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Should I cancel my life insurance that I am playing for?
I pay about $1500/yr for a life insurance policy with Gaurdian that is for 250,000. I was told that I will be able to use the 250,000 once of retirement age if I need it. I dont know the details too well but I do know that I have been paying for 3 years now on this policy. My employer pays for my life insurance for 3x salary. I was thinking to cancel the Gaurdian lift insurance and put the money into a Roth IRA or something. I dont know if I will be able to get the money out either. Is it worth to keep this policy I am paying for. Anyone have expierence with this policy? Please help."


I'm in college with no health or dental insurance... What are my options?
My parents don't have any health insurance either, so being on one of their plans isn't an option. I'm kind of stressed out because I have asthma and my wisdom teeth are starting to really bother me, but I don't make nearly enough money to take care of either problem. As of today what are my options for affordable health/dental care until I graduate and can afford life?"


The previous owner of my house did not disclose pet urine damage on the hardwood floors.?
I have owned the house for a little over a month.


How much is insurance for an 18 year old?
i just turned 18 and am getting off my parents plan and getting my own insurance, i have 2 points on my license at the moment for an improper passing ticket. Thats the only ticket ive gotten. My car is a 2013 Volkswagen Jetta SEL I know i can get insurance quotes, just looking for a ballpark estimate right now....thanks!"


Is it true that term life has only a 1% chance of paying the beneficiary when the insured expires?
That's what Wikipedia said.


Should people be required to have health care coverage like they do for car insurance?
That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff."


Canceling car insurance?
im with hastings direct car insurance and my 1st payment i due on the 20th and i was wondering if i was to phone up and cancel my insurance will i still have to pay it all or will i just have to pay a small fee?


What is the best car for a 18 year old?
Nice cheap, looks good, and doesn't cost a forturne on insurance. Many Thanks."


Is landlord responsible for pool insurance?
We signed a lease that required us to take out insurance for $ 500,000 if we used the pool and planned on having guests use the pool also . They also wanted the insurance to cover themselves . When speaking to our insurer, USAA, they said our renters insurance , which included $100,000 liability, would cover us having anyone besides us use the pool or being on our property in general . The landlord was responsible for having insurance for the pool and the house to protect themselves and they told us we were not responsible for paying for insurance for the landlord . The property was in Norfolk VA . We just wanted to know if he landlord was trying to get us to pay for their share of insurance when it wasn't our responsibility and if we were right to have stuck with USAA advice ."


Whats a cheap insurance car to buy?
I just turned 18 and just passed my driving test, so i want to buy a car since i'm the only person in my home whole has a driving license, but i want to buy a car that will be VERY cheap to insure. So many people have told me different things and I'm really confused."


Insurance for 18 and under?
I'm fourteen years old and pregnant. I'm less than four weeks along. Both my boyfriend and both sets of our parents know. Both sets of parents are against me having the baby and are pressuring me into having a abortion which just for me is NOT a option and it is my choice. My parents are holding insurance against me saying they will no longer keep me on their insurance if I have my baby. Am I old enough to getting own insurance? What are my options? My boyfriend has a job and he's sixteen but I don't know if I'm too young to qualify to get state help or not or of he could.. I really need done alternatives...My parents said they will in no way support my decision with money or insurance help. Without insurance I have no money for delivery / parental care. Also my parents make too much money for state help. I will give a best answer.


Car insurance? Do they check your credit rating?
Also, I have just checked my credit report online, and I have a search recorded yesterday from RBS privilege insurance (which I think is direct line)? I used Confused.com to try and see who gave me the best deal, but the only companies I searched individually were Admiral and Elephant. I may have been misled, but I didn't think that using confused.com would allow any other companies to search your credit report. Direct Line was far too expensive so I wouldn't have even thought of applying to them! Why have they recorded a search on my credit report when I was merely trying to obtain a quote - I wasn't trying to apply for credit by any means."


Looking for individual dental insurance in NY without a 12-month waiting period - is there such a thing?
I'm shopping around for dental insurance and most plans I see have a 12 month waiting period for major procedures - and I'm going to need to get my wisdom teeth out soon. Can anybody recommend me a plan? Thanks!


NY parked car accident insurance laws.?
Some guy hit my car while it was parked in the road. He knocked on the door and gave me his insurance policy and other information. I live in Rochester, NY and my insurance provider is AIG. If i file a claim, who's insurance pays for the damages (new fender and door)? Will there be a deductible on my part? Will my premiums go up? Doesn't NY have some stupid no-fault law? Or should i just make him pay for everything out of pocket?"


