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Can someone please explain health insurance to me?
I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?"


I need good health insurance for my child?
Hey Everyone, I am wondering if anyone knows any good health insurances for Children. My son is 11 mons and his medical insurance is expiring soon and i am seeking new Insurance. The fact that my son is on my mothers insurance (United health care) I don't know whether i would like to stay with them or find someone cheaper? My mother pays 300 dollars a month for 4 peoples insurance (Due to the fact she gets benefits from her job) So does anyone know any reasonabled price insurance for JUST my child. My budget is 0-150 a month for single. I DO NOT wish to get medicaid or any medicaid orientated insurances due to the fact i am not eligible and i am not able see his current pediatrics. Does anyone know if AETNA is any good? or any other insruances?"


I am looking for my auto insurance statement so I can see if my husband paid our insurance?
where do i go on the net so that I can view our previous payments on our insurance


Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?
My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?"


Is auto insurance company required to pay for car rental AND tax?
i got hit by another driver. And, his auto insurance company pay for the damage and car rental. They pay $25/day for car rental. Is insurance company required daily amount PLUS car rental taxes if i choose to take money?"


UPS insurance cost for sending a laptop?
Thank you T! I'm going to make you best answer when it becomes available!


Backdated Home Insurance Lapse.. Is this a problem?
I recently changed my insurance. New plan started on March 25. After the new coverage became effective, I sent in request to old company to cancel my insurance effective 3/25 and they canceled it effective 3/5. So for 20 days in the PAST I had no coverage. Should I call the old company, or just forget about it. No harm was done and I won't file any claims for those 20 days of no coverage. Will the new insurance company find out and hold me responsible (raise my rates)? Thanks."


Are there any states that don't require auto insurance?
I don't like paying for insurance so I was wondering if I could avoid it by moving.


Why do underage drivers have to pay more insurance?
I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?"


Want free auto insurance?
Do what the libs do. Dont have insurance. Those that do pay will have to pay higher premiums to make up for uninsured accidents. When the premiums get too high, tax the people already paying for their own insurance to cover those that never paid."


"Where can I get good motorcycle insurance in Ontario, Canada?
I am getting a 2007 Honda CBR 125 and I need to get a good insurance quote.


Hello im 16 years old and looking into getting a Mitsubishi 3000 gt and im not sure about the insurance cost...is there anybody that owns and ones?
Hello im 16 years old and looking into getting a Mitsubishi 3000 gt and im not sure about the insurance cost...is there anybody that owns and ones?


Is a freelader an expensive car ?
Hi i need some help im looking to buy a biger car and iv seen this freelander i just need to no if it is a good car and if they have any problems and iv been Driving now for 5 years got 5 years no clams so will this car be High on insurance i have no id how to look it up on pc that's the insurance.


How can a 17yearold get insured on a classic car?
I'm a 17 year old driver in staffordshire, i'm looking to purchase either a triumph gt6 or a triumph spitfire, however the insurance quotes im getting (even with my dad as the main driver) are over the value of the car! (approx 3500). does anyone know any specialist companies i could contact? thank you in advance"


Is there drivers insurance for infrequent drivers?
I'm currently in LA, and my family is here too. So, I've been an insured driver since I was 15, for the last 13 years... In August I will begin grad school in Boston, and will be without a car. But, perhaps during winter break, Thanksgivings, summer, I may return to LA to visit family and friends. I can easily borrow one of my parents' cars while I'm visiting, but I don't want to have to maintain car insurance year round for several hundred dollars just to drive a few times a year. Are there any reasonably priced options for someone in my situation? As far as I know, most car insurance terms are 6 months. Thank you!"


lincoln transportation insurance



Do you know how much insurance is for a Porsche Cayenne ?
I am 15 1/2 years old and i am planning to buy a Porsche Cayenne S. I was wondering how much insurance is going to cost???


What auto insurance companies provide insurance for adult driver with learners permit?
The car is registered in my name has current tags, plates, etc. I live in California and I am 26. I just got my permit to learn to drive. Since I live in small town and driving school here is only available to high school students and I don't have friend that will let me practice/use their car for driving test I have to use mine. I have a licensed friend who will teach me on my car but won't let me drive theirs because its manual and Ive never driven and they don't want to mess up their transmission."


