a lot without insurance?
Please don't treat me like I'm an idiot. I went to the doctor at my college. They told me my throat looks very bad, but I tested negative for strep throat. They are closed all weekend, so I would have to go to urgent care. Last time I was sick (way less sick than this) they gave me steroids and they told me I would have been in the hospital if I waited after the weekend. When I was born, I had a pneumothorax, so I have very bad asthma. I just had an asthma attack, so I want to go to urgent care. However, my dad passed away in january, so we can't afford health insurance (only the one the school provides with tuition). I was just wondering if anyone knows about how much a regular visit would cost without health insurance. Thank you"


"Which company offers the best health insurance policy in Delhi, India?
I want a health insurance as it saves tax. I am 21 Male


"How expensive is it to buy a reasonable second hand car in cabo san luca, and is insurance expensive?
say a 4 year old 4x4?


Is the difference between health insurance and car insurance?
a new entity comes into the world, and that entity by right of being an american citizen, is gauranteed emergency medical care on the government dime. So the government says it has to be insured. I have a had time understanding the arguement, that a 2 day old baby doesn't need insurance."


Affordable health insurance in California for a family of 5?
How do I go about gettiing information for healthy families? Do they have an office or website?


Insurance on a cbr 600rr for a 20 year old in California?
Ive had my normal license (California) for 3 years and just got my motorcycle license. I am looking to buy a street bike, a sport bike specifically. I've looked at all the sporty bikes from 250 to 1000 and I plan on getting a 600 because I've been riding dirtbikes since I could walk so I know I'd get bored of a 250 but at the same time I know I'd kill myself on a 1000. I have a clean driving record aside from one speeding ticket(wasn't even speeding horribly) and a couple parking tickets. So what I'm ultimately trying to figure out is what the cost of my insurance would be and what insurance provider would give me the best coverage on my bike. I know I plan on getting liability since it is cheaper but any and all insight or examples would be very helpful. *people on yahoo love to hate on questions, so if you're one of those poeple, don't even comment. I know how bikes work and I've ridden them before, just need advice on insurance. Thank you!!"


What's my square footage for homeowner's insurance policy?
I have a split level home with 1150 square feet of living area. In addition, there is 280 sq. feet of a finished basement that is NOT below grade and on the same level as the 2-car garage (living area above garage). From what I understand, the total square footage for homeowner's insurnace policy would be 1150 + 280 = 1430. Is this correct? I've also been told that the 400 square feet of the garages needs to be tacked on but I figured the living area above the garage (included in the 1150) covers this. Thanks!"


IS THERE ANY AUTO INSURANCE !??!?
Is there any AUTO INSURANCE that offers a FS75 INSURANCE CARD !! I bought a NYS car, and I am moving so I want to drive it to the state I'm moving, but I can't because I need INSURANCE in order to get the IN-TRANSIT PERMIT !! Please if someone can give some advice or anything, would be awesome..!!"


What is the cheapest insurance firm for new drivers?
i am 21, female, just passed test...does anyone know any ggod insurance firms to try?"


Insurance for new driver?
I'm 20 and just got my license. I don't really know much information about car insurance. I live with my parents and I use their cars. But in a couple of months, my older brother is sending his car to me, since he can't take it to Japan. Can I drive my parent's cars without myself being insured and use my parent's insurance? or Does my name need to be underneath theirs?"


TERM/WHOLE LIFE POLICIES?
My sister-in-law is thinking of buying term/whole life policy. However, there are many scams"" out there. Can anyone help us in term of what is a good life policy/companies to buy? Would it be better for her to buy a term/whole life policy? She is a non-smoker/non-alcohol and is approaching 40s. Thank you."""


Individual Health Insurance w/ Maternity Coverage?
Hi I am in need of Individual Health Insurance with Maternity Coverage, but not with Anthem BCBS. Do you know of a company that provides what I am looking for? I know there is a 6-month Maternity waiting period, and I'm fine with that. I make too much money to qualify for Medicaid or state/discounted health insurance, so I know I will have to pay for it myself, but I'm having a hard time finding a policy with Maternity Coverage."


Young persons car insurance?
Having passed my test a week ago and being 17 I have been on the hunt for cheap (as possible!) car insurance. I am being quoted at best 2750 to 14000 all my friends have retrieved quotes much lower than this. I have been looking at ones regarding a 2004 ford ka. Any suggestions how to lower it or any websites to use?


Motorcycle Insurance 16yr Old?
I am 16, I am thinking about getting a crotch rocket, and just wanna know about insurance. State: Minnesota Year of bike: 1995-2005 I am thinking 650cc - 750cc I have experience on motorcycles (dirt bikes) I do realize their is some difference I have a grade average of B's or higher."


