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"Do you know in California lawsuits, pain and suffering damages are capped at $250,000? Has insurance costs...?"
...gone down at all? NO! California insurance is a shambles and is among the most expensive in the country! So what proof is there that limiting tort cases decreases rates? Absolutely none. Now imagine that your own child or spouse died because of OBVIOUS negligence, and no attorney would even take the case because it wasn't worth it! It happens all the time in California and other States with limits like this. It's already been tried - IT DOESN'T WORK!"


"How do i get car insurance down, young driver wanting cheap mx5?"
Ok, so you may be wandering why i want an mx5. I want to get into drifting and an mx5 seems a good car for it. can get an ok one for about 1000, lower in some cases. The 1.6 litre would be the best choice. So to the car insurance, i put in a quote with myself the main driver and my dad as the additional and it was around 2500 for the year. I then put my dad as the main driver, mum as the second and me as the third and the cheapest quote was 2200. I then took me off and it was 180. I mean come on! im 19 with 2 years no claims, what is it with insurance companies and young drivers! Im not going to drive the car much at all. Probably to events and a bit more when i want a bit of fun. But seriously, im not paying that price. Drifting is already an expensive hobby as it is. So how can i bring it down people? Would love to see people ranting about car insurance with me."


How do i get car insurance without a license..?
I'm 20 years old and just bought my first car, but in order to get my license i need to have insurance on the car, but in order to get insurance i need my license, can anyone help me out with this catch 22 please.. thank you so much!"


Car insurance is paying me less than what my car is worth?!?
So im 19, just bought my first car a month ago. A used 2008 toyota camry hybrid with leather interior, navi, and sunroof. But it has around 100k miles on it. I put down 5k, and im financing 11k. Someone hit and ran my car and totaled it. It was on the freeway, so i had no witnesses and didnt get the plates. Its going to cost 9k to repair the car. I looked on kbb and my car is only worth around 11k. Why im paying 16k, well because i was just in a rush to get a car. Stupid, i know. So my insurance has declared my car a total loss and only want to give me 8k for it. I either want them to give me 15k for it, or pay for it to get fixed. Do i have to show them documentation of how much im paying? When i bought it? Should i get an attorney?"


My home insurance company is terminating my policy because I need a new roof?
My home insurance company sent me a letter saying they are going to terminate my policy in few weeks because the roof is worn and needs to be replaced, but I bought my house a year ago and it passed inspection and my inspection paper says i have 3 to 5 more years left on my roof so i don't understand why or how my home insurance company can just terminate my policy. By the way the home insurance company is TRAVELERS if that helps."


What is 20 payment life insurance?
What is 20 payment life insurance?


"What do I look for in a company to insure my quarter horse for loss of use, mortality and surgery?"
If one had an expensive barrel horses what would they look for in a company to insure them. ONly looking for protection on loss of use, death, theft and major surgery. Who are some of the better companies?"


Does a Uniform Traffic Citation raise your insurance?
I live in Florida. And today I got a uniform traffic citation for going 15mph over the speed limit. It is the only time I have ever been pulled over. My record is clean. Ive never been in any trouble with the law. Im 18. I am just asking because it is a citation. Not a ticket. Or is it the same thing? And are there any courses I can take to get the points off my license and lower my insurance. My main concern is my insurance. So please answer that first. Thank you guys so much!


Can car insurance companies pull your insurance without notifying you?
My girlfriend is at university and just seen that her car insurance has paid a sum of money back into her bank account and after checking the dvla website it currently says her car in not insured! Can an insurance company pull the insurance without notifying her of why its been done and when it was done as the policy was taken out about a month go. Where does she stand legally too? many thanks for your help D.


Do you think that I should get health or dental insurance?
Ok I am 24 and I work 40 hours a week and i get 277.15 dollars.in my pay check every week and I am single and still live with my mom and my mom really wants me to get heAlth and dental insurance.because she says that if I don't get it that the government is gonna start taxing me. if I don't get any kind of health or dental insurance. do you think that I should listen to my mom get it because I only get 277.15 a week in my pay check and I really do t want any money coming out my pay check


Insurance help? Please? ?
i must definitely mention that i meant Car Insurance.


National insurance for under 16s?
If a 14 year old set up an online business in england, when it comes to paying taxes how can they fill in the tax form if the don't have a national insurance number. Can a 14 year old have a national insurance number??"


Is auto insurance less expensive in Colorado Springs than California?
I am looking to relocate from Los Angeles to Colorado Springs and just wondering if insurance over in Colorado Springs are less expensive. I mean for liability or full coverage..


