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Do I need the critical illness insurance if I have long term disability at work (I have one huge mortgage)?
I have already one life insurance who cover 75% from my mortgage, my company offer me long term disability, and some friends of mine advise me to do the critical illness insurance just in case if i would be sick and i cannot pay my mortgage."


Best insurance company.?
In your opinion what's the best insurance company. For a car that is.


Do you have health insurance?
if so, how much does it cost per month? how old are you? what kind of deductable do you have??"


Where i can get very cheapest motorcycle insurance?
i bay a motorcycle and my dad don't agree to give some money for my insurence


Car accident in dad's car. What will the insurance cover? Should I get a lawyer?
I was involved in a 3 car accident. The car behind me hit me twice (once on the back right and once on the side as he swerved and lost control) causing me to hit the car in front of me. I was driving my dad's car for the summer because I'm doing an internship away from home. Since my dad's car is useless now, I needed to get a rental car. I would also like to get some medical expenses covered because I am experiencing back and neck pain. My questions are: Will the other person's insurance cover the cost of the rental car although the car is not mine but I am the one using it for the summer? And should I get a lawyer to handle this situation? (Also, my dad is 8 hours away from here and the car is still in the tow lot since I am staying at an extended stay hotel and have no where to keep the car.)"


Why do people get refused home insurance?
Whenever you get a home insurance quote it asks you if you have ever been refused insurance. Why would that happen? And if it does, does it count against you for the rest of your life? Are there any insurers willing to insure such people?"


I dont have insurance but I want to get blood work done?
ive been really sick i think i may be diabetic. How should i go about this. Go to a family doctor and just pay the money or what? Is the amount going to be outrageous?


What is the cheapest workmans compensation insurance?
I own a hot dog truck, have not had a history of workmans comp, and have 2-4 employees"


"If i was in a car accident, and my insurance lapsed, what are my options in rectifying the situation?"
If i was in a car accident, and my insurance lapsed, what are my options in rectifying the situation?"


Whats a good life insurance?
hi, whats a good life insurance to have, i no theres some that some restrictions, but which is a good one to have? and that would pay well?"


Insurance questions? Can my parents get in trouble?
I was driving my dads truck to school and I hit a van? the truck is covered by the insurance but i'm not in the insurance. Can my parents get in trouble? Am I going to get my license taking away? i'm under age ,17"


Does anyone know where to get classic car insurance for under 25's?
I'm 21 years old I own an rs turbo that is 23 years old. I know you used to be able to get classic car insurance through Adrian flux but they've just changed there terms so you have to be over 25, but there must be a another insurance company that will take under 25's."


Is Health care affordable in the U.S? How much insurance do you need?
I hear alot of propaganda from fellow Canadians that its bad in the U.S. Is this true? I figured if you can pay 3,000 to 4,000 a year to your health insurance comany you are pretty much protected, true or false? I would like to know the truth. Thank YOu"


Approximately how much would insurance be a month for a 17 year old driver with drivers ed in New York City automatic10% off your insurance)?
Older model car will be purchased. Will be under my parents car insurance


Do I have to pay class 4 national insurance contributions if I am already paying class 2 contributions?
I am self employed and am about to submit my tax returns. I have earned 17,600 this year before tax and have payed my class 2 national insurance, but I am now being led to believe that I have to pay 800 class 4 national insurance as well as my class 2. This seems a lot to pay considering the wage that I'm on"


u car insurance



Question about Health Insurance in the USA?
If you are not insured will you not receive emergency treatment in A and E? Do you have to pay for this? HOw do they make you pay? What about if you have cancer or need long term care for a degenerative illness? Do many people die in the USA because they are unable to afford treatment? Also I heard that the incedence of TB and pneumonia among the poor in the USA was on the increase because they have no access to healthcare is this true? Sorry I know this is a lot of questions maybe i should split them up next time. :-)


Car insurance for diabetics?
So I'm relatively new to the world of driving at the age of 23 and I am also a Diabetic trying to find cheapcar insurance that would cover me. Anyone know of any insurance agencies that won't drastically raise my insurance costs because I'm a diabetic, or any low cost ones that cater to diabetics?"