How do I get secondary health insurance?
I'm a full time graduate student currently receiving health insurance through my parents. However, my coverage sucks and I would like to purchase secondary insurance. I looked through all the different plans on einsurance.com (united, humana atena, etc), but when I called they told me that I can't purchase it when I already have insurance. I did some searches for secondary health insurance, but I can't find companies specifically for secondary insurance. It seems that I should be able to purchase any type of insurance I want and that the secondary company should pick up some of what my primary doesn't. Right?"


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"Rear ended someone in a rental vehicle, will my premiums rise?"
I was in a rental vehicle when I tapped the car in front of me. I drove a '11 Toyota Corolla and he an old Chevy Monte Carlo. I came to a complete stop before absentmindedly loosening my foot on the brake, thus I tapped him at perhaps 2-3mph, and left a light imprint of the license plate on his red bumper. I offered to negotiate a cash payment on the spot, I was thinking of a couple hundred, but he insisted costs to be over 1,500. I did pay for damage insurance on the rental, but not liability. I'm insured with Safeco in Southern California, will this affect my rates at all? I talked to a body shop and showed them pictures of the imprint, and they figured that repairs would be around 150-300, depending. I heard that premiums won't necessarily rise unless damages are over 750? Is that true, and if so what are some tips to keep them from rising at this point? (this would be the first accident where I am held liable)"


Does anyone have recommendations for low-cost health insurance in CA? I can't afford Tonik any longer.?
I am an unemployed healthy 20-something paying around $150 a month (with a high deductible).


Health insurance?
Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin"


Germany insurance.?
if some one want to study in germany he need university admission letter and bank account in germany with 7000 Euro if study is free for university international students he can al;so living expenses monthly 700 Euro but this step i could not recognized what does it mean 30,000 Euro yearly as a tyravel insurance please explain about this option will i sumbit 30,000 Euro for year or just show."


What the best insurance company that affordable to get for a new car?
looking for car insurance?


If I am moving temporarily (3-6 Months) Do i need to get a new drivers license/insurance in the new state?
I am moving temporarily from California to Kansas for 3-6 months and I was wondering if you are required to get a Kansas Divers Liscense and Insurance if the move is only temporary (3-6 Months)?


Unemployed at 62 years old. Should I tap into 401K or cancel Whole life Insurance and use Cash Value.?
Unemployed at 62 years old. Should I tap into 401K or cancel Whole life Insurance and use Cash Value.?


My house is on forcloser my husband is in nursing home cannot pay i will be homeless then what should do .?
My house is on forcloser my husband is in nursing home cannot pay i will be homeless then what should do .?


"My car insurance may get cancelled soon, I paid for the full year in full, if they cancel my policy will they keep my money?"
I told them that I was a student, which i'm not, and now they've found out, so they may cancel my policy"


Where can I get an affordable liability insurance for my new cleaning business in California?
I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this, so, I can't afford that amount because I don't even have costumers yet. Thank you!. I really need an advice especially if you have a cleaning business!"


Is car insurance expensive?
Im about to get my driver licence and my mom told me that car insurance is really expensive and that's the reason why she wont buy me a car.


I want a dog but cant afford the $200 at the shelters. Does any one know where I can get one for $20-40 or less. I can take care of it?
I can fully take care of a dog but dont have $200 to buy one I can pay for food and all that but to get one from a shelter and all the supplies is too much at ONE TIME so excuse me for wanting something to protect me at night.


How do you find another person's insurance carrier for an auto accident?
Recently my car was parked on the side of a street. A car pulled up behind it, and caught fire. There was extensive damage to the rear of my car. The person who owned the car was nowhere to be found, and there was no insurance information in the car. The officers on the scene provided me with the registered owners name, address and license plate number. The officer suspected the car may have been stolen, but wasn't certain (The RO of the car lived a few towns over). I do not believe I am liable for this accident. Is there any way to track down this person's insurance company for me to get covered in this incident? I don't have comprehensive coverage, so my company isn't going to cover the damage. Is the fact that the car was possibly stolen an issue? Thanks very much!"


I need to know if Health Insurance my employer takes out of my check comes out of gross or net?
I need to know if Health Insurance my employer takes out of my check comes out of gross or net?


Cheapest car insurance???
what is the best place to get the cheapest car insurance???


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"If someone is driving your car and they get a ticket, does it affect your insurance rates?
Will it make your insurance higher?