How MUCH do you think I'd be paying for car insurance?
I'm an 18 year old female turning 19 on Oct 18th. I'm hoping to buy an 8- cylinder mustang GT ranging from the years 2000-2004, and I have taken driving classes with a high pass rate, I live in northern Virginia. How much do you think my car insurance would end up being? just asking for personal estimates!"


Insurance costs for new drivers?
I am thinking of getting my driver's license in about seven months (when i turn 18), but i am a bit discouraged by the quotes for car insurance that i have been given. I was told that car insurance for new driver's is about $3500 per year (and this is with a 40% discount for maintaining a 4.0 GPA). If i am put on my parent's insurance plan, it will still cost me $1100 per year (i have to make up the difference caused by adding me to their policy). Is this the normal rate for insurance for new driver's? Any other way to lower the cost? Any help would be greatly appreciated because i really want to learn to drive but the cost is so great...especially since i will be starting college next year."


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How much should health insurance be for a 22 year old male in New York?
I'm going to be paying all my own expenses soon, just wondering how much I should expect to pay annually? I would probably prefer a plan that only covers serious, life-threatening things, and pay all the little things: check-ups, injuries, etc, myself. I'm a non-smoker if that makes a difference. If you have any information on an affordable plan, that would be great."


Should I bother getting health insurance?
My work doesn't offer health insurance...


Question about medical insurance in california (Please read important)?
Hi i was wondering if anyone knows of a good health coverage/medical insurance that will cover services that were obtained just a few months maybe even weeks before insurance was actually obtained. The reason i ask is because i dont have any health insurance and i have been having chest pain for the last 2 days and it feels like its coming from my heart kind of a dull achy but yet sometime sharp pain and discomfort.I want to see a doctor. I dont know they may do test or something and its going to be expensive. So please any advice i am very scared as i am only 22. Thanks


"At fault drivers insurance company wants copy of title for minor repair, standard?"
I was rear ended with minor damage and the at fault drivers insurance (Empower) is withholding payment until they receive a copy of the title. Is this standard? There's 2 issues: it's my husbands car and his mother told him not to give it, as the insurance co might do something sneaky; and he also can't find it. Can we use give a copy of the registration instead?"


Motorcycle insurance average cost in ohio?
Motorcycle insurance average cost in ohio?


Will I be fined for not having health insurance?
I'm currently living outside of the U.S. and I do not have health insurance because I can't afford it. I will be moving back to the US within the first few months of 2014 without a job. Will I be fined for not having health insurance while I am abroad, or immediately when I return? Is there a grace period I get to find a job that provides insurance so I am not fined? How would the government even know that I am not living in the U.S.?"


"18 years old. No cosigner, no credit, and needs small car loan?"
I have a part time job. I work about 26 hours a week and I have a second side job that I work at periodically. I bring home after taxes about $400 every two weeks but that could go all the way up to $500 or more since I work on commission, but yes it is a VERY steady/permanent job. $500 isn't a lot for every two weeks but since the only expenses I have is insurance and then the car payment IF i get one then its not that bad, and yes I NEED a new car mine is not reliable and for the amount of money i put into it on repairs it is just as expensive as having a loan, believe me."


Health insurance for my self where to compare prices ?
well I meant if there is a serious injury..


"Wisdom teeth removal, dental or health insurance?"
I have Blue Cross Blue Shield for health insurance and Metlife for dental. I have one wisdom tooth thats grown in and three that haven't. I'm not sure if i have the three surgically remove, if that would be covered under my dental or health insurance. Does anyone know?"


Home insurance policy before the closing ?
My closing is in 2 weeks, and I heard from my attorney that I need to get he home insurance policy at the closing. 1) Where do I get this ? 2) Can I get a policy before ahead of time, before the actual closing(or owning the property) ? 3) How much would it be an approximate ( townhome, 2000sft, 3 bed,2.5bath,basement, sprinkler system, chicago suburbs) ?"


What is the best health insurance?
what is the best health insurance?


How do health insurance deductibles work when you have two insurances?
I was just added to my husbands insurance (secondary) and am already covered at my job. However, my job's insurance has a really high deductible and my husbands deductible is lower. How will this work when it comes time to pay a deductible?"


"I am finally getting my own insurance policy, but what is pip insurance?"
Selecting PIP Health Primary coverage REQUIRES that ALL relatives in your household covered by this auto policy MUST have health insurance or they will be subject to a penalty deductible of $750 in addition to the deductible chosen. If this does not meet your needs, you may wish to consider a PIP primary option. Coverage is subject to the terms, limits and conditions of the policy contract. Please be advised that Medicare, Medicaid, and ERISA do NOT qualify as Health Insurance. Please contact your Health care insurer to confirm you and all resident relatives are eligible for full benefits under your health insurance plan in case of an accident. Warning: Prior to March 22, 1999, all auto insurance policies had PIP Medical Expense Benefit limits of $250,000. Choosing a PIP Medical limit below $250,000 will provide you with less coverage. I don't have health insurance."


