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Are they able to charge me with car insurance fraud?
A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn't know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn't unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn't know where the key was and I didn't suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn't a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son's favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled"" What else do I need to do to prove to these poeple that I didn't steel my car."""


I'm moving out of state - do I have to change auto insurance companies?
Explanation - I went through a local auto insurance company called ABC Insurance (not the real name, btw). They got me the lowest rate through XYZ Insurance, out of a different state. I'm moving out of state in a few weeks. Do I have to worry about finding a new insurance company if the one I pay my bill to is out of state anyway? After the move, I will actually be physically closer to that company... but still out of state. I never deal with ABC anyway. It's like they are just the go-between"" that found me that company."""


Can I switch car insurance after a car accident?
I got into a car accident a month ago and was told that my premium will go up. Can I switch carriers and and get a better deal? However, once policy is cancelled my insurace, will my claims on the accident will still be covered?"


Should I buy a new honda Civic?
I'm looking at a new Honda Civic as my second car, what do you all think of them?"


"What is the most reliable, low insurance, cheap small car-max budget 1200?"
I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well."


I canceled my auto insurance b/c I moved to a different state where the policy was considerably cheaper..?
I then unexpectedly moved to my original state. Although I was paying a cheaper insurance, how much grace period time do I have to insure my vehicle in my current state where the insurance is more? Thanks."


Who does my motorcycle insurance cover?
Would it cover my brother if I let him ride my bike for a week or two?


Insurance Companies Help??????s?
If an insurance company needs to make money how can it help us? technically if we give them money and they give us back more money wouldn't they go out of business? so wouldn't saving money in a bank account be better in the long run than getting insurance?


17 year old girl insurance?
I live in Ireland


High performance car insurance?
Basically this is really annoying me. Me and my dad aren't really bothered about the monthly cost of my insurance on a Mazda RX8. I'm 18 years old, but nobody will insure me? Seems fair? Wrong. My friend, who's dad is an investment banker has just got a factory build Audi R8 quatro V10. He's also 18, but I don't understand how he has even got a quote let alone full cover. He tells me hes insured in his name but his dad won't tell him how much it costs. Now, obviously their family is greatly richer than mine, but still, my family can afford the insurance, just like his family can. Why do they insure him and not me? When his car is classed as a super car, and mine is in the sports car class. We have both have just recently passed our tests if that helps."


"Car insurance sent me SR-1 form, What to do on SR-1?"
I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?"


"I'm an insurance agent selling auto, home, and life insurance...?"
...and I'm looking to increase my life insurance sales a bit. I was told by a veteran rep once that prospecting at funeral homes is a good idea. How would you approach the manager/owner of the funeral home, and what would be a sales pitch for getting referral business from the people who use the services of the funeral home for life insurance?"


Car Insurance and Tornadoes?
Wow...I said that wrong. I meant to say if the tornado damages or destroys the car, will my insurance premiums go up. Sorry for confusion!"


Is McDonalds responsible for the damage they caused to my car?
I was in McDonald's drive thru waiting in line with no where to go. Two of their employees put two skids completely filled with boxes of food outside of the backdoor adjacent to my car. They then went back inside. One good gust of wind sent an entire pallet of food tumbling onto my car. The store manager came out to remove the boxes and exchange insurance information. I was told I would not have to pay a dime and all the expenses would be covered. I called their insurance company today and was told I would have to pay for all the damage. This includes my five hundred dollar deductible, repairs and rental car. When all is said and done they said they would pay what they see fit. I am livid. What can I do?"


WHAT INSURANCE WILL HELP MENTAL HEALTH?
so i lost my health insurance at 19 and im trying to go on one by myself, i got to an outpatient program called High Focus for anxiety and depression and were paying out of pocket for this which is extremely expensive, can someone tell me an insurance that would cover this High Focus center its a private place and does not accept medicade, medicare, or state funds."