Young drivers car insurance uk?
Cos I think that is too much for anybody


Should every American be required to have health insurance?
Obama wants every American to have health insurance. I think that's a good idea. People who pay for health insurance can get their diseases treated before it results in an emergency room visit. More lives can be saved and the emergency room will not be full of people who cannot afford health insurance.


Whats a good car with low insureance and good gas mileage!?
and the car has to be under 5,000"


Extremely Crooked Teeth?
Hi so I'm 18 and I have horribly crooked teeth and massive overbite.. http://m.imgur.com/6hIEU0J http://m.imgur.com/yTdt1FA I have barely any money and my teeth are killing my confidence I can't even look in the mirror without wanted to break all my teeth because of how gross they are. I never smile with teeth and even when my mouth is shut my lips look messed up. Anyone have any ideas? Cheap braces or something? I'm desperate!


Where can I check and insurance company's ratings?
I am shopping for life insurance. Where can I check out an insurance companies ratings and credit ratings? I am thinking about the following companies: Northwestern Mutual State Farm Stifel Nicolaus ING New York Life TIA


Does it cost to switch car insurances?
I need to switch my car insurance to get a lower rate per month. How much would I generally pay to switch or get new insurance?


Whats a cheap car insurance company i could try??! other than quinn any recomendations?
see above :)!


How can I get lower insurance for a motorcycle?
Right Now I use Geico for my automobile insurance, and since I driving a 06 Mercedes that is pretty pricey as it is. I was thinking that I can go with a different insurance provider if I get the motorcycle, is this possible or do I have to use one insurance provider for my both my car and possibly future bike. As for selecting no liability for the insurance, that is out of the question considering the high rate of accidents motorcycles have. I did get a quote with no liability and it was only 50 bucks a month lol"


Best life insurance at cheapest rate?
im 67 looking for a min of 10000 life insurance...term or whole ive read reviews of a bunch..like colonial penn n such gettin a headache reading so much ....i want to know from people out there..what is the best/cheapest/ best paying without all the red tape like col penn n others i read. im in fair health.just blood pressure medicine n arthritis..no cancer..never smoked. but at my age..bones tend to get weaker help please.


Best Term Life Insurance Quotes Ownership?
My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice?"


Average insurance rates for a retail store?
What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.


Somebody hit my car? we both have basic insurance?
I live in michigan and someone hit my car. I took pictures of the damage of both of our cars and exchanged insurance info and license info. she has basic no fault insurance. so is her insurance going to pay for damage done to my car? I don't have collision coverage on my car, just basic. someone told me her insurance won't cover it because basic insurance only covers medical expenses? someone please explain this."


How do homeowner's insurance companies know if people lie on claims?
If a person filed a claim for theft, burglary, or anything of the sort, how do the insurance companies know if they're lying or not? Even if people provide receipts or pictures, do they go through a process to make sure that the item was purchased by that person? You also have the right to black out any personal information, that way your credit card information will be secure. So what do insurance companies have to work with? If someone's crafty enough, they can forge receipts, take fake pictures, or find some way to obtain owner's manuals to provide fake proof."


u car insurance



Ticket for no car insurance?
my daughter got stop and given a ticket in my car for no insurance.the car is under my name. the insurance was cancelled because of late payment a couple of days ago. us not knowing it was cancelled. they given her a ticket with i the owner name on it as well . my question is do i have to appear to city courts and what do i have to show or will she have to go or both of us. please help i never been in this situation.i want to settle this asap.thanks


Car insurance wrong?
okay so I got a job delivering pizzas as part time while at university and they wanted my insurance info and mot ect for my car, I have been driving for about 2 months now and my clock reads around 70k miles. When I was giving my documents the once over it seems I placed 89k on my original qoute, which is when it hit me. I went and checked out the car before buying and was all well and good, I put a deposit down and said I would pick it up tomorrow then went home to insure and tax it so I could drive it home the next day...the seller claimed that the car has done 89k miles so filled it in got it insured and taxed ready to pick it up the next day. So basically car odometer is wrong to insurance qoute, how can I get this fixed?"


