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Anyone know much about New York Life's Custom Whole Life Insurance Plan?
In response to Rahnside answer, it is not just about insuring them (death benefit) It's about securing their future and if need be having an emergency fund for me and my wife's whether it be retirement or helping our kids pay for their college tuition. I can insure them for whatever amount I want it doesn't have to be $500,000. But obviously, the more I pay in 5 years the bigger the cash value years down the line."


Why isn't Flood coverage automatically included in your Home Insurance?
Since the Sandy disaster, constantly hear on the news of couples who have not only lost their homes but any insurance coverage because the insurer claims its flood damage and that's a extra policy. I wanna know why this isn't included in home and contents insurance which covers you if your house burns down but not if it gets hit by a flood. Hearing of a couple who says their house was ruined by Sandy's powerful winds and not by the flood but their insurance company claims it was flood damaged so they don't have to pay if you didn't have flood coverage. Is it a gold pot for insurers to get extra money and save them self from paying out or a legitimate reason its not included."


Car insurance please someone help me!?
I need to get a drivers abstract for this job I'm applying for....I have a speeding ticket which took 3 demerit points, but I'm pretty sure my insurance company hasn't found out....this was about a year and abit ago and my insurance company told me when renewing my insurance that its clean......if I get this drivers abstract will they find out and want to charge me more? And do companies really care about a speeding ticket 16km/h over?"


How much does it cost to add a person on ur insurance?
i was wondering how much it would cost to add someone with their permit on to ur car insurance, this dont have to be an exact number just and average number. If any of you know plz let me know cause i am trying to figure this out, thanks for your help."


Got a question about changing my car color and insurance...?
So this past summer I was so close into painting my car into White! But my mom was hating on it, and she told me that if i had changed the color of my car we would had to contact the insurance people... Telling them that the car is getting a color Changed Them having to change some info on the car And the worst part... The insurances goes up? (btw... my car's color is black) So you guys out there... Please help answering my question! would my insurance go up if I change my car's color?"" I haven't paint the car yet.. maybe till' the spring time since its almost winter time!!! Thanks! """


What kind of person makes someone feel really bad about something they are insure with?
For example if someone has a speech impediment which has a huge impact on their confidence or if someone has a weight problem. Why do people make the ones who suffer such problems feel 10x worse? Why do they bring up issues and flaws that others have and can't do much about? People make fun of my stuttering a lot and even bring up past situations that I was in that I would rather not remember. How do you deal with people like that?


On average what does individual health insurance cost for two adults and a 2 year old?
On average what does individual health insurance cost for two adults and a 2 year old?


Where can I get SR-22 insurance?
I got a DUI and am now required to get SR-22 Insurance in Illinois. I called my local Insurance companys and most of them are saying I need to have insurance with them prior to this so I can't get it through them. Any ideas on some good companies that would do this, and the cheapest way to go about it?? Much thanks!! Mandy, Illinois"


How much does the most expensive auto insurance ..cost?
How much does the most expensive auto insurance cost?


Around how much is Driving Insurance for a 17 year old?
Or is it car insurance...w/e What would be the cost? Allstate is the insurance my parents use. What would it be from.


Can you have insurance on a car that isn't yours?
My girl friend has a car but lost her job and can't afford to pay insurance. Can i put the insurance in my name for a car that she owns?


What is an insurance premium?
Is the insurance premium what you pay monthly for your insurance?


What's the difference between healthcare and health insurance?
and What's the difference between healthcare reform and universal healthcare?


What if I can't afford my car insurance payments?
I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?


Help with insurance policies?
It's a dancing event.


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Which car models have good insurance rates?
I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)


How much typically does car insurance cost per year if i'm a first time driver and car is brand new?
How much typically does car insurance cost per year if i'm a first time driver and car is brand new?


Can you cancel your life insurance policy anytime you want?
Can you cancel your life insurance policy anytime you want?


How to find affordable Health Insurance options?
i live in san francisco, CA and am about to turn 30 (female). i haven't had insurance since leaving a job with a good plan about 5 years ago and i'm (haha, pun intended) *sick* of it! webMD and i can only do so much, and i'm beginning to think the doctor at the clinic i've been going to doesn't know what she's doing. money is tight (surprise surprise) but i do need to get real about covering myself. anyone else been in a similar boat and found a good solution? OR know of any sources where i can begin leg-work of my own? thanks so much!"


"For health insurance, is the policy # the same thing as member ID?"
for health insurance, is the policy # the same thing as the member ID?"


How much is insurance for a 16 yr old?
I just got my license and I'm getting an 89 toyota pick up all stock Manuel teams and 150xxx how much would insurance be yearly? Or monthly? And 150 in registration fees


How much is liability insurance?
I am going to be a new driver soon and I will be driving a 4x4 dodge single cab truck and I live in missouri and was wondering how much liabillity insurance would cost per month? Thanks!


What would be a good first car?
I'm 16 and have to pay for it all myself.


Borrowing against your life insurance?
bases on one of several articles that I have read on the net, one of them being http://www.finweb.com/loans/borrowing-from-your-life-insurance.html Is it really possible to borrow as an example, I purchase a 200K whole life insurance, and then borrow lets say, 100K and have the option of either paying it back + interest or just pay the interest? If so, how long do I have to wait from date of purchase?"


First Time Driver - Car Insurance?
I live in Western Massachusetts and will be 18 in July. I haven't gotten my permit yet, but I plan on getting it sometime in the next month to start practicing. In Massachusetts, you cannot get your license if you're under 18 and haven't taken a driving class, which I don't have the money for, so I plan on having my mom teach me everything about driving and I'm hoping to get my license when I turn 18. I do already own a car (1998 Honda Accord Coupe), so that won't be an issue. Here are my questions: 1. When I have to start paying insurance, how much (range) do you think it would be? I know that everyone says that first time drivers have to pay WAAAY more, but I don't even know how much regular drivers pay. 2. Would it be cheaper to just be added onto my parents' car insurance plan? They've already brought this idea up, but they're afraid that if I get into a serious accident that the people could go after everything they own. I don't want to be that much of a stress on them, but I really don't want to end up paying a lot. Please and thank you!"