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Does PMI insurance cover a delinquent mortgage after forclosure and sherrif's sale?
With PMI insurance, and a home in foreclosure and already sold...I have heard that the insurance covers the mortgage that fell delinquent. Is this true? I haven't heard from the bank and I would think that after so long, they would try to find me for payment. Please help with anything you may know about the PMI. "


Car insurance while deployed...?
My husband is in the military and is currently deployed overseas and I had a question about his car insurance. It does have a loan out on it so that requires us to have full coverage on it normally...I was wondering that while he is deployed and since his car is not going to be driven (there is no way I can drive it since it's a stick shift and I can't drive those lol) if we could lower the insurance on it. I'm just not sure if we'd be able to because of the loan...or does it depend on the bank/insurance company? Thanks for any info!!


Average amount of money you get in a slip and fall settlement?
Have permanent damage in my back and have not been able to work for a year


"How can I find affordable health insurance that covers chiropractic adjustments, acupuncture, or both?"
I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive."


Do insurance companies charge more for sports cars?
yep...I'm a single male under the age of 25...the stereotypical unsafe driver"""


My son is getting his license this week and our insurance triples. Is there some way to hide him after he gets his license?
Like after they hand him his license and we pay the money for it, will that automatically get added to his insurance even if he doesn't drive yet or own a car?"


How will this speeding ticket affect my insurance?
Back in April I got a speeding ticket CVC22350, went to traffic school, and paid it off. Now, I got another one today, CVC22349 (a) for going 87 in a 65 (on the freeway). I read that I can request traffic school and if the judge gives it to me, it will take the point away but they will still notify the insurance company of my ticket. Let's say I don't do traffic school. How will this affect my insurance rates? I have Wawanesa insurance. This will be my first ticket that they know of, right? And your first ticket shouldn't affect your rates? Please help!"


Where would be a affordable place to rent out for a Super Bowl party?
Where would be a affordable place to rent out for a Super Bowl party?


Can I suspend my car insurance?
I am 18 years old, male, clean driving record, good student, going to college. I will only be going home for occasional weekends, and vacations, and I would like to be insured so I can drive my car (saturn 2000 sl) around. I want to have coverage when I need it, but don't want to pay for a whole year of car insurance. I do not know a lot about car insurance but, Is it possible to just call up my car insurance company (MetLife) whenever I want and suspend or unsuspend my car insurance? This way I don't have to pay for a whole year of car insurance when i am only using it for weekends, week breaks, or winter and summer vacations (probably 5 months per year). Is this a normal practice? Thanks!!"


Will home owners insurance pay to replace windows?
My windows are really, REALLY old in my house and I heard that home owners insurance might pay for it. Is there something in particular that I need to say?"


Whats the cheapest car insurance for someone that has points on the their driving record.?
Whats the cheapest car insurance for someone that has points on the their driving record.?


Average living costs for a UK 16 year old girl on the following things?
Ok, I'm planning to move out at the age of 16 and go study at collage in Poole 3 day's a week and also have a few job's on the go to! I'm looking at roughly the living costs (Rent, food, Car or transport, Car Insurance, TV Licence and Internet Bills ect.) Website links would be brilliant and any advice would also help! Also If I could get any help financially by the government for paying the rent as i won't be earning much, about 7,000 a year? Many thank yous in advance :) I'm figuring the earlier i start budgeting, the better"


How much would it cost to insure a cheap motorcycle for a teen?
I found a good bike for two thousand dollars it's nothing fancy but it's enough to get around so I was wondering how much would it cost to insure a bike like this. I have very good grades my parents have a good driving record so I think that will help


Who actually has health insurance?
Just about everyone I know doesn't have health insurance. This sounds pretty bad. Who actually has health insurance?


Whose insurance is responsible for the auto accident?
Ok, long story but I recently got into a car accident and had no insurance. My car was paid for, but I had no insurance on it. I live in Michigan which is a no-fault state, but I hit a building and I am wondering if I am resposible for the cost. I talked with the owner of the building and he had no insurance either, and had just bought the building 2 weeks prior to the accident. So who is responsible for the damages to the building?"


