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Paying too much for car insurance?
I drive a '97 Ford Escort, nearly 45,000 miles. I'm 21. I have had one ticket (when I was 16 and I got a diversion on that ticket, so I didn't have to pay nor report it to my insurance). I pay $956 every 6 months for full-coverage. I'm with Farm Bureau. Anyone think this is reasonable or should I check out other quotes?"


Does medicaid take someones life insurance money AFTER they die?
im learning now, he did not have any life insurance, he had a stroke and was basically home bound for a few years before a 2nd stroke caused him to go into the hospital....and then a nursing home for care, until he died....and he was in his 50's. He told my mom not to sign anything saying SHE was responsible for him....or anything when he went in for the care. A worker there also backed that up....saying DO NOT SIGN...that you are responsible for financial responsibilityor whatever....so she didn't sign it. He had NO insurance, I thik he knew this then too. My mom is affraid to get some on her, she works part time at a casino gift shop....and did not take their life insurance option....cause she was told they could still come after HER estate (which really isnt anything....unless she gets insurance). She wanted to leave me something, but this kinda screwed it up....so she's not very happy.."


If requiring health insurance is like requiring auto insurance . . .?
Should the government be able to mandate mandatory annual inspections (physicals) at a licensed government facility as well? Why or why not?


"Progressive auto insurance wants me to show proof of health insurance, what do I send?"
I signed up for Medicaid (Michigan) a couple weeks ago and picked a health plan, but I won't get my health plan card until June 1st. I just got Progressive auto insurance today and they want me to fax or mail proof of health insurance by May 17th to keep my coverage. What do I do since I won't have any proof until next month?"


What to do with auto glass insurance reported claim when I was tricked into telling my insurance?
While getting my new car detailed I was approached by a glass repair representative from safelite. He said I had more then 10 chips in my window and they could replace it. I said no im not interested in paying for replacement until damage is moderate to severe. He said no you don't pay for anything AZ allows under glass laws up to 6 replacements through insurance per year with no effect on premium price. He said lets call your insurance and talk to them, so he pulled out his phone and called USAA and told me to make up a date for the damage so we could find out if it would cost anything. I assumed i had full glass coverage being a leased car but i actually had a 500 dollar deductible on glass so i said never mind i didn't wish to follow through since most windshield replacements cost around that price (exact quote on my car was 520$) she said will it still is going to be a reported claim. frustrated i hung up his phone and left. I later added full glass coverage to my insurance policy incase my glass ever gets cracked severely. My main question is, are they going to consider me for insurance fraud if i have to report my new damage with my full glass coverage? this has left me in a sticky question and i am frustrated with myself for not controlling the situation at the car wash."


What car insurance do you guys have...?
I live in Northern ca. checking rates...wow each and EVERYONE has a complaint(s) against them...how do/did you find which one you wanted to use? Ever have a problem with your insurance? If I do decide to go with one, what questions should I ask?"


Must you have insurance if you are a driver in the state of Nevada?
I already have insurance but we're looking at taking me off if it isn't required for a driver to have it. I don't have a car nor will I be put on my parents cars. I am a dependent of them though. So, is it absolutely mandatory for any driver with or without a car to have it? I don't need companies that have low prices or websites that will find me quotes. I need like a law stating a Nevada driver -must- have insurance whether they have a car or not."


CAR INSURANCE FOR A 17 YEAR OLD?
would it be more expensive for car insurance for a brand new car or a used car.


How to pass a life insurance test?
How to pass a life insurance test?


Question about Liability Insurance.?
My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?"


Did Obama help you get health insurance?
Did Obama help you get health insurance?


Help Car Insurance help?
Im 16 and im gettin a 2003 cadillac CTS when i get my licences and i have a few questions. The car is $10,932 how much would the down payment be also how much monthly plus insurance?"