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Do I need GAP Insurance when buying a USED car?
Hello, I am buying a 2010 used vehicle and my dealer wants me to sell GAP insurance. Do I need GAP insurance when buying a used car or not? Or is it better If when getting my car insurance from a Insurance company to include GAP insurance on my own instead of getting a high fee from the dealer. And if yes how to convince the dealer to take off the GAP Insurance and still be able to purchase the vehicle I want without any problems. Lets not forget that I have a bad credit. Thanks W"


Where can i get cheap health insurance?
http://businessandfinance.cn/health-insurance.html


Will my car insurance be high because of an accident last year not in my car?
Will my car insurance be high because of an accident last year not in my car?


Having a baby with no medical insurance?
About a month and a half ago I got a new job as a temp-hire. It can take 3 months to 2 years to get hired on. Last week I found out that I'm pregnant; I have no medical benefits at all. I really want to go to the doctor and get a check up just to make sure everything is all right, but I am afraid of the cost. I know if I go for an independent plan, I am uninsurable because of the pregnancy, so there is no chance of getting coverage. Even though I am a licensed life and health insurance agent, I have no idea what to do. Where can I go get prenatal care without spending everything I have? Please help! :("


"18, needs car insurance for ANYTHING please help ?"
OK ah cant take anymore of this... i'm 18 have had a license for 3 months now and live in the UK jarrow, tyne and Wear... All i want is a **** little car. But the insurance is ***** ridiculus no matter what i do a car costing 300 insurance will still be 5000 - 6000 doesn't matter if the engine is the size of a vacuume cleaner motor it jus wont go down. PLEASE somebody find me a car that isn't over 2000 that the insurance wont be beyond a joke. Been at this for over a week now and cant find anything. gocompare money supermarket direct line aviva. even put my mother as the main driver of the car with me as additional driver and still 5000 - 6000. Even insurance fraud is expensive PLEASE help me"


I want to know about auto insurance?
I want to know about auto insurance?


Insurance question?
What is better on insurance if you have a spotless record: 2007 PT Cruiser Touring Edition 2006 Toyota Corolla LE Thanks in advance!


Is it possible to obtain a learner's permit without having my parents' insurance rates go up?
I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced."


American Income Life Insurance job?
I had an interview with American income life insurance company today and of course them being sales men made it sound so great. I just don't know if very many people would be wanting to buy life insurance or not right now. He said people were now especially because its the right time in this economy. But being a sales man he can make anyone believe him. Would you think this would be a good idea??


Why did the White House ask that insurance companies not raise premiums this year and promise a bail out ?
If obama are is doing so well? This is from Forbes and the LA Times.


Using insurance for outpatient therapy sessions?
On average, what portion of the cost per session does health insurance cover? I have CIGNA by the way"


What kind of insurance do used car dealerships have and how much does it cost?
I looking to start up a small used car dealership. What type of insurance do I need and what would it cost me Im only looking to open a small lot with about 5-8 cars at a time thanks


"In the case of an insurance, what does $100 deductible mean?
a. $100 is deducted from your insurance premium each year. b. your insurance costs $100 per month. c. you must pay the first $100 towards repair to your vehicle. d. none of the above


My neighbours shed roof blew off and damaged my drain pipe which now needs replacing! Do I claim off there insurance?
My neighbours shed roof blew off and damaged my drain pipe which now needs replacing! Do I claim off there insurance?


Generally speaking what would a trainee claims adjuster for an auto insurance company average in Ventura Count?
Attempting to see if company offering a competitive salary as I come from the government type of career.


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"Questions about USAA auto insurance, credit cards?"
I've had auto insurance w/ USAA forever, and never shopped around until now. I have gotten some quotes that are cheaper, but I hear that USAA will NOT match lower quotes. So what should I do? If I go to another insurer, and a couple years later USAA quotes me a lower rate, can I go back to USAA? Is there any problem with that? Would USAA lower my auto insurance premium if I open a checking account and/or apply for a credit card with them? If I have bad credit, but have used USAA forever for my auto insurance, will they be more lenient in approving me for a credit card? (I only want one in order to start rebuilding my credit - I will charge less than 10% of my available credit every month and pay it in full every month... this is the way to do it, right?)"


Car insurance is paying me less than what my car is worth?!?
So im 19, just bought my first car a month ago. A used 2008 toyota camry hybrid with leather interior, navi, and sunroof. But it has around 100k miles on it. I put down 5k, and im financing 11k. Someone hit and ran my car and totaled it. It was on the freeway, so i had no witnesses and didnt get the plates. Its going to cost 9k to repair the car. I looked on kbb and my car is only worth around 11k. Why im paying 16k, well because i was just in a rush to get a car. Stupid, i know. So my insurance has declared my car a total loss and only want to give me 8k for it. I either want them to give me 15k for it, or pay for it to get fixed. Do i have to show them documentation of how much im paying? When i bought it? Should i get an attorney?"


Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished"" for my mistake and how is it legal?"""


Laundry room flooded up and downstairs. How do I deal with insurance?
May washer broke and flooded the whole house, upstairs and down. The water level vacuum hose popped off so the washer just kept filling and filling and filling until we got back to stop the washer. Obviously there is so much damage I need to file an insurance claim, but I am worried they wont cover it because they might consider it normal wear and tear"" of the machine and that is not covered in my insurance. How do I make it look like a pipe corroded or broke so the homeowners insurance will for sure cover it?"""