Do I have to pay for car insurance if I am overseas?
I just got a job to teach English in Japan. I was hoping I can leave my car at my parents' house. Now, do I have to pay for car insurance even if I am not using my vehicle? I have been told that I do and that bugs the crap out of me. Thanks!"


How can i get my car out of the police pound when i havn't had a chance to get insurance?
just got the car and the log book was sent off and put in my name which took a few days but now having trouble getting insurance on an impounded car please help the police are saying it needs different insurance from releasing it from the pound


Is insurance a must for everybody to have?
I mean life insurance. Vehicular/mortgage/property insurance is a must in most cases.


Can i get Renters insurance if i am?
Can I get rentersinsurance if i am living in one of my uncles home?


What is dental insurance and how much does it cost?
I need to get braces for my teeth, but i don't have dental insurance. Do i have to pay monthly for the dental insurance?"


Car insurance price range for college Int student?
Hi, I m 20 years old Int student in the U.S, California. I m planning to buy a new car under $20,000 or used car (International student cannot mortgage,pay monthly or loan bank to buy car). I just have my U.S driver license, some of my friends told me the car insurance for new driver under 25 is somewhat expensive and even more expensive for used car. I just want some advice for which insurance company such as AAA, Geico, Statefarm or others names should I look for and what type of coverage do I need, price range per year. Any help are welcome!!"


Is a Scion tc considered a sports car by insurance companies?
I'm getting a new car. I have a Land Rover Discovery and its a piece of crap and drinks a lot of gas. I was going to get a Mazda RX8, I love them. My family has 3 of them, but my dad said no because the insurance would be high because its a sports car. Is a 2008 Scion tc considered a sports car by insurance companies? I am a 19 year old female by the way, if that matters. Thanks for any answers!"


How much would it be to insure a 2nd gen. Dodge Ram 2500 with a Cummins Turbo diesel for a 16 year old boy?
Im looking for better gas mileage, and it appears the Cummins has better mpgs than its 5.9l counterpart. (dont be a smart *** and say no trucks get good fuel economy) But i would wonder if a diesel would yield higher insurance costs for someone my age rather than a regular gas engine."


Provisional insurance to full licence insurance?
I'm 18 years old and I am 2 (and abit) months away from taking my driving test. If I take out provisional car insurance can I change my insurance to full once I have passed my test? The reason why I want provisional insurance is because I heard it was cheaper, then once I pass my test I would only have to pay 10 months of full licence insurance, correct? But anyway how much it cost me to increase my premium from provisional to full licence insurance?"


How much would insurance be on a Mustang?
Link to the one I'm looking at---> http://www.cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?sourceContext=RecentSearches_false_0&newSearchFromOverviewPage=true&cgLocale=&inventorySearchWidgetType=AUTO&entitySelectingHelper.selectedEntity=c22072&entitySelectingHelper.selectedEntity2=c23252&zip=77345&distance=MILES_500&searchChanged=true&maxAccidents=0&showNegotiable=false&hideFrameDamaged=true&maxPrice=16000&modelChanged=false&filtersModified=true#listing=9196206


Why do we NEED car insurance?!?
Why is it the LAW that we have car insurance?? I honestly think it's stupid. Shouldn't we, as free"" Americans"


How much can I expect to pay in car insurance?
I am looking into getting my first car, but I have little idea how much I would be paying in car insurance. I live in Massachusetts. I am going to be 17, and I have taken a driver's ed course. I also get straight A's in school (I know that some insurers offer discounts for good grades). I am a new driver, so obviously I am at high risk for an accident; but if it makes a difference I also have a clean driving record. The kind of vehicle that I am looking into getting is a 2002-2004 Ford Focus Sedan with a value between $2,000 and $3,000. I know that it is impossible to give me a 100% correct answer, but if it is possible I am wondering what range would I be looking at yearly?"


How much does car insurance cost a month?
for a 20 year old university student who's low risk


Car insurance is a conspiracy!?
I passed my test less than a month ago, and it just so happened that a distant family member was trying to get rid of a car and I managed to get it on the cheap. I got a quote for it, it is a Ford Fiesta 1999 (T-reg), and got a cheapest quote at 5500! My friends who live near me, have similar circumstances, don't pay even half as much as that so what the hell is going on? I mean yes I am a risk as a new driver, I don't have much experience all the rest but how the hell does anyone expect a student to pay that? I mean it is just maddness. Anyone have any ideas why it is this high, I mean come on!"


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