Do I need business car insurance even though I am just a carer?
My car insurance is due for renewal next month and I have obtained many quotes over the internet, however one company did not offer online quotes so I called them and they informed me that I need business cover on my car as I am a carer and go to more than one place of work (peoples homes), this only came to light as I asked would my car be covered overnight if parked away from home for when I do night shifts, and that was when I was informed of the need for business insurance. I have never thought about the possibility of needing business cover before as no one told me this when I joined the company and getting business insurance would double what I pay now for insurance. Some of my work mates dont have business insurance as it costs too much. So what should I do, do I qualify for the use of business insurance and if I didnt take it out and something happened would I be prosecuted for having invalid insurance? This is a little confusing!"


How much is the car insurance here in london? im 18 years old holding a provisional driving license?
How much is the car insurance here in london? im 18 years old holding a provisional driving license?


Automobile insurance companies charge lower rates to married individuals than they do to unmarried...?
Automobile insurance companies charge lower rates to married individuals than they do to unmarried individuals. What economic reason is there for such a practice? Is it fair? A. Automobile insurance suffers from the free rider problem. To offset this problem, insurance companies estimate the probability of accidents by categorizing individuals. B. Insurance companies use price discrimination to take advantage of the fact that unmarried individuals have a lower elasticity of demand. This is simply a strategy for maximizing profit. C. To keep rates to a minimum, insurance companies estimate the probability of accidents by categorizing individuals. One would expect that, statistically, married drivers are safer drivers. D. There is no good economic reason for the difference in prices between married an unmarried people. Further, this practice is illegal."


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Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?
I live in Oklahoma. I live in city area. I most likely want physical damage insurance. No accidents or anything. I have a permit right now. I was in a car accident in 2009, I wasn't driving, but was injured badly. Yes I will be the principal driver. There is only one other driver in my household. I will just be using my car for school, work, and seeing my friends."


Do I need to be on the insurance to go to and from school in my friends car?
I am 16 years old and I have my drivers permit, is it legal to drive myself and my sister to and from school in my friends car without being on the insurance policy? its my friends dad car and I want to use it for school.."


Home Owners Insurance?
My wife and I are planning on buying our first home and are currently shopping for mortgages. As a first time home buyer I am a little bit confused about a few things and I thought I just ask here :) One of the mortgages we looked at (online, from our CU) listed a Hazard Insurance Monthly"" in the ""Prepaids & Reserves"" section (which is part of the closing cost). - I am aware of the need of Homeowners Insurance"


and have NO so called insurance ?"
OBAMA CARE IS SCHEDULED TO INCREASE EVERY YEAR even the subsidies ARE BY LAW ALL DROPPED FOR ALL PEOPLE even now he has changed it so a family of 2 must make over $62,000 or they can't even get obama care and are forced on to medicaid state care MOST DOCTORS WILL NOT TAKE A MEDICAID PATIENT obama has given you NOTING IN HEALTHCARE Even before obama care anyone with low income could have signed up for SSI and Medicaid OBAMA HAS GIVEN US NOTHING AT ALL EXCEPT A TAX PLAN CALLED THE ACA"


Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?
While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks"


What are some good life insurance companies in New York?
I am looking for a affordable monthly life insurance company for me and my wife, I have multiple scelerosis as a pre existing condition?"


When buying motorbike insurance is CBT= Provisional ?
I was looking about for insurance quotes for a 125 and when you select what type of licence you have it dose not say CBT at all, but it says UK provisional and UK moped, but i dont think moped is a CBT because moped is 50cc only, can anyone tell me what a CBT licence is called when buying insurance"


How much would my motorcycle insurance cost?
I am 18 I live in Northern Virginia. I have car insurance with Geico for a 2005 Honda Accord EX. I start college as a freshman in less then 2 weeks. I have no records (accidents, speeding, thefts, etc..) I have a part time job (18 hours a week) I understand that they're are a lot of factors in this but i would just like a rough estimate."