Is car insurance any cheaper for a pensioner if he do'snt work?
I am 67 and just finished working, when I renew my car insurance in a month's time, should I expect it to make a difference to the premium."


Insurance Settlement Check More than cost of repair?
My repair costs is far less than my insurance settlement check. I have a lienholder on the check as well. They stated that I will have to pay my duductible to the repair shop and send in the estimate and work order. Do i still have to pay that deductible even though the repair cost are less than the estimate and settlement check? Also, will the lienholder give me any problems by signing off on my check even though i found a repair shop that was able to do the repairs less then the repair estimate. Should I send in pictures of the repaired car so they will know that the car is fixed."


How much is Canadian (British Columbia) car insurance?
I am 21 years old and have had a licence in California since I was 18.


Can i deduct health insurance premiums taken out of my social security?
Can i deduct health insurance premiums taken out of my social security?


How much will my car insurance be when I turn 23?
I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?


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How can I get affordable Medical Insurance for my family?
My wife and I are hoping to have another child soon. Were getting alot of our debt paid off since I am working overtime. However our current Insurance doesn't offer maternity coverage, actually in the state of Michigan you can only get Maternity Coverage though a Group Policy..However the group Policy for my family is 1000 dollars a month. I only make 45K a year...So we went with an Indivisual Plan for our family. I know that Blue Cross"" will over Materinity but you have to pay 700Plus a month for it. Do you have any suggestions on how to get good Maternity coverage?"""


Motorcycle insurance help?
Hi, I am 16 years old with no road or driving experience ever, I want a transportation from my house to school, and an all around commuter, I wanted a car, but I know I cant afford one due to gas and insurance. Now I am thinking of getting a motorcycle, theres alot here for sale like a 2006 GSXR600 for only $5,500. Now I can afford the bike, I can pay the monthly payments if I get an after school job, but my problem is insurance, how much might be my insurance for maybe a 2006 GSXR600, I heard it is expensive because its riskier but motorcycle cause less damage, can anyone like guesstimate or estimate or just give a guess of how much will be the cheapest insurance for a 16 year old with no road experience at all here in California? thanks"


If you let your life insurance lapse does it have any value?
after paying into it for 30 yrs and stopped paying premiums is there any refund in order


Who do you pay insurance broker or car insurance company?
I have applied for car insurance through light house, which is a car insurance broker. I have been told to pay a certain amount to a loan company. Today I have received a notice from Allstate about my policy and I need to come up with almost 1700$ by the 9th. I'm so confused and of course no one is open tomorrow. Is the loan to help me pay my car insurance or am I paying two different people."


Home Insurance excess paid premium?
I paid home insurance for 12 months, after 4 months i canceled. How much do i get back from the excess paid premium by law?"


Requirements for california drivers license?
how many behind the wheel professional training hours are required in the state of california in order to get a license?


Which is the best insurance which i need to take for my parents who visiting USA?
My parents are coming to US and need to take a medical and dental insurance for them. please advise


Can a non driver licensed person buy car insurance?
I transfer my car to under my grandma's name. She's the owner of the car now. But the problem is the apartment where she lives requires the car must have an insurance policy that has her name in it? She lives in California and doesn't have a driver license (she is really old). Do you know any insurance company that sell insurance to a person that doesn't have driver license or i can buy insurance as a primary driver and add her as a non-driver?


In Kentucky can a car dealership repo your car for not having insurance?
In Kentucky can a car dealership repo your car for not having insurance?


I need Insurance help?
Hey, I just got a full-time job that pays very well. I make roughly $1500 a month, and I was looking to get a new vehicle as a means of celebrating my new step into adulthood. The vehicle I was looking at was a 2005 Pontiac GTO. I'm 19 years old, so I would have to get my parents to help me with cosigning. That wouldn't be a problem, since my parents have good credit. Now, my parents said that they'd cosign if I pay for both the car payment and insurance monthly. I also pay $200 a month for medical insurance, phone bills, etc. The car payment monthly would be about $400 a month, so that would be about one check. My question is, does anyone know roughly how much insurance would be for me? I currently pay $122 a month on a 2002 Taurus, with just one speeding ticket on my record. Any ideas? Thanks"


"I had health insurance from January/2014 until November 30/2014, I got a new job but my new health insurance will start in January/2015.?
I don t have a coverage for only 30 days (month of December/2014) will IRS charge a penalty ?


What are the types of automobile insurance in USA ?
I'm doing a research for my course , comparing this service in my country to which in the USA ...and more specifically about the private and commercial cars... a claim saying that USA's provisions are strictly applied ..i.e the son driving his father private car is not entitled to any compensation in case an accident is occurred .....because it's not the son"" car..(which at the same time is not going the same way here ...as long as the car is insured so anyone drive it is insured ..regardless of the owner of the car...and just there it is the debate point...what do you think about it ? so "


What kind of life insurance companies are there in states?
What kind of life insurance companies are there in states?


How long should it take to receive my GAP insurance refund?
How long should it take to receive my GAP insurance refund?


I am 19 in Texas. is it cheaper on insurance to do the whole teenager coarse or is it the same going adult 6hr?
My dad is wondering if it would be cheaper on insurance if I did the the three week teenager coarse or if it doesn't matter anf do adult which is one 6 hour class. Again I'm in Texas and a guy and know about how its cheaper for girls on insurance


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