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Will my car insurance rates go up because of this?
Will my car insurance rates go up because of this?


Is it possible to insure a surgery?
The principle seems pretty straightforward; if a surgery has a chance of going awry and requiring further surgery to correct the error, is it possible to insure the procedure against that chance? Since most doctors require you to sign away your ability to seek compensation if they make a mistake (except in the most outrageous examples of gross incompetence), case-by-case insurance seems the best way to ensure that you're not totally screwed in the event of medical incompetence or bad luck."


Can an insurance company buy off and tow my car?
some construction company hit my car. the estimate repair is 2400.00 my car in kellybluebook is 1600.00, they said they could either write me a check of 1000.00 or their insurance if going to tow my car and give me what they think is worth. can an insure really do that? can't they just repair my car and give me a rental until i get it repaired? what should i do the accident happened 6/26/13"


Finding out what insurance company a business uses?
My vehicle was at a business sitting inside their garage area and while it was there the stereo was stolen, speakers, amp and front grill. There were also some parts taken off of the motor. I had the sheriff department come out, filed a report, they took photos and even dusted the truck for finger prints. I have spoke to the business owner and told them it is only fair that they either pay for it or file it on their insurance policy. They have refused to do either. Is there a way I can fin out who their insurance company is?"


Car insurance help????????
Hello, I was rearended (not my fault) and I called my insurance companyt to let them know what happened. The car is insured and at the time of the incident was insured under my mother because I am under 21. Now two months later I am receiving a letter that I am being kicked out of my insurance unless my parents insure me. So what do I do in this situation. I find this situation very unfair because why do we need two people insured on one car? Can you offer any insight?"


Is it okay to drive an unregistered car with insurance in California?
I'm in the process of getting the paperwork for registration, but it's taking longer than expected. The previous party (who I bought the car from) already gave up title to the car. I have the bill of sale and insurance and have been staring at an undriven car. Can I drive it? What are the consequences?"


What is the proper way to repaint a brand new car? Insurance question...?
I recently had my car damaged in one of our Texas storms. It caused about $4000 in damage to the entire left side, hood, and both bumpers, and knocked out two windows. I just got my car back from the insurance suggested"" body shop and I can still see where many of the rock marks were painted over. There are divets in the paint in a lot of spots"


How much money does drivers ed save on car insurance?
Is the amount saved by drivers ed a lot, meaning does drivers ed pay for itself by helping lower your insurance cost?"


Health insurance for my wife at a low rate?
I work but unable to carry my wife do to the rates. Is there any insurance that we can get on at a better than the one offered at my job. So far I have found one with Blue Cross Blue Shield for $70 a month where my job is like $95 a week or so. I do know it was high on a weekly basis.


No insurance not my car?
Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys"


Should I change car insurance?
So here how it goes. I want to get a new insurance for my Mom's car. She is 52 years old women who drives a Honda civic 2002 Sendan that was totaled and repair before. She is paying 1,600 a year and I think that's a lot for liability . She used to have a car before that was in an accident(my brother hit somebody else car) and we had to drop that insurance(progressive). Two years after my brother broke another car that my mother bought but this time the insurance company(state farm) did not find out. Right now we are back to progressive and a car hit me while driving and I did call the insurance. It was not my fault and I don't think anything changed because we are still paying 1,600 but I still think its a lot. It is the best I can explain the situation , so should I go out and try to find a better deal? Any advice is appreciated"


Life Insurance: How much and how does it work?
How do life insurance policies work? Can you get them at any age? Can you get them at any amount? Say you're 30, single, no kids and want to take a two million dollar whole life policy...is that allowed? Any good information would be appreciated."


My insurance company doesnt want to pay!!?
I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs. On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995. According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of."


How do you read a Cigna Insurance Card?
I have to fill out a form that requires me to fill in the Policy number and the Group number. I cannot seem to find it and the website (mycigna.com) does not seem to tell me anything.