What is the best vision insurance - my husband needs corneal transplant.?
We are self employed and need vision insurance. My husband has a severe eye condition which can only be treated with a corneal transplant. Of course we can't afford that out of pocket and I'm hoping someone out there can help us with insurance ideas.


"I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?"
I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?"


Who are the top ten largest life insurance companies in the US today?
Who are the top ten largest life insurance companies in the US today?


Does anyone know any really cheap car insurance companies for old cars?
Somehow, I don't think Shiela's Wheels will be up for insuring me, being a fella an' all! :)"


18 year old male buying his first car?
Hello! I am a 18 year old male looking into buying my first car and was hoping if I could get some advice! I currently have a job that makes roughly $850-$1000 a month and was hoping to spend around $500-$550 monthly on the car and car insurance now first off I am currently saving up and would like to have $5000-$8000 saved up to put down on it right away so I can have a large chunk paid off and get better interest on it. I am looking all together to spend about $15000-$18000 all together but less works too my main goal would be to get a like-new car even up to a 2015 car since I do see some of them in my price range but I would like one that'll last a good amount of time so I was also hoping y'all could give me some good car suggestions!


Does full coverage auto insurance cover theft of the car?
Does full coverage auto insurance cover theft of the car?


Reviews of Gerber life insurance?
Does anyone have any personal experience with Gerber life insurance, including the claims process? This is for a whole life insurance policy for an adult."


mitsubishi pajero junior insurance group



"I need good stores that sell prom dresses in NY, any suggestions?"
My prom is coming up really soon and I need a prom dress. I've searched online and seen some really nice stuff but I dont want to buy online. I've found about 2 or 3 stores that sell some of the dresses I seen online but I would like more suggestions. I would like stores that are in Bronx NY I don't like really big and poofy dresses I want more elegant dresses, something long not too short *Sorry to be so specific but it is my prom : >*"


Does taking the FLVS online drivers ed course make your insurance cheaper?
I am 17 and have had my permit for almost 3 years now, but have not gotten my license yet because my parents want me to take drivers ed (which sounds like hell). I already know how to drive just fine and have been driving all over the place for over two years, so my question is does the online Florida virtual school drivers ed course make your insurance cheaper when you get your license?"


Health Insurance coverage?
I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company, what options do I have on the health insurance?"


How much is car insurance cost likely to go down between age of 17 and 23?
I have not passed my theory or practical test yet and had a few years break from driving but aim to complete it and pass this year. How likely is it that cost will decrease due to age? Also I aim to take the pass plus test as well I live in the UK if that helps thanks


How do companies determine car insurance fees?
im trying to build a database insurance system for cars only and i wanna know how to calculate different types of insurance fees for this category and if there are certain terms and policies i should consider


How much does your horse insurance cost you?
in like 10 years im thinking about getting a horse so im educating myself! so how much does your horse isurance cost you per month? and what does it cover? and what dosen't it cover?


Passed driving test recently... going on parents insurance question?
Hi, I passed my driving test last week and have been looking at insurances and they average around 8000, even on my parents car.... they are on admiral multi car one has a 2009 ford fiesta Ztec and another a 2010 ford mondeo.. But my dad who has the mondeo was quoted 2000 for me to be on his insurance and my mam with the fiesta was quoted 3500. What is the best things to do, insurance company to look at and ways to get the price down somehow"


I just got fired from my insurance job and I need e and o insurance where can I get it now iam an independent agent?
I just got fired from my insurance job and I need e and o insurance where can I get it now iam an independent agent?


New driver needs car insurance - NOT a teen!?
I'm a 23-year old woman living in North Carolina. I'm getting my license for the first time and desperately need *affordable* car insurance. Problems? I am an orphan, so I can't be added to my parents' policy. I don't live alone, but cannot be added to my roommate's policy. Most insurance companies have told me that b/c I don't live alone, I can't get a nonowner's policy, which is fine, but the prospect of paying $5,000 for a 6-month policy is unimaginable. Does anyone know where I can start? I will get my restricted license (restricted due to NC's financial liability requirement) next week and need to get insurance and a car ASAP. HELP!"