Affordable insurance in NYC?
@ Pari Lee something under $150/month /person


Will i get a fee for canceling my car insurance policy early?
Im a little confused and can use some help! I am in massachusetts and have a car insurance policy that goes from february to february. i got a great quote from another company and want to dump my current one. my insurance agency insists i wont get a fee for cancelling early, but the insurance company itself says that i will get a 10% fee of my total premium for cancelling. I don't want to be unpleasantly surprised with a bill, but im not really sure who is right, and if the insurance company is telling me i have a fee just to scare me out of cancelling. Thanks"


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Can you have be under two car insurance companies at once?
My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?"


Best Choice for Car/Insurance Price?
Best Choice for Car/Insurance Price?


Are older cars cheaper to insure?
I'm going to be 17 soon and are looking at cars, and was wondering if older cars would be cheaper to insure than newer ones, i'm quite a fan of old skool cars."


Car Insurance?
i bought a new car and it needs new insurance, in michigan there's a no fault"" wut does this mean? how can this b used and how does it work? how does the insurance cover this?"""


Average cost of insurance a year?
car insurance, and health insurance for an 18 year old"


Vespa insurance?
what kind of insurance would i have to have for the vespa ..and how much would the average cost of that be? ..i live in the state of california


Baby health insurance question?
[this isn't for real, its for school] if i have a child who has muscular dystrophy and a wife who is 4 months pregnant with another child, can i still get health insurance on that unborn baby without getting him tested? do i have the right not to tell the insurance companies? why might i not want to tell my employer? how would i feel about mandatory genetic testing? do insurance companies have the right to deny insurance to individuals with genetic disorders?"


"For home insurance, should I give a list of items to the insurance agent?"
For home insurance, should I give a list of items to the insurance agent?"


50 fault auto insurance company?
I have liability insurance policy. I had a car accident and they said it was my fault, which i dont believe. i was in the middle of the intersection when the light became solid yellow arrow, which means the truck hitting should have a red light when hitting me. the police officer gave me the citation anyway. but i found a witness, who was driving the car behind me, saying he thought the truck hitting me ran a red light. I thought i would be in a good shape because at first i thought it was what he said and what he said issue. but my insurance company said that they will pay him 50% of the damage and they also let me know another insurance company, geico, wont pay me at all. What i dont understand is when the two insurance companies agree that 50% is at the trucker's fault, then why dont they pay me at all. I didnt talk to geico yet, but i dont think its gonna make a difference. what am i supposed to do to handle this nonsense?"


How much more do men pay for car insurance than women?
If a man and a woman are the ame age, same car, clean driving record, both live in the same city, and every other variable is the same. The only difference is their gender how much more would a man pay?"


How will Obama's healthcare plan help me?
Please answer this question only if you truly know the answer. I am tired of all the rhetoric. I work at a hospital in patient access. The insurance the company offers is too expensive so I chose not to take it. I also know, from the job I do, that it doesn't pay very well for the employees that do use it. So how will Obama's plan help me to be able to #1 afford health insurance #2 have good coverage offered to me"


Cheap Car Insurance for Hobby Vehicle?
Hi, i've just completed a rally across europe, and i've fallen in love with one of the cars on it. Only thing is its not something i can afford to drive everyday, so i'm looking at getting the car (Vauxhall Calibra) and keeping it at home and just using it for shows and maybe a few drives in the country. Does anyone know of a cheap insurance company. Details are: Young Driver, 20, Student Limited millage (1500-2000 miles absolute tops) Vauxhall Calibra 2.0 16v I don't want it to go boy racing, just to look after and give me something to do!! My mate mentioned a insurance company in Ireland which gave him a quote on a Impreza turbo for like 700 (same age as me), but i can't remember the name of it. Only that its in ireland! Any help is really appreciated"


How does health insurance work in the US?
I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!"


I have moved to france and need Cheap motorcycle Insurance in France?
I ride a yamaha Diversion 900s


"On average, how much cheaper do you think it would be to use public transport instead of a car?"
Assuming the average person travels 20 minutes to get to work/uni in a car and works/studies full time? I currently own a car and that's what I do. However I'm starting uni soon and I think the uni has limited car spaces available, and I also think they charge fairly high rates. So I'm considering selling my car and using public transport all the time. Has anyone done this before? Do you know the difference in cost this will turn out to be? Thx P.S. the car I own is a Nissan Versa (Tiida in Australia) and it's a great fuel efficient reliable car. This year I paid approx $2000 (AUD) in annual insurance and registration"


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