How to select a home insurance company?
I am closing on my first house next week and I have to find a home insurance company and do not know what I should be looking for in a company or what a plan has to offer. The house is in South Jersey about 1 mile from a small lake, its a brick 2 bedroom, 1 bath house with a detached brick apt/garage on an acre. The lot has a shared driveway (with an easement) and I am getting a land survey (think that's what it's called). 1. What are the typical things I should ask a company? 2. Should something be included in a plan that I should know about? Forgive me for being completely clueless about this, my husband left this up to me (probably because he has no idea either, we were both renters.) 3. I also run a small perfume making business from home, should I tell them about this? 4. Anything else? Thanks in advance :)"


insurance commissioner michigan ken ross



How much is car insurance for a 17 year old male in maryland????????!!!?!?!?! PLEASE ANSWER!!!?
I got my license today lol....I need car insurance because I have an internship starting on the 29th...does anyone know a cheap but good/decent insurance policy??????PLEASE HELP!!!


Honda CBR125R Insurance rates or recommended agencies? 16 Year old male Ontario?
I have an 80% average in school and my parents have auto and home insurance with statefarm. Only 125cc 130km/h tops. first vehicle. Thanks


"What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?
Can anyone recommend auto insurance companies (for California) that only look at three years of driving history instead of five? Something other than Progressive. Thanks.


Do I need insurance to drive my father's car?
recently i have passed my driving test and my father have a comprehensive car insurances!!! i can't effort to buy a car or car insurance? do you think is legal to drive it? thanks


UK: how does the ncb function for car insurance?
The insurer of my new(ish) car wants a proof of no claim. I already have a insurance on a first car with ncb of 9 years, protected. How come I can't use this ncb for the second car? the cost of insuracne is outrageously expansive if I start again from zero year ncb for the second car... how does this work? why can't I carry on having the ncb for the second car too?"


Does my insurance go up after I get a ticket in someone else car? Or the owner of the car insurance goes up?
I got pulled over for speeding and the officer never asked for the insurance card. Since he didn't ask for the insurance card, does that mean my pay rate will be the same? Or can the insurance company find out by the tag number? Please inform me because this is my first time. Thanks! Also remember I was in someone else car."


Is it possible to switch auto insurance after paying the down payment on one already?
im 22, paid $150 down and im gonna be charged $88 a month starting march 1st just for liability on a 2001. is that too much?"


Do insurance companies cover a chiropractor after an accident?
i was rear ended and had to see a chiropractor because of severe whiplash. the insurance company of the girl who hit me is offering a settlement and almost half of it will be going to pay for the chiropractor bill. is this right? why wouldnt health insurance cover this, or why would i have to pay for it out of my settlement when it was not even my fault?"


Next step after finding out your being kicked from auto insurance?
My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?"


Business insurance needed for babysitter or nanny to drive children from school and activities?
Babysitters are often expected to drive kids around like a taxi service but an insurance agent told me the car used should be the parents of the kids with babysitter named as additional insured"" - that the car used should not be the babysitter's because it's being used as a business and not covered under personal insurance. Also a lot of wear and tear on babysitter's car - often not compensated by the parents who hire them."""


My mother has a whole life insurance police. Can she surrender the policy for the cash value? She's 86 yrs old?
She is currently in a nursing home with Alzheimers and awaiting word from Medicaid, in the meantime we need to pay the nursing home out of pocket."


Do group health insurance plans provide for covering costs of auto insurance?
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Life Insurance policy?
Can a long term boyfriend"" take out a life insurance policy on me"


Which auto insurance company offers non-owner's insurance?
Which auto insurance company offers non-owner's insurance?