Why does auto insurance rates go up after manditory insurance laws pass?
the insurance companies promise that passing these laws would always lower them


Small business insurance?
My friend is starting a small handyman business, and we were discussing liability insurance. Does anyone know the requirements for the state of FL and any decent and affordable companies?"


CA New Driver Insurance Question?
Hello, I'm 18 and I've had my license for a few months now and I wanna buy a car now(1996 Honda civic ex) and I've gotten quotes and there about $250+ per month and I was wondering if i put my dad as a Co-owner will the insurance way cheaper? P.s. I just want the cheapest insurance no coverage ect."


The other driver's insurance company denied my claim because they couldn't contact him. What can I do?
I was at a stop light when another car rear-ended me. We exchanged insurance info and driver's license info. I didn't call the police because the damage seemed minimal. I reported it to my insurance company 21st Century Insurance and my adjuster contacted the other driver's insurance company Reliant General Insurance. After a couple weeks the Reliant adjuster said that they couldn't contact the other driver and would deny the claim after 30 days of the date of the claim unless a police report was filed or if there was a witness. So I filed a police report, which the police department said was fine to do even a couple weeks after the accident. The officer who did the report even said it looked like the other driver's fault, since I was rear-ended at a stop light. And he couldn't understand why my claim would be denied just like that too. Both insurance companies knew I had filed the police report, but well after 30 days Reliant still said they'd deny the claim because they can't contact and speak with their insured client/driver. The damage is minimal, but is still estimated at approximately $900, possibly a little more. Plus there's the cost of a rental car. My adjuster said that I could pay the $500 deductible and have the repairs done, in which they would pay for the rest beyond the $500 deductible, except for the car rental for 3 days (because that's not on my policy), and then they'd go after the other driver in collections. But that there would be a chance that I don't get the $500 and the cost for the rental car back. I called the California Department of Insurance and they said I could do what my adjuster suggested or try to take the other driver to small claims court. And that person said that cases like mine unfortunately happen in California often. This just doesn't seem right. I've been paying for my car insurance for years and when I need to use it it seems like my car insurance company isn't trying hard enough to help me out in a case that isn't my fault. Plus the other driver is a paying client of the other insurance company and we have his information. But the other insurance company can deny my claim just because they can't contact him and speak with him, because that driver isn't cooperating. So I either forget all about this and deal with the damages on my car (while it worsens and cracks more over time) or I pay the $500 deductible and the cost for a car rental for a few days and risk the chance of not getting reimbursed for that, or I spend possibly even more money to try to take the other driver to small claims court (including maybe more if I need to get an attorney or need consultation services). Are there other options that won't cost me about $600 or more? I'm definitely switching to another insurance company after this. My adjuster doesn't seem to care about my claim case. I kept having to contact him to try to get status updates instead of him contacting me. And it's been over 3 months now since the accident happened. What upsets me more about all this is that people and insurance companies can get away with things like this. While honest insured drivers have to deal with these hassles and costs."


Can I get car insurance under my boyfriend's name even though the car is registered to me?
My car is registered under my name BUT i want put my boyfriend as the primary driver on the car insurance. He signed over the title to me because of some private reasons but even though legally its mine I still see it as his. Anyhow, can I put car insurance under his name even though the car is registered under my name?"


IMPORTANT question about insurance covering obgyn visits?
I am seeing an obgyn for my pregnancy who takes my insurance and they are the only one who takes it around here. But they want to send me to a hospital to deliver that SUCKS and almost killed several of my friends children and didn't wear gloves, etc. The doctor said in order to have her as my obgyn i have to deliver in that awful hospital. So it makes me want to just agree and then go to a better hospital that still takes my insurance. Why can't i do that? Will the obgyn i had been seeing then bill me for my visits or will my insurance still have covered those visits? What would happen if i did that? Please i need to know so bad!"


mitsubishi pajero junior insurance group