Switched my step-children to my insurance.?
I couldn t be insured under my husband, because I am offered insurance through my company. We switched my husband and his step kids to mine so we could all be on one. Now their mother is trying to cause a lot of problem for us. I couldn t find much information on this subject, do I have any legality issues to worry about? She is saying that he is in contempt of the court and that we ll have to pay for all doctor fee's now. Even though in their court papers all it says is that he needs to provide insurance for the kids. So I don't understand why we would have to do this. This has added a ton of stress for both our lives and would appreciate any help or insight you could offer. We are in Michigan , is there a website that might help me understand any of this further. Thanks again I would appreciate any help."


"I have medical insurance, but my deductible is $4000?"
Is there any way at 29 weeks pregnant I can figure out how to get more help paying for this? I live in Southern California. Anything will help right now, I am just getting worried because $4000 plus all of the other stuff to get ready is a little overwhelming. Is there a way to apply for something that will help me with these expenses?"


Do I need insurance to get my driver's license in Iowa?
meaning do they ask for insurance papers?? my friends car that I am planning to use for license test is insured but he doesn't poses the insurance papers. Do they ask for insurance papers or can you just tell them its insured and that's it.


Will my parent's car insurance go up if I were to get my driver's license?
My parents have car insurance from Allstate and we live in NY. I'm 19 years old. I want to get a driver's license but my mom kept on saying how their insurance would go up if I got mines. Is that true? When my brother got into an accident while driving, Allstate discovered my bro's relationship with my parent's. After adding his name, my parent's car insurance doubled."


Look! Auto Insurance?
Has anyone heard of Look! Auto Insurance based in Michigan? Are they a legit agency? http://www.look-insurance.com/home.nxg


Where Can I Get Cheap Car Insurance?
I drive a Jeep Cherokee 2004. I am looking to purchase car insurance and have been uninsured for about 6 months. I am 22 years old, will be in college starting August. I have had about 4 tickets in my life, have never had an accident, and my license have been revoked only because I failed to pay the tickets. They are now valid. I live in Florida, where it is sooooo difficult to get insurance. You are not allowed to be insured and then get insurance.... You have to have insurance from day 1, which I had, but mom dropped me from the plan as they live in GA! I make about $800 every 2 weeks, and I do have other bills. I am looking for some car insurance that I can afford and get coverage! All Florida residents, please help me out. Thanks :)"


Will my car insurance rates increase? Please help?
I have a lease with the full mandated insurance in FL and I have Geico. There is construction on my building and while my car was parked in it's space apparently a rock or some piece of concrete from my building must have hit my moonroof and shattered it completely. I must have this fixed ASAP and am still working out who between my condo association and the construction company are going to pay for this. In the meantime I need to know if I call Geico about this incident will I be in jeopardy of having my rates increased? The car was parked in it's space, I was not driving, and it was not my fault. Thank you for answering."


Do you remember your first car?
Do you remember your first car?


How much can I expect my insurance to be?
Alright, I'm seventeen, I'm looking at a 1992 Acura Legend L, I'll be on my parents insurance (three other cars: pickup, SUV, and muscle car; no crashes that I know of), I'm a great student (top tenth of my class). I have to contribute my share of the insurance so I was wondering how much that might end up being? Anything else you need to know?"


Implants for dentures/insurance coverage?
I am looking for dental insurance that covers mini dental implants for dentures?


"Insurance says I need a new roof, but the current roof is in decent shape and I'm moving in 6 months?"
My home insurance company (State Farm) recently sent a contractor from a local roofing company to inspect my roof. He said that the roof was in need of replacement, and now State Farm is giving me 60 days to replace the roof or they will cancel my policy. I know that the roof is in good shape and could easily last another 5 years or more, as I used to do roofing in the summers and I have family who are still in the construction business who concur. I don't have the time or money to do the job myself, so my question is whether or not switching insurance companies is an option. At this point I was thinking it would be possible to switch insurance companies for the next six months to avoid having to replace the roof before I move. I'm not sure if I would run into the same problem upon switching companies(would they immediately send an inspector?), but since I had no initial inspection when I first set up my policy I would imagine that this isn't standard. Any thoughts would be appreciated."