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Insurance for motorcycle?
i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom"


How long is a insurance company required to give before they cancel your insurance?
My insurance called me yesterday and informed me that they would be cancelling my insurance because I have rented my house to a group of students. They gave me two weeks to find new insurance before they cut me off. I'm having trouble finding someone who will insure us. If they cut my insurance, my bank will cancel my mortgage, and I guess that means I'd lose the house. Is this insurance company allowed to drop me in this manner. When we got the insurance two months ago there was nobody living in the house, but it was rental insurance. We never lied or anything, we were completely honest through the whole process."


Allstate vs Nationwide Insurance?
I am looking at purchasing new auto and homeowners insurance. Both Nationwide and Allstate will be saving me money in my current situation with Farmers Insurance. I have final quotes from both Nationwide and Allstate and Nationwide is $350 a year less expensive. From what I have heard though, Nationwide's claims department is a big hassle and many times the adjuster does not provide enough money for the damage. I have heard better things about Allstate, but not sure if it is worth the $350 a year. Help is appreciated! Thanks."


How much does car insurance cost for a 16 year old?
How much does car insurance cost for a 16 year old?


On average how much does it cost to deliver a baby in a hospital?
I have Blue Cross Blue Shield and I also have a secondary insurance which is Tri-Care.


Do Auto Insurance Quotes Affect Your Credit Score?
If I apply for a ton of different car quotes will it hurt my credit?


How to become an insurance underwriter?
Im looking to move on in my career and I am really interested in becoming an Insurance Underwriter. I am currently studying for the CII FIT exam and was wondering what else I would require. Any help appreciated thanks.


Is there insurance for landlords who rent their residential property to a tenant who plans on using the property as a daycare?
Is there insurance for landlords who rent their residential property to a tenant who plans on using the property as a daycare?


How Much Is Quad Insurance UK?
Hi their.... i know its a hard 1 to answer but on average how much are people paying for quad insurance for road legal quads in the UK...... ive been trying to get quotes from companies but every time i ring them up they put me on hold for like an hour so i hang up i just want to see what people are paying so i have an idea of what prices to look out for................ I'm 20 & own a 250cc road legal quad........... but dont want to be paying 700cc prices


How much more would my car insurance cost if I went from having a 96 honda civic to a 2000 BMW 328i?
I'm getting a 2000 bmw 328i... I have a honda civic already. My insurance was like 1200 for the whole year I think... already paid it in full. I'm 19, with no accident history, no speeding tickets, never arrested; I don't really have anything that would make my insurance go up to my name. I live in MA, so i guess I can't get gieco or allstate or whatever.."


On getting a quote for car insurance I am not sure if i qualify for no claims bonus.?
thanks guys, bit gutted that i cannot claim i have 0 claims, feels like i have just wasted 3 years of my life, bit of an outrage that I have had 0 crashes and have driven every month for the past 3 years with out any problem and will get 0 credit for it and a bloody brand new driver will get the same sort of quote as me !! horrible !!"


Temporary Car Insurance?
is there an insurance company in the US that offers temp. or short term insurance? i want to buy a car, just to drive back to my house and fix up a bit (5 min drive) and i dont want to pay for a months' worth i wont use, when im only 5 mins away."


Will speeding tickets raise your insurance?
Will it raise it a big amount?!?!??!!?


Im 20 years old. Just wondering when i should buy life insurance?
Im 20 years old. Just wondering when i should buy life insurance. ? I have a bf live at home with my parents. I have a car loan out for 18,000. Have a full time job. Just wondering if its better to purchase when your younger. My bf and I have been together for 6 years."


Shouldn't the recession reflect my escrow (property tax + home insurance)?
Because I am actually making higher payments on my escrow (taxes + insurance). Shouldn't it be lower payments instead of high payments? Why am I paying higher? It has nothing to do with being late. I have made all payments on time every month. My mortgage company sent me a letter stating that there was a shortage on my account and my total payment would increase. It was not a significant increase (about $24/year), but still shouldn't it be lower? If I sell my house now, the sale price would be considerably less -- even less than half the value."


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