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Replacement cost for homeowner's insurance?
I know an individual who had a building on their property damaged by a fire. This person has homeowner's insurance with replacement cost coverage. After taking what pictures they could of the damaged goods in the building and uncovering receipts for goods that were in the building, the replacement cost ended up to be quite a sizeable amount (>$100k). The insurance company has delayed payment for about 3 months now and has now decided they'll only give him a check for half the value. Once he proves he has replaced those goods, they'll give him a check for the other half. Is this typical practice by insurance companies? I understand that they are doing it for the replacement of the actual building, but for all the items that were inside?? It doesn't make sense. Any insight would be helpful."


I'm wondering how much other 24 ish year olds pay on car insurance?
Just to explain (partly due to the slightly useless comment below) I do want to know what people pay because I want to know if there's something making this high or if its a normal amount. And yes I know its different for different people, but I find it hard to believe people on like less than 20,000 (ie in my experience everyone under 30: I live in cornwall) are paying that much. Or maybe I'm wrong."


Which insurance license test is easier for California?
also wondering, what is the passing grade needed, how many questions, and how long are the exams? do you need to renew your license after X number of years?"


If i get mad and ram my car into a dumster will my insurance pay for it?
pay for my bumber repair


"Buying a home in L.A., average home insurance and property tax?"
We are looking to buy a home in the L.A. area and are just wondering if there is an average, or a median for property taxes (is it 1% of the home price in CA?) and insurance. We are trying to calculate total monthly payment and how much we could afford. Looking at $350-500k range."


Are there any health insurance programs available for a 19 yr old female in alabama?
whom is from a low income household (kids ages: 17,18,19). her dad draws ssi and she isn't pregnant."


I am positive I have an ear infection. I don't have health insurance. Where should I go?
Should I go to an E.R., urgent care doctor, or a primary care doctor?"


"Michigan Auto-law, I have no-fault insurance, the driver who hit me has full coverage, can their insurance pay?"
If someone hit me who was 100% at fault and they have Full Coverage, and I have No-Fault insurance can their insurance company pay for the replacement of my car or fixes? I understand what would happen if they have No-fault, basically I will be able to get $500 for the mini-tort law. But the questions is, if they have full coverage am I able to get anything else other then $500."


Car Accident and No Fault Insurance?
My sister was hit by a car while she was crossing the street on her way to school. Now the hospital has sent as a statement asking for her no-fault insurance policy number. We don't have auto insurance so how do we fill in the form? Can we use the insurance number of the part at fault?


What companies do not offer employees health insurance?
I was wondering what kind of companies do not give their employees health insurance, besides temp agencies? Thanks"


Haotian vixen 125-8 motorcycle insurance?
I have recently purchased a haotian vixen 125-8 motorbike to learn on. i will soon be doing my CBT. I understand that it is an imported bike but i cannot seem to find any insurance companies that know of the make, what can i do ?"


"How much does a 25 years old male student pay for car insurance,tax for a 1.5 litre car & MOT as a new driver?"
I live in the West Midlands, just got my license looking to get an estimate of how much a car insurance costs as a 25 years old male, student. I also looking to know how much is tax for a 1.5 litre engine car plus MOT."


Term life insurance policies?
if i buy a term life insurance policy and three month later i die, will my family get the money?"


Car insurance- insurance not renewed.?
A month ago my car insurers send a letter saying my policy wouldn't be renewed when it ends in November. reason, there weren't dealing with the agency. now I have two cars, one having abs problem so wasn't driving it but was paying for both. Am getting a new insurance company but wouldnt add the problem car till I get money to repair it. its not driven and want to save that wasted money to repair it. Am I right."


Direct Auto Insurance?
Has anyone heard of this insurance company? If so whats their number or a website?? Thanks in advance.


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What do i need in order to work for insurance companies?
Such as state farm,geico, and all state? I'm a graduated high school student with a diploma and would love to get a step into that field please help. Also what positions are there for companies like Geico and state farm besides an agent and claims adjustor that doesn't require a bachelors degree? how do i get a job in insurance companies with a diploma only?"


I have 10 years old car and 1200cc and international driving licence. how much insurance to pay in london?
I have 10 years old car and 1200cc and international driving licence. how much insurance to pay in london?


"Have life insurance on myself & spouse,would like to know is there away to get half of the funds now?"
Have life insurance on myself & spouse,would like to know is there away to get half of the funds now?"


I was in a car accident so i been off work how will the insurance pay me?
I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work


Is mega insurance considered a Group Health Insurase company?
I know...I have mega and I am getting screwed on my maternity...they suck.


Cheaper car insurance?
If i get a cheap car will my insurance be cheaper or more expensive? I have a car that i can have given to me it is about 5 years old but cant aford the first years car insurance out right if i sell it and gt a cheaper car will the insurance be cheaper or more expensive because it is an older car? I say this because if so i can sell the car i have and use the money left over to pay for the first ears car insurance. p.s i am a teenage driver which is why im trying to save as much money as i can!


"In california, im 16 and i will have my permit hopefully soon. am i automatically insured when i have permit?
so i live with my mom and our roommate. my mom doesnt drive. my dad drives and so does our roommate. my dad will sign allowing me to have a permit but i want to drive with just my moms roommate which i live with too. is it possible that i can just get my dad to sign for me to have my permit and then i can just drive with my roomate that i live with? or would i have to only drive with my dad since he is the one signing? and also am i automatically insured under my roomates insurance with a permit and then i need to get insurance once i get my license? or do i need to have insurance for myself while i have my permit as well?