Financial Aid and University Health Insurance?
Okay so I was accepted into YSU and the only way I can attend is if I live on campus. To do so I'm required"" to have health insurance. The university offers a policy for students but it's a bit over seven hundred dollars. And I already have to pay a two hundred dollar security deposit. I really don't have over nine hundred dollars just laying around. I was just wondering if anyone knows if financial aid can cover the school's health insurance or if I can get some sort of loan to pay for it. I tried talking to some of the school's staff and I basically got"


What are my best options for Martial Arts Insurance?
I am going to begin instructing self defense soon, more as a passion than a business, and I am trying to research and find a good liability insurance provider that will cover martial arts training at a low cost."


lincoln transportation insurance



Am I required to put my parents down on my car insurance? I am concerned about liability.?
I am an adult over 40 yrs old, living with my parents. I have not been off my parents policy before. I live in New York State. Am I required to put my parents down on my car insurance, or would their car insurance cover it if they had an accident while driving my car?"


Nice safe SUV for a teen?
i really like the BMW X5, im 16, a guy and need a good safe SUV, thats somewhat fun. any other options?"


Caught without car insurance.?
I was caught failing to stop completely at a red light right turn. The cop stopped me and asked for everything. I gave my driver's license, and my dad's insurance. the cop wrote me a ticket afterward and that's that. however, the thing is that i don't have insurance myself. is anything going to happen? note: this just happened 3 days ago and it apparently takes the count 2 months to enter the citation into the database"


Can i use my moms EZ pass for my car for one day? im under her name and her insurance. i need to go to brooklyn from jersey .?
and if it helps my car is a 2009 nissan 370z and my moms is a 2011 mercedes ml350


Why do auto insurance companies ask for annual mileage when they base your insurance rate off of usage or accident history?
Why do auto insurance companies ask for annual mileage when they base your insurance rate off of usage or accident history?


Cheap insurance?
cheap insurance


Using business address zip code for cheaper car insurance?
Can I use my business address instead of my home address for my car insurance? I have a full time job and drive to work with my car. Is there a problem with this? What if I purchase the insurance with my work address and then change that address to my home address?


How come im being quoted over 5000 for insurance?
im 20 years old and i am looking at buying my first car i have been looking at all sorts of cars from new to old staying well within the 1.0 -1.2ltr engines but i still cant get a quote lower than 5000... why is this, when i know 17 year olds that are getting quotes for 1.2 corsas @ 1500... am i doing something wrong? need to knows; im 20 i have a full UK licence i passed my test in febuary 2012 i have a full time job, not married any help would be great"


What kind of car is cheapest to insure?
I'm a 16 year old dude looking for a car. I've been looking for a few weeks now and I've noticed different cars cost different amounts to insure. Also I was looking for a used car that's around 3000$. So I was wondering in general what kind of car ( body style, make, model, color, automatic/standard) would cost me the least to insure because I have to pay my own insurance."


Cavities before getting health insurance?
What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?


How much would it cost on insurance average for a 17 year old owning a street bike?
im looking at 2012 ninja 250r kawasaki street bike and wondering the average insurance monthly and im 17 years old


I am taking a health screening test for life insurance?
Anyone know what they test for? Please list all the test


Car insurance for students UK?
My son is on my car insurance as a named driver. He's 19 and held a clean licence for 2 years. However, he's off to university in September and will only use my car when home...probably only for the odd day here and there. Is there any insurance company who will add him as a named driver for a few days each time he comes home thus enabling me to go back to my usual extremely low payment? I'm a 50 something driver with a totally clean licence and max no-claims."


How much will a Chihuahua puppy cost?
How much will a male Chihuahua cost on average to adopt? also, how much will the vaccinaions cost and toys, beds and stuff? It will cost alot cheaper than a great dane and accessories as chihuahuas are small. also, how much does neutering cost? and what age are you allowed to neuter? also, what pet insurance should we get? as i explained, it is for a male chihuahua and we live in a village in Hemel Hempstead called Leverstock Green. Will this effect what sorta pet insurance we need? please help us!"


How much would car insurance be for a new driver (17 years old) if the car insurance group is 7?
Roughly speaking... Thanks (:


lincoln transportation insurance