Best pregnancy insurance in PA?
I live in Philadelphia I currently have no insurance. Looking for best private insurer -any info or feed back would be great I am currently 9weeks pregnant


Is it possible for a UK resident to get car insurance in the US?
I am planning to travel to the US for 2 months and was hoping to buy a car in California and drive it to New York. I have been trying to find out if will be possible to get insurance since I am not a resident of the US and it is looking increasingly difficult. I contacted Progressive Insurance company in the US and they said that I would have to have an address plus they would be unable to write a policy as the laws change between states and I would be travelling between states. Is there anything I can do to get around this?


Whats higher in cost car insurance or van insurance at 19 years old?
just a little argument what would cost more car insurance or van insurance


How much is insurance?
how much is insurance for a 1978 corvette stingray?(i want to know how much it is and also if that price is low or not also if i got a older corvette would the insurance go down?) i am 16 but i have a 3.5 gpa im also a guy if that changes anything also my parents insurance is really low.


I need to know about car insurance?
so i got in a lil lil car acdent it wasent realy even one i just left a scarb a lil one on his car see i was on the highway my breaks dident stop in time i was going really slow when it happen and it left a lil scarb on the back of his car so he said if i have 220 dollars by saturday he will not cal my moms car insurance if he calls the insurance would my mom find out? and what would happen if he called them?


What if I don't want to have Obama's health insurance or any health insurance?
I have had health insurance through my employer for the past 10 years. It covers everyone in my family and I pay about $70 a month for it. It's very affordable and I hope to keep it that way. The thing of it is though it is nice to have but we really haven't used it. It has helped to pay for a few Rx's for the kids and we do take advantage of the dental plan. My children have never had a cavity, ever. I remember when I was in my 20s I could have bought my own health insurance for about $175 a month and that's just for me only. I thought why should I spend that much on something I will never use? But now that I am older and I have children it is good to have the coverage that I have just in case. My point being though, for those people who are young, healthy and single, can they choose not to have health insurance if they feel they just don't need it? It seems that Obama and his gang will force this down our throats weather we want this or not."


"I need car insurance on a 2001 Lincoln Town Car, 4 door?"
I need car insurance on a 2001 Lincoln Town Car, 4 door?"


How much does blue cross health insurance cost?
I need it for a individual, 20 year old, with good health. This is for a project. "


Do you have to add your child to insurance if get a drivers license?
My kid just got his drivers license but cannot drive and wont be able to for 6 more months is it still required that I add him to the insurance right now or can i just add him to the insurance when he is able to drive?If i do not, does that mean that he will have to turn in his license or have it revoked?"


Car Accident/ Insurance Question! HELP!?
Made a really huge mistake today. Was rushing to get somewhere when I was backing out of my parking spot and hit a parked work truck! No one was inside of it, absolutely no one was around, and it was in an apartment complex that doesn't have cameras. You can not tell that the truck is damaged AT ALL. No paint scratches, no dents, nothing. However, my tail light went against his hitch and is completely cracked/shattered, and part of my bumper is knocked out of place (but not dented). You can see some of his paint on my car. I panicked and drove away because I was really scared and didn't know what to do. I was going to come back and leave a note on his windshield and then I realized that you can't even see the damage. I can't tell my parents because they're going to be so mad at me (last month they paid $600 out of pocket to replace my bumper when I irresponsibly let my boyfriend drive my car and he backed into something, I lied and said it was my fault and they were understanding but I can't tell them this time or they're going to worry too much about me driving). I'm a very responsible girl, 17 years old no criminal record or anything but don't know what to do. If I say I came out of a store or school or something and someone must have hit me/ I don't know what happened, can I get in trouble for lying that it was a hit & run if they decide to get a claim from my insurance and can insurance tell? What should I do and what are the consequences if I lie!? Help ): !"


Payback health insurance?
Anybody out there has a HR job or work with group insurance? Here is the situation: Last April I was laid off from my job. After 22 years with my company, they laid me off because I was the highest earning manager. So after 22 years the new HR admin walked me though his exiting paperwork. In the paperwork there was letter explaining my rights to elect Cobra. I never signed the paperwork or paid any money to my ex employer or Cobra. I was rushed to the emergency in June because of respiratory issues, since then Ive been seeing my physician for testing and monitoring. My girlfriend asked me one night if I was still insured. Or was I seeing a quack that wanted to collect 20 per visit. So I called Anthem Blue Cross plan member phone number. Anthem said I was still covered (insured) however he better call his ex company because there might be money owed to them. I never received a bill from my ex employer or Cobra stating I owe a monthly premium. I never elected to pay for any insurance, now my ex employer HR administrator says I owe $2,000 if I want keep their group converge or if I want to terminate coverage, I would have to payback for hospital visit + Doctors visit which will range $7,000 (Here comes the question) can a company assume and charge you for something he never elected or does a company have the right to charge you for health insurance after you are terminated?"


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