Help needed ! Cancelled car insurance.?
I cant find out how to add comments there,so il write here. Why should i need a lawyer? a case with the car is in past and there is nothing to do,car is sold now properly. my neighbour did sold car too and received payments for more than a year and still oved a car,so i thought there is nothing wrong with it and there would not be,if that bastard would have insurance :( when i passed mu test there wasnt much question about insurance and how it works etc,if i would know all these things i would definetly do it different. im not a onloy one - ask some people who just passed their test,they dont know major things about insurance,registration etc.. it comes with a years and expierence,but this is too much,im not an criminal to take me off road,this is so wrong,some minor mistakes and yo can dump your licence :(("


Will home owner's insurance cover?
I was staying with my aunt, she owns her home. Someone stole my portable safe with cash in it. I filed a police report, the safe was found but was empty. The police have suspects but no arrests have been made. It has been over 6 months. Will her insurance cover my money?"


Which car company has the lowest amount of insurance to pay monthly?
im getting a car soon and i have to know which car company has the lowest monthly payment of insurance can anyone help me out??


Parents: Do you have life insurance for your family?
This stemmed off another question but I'm not just talking about SAHP's, to ALL parents.... Do you have life insurance for your family? I admit it....I don't. And yes I need to make that happen. But I don't have it at this moment. (Save me the lecture, just curious how many people will admit if they do not have it. Yes we most likely all realize we should)"


I think my short term disability due to giving birth got messed up?
So I want on leave on May 20th due to best rest. I used all my vacation and leftover sick time, and the rest is paid by short term disability, a total of about 9 weeks total. I stayed home 6 weeks after my baby was born since my work doesn't cover any of my pay. I work in a very small private business, just 3 of us. My boss had never handled maternity leave before, and I think he did it wrong. A few weeks after I gave birth he said he got a check from the disability insurance agency, it was made out to his business. So he cashed it and wrote me a check for the total amount from his business account. There was no explanation of how to dole it out, so he just gave me the total amount. Then, just now, 3 weeks later, I got another check mailed to my home from the insurance company?? What happened? I should of only got paid for the 3.5 weeks I believe from short term disability because I was paid for the rest. The insurance company is not open until tomorrow so I cannot call them yet."


How much I have to pay for car insurance in Tokyo?
well, mah dad gifted me a new Camaro Giovanna. How much to pay for its insurance. Thanks in advance."


Buying health insurance for the first time?
I'm looking to buy health insurance, but not sure what type to get. I'm very healthy and have no children so it would be just for myself. Should I do a co-pay plan? HMO or PPO? Not sure."


What is the cheapest insurance company for SR-22?
I now have to have SR-22 insurance on my car because of a mess up in the billing department of my insurance company. What is the cheapest company?


I need car insurance!!!!?
Is there any cheap car insurance providers that are really cheap for a teenager???


How to find good term life insurance?
Looking to get life insurance on myself. Need to replace 70K per year income in the event of my death. Need to support my wife and 4 year old son. What type of insurance would be best, and what type of investment advice could be given for my family to invest the money and live off the interest, leaving the principal untouched?"


If I take defensive driving will it keep my speeding ticket from my insurance company?
I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?


Someone hits me and I have no car insurance?
Someone hits me and I have no car insurance?


"Value of the car has deteriorated after a no fault accident, what did you do for this similar case?"
we spent 30K on this new year 2010 car a few months ago and got into a no fault car accident, the at fault insurance com. Is paying for the car damage which is about $5000 which includes damage to the and just the raider, bumper and airbag on the drivers seat that went off, the frame is not damaged. the sale rep who sold the car to us said it doesn't matter what happened to the car or how well repaired it had done, the fact that it went through an accident will turn buyers off. and he said that's why when they get cars like this, they need to offer me a lower price if I resell it back to them. He said carfacts.com (not sure if I got the wrong name) will get the car accident info from the at fault insurance company no matter what, so the car dealer will get the info even if I don't tell him and he also said that i'm responsible to tell the potential buyer if I decide to sell it at private without going through the dealer.. Anyways, do any of you have experience in this area that this sounds like the resale value fo this car most likely will decrease and how do you cope with this? have u heard of anyone tried to claim from the at fault company for the immediate decrease of value? Or you just simply move on? Have any one of you have the dealership make a proof of decrease in appraisal to show to the at fault insurance com. to get some money back? and do I need to prove that Im selling it right now in order to file this claim to the at fault insurance com? thank you."


u car insurance