Insurance companies that don't require college degree ?
Does anybody know of any insurance companies that you don't need a college degree to work at? Apparently you need one for liberty mutual which is where I was looking to work. I was working at American income for a month but was not satisfied with how the company is operated. I'm looking to go into property and casualty as well. Is there any good companies out there that will hire with a little experience and offer a schooling program for property and casualty? I already hold a life license good for the next 2 years.


Do you need insurance to drive a car?
i live in alberta and i am wondering do you have to get insurance in order to drive a car will you be in trouble if you drive without insurance?????


If I get into an accident will the insurance company ask to see my title?
My lienholder is not listed on my insurance policy and I am considering removing my collision/comprehensive coverage. But my lienholder's information is on the title, so if there is an accident will the insurance company want to see my title and then inform the lienholder that I removed my collision/comprehensive coverage? If so, what could the penalty be?"


Can i get braces free from insurance?
I reallllly need braces and I've been looking for any dentists in chicago that accept insurance in chicago. I live around cook county and anywhere around irving park or places near there would be fine but i really want to get braces that my insurance will cover. I am 13 years old.......thx!


Are there any cheap car insurers for older cars?
I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.


Auto Insurance Coverage?
i ran my car into a wall. ;( i wasnt hurt nor was anyone else involved in the accident. will full coverage auto insurance cover the repair and will i need a police report??


Is it true that my auto insurance rate will increase even if I repair my car privately?
My new 2009 honda civic's rear bumper got a little bit disfigured and scraped after a stupid little accident. Is there any way the insurance company would find out if I repair it privately (not through the insurance company)? If I bring it to the dealer body shop or a third party body shop, will they report it to the insurance company? I heard they will register the damage with the car's VIN to Carfax and that way the insurance company will know. Is that true?? Please advise. Thanks!"


Where can I find cheap car insurance for someone who has a dui?
I live in AZ and I am trying to find car insurance for someone who has had a dui. The only company so far is Bristol west but they are too expensive. Where else can I go?


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How can I get car insurance?
I just turned 18, i'm going off too college but I have a stable part time job. I make about 500-800$ with a car payment of 300$ And i want to buy a policy for myself. Before i look into that I wanna know about how much should I expect to pay extra monthly?"


Had a car accident other persons fault insurance pays car rental but enterprise wants mw to pay deposit
shouldn't that be the insurance responsibility and not mine


Question re: insurance premiums and taxes?
I've read that health insurance premiums can be itemized deductions. Any others? What about accident insurance I pay for out of my pocket? I pay for both accident and sickness premiums to the same company and pay for all my policies out of my pocket. Any help is appreciated.


Insurance claim....... cooker?
erm... fwf...... would you care to tell me why


Why would someone purchase life insurance for their child? What kind of policies exist for...?
...this purpose? I heard someone talking about it, and it made me curious"


Sr22 for car insurance?
does any one know which car insurance company's will carry a sr22


Need help for home insurance?
For home insurance, what is the difference between DP3 and HO3. thanks."


Aircraft insurance rates with DUI/DWI?
If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?"


"Why did the hospital bill me and not take my insurance, which apparently they accept?"
I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance... I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?"


How much would insurance cost?
I am 20 years old, I have taken driving school, I have been driving since I was 16, and i have my g2. im gonna need a reliable car to get me to my new job. I am looking for a used care, i need to know how much insurance would be. Can anyone suggest a car, used, 2004-2008, price, insurance for a female who is 20 and taken driving school. Something reliable like a honda or a mazda or anything else and around how much payments would be a month. i know it wont be exact , there are many factors i just am wondering like an estimate if anyone can help me."


Should I apply for life insurance?
At the moment I am a stay at home mom of 3 kids one that is not school aged. Max my social security would pay out is about $1400 a month which wouldn't pay enough for overnight daycare for the kids (when my husband works) or the daycare my youngest would need to go to while her dad slept. I had a cousin and brother both die from aspiration one breathing in vomit the other breathing in blood at ages 25 and 28 in 3 days I'll be 27. Knowing people are dying very young should I apply for life insurance or leave it to chance since I don't smoke, drink, do drugs and I do exercise and eat a mostly healthy diet. My grandmother died at 52 years old from colon cancer and her father in his 40s."


Primerica Term Life insurance - Is it any good?
I have been hearing mostly bad things about Primerca as a company as a whole and only a few good things but mostly bad. However i am more interested in their Term life insurance policies. Is anybody farmiliar whit it that can offer me some guidance.


What is the diffent between term life insurance and whole life insurance? Which is most choosen?
What is the diffent between term life insurance and whole life insurance? Which is most choosen?


Anyone can explain to me how to acquire cheap SR-22 insurance?
Your damn right.. .Now I'm a police officer... BTW I was at the legal limit, but underage. so **** you"


Can my grandmother add my car to her auto insurance policy?
I have a car that's in my name, with no insurance. I wanted to know if my grandmother could simply add my car to her policy. I'm a 19 year old male, if that makes any difference."


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