Do u need to pay for car insurance when the car owner is away on travels i.e.like 6mths & car is not used?
I am about to travel overseas for about 6 months on a job transfer and my car will be sitting in my garage not used. Do i still need to keep paying my insurance premiums for this period the car is sitting idle? I'm not sure if there's a law that says I should or not. Any help will be appreciated.


insurance commissioner michigan ken ross



Car insurance 99 s10 blazer ?
Is it cheaper two have two cars or one car ? Also how much would you stay how much my insurance would be for 99 s10 blazer 4 doors. Blue and 4 wheel drive with full coverage? is it going to be more than 200 dollars a month? I have one car crash and one not stopping at a stop sing. And im male and I will be 18 and live in mn and in a small town


"Will the Supreme Court ruling on Affordable Care Act affect those under 26, and on their parents insurance?"
I am a 20 year old man, and I suffer from a couple health problems that I must have treatment for. I have a job, but I do not make enough money to afford my own health insurance, so I am on my father's. I am able to do this now because the new law allows me to remain on my father's insurance until my 26th birthday. If the supreme court rules that the mandate in question is unconstitutional will it effect that specific part of the law? Am I in danger of losing my health coverage?"


What is the cheapest way to get insured on a Ford Fiesta 1.2 for an 18 year old?
Hey, I just passed my driving test and the trouble is insurance :( I've found the perfect car for me which is a Ford fiesta 1.25 studio, 2006 model which has done 49000 miles and is valued at 3800 pounds. The insurance is nearly triple the amount of the car which is something I simply cannot pay. I was considering coverbox or insure the box but I'm not too sure. I've been researching online for a good few months now and all price comparison websites and insurers' websites seem to be suggesting the same price. So please if you know how to get cheap car insurance for a 18 male who has 0 months no claims, I would appreciate your help :)"


"Car insurance help, please answer!?"
im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?"


Difference between term life insurance and permanent policies?
My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?"


Can I apply for California Unemployment Insurance?
i was working two jobs, and part time permanent position, and a full time temp position. i was layed off of my part time permanent position. i am still working full time at my temp postition, but at times i don't work that position for a couple weeks at a time. can i apply for edd now so when i have those weeks off i can claim edd. or do i need to wait until i have those weeks off and then claim i was layed off from my permanent job?"


Why don't health insurance companies compete on price like car insurance companies?
I was watching TV (something I rarely do) this weekend, and I noticed a fair number of car insurance commercials from various companies. They were touting their high level of service and low prices, and urging consumers to investigate and switch to their company. How come this doesn't appear to happen with health insurance? Is it because employers, rather than the actual people insured, shop for insurance in many cases? Is it because auto insurers are allowed to compete more freely across state borders? Are the basic expectations different when it comes to health insurance? Or, does competition already exist in the health insurance industry but the product is so much more expensive no matter what? Serious answers appreciated. Thanks."


How do you become a life insurance agent?
Recently my husband was hired"" for American Life Insurance. (ALI) He has to pay $400 up front He says it is for a 2 week course online to get his license. You have to make a certain amount of sells and that insurance is pretty expensive. I cant find anything good online about this company. Am I being negative? I am just extra cautious. Is this company something like mary kay and avon? I am not understanding. You only get paid by commission. So I really hope he doesn't leave his police job over this."""


My wife and I are looking to buy a house some time next year. Her credit score is 668 and mine 620. We make about $80K. Can we get a mortg?
My wife and I are looking to buy a house some time next year. Her credit score is 668 and mine 620. We make about $80K. Can we get a mortg?


How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?
I'm buying a Maxima and I'm turning 17 in February. I plan on getting the car on the road next month and I have a 10% discount from my driving school for taking drivers ed. How much would insurance cost (roughly) per month for a 16 year old girl with a 1997 Nissan Maxima GLE?


Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation..."


Is this type of health insurance legal?
Here's the website > http://www.grouphealthinsurancebenefits.com/ The idea is, they put me on as an employee of their company (they call it a group). I then can join their group health insurance pool with Atnea PPO for both me and my wife. They would actually pay me each month, but then I'd turn around and pay them back. The net result is a cheaper cost for HI over me trying to get the same coverage on my own. Let me know. Thanks."


Anyone who has state farm car insurance?
i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?"


Does making payments on a car make insurance cheaper?
my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer


Health insurance?
i need health insurance that is affordable to me. i am willing to spend 30-100 dollars a month. i just basically want something to cover my dental and doctor . it can be network far as i car i dont really need ppo. i also want it to cover some of my presciption.


insurance commissioner michigan ken ross